Best Medicare Supplement Plans in Arkansas (2026)

Arkansas seniors aged 65 pay $92 to $291 per month for Medigap coverage depending on plan type and carrier. MoneyGeek identified the lowest-cost provider across all 10 standardized plan types.

Aetna has the lowest rates for Plan A ($152 per month) and Plan N ($111 per month). Globe Life leads Plan B. New Era leads Plans C and M. State Farm leads Plan D. MedMutual Protect leads Plan F. Wellcare leads Plan G. Qualchoice Life leads Plan K. United American leads Plan L. The lowest-cost options save Arkansas beneficiaries up to $132 per month compared to state averages.

*Prices are for 65-year-olds.

Plan G is one of the most popular Medicare Supplement plans in Arkansas. Coverage is identical across all carriers, so price is the only meaningful difference between options. Wellcare and MedMutual Protect both charge $168 per month for Plan G, $56 below the Arkansas average.

Plan F covers most out-of-pocket costs under Original Medicare Parts A and B. Only people who became eligible for Medicare before January 1, 2020 can enroll. MedMutual Protect has the lowest Plan F rate in Arkansas at $191 per month, $99 below the state average.

Plan N coverage is identical across all Arkansas carriers, but pricing varies considerably. Some carriers charge well below the state average. The table below compares Plan N providers by monthly cost and estimated savings.

Arkansas Medicare Supplement rates vary based on your age and which plan type you select. Use the filterable table below to compare monthly costs from different insurers.

For 65-year-olds in Arkansas, Medicare Supplement insurance costs range from $116 to $344 per month, depending on the plan selected. Pricing differs based on coverage level and how much cost sharing each plan includes.

Plan G costs $224 monthly. It's the most popular option in Arkansas because it has broad coverage with predictable out-of-pocket costs. Lower-priced options include Plan K at $116 monthly and Plan M at $129. Both trade higher cost-sharing for lower premiums.

Plan C costs $344 monthly because it has more comprehensive benefits. Plan N averages $175 monthly. Plan A averages $206 monthly for basic coverage without extras.

Check more than standardized benefit levels when evaluating Medicare Supplement plans. Once you select a plan type, compare Arkansas insurers by cost, reputation and premium structure. This narrows down the best options.

Arkansas residents can get free help selecting Medicare Supplement coverage from these resources:

• Best Medicare Advantage Plans in Arkansas: Read MoneyGeek's guide to the best Medicare Advantage plans in Arkansas.
• Arkansas Senior Health Insurance Program (SHIP): Arkansas’s State Health Insurance Assistance Program provides free, unbiased counseling on Medicare, Medigap and prescription drug coverage. SHIP counselors help you compare plans and understand your coverage options. Visit Arkansas Senior Health Insurance Program (SHIP).
• Arkansas Insurance Department: Regulates insurance companies in Arkansas and assists consumers with insurance-related questions and complaints. The department also publishes Medicare Supplement (Medigap) premium comparison information. Visit Arkansas Insurance Department.
• Arkansas Division of Aging, Adult and Behavioral Health Services: Provides programs and services for older Arkansans, including Medicare counseling through local Area Agencies on Aging. Find your local agency.
• Medicare.gov: The official Medicare website has tools for comparing plans in your ZIP code, including Medicare Supplement policies. Visit Medicare.gov.

Expert answers to common questions about Medicare Supplement plans in Arkansas:

MoneyGeek collected Arkansas Medicare Supplement data for 65-year-olds and 75-year-olds using Medicare.gov's plan browsing tool. Unless otherwise noted, this article references quotes for 65-year-olds.

We scored Arkansas Medigap companies across three categories to create a weighted score out of 5:

• Affordability (50%): Lower monthly premiums earn higher scores.
• Pricing style (20%): We scored pricing methods based on long-term stability and fairness: Community Pricing (1.0), Issue-Age Pricing (0.8) and Attained-Age Pricing (0.6). A community-rated plan with slightly higher costs can outscore a cheaper attained-age plan because community-rated premiums stay stable as you age.
• Plan availability (30%): Insurers offering more plan types score higher. We weighted popular plans (G, F and N) more heavily in scoring.