The Best Kansas Medicare Supplement Plans (2022)

In Kansas, there are 10 Medicare Supplement (also called Medigap) plans. These are available for people who are shopping for a plan in Kansas. However, different plans are available depending on when you become eligible. Cigna is the best Medicare Supplement plan in Kansas for Plans F, G and N.

Note that you cannot have both Medigap and Medicare Advantage plans in Kansas since the latter would replace your whole Medicare plan, including Original Medicare.

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Last Updated: 6/23/2022
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Your age affects your Medicare Supplement premiums. In Kansas, a 65-year-old pays around $137 per month, while a 75-year-old pays roughly $198 on average. With comprehensive coverage, Plan F (with an average cost of $243.74) and Plan G (with an average cost of $152.30) are the most popular options. However, plan F is only accessible to those eligible for Medicare before 2020.

The next most popular plan is Plan N, offering similar coverage at excess charges. It costs a monthly average of $138.20 for 65-year-olds and $185.70 for 75-year-olds. MoneyGeek ranked the best F, G and N plans based on their average rates and benefits. Our best Medicare Supplement plan in Kansas review has further details on various plan types and coverage.

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Best Medicare Supplement Plans in Kansas

Best Medicare Supplement Plan G in Kansas

In Kansas, Cigna offers the best Medigap Plan G. Insurance companies that provide online quotes are the only ones included in MoneyGeek's rankings. Remember that there may be other Kansas companies that do not provide online quotes but offer lower rates.

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MoneyGeek Top Pick
Cigna Medicare
  • MoneyGeek Score: 90 out of 100
  • Average Monthly Rate: $141.12

Cigna's monthly premium for Plan G is lower than the state's average monthly premium for Plan G Medicare Supplement insurance, which is $177.80. This plan comes with a number of benefits.

The Cigna Healthy Rewards Program offers a variety of advantages to patients that are updated on a regular basis. Presently, policyholders can receive up to 25% off a variety of health and wellness products and services. Additionally, you have 24-hour access to the Cigna Health Information Line for assistance with questions and concerns. The plan also covers emergencies during foreign travel, and you'll be reimbursed when you return to the United States.

MORE ABOUT PLAN G IN KANSAS

Navigate to learn more about Medigap Plan G in Kansas, including how much it costs on average, what providers are available and what it covers.

The Cost of Medicare Supplement Plan G in Kansas

Medicare Supplement Plan G costs an average of $177.80 per month in Kansas. Several factors, including your present age, discounts and other medical underwriting factors, influence the premium you'll pay.

At roughly $141.12 per month, Cigna's Plan G for 65-year-olds in Kansas is the cheapest option. Compared to Blue Cross and Blue Shield of Kansas's $174 average monthly rate, which is the state's most expensive, this is about $33 less expensive.

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65

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  • Company
    Sample Monthly Rate
  • Cigna
    $141
  • UnitedHealthcare
    $147
  • Blue Cross Blue Shield of Kansas
    $174

Providers Offering Plan G in Kansas

While the state of Kansas offers 43 Plan G providers, only a few of them provide online quotes for their plans. To help you choose the best Plan G provider in Kansas, MoneyGeek has compiled contact information for all Plan G providers in the state. Furthermore, we detail their pricing model so you can determine which ones will likely cost more as you age.

Providers Offering Plan G in Kansas

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  • Company
    Contact Number
    Pricing Style
  • Aetna
    800-358-8749
    Attained Age
  • Liberty Bankers
    1-833-504-0331
    Attained Age
  • Assured Life
    877-223-3666
    Attained Age
  • Atlantic Coast Life
    1-844-442-3847
    Attained Age
  • Bankers Fidelity
    1-866-458-7504
    Attained Age
  • Blue Cross Blue Shield of Kansas City
    888-989-8842
    Attained Age
  • Central States Health and Life Co. of Omaha
    800-826-6587
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age

What Does Plan G Cover?

As with all Medigap policies, Plan G is required to offer certain benefits. Part B deductibles are not covered by Plan G, which also only pays 80% of your foreign travel emergency costs up to the amount set by your plan's limits in the first place.

Some plans include unique advantages in addition to the usual ones. Cigna's Healthy Rewards Program is a good example of this type of program.

Required Benefits of Plan G in Kansas
  • Medigap Benefit
    Does Plan G Cover?
  • Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    No
  • Part B excess charge
    Yes
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plan F in Kansas

Cigna offers the best Medicare Supplement Plan F among Kansas providers at an average of $203.98. However, it's worth noting that MoneyGeek's rankings are limited to companies offering online quotes. By contacting other companies that offer Plan G in Kansas directly, you can compare their pricing and coverage.

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MoneyGeek Top Pick
Cigna Medicare
  • MoneyGeek Score: 90 out of 100
  • Average Monthly Rate: $203.98

Cigna's Medigap Plan F is about $40 less expensive than the average monthly cost of Plan F insurance in Kansas, which is $243.70. The plan comes with a few benefits, including Cigna's Healthy Rewards Program. It provides a range of benefits that are constantly updated. There is currently a 25% discount on certain healthcare products and services for policyholders.

Cigna's 24-hour Health Information Line is also available to answer any questions or concerns you may have. Additionally, the plan covers emergencies when traveling abroad, and you will be compensated upon your return to the United States.

MORE ABOUT PLAN F IN KANSAS

Navigate to learn more about Medigap Plan F in Kansas, including how much it costs on average, what providers are available and what it covers.

The Cost of Medicare Supplement Plan F in Kansas

Medigap Plan F costs an average of $243.70 per month in Kansas. Actual rates vary depending on a variety of factors, including the provider you choose, your age, the age at which you obtained the plan, company discounts and medical underwriting factors.

For example, Cigna is the cheapest Plan F provider in Kansas for 75-year-olds, with monthly premiums averaging $204.00. UnitedHealthcare, on the other hand, has the highest premium at around $283.50. That's a substantial difference of almost $80 per month.

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75

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  • Company
    Sample Monthly Rate
  • Cigna
    $204
  • UnitedHealthcare
    $284

Providers Offering Plan F in Kansas

In Kansas, you can choose from 43 different Medigap Plan F providers. Many of them, though, don't offer their quotes online. To obtain an estimate from a provider, please contact them using the information provided below.

The pricing models indicate which companies are likely to charge you extra as a result of your age.

Providers Offering Plan F in Kansas

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  • Company
    Contact Number
    Pricing Style
  • Aetna
    800-358-8749
    Attained Age
  • Liberty Bankers
    1-833-504-0331
    Attained Age
  • Assured Life
    877-223-3666
    Attained Age
  • Atlantic Coast Life
    1-844-442-3847
    Attained Age
  • Bankers Fidelity
    1-866-458-7504
    Attained Age
  • Blue Cross Blue Shield of Kansas City
    888-989-8842
    Attained Age
  • Central States Health and Life Co. of Omaha
    800-826-6587
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age

What Does Plan F Cover?

As is the case with all Medigap plans, Plan F is standardized and must provide a minimum number of benefits. While Plan F provides substantial coverage, it only covers around 80% of foreign trip exchange within the plan's restrictions. Different carriers may offer extra Plan F benefits. A good example is Cigna's Health Information Line.

Required Benefits of Plan F in Kansas
  • Medigap Benefit
    Does Plan F Cover?
  • Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    Yes
  • Part B excess charge
    Yes
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plan N in Kansas

Cigna is the best option for seniors in Kansas seeking Medicare Supplement Plan N. It offers monthly rates average around $103.29.

Take note that our ratings only take into account the companies in Kansas that offer online estimates. Other companies that provide Plan N might be able to provide you with a better deal. To learn more about their cost and coverage, you'll need to contact them directly.

mglogo
MoneyGeek Top Pick
Cigna Medicare
  • MoneyGeek Score: 90 out of 100
  • Average Monthly Rate: $103.29

Plan N from Cigna is around $59 less expensive than the average cost of Plan N in Kansas, which costs roughly $161.90. Cigna's Plan N also includes Foreign Travel Emergency coverage, which pays up to 80% of costs if you experience a medical emergency while on a foreign trip. You will be compensated upon your return to the United States.

MORE ABOUT PLAN N IN KANSAS

Navigate to learn more about Medigap Plan N in Kansas, including how much it costs on average, what providers are available and what it covers.

The Cost of Medicare Supplement Plan N in Kansas

In Kansas, Plan N costs around $161.90 monthly. This rate can change based on factors like your present age, the age at which you purchase this plan and medical underwriting factors.

Cigna's Plan N costing roughly $103.29 monthly, for example, is the cheapest option for 65-year-olds in Kansas. The most expensive Plan N provider is Blue Cross Blue Shield of Kansas, charging approximately $196.80 per month. You can save about $93 monthly by choosing Cigna over Blue Cross Blue Shield of Kansas.

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65

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  • Company
    Sample Monthly Rate
  • Cigna
    $103
  • UnitedHealthcare
    $138
  • Blue Cross Blue Shield of Kansas
    $174

Providers Offering Plan N in Kansas

There are 41 Plan N providers in Kansas. However, not all of them provide online quotes. MoneyGeek has compiled the contact information of these companies to help you determine if they meet your needs. The pricing structure might also tell you whether the company charges more based on age.

Providers Offering Plan N in Kansas

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  • Company
    Contact Number
    Pricing Style
  • Aetna
    800-358-8749
    Attained Age
  • Liberty Bankers
    1-833-504-0331
    Attained Age
  • Assured Life
    877-223-3666
    Attained Age
  • Atlantic Coast Life
    1-844-442-3847
    Attained Age
  • Bankers Fidelity
    1-866-458-7504
    Attained Age
  • Blue Cross Blue Shield of Kansas City
    888-989-8842
    Attained Age
  • Central States Health and Life Co. of Omaha
    800-826-6587
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age

What Does Plan N Cover?

All Medigap plans are required to cover at least certain benefits under the law. Plan N does not cover Part B deductibles or Part B excess charges, and it only covers 80% of overseas travel emergency expenditures up to the plan's maximum. Cigna’s Foreign Travel Emergency insurance is a good example.

Required Benefits of Plan N in Kansas
  • Medigap Benefit
    Does Plan N Cover?
  • Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    No
  • Part B excess charge
    No
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plans in Kansas: Other Plan Types

Apart from Plans F, G and N, more plan types are available in Kansas. The other plan types are less popular as they offer less coverage than the popular plans.

According to MoneyGeek, UnitedHealthcare offers the best Medigap Supplement plans in Kansas for most plan types, including A, B, C, K, and L. Blue Cross and Blue Shield of Kansas and Cigna also offer online quotes.

Note that Plan C is not accessible to those who purchased Medicare after January 1, 2020.

The Best Medicare Supplement in Kansas - Alternate Plans
  • Plan Type
    Best Plan
    Monthly Cost
  • A

    UnitedHealthcare

    $115.32

  • B

    UnitedHealthcare

    $163.45

  • C

    UnitedHealthcare

    $282.00

  • F

    Cigna

    $203.98

  • G

    Cigna

    $141.12

  • K

    UnitedHealthcare

    $64.57

  • L

    UnitedHealthcare

    $114.80

  • N

    Cigna

    $103.29

How to Find the Best Medicare Supplement Plans in Kansas

Medigap insurance in Kansas is a difficult topic to fully understand. MoneyGeek gathered pricing details from multiple supplemental insurance providers so you can find the best one for your needs. It may be easier to compare companies if you use the following Medicare supplement plans comparison chart in Kansas.

Kansas Medicare Supplement Plans Comparison Chart

Medigap plans differ in terms of their coverage and availability. However, depending on when you became eligible for Medicare, you may only have a few alternatives. Plans F and C, for example, are comprehensive. However, they won't be available for new enrollees. They are replaced by Plans G and D.

You can compare Medicare Supplement plans in Kansas with the help of the following MoneyGeek chart. It demonstrates the differences in coverage and the average cost of each plan type.

Medicare Supplement Comparison Chart
Coverage
A
B
C
D
F
G
K
L
M
N

Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Part B co-insurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Blood (first 3 pints)

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A hospice care co-insurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Skilled nursing facility care co-insurance

No

No

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A deductible

No

Yes

Yes

Yes

Yes

Yes

50%

75%

50%

Yes

Part B deductible

No

No

Yes

No

Yes

No

No

No

No

No

Part B excess charge

No

No

No

No

Yes

Yes

No

No

No

No

Foreign travel exchange (up to plan limits)

No

No

80%

80%

80%

80%

No

No

80%

80%

The Cost of Medicare Supplement Plans in Kansas

Plan type and provider might affect the cost of your Medicare Supplemental Insurance. For the majority of Medicare Supplement plan types in Kansas, UnitedHealthcare has the lowest rates. Cigna, on the other hand, has the lowest monthly premiums for Plans F, G and N.

Companies often utilize one of the following three styles of pricing:

  • Attained-Age: In Kansas, the most popular pricing method is attained-age. Your rate is determined by your present age, which means that as you become older, your premiums will rise.
  • Issue-Age: Your policy's pricing is determined by your age when you first bought a policy. The rates will not change as you get older.
  • Community-Rated: Every policyholder in a specific plan type pays the same monthly premium, except for D and M plans.
Average Cost of Medicare Supplement in Kansas

Sort by Plan Letter:

A

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  • Company
    Sample Monthly Rate
  • UnitedHealthcare
    $115
  • Blue Cross Blue Shield of Kansas
    $146
  • Cigna
    $158

FAQs About Medicare Supplement Plans in Kansas

Here MoneyGeek has answered the most frequently asked questions about Medigap Supplement plans in Kansas.

Methodology

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Kansas for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.


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