Best Medicare Supplement Plans in Arkansas (2026)


Key Takeaways
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Plans A and N from Aetna offer the most affordable Medicare Supplement rates among Arkansas's most popular policies, with monthly savings from $0 to $132 compared to state averages.

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Globe Life, New Era, State Farm, MedMutual Protect, Wellcare, Qualchoice Life and United American provide the lowest rates for Plans B, C, D, F, G, K, L and M in Arkansas.

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At age 65, Arkansas residents pay $92 to $291 monthly for Medigap coverage.

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Best Medicare Supplement Plans in Arkansas

Monthly premiums from $92 to $291 give Arkansas seniors aged 65 access to strong financial protection through affordable Medigap plans. Our analysis identified the lowest-cost providers across 10 standardized plan types, helping beneficiaries find budget-friendly coverage options.

Aetna leads with the best rates across two popular plans, offering Plan A at $152 per month and Plan N at $111 per month. Globe Life provides Plan B, while New Era handles Plans C and M at competitive rates. State Farm covers Plan D, MedMutual Protect offers Plan F and Wellcare provides Plan G coverage. Qualchoice Life focuses on Plan K and United American handles Plan L options. These low-cost choices save Arkansas beneficiaries $0 to $132 monthly compared to average state rates.

AetnaA$152$54Community Pricing
Globe LifeB$291$16Community Pricing
New Era C$212$132Community Pricing
State FarmD$174$114Community Pricing
MedMutual ProtectF$191$99Community Pricing
WellcareG$168$56Community Pricing
Qualchoice LifeK$92$24Community Pricing
United American L$224$9Community Pricing
New Era M$129$0Community Pricing
AetnaN$111$64Community Pricing

*Prices are for 65-year-olds.

Company Image
Aetna Medicare
MoneyGeek Rating
4.3/ 5
4.9/5Affordability
3.9/5Pricing Style
3.3/5Plan Availability
  • Average Plan G Rate

    $118
  • Plan Types

    A, F, G, N
Company Image
Globe Life
MoneyGeek Rating
4.6/ 5
4.7/5Affordability
4.6/5Pricing Style
4.3/5Plan Availability
  • Average Plan G Rate

    $314
  • Plan Types

    A, B, C, F, G, N
Company Image
New Era
MoneyGeek Rating
4.3/ 5
4.7/5Affordability
4.1/5Pricing Style
3.5/5Plan Availability
  • Average Plan G Rate

    $209
  • Plan Types

    A, C, F, G, M, N
Company Image
State Farm
MoneyGeek Rating
4.6/ 5
4.9/5Affordability
4.3/5Pricing Style
4.2/5Plan Availability
  • Average Plan G Rate

    $174
  • Plan Types

    A, C, D, F, G, N
Company Image
MedMutual
MoneyGeek Rating
4.5/ 5
4.9/5Affordability
4.4/5Pricing Style
4/5Plan Availability
  • Average Plan G Rate

    $168
  • Plan Types

    A, D, F, G, N
Company Image
WellCare
MoneyGeek Rating
4.2/ 5
4.8/5Affordability
3.9/5Pricing Style
3.3/5Plan Availability
  • Average Plan G Rate

    $168
  • Plan Types

    A, F, G, N
Company Image
QualChoice Health Insurance
MoneyGeek Rating
4.0/ 5
4.9/5Affordability
3.5/5Pricing Style
2.6/5Plan Availability
  • Average Plan G Rate

    $208
  • Plan Types

    A, F, G, K, N
Company Image
United American
MoneyGeek Rating
4.9/ 5
4.8/5Affordability
5/5Pricing Style
5/5Plan Availability
  • Average Plan G Rate

    $331
  • Plan Types

    A, B, C, D, F, G, K, L, N

Best Medicare Supplement Plan G in Arkansas

Medicare Supplement Plan G remains a top choice in Arkansas because it offers broad coverage with consistent benefits across insurers. Since coverage does not change by carrier, pricing becomes the main point of comparison. Wellcare and MedMutual Protect offer the lowest Plan G rates in the state at $168 per month, which is $56 less than the Arkansas average.

MedMutual Protect$168$56$2,016$675
Wellcare$168$56$2,016$675
State Farm$174$50$2,088$603
Atlantic Capital $174$50$2,088$603
Humana$177$48$2,118$573
LifeShield National $177$47$2,124$567
WoodmenLife$179$45$2,148$543

Best Medicare Supplement Plan F in Arkansas

Medigap Plan F covers most out-of-pocket costs under Original Medicare Parts A and B, but only individuals who became eligible for Medicare before January 1, 2020 can enroll. In Arkansas, MedMutual Protect offers the lowest Plan F rate at $191 per month, which is $99 below the state average.

MedMutual Protect$191$99$2,292$1,184
Wellcare$207$83$2,484$992
Atlantic Capital $208$82$2,496$980
Humana$210$80$2,520$956
LifeShield National $214$76$2,568$908
WoodmenLife$219$71$2,628$848
Medico Corp $221$69$2,652$824

Best Medicare Supplement Plan N in Arkansas

Plan N pricing in Arkansas varies widely even though coverage stays the same across insurers. Some carriers offer rates well below the state average, which can lead to meaningful savings over time. The table below compares Medicare Supplement Plan N providers in Arkansas by monthly cost and estimated savings to help identify the most affordable options.

Aetna$111$64$1,332$764
MedMutual Protect$123$52$1,476$620
State Farm$130$45$1,560$536
Wellcare$133$42$1,590$506
WoodmenLife$134$41$1,608$488
Atlantic Capital $136$39$1,626$470
Humana$136$39$1,632$464

Personalized Arkansas Medicare Supplement Plan Recommendations

Arkansas Medicare Supplement rates vary based on your age and which plan type you select. Use the filterable table below to compare monthly costs from different insurers.

Data filtered by:
A
Select
No
AetnaANo65$152$0Community Pricing
United American ANo65$160$0Community Pricing
USAAANo65$161$0Community Pricing
Qualchoice LifeANo65$166$0Community Pricing
Blue Cross Blue ShieldANo65$166$0Community Pricing
Mutual of OmahaANo65$167$0Community Pricing
Wisconsin Physicians Service ANo65$168$0Community Pricing
WellcareANo65$169$0Community Pricing
New Era ANo65$173$0Community Pricing
LifeShield National ANo65$176$0Community Pricing

Medicare Supplement Plan Cost in Arkansas

For 65-year-olds in Arkansas, Medicare Supplement insurance costs range from $116 to $344 per month, depending on the plan selected. Pricing differs based on coverage level and how much cost sharing each plan includes.

At $224 per month, Plan G remains the most widely chosen option in the state because it offers broad coverage with predictable out-of-pocket costs. Lower-priced options include Plan K at $116 per month and Plan M at $129, both of which trade higher cost sharing for reduced premiums.

On the higher end, Plan C reaches $344 per month due to its more comprehensive benefits. Plan N sits in the middle at an average of $175 per month, while Plan A averages $206 per month for those who want basic coverage without added extras.

A$206$2,472
B$307$3,684
C$344$4,128
D$288$3,456
F$290$3,480
G$224$2,688
K$116$1,392
L$233$2,796
M$129$1,548
N$175$2,100

How to Choose the Best Medicare Supplement Plan

Look beyond standardized benefit levels when evaluating Medicare Supplement plans. Once you select a plan type, compare Arkansas insurers by cost, reputation and how premiums are structured to narrow down the best options.

  1. 1
    Monthly Premiums

    Compare rates from insurers offering the same plan letter. Prices often differ even when coverage stays identical.

  2. 2
    Pricing Method

    Check whether the company uses attained-age, issue-age or community-rated pricing. This determines how premiums change as you get older.

  3. 3
    Plan Availability

    Verify that the insurer carries the exact Medigap plan you want, including any high-deductible versions if those matter to you.

  4. 4
    Financial Strength

    Review financial ratings to gauge the insurer’s ability to pay claims and operate reliably over time.

  5. 5
    Customer Satisfaction

    Look at customer reviews and complaint data to get a clearer sense of service quality and how claims are handled.

Arkansas Medicare Resources

Arkansas residents can get free help selecting Medicare Supplement coverage from these resources:

  • Arkansas Senior Health Insurance Program (SHIP): Arkansas’s State Health Insurance Assistance Program provides free, unbiased counseling on Medicare, Medigap and prescription drug coverage. SHIP counselors help you compare plans and understand your coverage options. Visit Arkansas Senior Health Insurance Program (SHIP).
  • Arkansas Insurance Department: Regulates insurance companies in Arkansas and assists consumers with insurance-related questions and complaints. The department also publishes Medicare Supplement (Medigap) premium comparison information. Visit Arkansas Insurance Department.
  • Arkansas Division of Aging, Adult and Behavioral Health Services: Provides programs and services for older Arkansans, including Medicare counseling through local Area Agencies on Aging. Find your local agency.
  • Medicare.gov: The official Medicare website has tools for comparing plans in your ZIP code, including Medicare Supplement policies. Visit Medicare.gov.
Compare Medigap Insurance Rates

Ensure you're getting the best rate for your insurance. Compare quotes from the top insurance companies.

Medicare Supplement Plans in Arkansas: FAQ

Expert answers to common questions about Medicare Supplement plans in Arkansas:

When is Medicare Supplement open enrollment in Arkansas?

What are the most popular Medicare Supplement plans?

Do you have to renew Medigap plans every year?

What's the difference between Medicare Supplement and Medicare Advantage?

Our Methodology

MoneyGeek collected Arkansas Medicare Supplement data for 65-year-olds and 75-year-olds using Medicare.gov's plan browsing tool. Unless otherwise noted, this article references quotes for 65-year-olds.

We scored Arkansas Medigap companies across three categories to create a weighted score out of 5:

  • Affordability (50%): Lower monthly premiums earn higher scores.
  • Pricing style (20%): We scored pricing methods based on long-term stability and fairness: Community Pricing (1.0), Issue-Age Pricing (0.8) and Attained-Age Pricing (0.6). A community-rated plan with slightly higher costs can outscore a cheaper attained-age plan because community-rated premiums stay stable as you age.
  • Plan availability (30%): Insurers offering more plan types score higher. We weighted popular plans (G, F and N) more heavily in scoring.

Related Pages

About Mark Fitzpatrick


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Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.

Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!

He writes about economics and insurance, breaking down complex topics so people know what they're buying.


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