The Best Arkansas Medicare Supplement Plans (2022)

Generally, there are 10 different options available for individuals looking for the best Medicare Supplement plans in Arkansas. Plan availability depends on when you became eligible. Overall, the best company in the state is UnitedHealthcare.

It is important to note that you cannot have both a Medicare Supplement (also known as Medigap) and a Medicare Advantage plan. Medicare Advantage Plans in Arkansas serve as replacements for entire Medicare plans, including Original Medicare.

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Last Updated: 7/1/2022
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In Arkansas, the average cost of a Medicare Supplement plan for 65-year-olds is $163 per month. Meanwhile, 75-year-olds typically pay $176.

Most people eligible for Medigap plans in Arkansas choose Plans F and G, which offer comprehensive coverage. Monthly averages for these are $193.85 and $165.80, respectively. That said, Plan F is only available for those who became eligible for Medicare before 2020.

Another popular choice is Plan N, which offers similar coverage but with excess charges. The average cost of Plan N in Arkansas is $161 monthly.

MoneyGeek analyzed average premiums and available benefits for these three plan types to find the best Medigap plans in Arkansas. If you want to know more about different types of plans, you can check our guide on finding the best Medicare Supplement Plan.

iconribbonBestMedigapArkansas2022

Best Medicare Supplement Plans in Arkansas

Best Medicare Supplement Plan G in Arkansas

The top option for Plan G in Arkansas is UnitedHealthcare. However, it is important to note that MoneyGeek’s ranking only includes companies offering online estimates. There may be more companies offering Plan G in Arkansas that do not provide online quotes.

UnitedHealthcare also offers a SELECT version for Plan G. This can lower premiums. However, it limits your provider networks.

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MoneyGeek Top Pick
UnitedHealthcare
  • MoneyGeek Score: 100 out of 100
  • Average Monthly Rate: $160.25

On average, the cost of UnitedHealthcare Plan G coverage is $160.25 per month. That is cheaper than the statewide average of $165.80 in Arkansas.

There are several benefits to choosing UnitedHealthcare’s Plan G. For instance, you can get the Renew Active feature for fitness. With this, you can get a free membership to any gym included in UnitedHealthcare’s nationwide network. In addition, the company offers discounts on dental, vision and hearing services, along with coverage for foreign travel emergencies.

If you want lower premiums, you can opt for the company’s SELECT version. Choosing this will lower the average monthly rate to $144. However, you will have a more restrictive network with fewer available in-network health care providers.

MORE ABOUT PLAN G IN ARKANSAS

Navigate to learn more about Medigap Plan G in Arkansas, including how much it costs on average, which providers are available and what it covers.

The Cost of Medicare Supplement Plan G in Arkansas

Typically, policyholders spend an average of $165.80 for Plan G Medicare Supplement plans in Arkansas. That said, actual rates may vary based on the provider, your current age, available discounts and other medical underwriting factors.

For instance, the most affordable Plan G provider for Arkansas 65-year-olds is UnitedHealthcare, with an average rate of $152.10 per month. In comparison, that is $31.60 cheaper than the average rate from the most expensive provider — Cigna.

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65

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  • Company
    Sample Monthly Rate
  • UnitedHealthcare
    $152
  • Humana
    $169
  • Aetna
    $170
  • Cigna
    $184

Providers Offering Plan G in Arkansas

In Arkansas, there are 27 companies that offer Plan G Medigap insurance. However, online estimates may not be available from some providers. MoneyGeek collected contact information for each provider in the state to help find your best option. MoneyGeek also shows pricing methods so that you can determine which companies tend to charge more based on age.

Providers Offering Plan G in Arkansas

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  • Company
    Contact Number
    Pricing Style
  • UnitedHealthcare
    1-888-378-0849
    Community
  • Aetna
    800-358-8749
    Community
  • Liberty Bankers
    1-833-504-0331
    Community
  • Cigna
    1-855-891-9368
    Community
  • Blue Cross Blue Shield of Arkansas
    1-800-238-8379
    Community
  • Atlantic Coast Life
    1-844-442-3847
    Community
  • Bankers Fidelity
    1-866-458-7504
    Community
  • Colonial Penn
    1-877-877-8052
    Community

What Does Plan G Cover?

All Medigap plans in Arkansas, including Plan G, are standardized and must have certain benefits. While Plan G has comprehensive coverage, including hospital costs, coinsurance, hospice care and more, it does not cover Part B deductibles and only covers 80% of foreign travel exchange. Some companies offer additional features. An example of this is UnitedHealthcare’s Renew Active feature, as discussed earlier.

Required Benefits of Plan G in Arkansas
  • Medigap Benefit
    Does Plan G Cover?
  • Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    No
  • Part B excess charge
    Yes
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plan F in Arkansas

MoneyGeek evaluated and ranked companies offering online estimates for a variety of Medicare plans. Among these providers, the company with the best Medicare Supplement Plan F in Arkansas is also UnitedHealthcare. You can further compare rates and offers by checking out companies that do not provide online quotes.

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MoneyGeek Top Pick
UnitedHealthcare
  • MoneyGeek Score: 81.25 out of 100
  • Average Monthly Rate: $240.25

The average monthly rate of a UnitedHealthcare Plan F Medicare Supplement plan in Arkansas is $240.25, which is $46.45 more expensive than the state average of $193.80.

That said, there are additional benefits to buying Medigap Plan F from UnitedHealthcare. For example, you can get dental, hearing and vision discounts, along with UnitedHealthcare’s Renew Active feature for a free gym membership.

MORE ABOUT PLAN F IN ARKANSAS

Navigate to learn more about Medigap Plan F in Arkansas, including how much it costs on average, which providers are available and what it covers.

The Cost of Medicare Supplement Plan F in Arkansas

Arkansas Medicare Supplement Plan F policyholders pay an average of $193.80 monthly. The actual cost of your policy depends on several factors, including your age when you buy the plan, your current age, available discounts and other medical underwriting factors.

For instance, Aetna offers the cheapest average rate of $144 per month for 65-year-olds in Arkansas. Meanwhile, the most expensive option is Cigna, at $293.10. That is a significant difference of $149.10 per month.

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75

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  • Company
    Sample Monthly Rate
  • Aetna
    $144

Providers Offering Plan F in Arkansas

Arkansas residents can buy Medigap Plan F from 27 companies. However, some providers may not provide online estimates. To help you, MoneyGeek gathered the contact information and listed the pricing methods of all companies.

Providers Offering Plan F in Arkansas

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  • Company
    Contact Number
    Pricing Style
  • UnitedHealthcare
    1-888-378-0849
    Community
  • Aetna
    800-358-8749
    Community
  • Liberty Bankers
    1-833-504-0331
    Community
  • Cigna
    1-855-891-9368
    Community
  • Blue Cross Blue Shield of Arkansas
    1-800-238-8379
    Community
  • Atlantic Coast Life
    1-844-442-3847
    Community
  • Bankers Fidelity
    1-866-458-7504
    Community
  • Colonial Penn
    1-877-877-8052
    Community

What Does Plan F Cover?

Like other Medigap plans in Arkansas, Plan F is standardized. That means companies have to offer certain benefits. Despite providing comprehensive protection, including coinsurance, hospital costs, hospice care and more, Plan F only covers 80% of foreign travel exchange, up to the plan limits.

Companies may offer additional benefits. UnitedHealthcare, for example, offers dental, hearing and vision discounts.

Required Benefits of Plan F in Arkansas
  • Medigap Benefit
    Does Plan F Cover?
  • Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    Yes
  • Part B excess charge
    Yes
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plan N in Arkansas

UnitedHealthcare is the best Plan N provider in Arkansas. It has an average monthly rate of $158.50. The company also offers a Plan F SELECT version, which lowers premiums. However, choosing this will restrict your provider network.

MoneyGeek’s analysis only considers companies offering online quotes. That means you may find better offers and rates from other companies that do not have online estimates.

mglogo
MoneyGeek Top Pick
UnitedHealthcare
  • MoneyGeek Score: 81.25 out of 100
  • Average Monthly Rate: $158.50

The cost of a UnitedHealthcare Plan N averages $158.50 monthly, which is $2.50 cheaper than the state average of $161. Additionally, policyholders get access to additional features and benefits. One of these is the company’s foreign travel emergency coverage, which can protect you while you’re on vacation overseas.

For Plan N, UnitedHealthcare also offers a SELECT version that lowers the average monthly premium to $134.75 on average. However, choosing this option will lead to more restrictive networks.

MORE ABOUT PLAN N IN ARKANSAS

Navigate to learn more about Medigap Plan N in Arkansas, including how much it costs on average, which providers are available and what it covers.

The Cost of Medicare Supplement Plan N in Arkansas

On average, Medicare Supplement Plan N in Arkansas costs $161 per month. But actual rates vary per person and are based on different factors, such as current age, available discounts and medical underwriting.

For instance, the cheapest Plan N company for a 65-year-old is Aetna. It has an average monthly rate of $112.40. Meanwhile, the most expensive is Humana at $195.20. That is a difference of $82.80.

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65

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  • Company
    Sample Monthly Rate
  • Aetna
    $112
  • UnitedHealthcare
    $147
  • Cigna
    $170
  • Humana
    $195

Providers Offering Plan N in Arkansas

Twenty-six companies offer Plan N to Arkansas residents. However, not all provide online estimates. MoneyGeek gathered these companies’ contact details to help with your search for the best option. MoneyGeek also shows the pricing schemes of these companies so you can see which tend to charge more based on age.

Providers Offering Plan N in Arkansas

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swipe icon
  • Company
    Contact Number
    Pricing Style
  • UnitedHealthcare
    1-888-378-0849
    Community
  • Aetna
    800-358-8749
    Community
  • Liberty Bankers
    1-833-504-0331
    Community
  • Cigna
    1-855-891-9368
    Community
  • Blue Cross Blue Shield of Arkansas
    1-800-238-8379
    Community
  • Atlantic Coast Life
    1-844-442-3847
    Community
  • Bankers Fidelity
    1-866-458-7504
    Community
  • Colonial Penn
    1-877-877-8052
    Community

What Does Plan N Cover?

Medicare Supplement plans in Arkansas are standardized, which means that companies have to meet certain benefit requirements.

Note that Plan N does not include Part B deductibles and excess charges and only covers 80% of foreign travel exchange. However, companies can choose to offer additional features, like UnitedHealthcare’s vision and dental discounts.

Required Benefits of Plan N in Arkansas
  • Medigap Benefit
    Does Plan N Cover?
  • Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    No
  • Part B excess charge
    No
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plans in Arkansas: Other Plan Types

You can also find other Medicare Supplement plans in Arkansas, such as Plans A, B, C, K, L and M. These tend to be less popular because they have less comprehensive coverage.

The best company for most of these plan types is UnitedHealthcare, except for Plan B, wherein the best provider is Aetna. Other companies with available online estimates are Cigna and Humana.

Individuals who became eligible for Medicare after January 1, 2020, cannot purchase Plan C coverage in Arkansas or anywhere else.

The Best Medicare Supplement in Arkansas - Alternate Plans
  • Plan Type
    Best Plan
    Monthly Cost
  • A

    UnitedHealthcare

    $143.25

  • B

    Aetna

    $181.04

  • C

    UnitedHealthcare

    $239.00

  • F

    UnitedHealthcare

    $240.25

  • G

    UnitedHealthcare

    $160.25

  • K

    UnitedHealthcare

    $74.50

  • L

    UnitedHealthcare

    $131.75

  • N

    UnitedHealthcare

    $158.50

How to Find the Best Medicare Supplement Plans in Arkansas

Medigap can be a complicated topic. MoneyGeek collected and analyzed pricing data from different providers. The Medicare Supplement plans comparison chart for Arkansas below can help you easily see how plan types vary.

Arkansas Medicare Supplement Plans Comparison Chart

Depending on the Medigap plan, the level of coverage may vary. The availability of certain plan types may also differ based on when you became eligible for Medicare.

For instance, Plans F and C are the most comprehensive types but are no longer available to new enrollees. Instead, these were replaced by Plans G and D. You can compare average rates and coverages using the chart below.

Medicare Supplement Comparison Chart
Coverage
A
B
C
D
F
G
K
L
M
N

Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Part B co-insurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Blood (first 3 pints)

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A hospice care co-insurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Skilled nursing facility care co-insurance

No

No

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A deductible

No

Yes

Yes

Yes

Yes

Yes

50%

75%

50%

Yes

Part B deductible

No

No

Yes

No

Yes

No

No

No

No

No

Part B excess charge

No

No

No

No

Yes

Yes

No

No

No

No

Foreign travel exchange (up to plan limits)

No

No

80%

80%

80%

80%

No

No

80%

80%

The Cost of Medicare Supplement Plans in Arkansas

The cost of Medicare Supplement plans in Arkansas also depends on the type of plan and the company that you choose. UnitedHealthcare has the most affordable average monthly rates for Plans A, C, G, K and L. Meanwhile, the cheapest option for Plans B, F and N is Aetna.

There are different pricing methods used by companies offering Medicare Supplement plans in Arkansas.

  • Community-rated: This is the most common pricing style used in Arkansas. Policyholders have the same monthly rate, regardless of age.
  • Issue-age: Some companies use issue-age pricing, which determines premiums based on the age of the policyholder when they first bought the plan.
Average Cost of Medicare Supplement in Arkansas

Sort by Plan Letter:

65

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  • Company
    Sample Monthly Rate
  • UnitedHealthcare
    $143
  • Aetna
    $157
  • Humana
    $205
  • Cigna
    $240

FAQs About Medicare Supplement Plans in Arkansas

MoneyGeek answers some of the most common questions about Medicare Supplement plans in Arkansas.

Methodology

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Arkansas for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.


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