Overall, we found that Humana has the best Medicare Supplement plans in Connecticut, with rates 14% below average for the most popular plan in the nation (Plan G). Also look into UnitedHealthcare and Anthem for competitive plans since pricing varies widely by policy letter.
Best Medicare Supplement Plans in Connecticut
Updated: October 21, 2025
Advertising & Editorial Disclosure
Key Takeaways
Humana offers the best and cheapest Medicare Supplement plans in Connecticut for the most popular policy in the state, Plan G for $201 per month.
Medicare Supplement plans can cost in Connecticut anywhere from $99 to $479 per month on average depending on your policy selection.
To find the plan you need, check plan availability, restrictions and benefits and compare quotes from multiple companies.
Who are the Best Cheap Medicare Supplement Plan Companies in Connecticut?
| Humana | $201 | $2,413 |
| UnitedHealthcare | $208 | $2,496 |
| Anthem | $214 | $2,566 |
| Cigna | $316 | $3,792 |
*Pricing shown is for Medicare Supplement Plan G for 65-year-olds.
Compare Personalized Best Cheap Medicare Supplement Companies in Connecticut
We've highlighted top companies for the most popular plans nationwide. Your needs may differ based on your age, health status and chosen plan. Use our filterable table below to find the most affordable insurance company for you.
Data filtered by:
A
65
| Anthem | $1,010 | $12,119 |
| Cigna | $315 | $3,782 |
| Humana | $405 | $4,865 |
| UnitedHealthcare | $184 | $2,212 |
Connecticut Medicare Supplement Plan Cost
The typical Medicare Supplement plan, Plan G, costs around $235 monthly or $2,817 per year on average in Connecticut. However, your rates vary widely, ranging from $99 to $479 monthly depending on the provider and plan you select.
| A | $479 | $479 |
| B | $312 | $312 |
| C | $378 | $378 |
| F | $260 | $260 |
| G | $235 | $235 |
| K | $99 | $99 |
| L | $169 | $169 |
| N | $212 | $212 |
Connecticut Medicare Supplement Coverage Guide
Choosing a Medicare Supplement policy takes careful consideration you need to evaluate coverage options, costs and company reputations. We've created a guide explaining available coverage, how to choose your plan and how to find the most affordable company for your needs.
Connecticut Medicare Supplement Plan Comparison Chart
All Medicare Supplement plans, regardless of your state have standardized coverages. Below we've summarized what each plan letter for Medicare Supplement, or Medigap, covers:
Plan Letter | Co-Insurance and Copayment Coverage | Deductibles and Other Coverages |
|---|---|---|
A |
|
|
B |
|
|
C |
|
|
D |
|
|
F |
|
|
G |
|
|
K |
|
|
L |
|
|
M |
|
|
N |
|
|
How to Decide Which Medicare Supplement Plan You Need
Selecting the right Medicare Supplement plan involves considering your eligibility, financial situation, age and lifestyle. Here's a quick guide to help you weigh these factors effectively.
Eligibility
New enrollees can choose from all plans except C or F. Those eligible for Medicare before 2020 can select from all 10 available plans.
Age, condition and lifestyle
Determine your coverage needs based on age, health conditions, and lifestyle. Consider how often you'll use different coverage items and consult experts to guide your decision.
Financial status
Your ability to pay for coverage determines which plans you can maintain long-term. Choose plans that match your risk profile and fit your budget.
How to Find the Best Connecticut Medicare Supplement Company
Once you've decided what plan is right for you, compare companies using these criteria. Below, we've detailed the key things to look for in a Medicare Supplement provider in Connecticut. Consider the cost range for plans, ensuring it fits your budget.
Review coverage options to match your healthcare needs. Check the provider's reputation and customer service ratings. Evaluate the network of doctors and hospitals included. Look for any additional benefits or perks offered.
- 1Customer Satisfaction and Complaints
The Medicare Supplement insurance industry can often receive mixed reviews in terms of customer satisfaction. Checking out resources like J.D. Power and the NAIC can help you identify providers with better service reputations. Find companies with a good history of handling claims efficiently and with fewer customer complaints.
- 2Plan Pricing
Comparing the pricing of different plans is crucial to finding affordable Medicare Supplement insurance. Be sure to evaluate plans side-by-side, accounting for customer service ratings as well. This approach will help you find the most cost-effective option that meets your service expectations.
- 3Added Benefits
Some insurance providers offer additional perks beyond Medicare Supplement coverage. Look for companies that include added benefits like discounts on healthcare products or services, and even incentives for wellness programs. These extras can provide value beyond the basic policy terms.
Best Medigap Plans in Connecticut: Bottom Line
Our top three picks for the most affordable Medicare Supplement insurance in Connecticut are Humana, UnitedHealthcare and Anthem. However, to find the right plan for you, compare company reputations, benefits and pricing side by side.
Medicare Supplement Plans in Connecticut: FAQ
Here are expert answers to common questions about Medicare Supplement plans in Connecticut.
What is the best Medicare Supplement provider in Connecticut?
For the most popular Medigap plan in Connecticut, the best health insurance provider is Humana. The company offers pricing 14% lower than the state average, making it the best value in the state.
What is the cost of Medicare Supplement plans in Connecticut?
Depending on your plan selection, Medicare Supplement plan pricing in Connecticut ranges from $1,186 to $5,744 per year. For the most popular plan in the state, Plan G, average costs reach $2,817 per year.
How We Decided the Best Medicare Supplement Companies in Connecticut
How We Chose Connecticut's Most Affordable Medicare Supplement Plans
Connecticut Medicare enrollees face a unique challenge: while the state offers strong consumer protections for Medigap policies, you still need to navigate pricing that varies dramatically between carriers for identical standardized coverage. We designed our methodology to cut through this complexity and identify which companies offer the best value.
Our Research Approach
We focused exclusively on Plan G because 68% of new Medicare Supplement enrollees nationwide choose this plan; it offers comprehensive coverage while avoiding Plan F's higher premiums (Plan F is no longer available to those new to Medicare after 2020). For Connecticut seniors, Plan G provides predictable out-of-pocket costs with just one annual deductible to meet.
We collected quotes for two age groups: 65-year-olds and 75-year-olds. Age 65 represents new Medicare enrollees during their Initial Enrollment Period, when they have guaranteed issue rights to any Medigap plan regardless of health conditions. Age 75 captures pricing for established enrollees, helping you understand how premiums evolve over time. Connecticut law prohibits age-based premium increases after your initial enrollment, making your starting rate critical.
We only included companies that provide instant online quotes. Unlike many states where you must contact agents for pricing, Connecticut's competitive marketplace means major carriers offer transparent online quoting. We excluded companies requiring phone calls or in-person meetings because our testing showed these carriers typically charge 15-30% more than digitally-transparent competitors.
We verified all quotes during the same two-week period to ensure fair comparisons. Medigap rates can change quarterly, and timing your comparison matters. Connecticut insurers often adjust rates in January and July.
Why These Companies Made Our Top Three
Humana earned our top spot by offering Plan G rates 14% below Connecticut's state average, translating to $408 in annual savings compared to typical pricing. UnitedHealthcare placed second with rates just $7 monthly above Humana's, while adding nationwide provider acceptance that matters for Connecticut residents who winter in Florida or Arizona. Anthem ranked third by combining competitive pricing with strong customer service ratings from Connecticut-based policyholders.
What This Means for Your Decision
Use our rankings as a starting point, but request personalized quotes from all three companies. Your specific costs depend on your ZIP code (Hartford County rates differ from Fairfield County), enrollment timing and any available household discounts. Connecticut's standardized plan structure means you're comparing identical coverage, making price your primary decision factor once you've verified the company's customer service reputation.
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About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.