Best (and Worst) States for Youth Mental Healthcare

Updated: November 12, 2026

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Young people in the United States are living through a mental health crisis. According to the Centers for Disease Control and Prevention (CDC), more than one-third of American teens report persistent feelings of sadness or hopelessness, and 15% have had an episode of major depression. Nearly 10% of children ages three to 17 have been diagnosed with anxiety or depression, and a 2023 study published in the Journal of Adolescent Health found that these rates are increasing over time. The U.S. Surgeon General issued an advisory in 2021 to call attention to youth mental health as an urgent public health issue. The advisory named contributing factors such as the pandemic and social media.

MoneyGeek analyzed data from the U.S. Census Bureau, the Substance Abuse and Mental Health Services Administration (SAMHSA) and the CDC, as well as Google Trends data on searches for relevant mental health terms, to identify the best and worst states for youth mental healthcare. MoneyGeek ranked states by access to and cost of mental healthcare, as well as mental health needs in the young population.

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KEY FINDINGS
  • The South holds some of the best and worst states for youth mental health. Tennessee and South Carolina rank highest overall: they combine good access to care, lower costs and a lower rate of mental health issues among youth. Alabama and Louisiana land in the bottom five states.
  • North Dakota ranked last nationally, posting the lowest scores for access and cost and relatively high rates of mental health burdens. Minnesota and Iowa also land in the bottom five, and six of the 10 worst states overall are in the Midwest.
  • The Northeast offers the best regional access to care for kids with mental health challenges. Massachusetts ranked first for access to and cost of mental healthcare, and five of the six New England states placed in the top 10 for access and cost. Some of these states still have relatively high rates of mental health difficulties.
  • California has some of the lowest rates of youth mental health conditions. Still, 13% of households report at least one child struggling with mental health issues, and 15% of youth have had at least one major depressive episode.
  • Vermont has some of the highest rates of youth mental health issues. A quarter of households there have at least one child who struggles with mental health, and more than 20% of youth have had at least one major depressive episode. Yet Vermont ranks among the best states for access to and cost of mental healthcare.

Top 5 States for Youth Mental Health Cluster in the South and Northeast

The South took the top two spots among the best states for youth mental health, followed by two states in the Northeast. Overall scores in the top states were similar, but how each state reached its ranking differed.

Tennessee posted an access and cost score of 83.8 and a prevalence score of 74.8. South Carolina’s access and cost score is lower, at 61.8, but its prevalence score of 95.9 ranks among the best in the country.

New Jersey’s access and cost score is 68.9. Its prevalence score of 82.9 reflects low rates of mental health conditions. Massachusetts’ access and cost score of 100 is the highest in the country, and its prevalence score of 50.4 sits close to the midpoint among all states. South Dakota rounds out the top five. The state bucks the Midwest’s overall trend, with an access and cost score of 69.7 and a prevalence score of 78.

5 BEST STATES FOR YOUTH MENTAL HEALTH SERVICES
State
Total Score

1.

Tennessee

79.3

2.

South Carolina

78.9

3.

New Jersey

75.9

4.

Massachusetts

75.2

5.

South Dakota

73.9

Midwest Holds 3 of the Worst States for Youth Mental Healthcare

Three of the five worst states for youth mental healthcare are in the Midwest. North Dakota has close to average rates of youth mental health issues, but the state’s challenge is access and cost. It has just 30 mental health providers per 100,000 people, among the lowest rates in the country. And 14% of its youth have private insurance that doesn’t cover mental health or emotional problems.

Minnesota and Iowa have more balanced results. Both land in the bottom five because of low access and cost scores combined with higher rates of mental health issues among youth. Both states have far more mental health providers per capita than North Dakota and average or above-average mental health facility capacity. Still, they rank at the bottom for cost.

5 WORST STATES FOR YOUTH MENTAL HEALTHCARE
State
Total Score

1.

North Dakota

25.6

2.

Alabama

29.8

3.

Minnesota

33.5

4.

Louisiana

33.7

5.

Iowa

34.4

Key Insights: Best (and Worst) States for Access, Cost and Mental Health

The prevalence of mental health conditions, and access to and cost of mental healthcare, both vary widely by state. Access and cost depend largely on the availability of mental health providers and facilities. MoneyGeek ranked the best and worst states for these two dimensions below.

Best and Worst States for Mental Health Access and Cost

The Northeast has a high cost of living. Even so, five of the six New England states were in the top seven states for access and cost, with three tied for fifth place. All five of these Northeastern states have high or extremely high rates of mental health burdens, yet the states are well equipped to handle widespread mental health needs. Massachusetts tops this list with the highest score for access and cost, largely due to high numbers of mental health providers per capita (194) and low rates of kids whose private insurance doesn’t cover their mental health needs (6%).

The Southern states in the bottom five nationally were well below the national average for the number of youth mental health facilities and the overall number of mental health providers. Costs there were still high. Texas, in particular, had extremely low numbers of mental health facilities (seven per 100,000 minors) and a high rate of children whose private insurance didn’t cover the costs of mental healthcare (19%).

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Best States for Youth Mental Health Treatment Access and Cost

  1. Massachusetts
  2. Connecticut
  3. Kentucky
  4. Tennessee
  5. Rhode Island, Maine and Vermont
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Worst States for Youth Mental Health Treatment Access and Cost

  1. North Dakota
  2. Alabama
  3. Nebraska
  4. Texas
  5. Louisiana

Note: Rhode Island, Vermont and Maine are tied for No. 5 in the “Best States for Youth Mental Health Treatment Access and Cost” list above.

States With the Highest and Lowest Rates of Mental Health Difficulties

The West and South led the list of states with the lowest rates of mental health difficulties, and California topped it with the highest possible score on this measure. Its youth are less likely than the national average to have had a major depressive episode, and its families are less likely to include a child with mental health needs.

Some of the best states for access to mental healthcare also have the highest rates of mental health issues among youth. Vermont, for example, ranks fifth for access to and cost of youth mental healthcare, but it has the highest rate of youth mental health problems in the country. The state has the third-highest share of youth who have had at least one major depressive episode, at 21%. It also has the fourth-highest share of households with at least one child who struggles with mental health, at 25%.

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States with the Lowest Rates of Youth Mental Health Needs

  1. California
  2. South Carolina
  3. Arkansas
  4. Nevada
  5. Georgia
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States with the Most Youth Mental Health Needs

  1. Vermont
  2. Utah
  3. Maine
  4. Idaho
  5. Oregon

Tips for Supporting Your Child’s Mental Health

Children are dealing with mental health challenges at unprecedented rates. No matter where you live, you can close the gap between the care that’s available and the care your child needs:

  • childCare icon

    Kids need specialized care

    If you live in a state with good (or bad) mental healthcare for adults, that doesn’t mean it will be the same for kids. Not all mental health providers have expertise in treating children and adolescents. Seek specialty care to address your child’s unique mental health needs. If in-person providers aren't available in your area, telehealth can help fill that gap.

  • healthInsurance icon

    Choose health insurance carefully

    When looking for the best health insurance for your family, don’t just look at the cheapest plans. Make sure your plan covers mental healthcare and gives you access to mental health providers. Compare providers on total value, not just price.

  • brain icon

    Learn the signs of mental health struggles in children and adolescents

    It can be challenging to tell the difference between teenage moodiness and a young person who is clinically struggling. If you’re concerned or even just curious, read up on the most common mental health challenges in kids, as well as their symptoms and treatments.

Don’t be afraid to ask for help. If your child is in crisis, contact the 988 Suicide and Crisis Helpline.

Methodology

MoneyGeek considered eight metrics across two categories, access and cost and prevalence, to rank the best states for youth mental health services. We ranked each state in every metric before calculating a final ranking score through a weighted average for each category. Every metric carried a full weight except two, which were half-weighted: the number of youth mental health treatment facilities per 100,000 people under 18, and the percentage of total mental health facilities that accept youth. The state with the highest final score ranks as the best state for mental health services.

Access and Cost

  • Number of mental health treatment facilities catering to individuals up to age 17, measured per 100,000 people under 17. Data comes from the Department of Health and Human Services 2021 National Substance Use and Mental Health Services Survey.
  • Percentage of total mental health facilities that accept youth under 17. Data comes from the Department of Health and Human Services 2021 National Substance Use and Mental Health Services Survey.
  • Mental health providers per 100,000 people. Data comes from the 2021 Census ACS PUMS Microdata and the Census Bureau’s 2021 1-year American Community Survey.
  • Percentage of youth with private insurance that did not cover mental or emotional problems. Data comes from Mental Health America’s Youth Ranking for 2023.
  • Average percentage of survey respondents who struggled with mental health costs. The survey included two questions: one asking if participants needed therapy but didn't receive it due to cost in the past 12 months, and the other about delays in therapy due to cost over the same period. Data comes from the National Center for Health Statistics National Health Interview Survey for 2022.

Prevalence

  • Percentage of youth with at least one major depressive episode. Data comes from Mental Health America’s Youth Ranking for 2023.
  • Average search volume for mental health services. This measures Google Trends search volume for these keywords: “Child Anxiety” and “Child Depression.” Data covers the 12-month period from November 29, 2022, to November 2023.
  • Percentage of households where at least one child struggles with mental health. Data comes from the United States Census Bureau Household Pulse Survey from October 18 to October 30, 2023.

Full Dataset

The table below shows the data behind this analysis. It covers disparities in youth mental health services and the best and worst states across several criteria.

Rank
State
Final Score
Access and Cost Score
Prevalence Score

1

Tennessee

79.3

83.8

74.8

2

South Carolina

78.9

61.8

95.9

3

New Jersey

75.9

68.9

82.9

4

Massachusetts

75.2

100.0

50.4

5

South Dakota

73.9

69.7

78.0

6

Delaware

70.4

61.8

78.9

7

Nevada

67.5

40.8

94.3

8

California

67.1

34.2

100.0

About Deb Gordon


Deb Gordon, CEO, Umbra Health Advocacy

Deb Gordon, the co-founder and CEO of Umbra Health Advocacy, has held executive roles in health insurance and health care technology services. She authored a book titled “The Health Care Consumer’s Manifesto,” based on her research as a senior fellow at Harvard Kennedy School’s Mossavar-Rahmani Center for Business and Government. Her work has been published in JAMA Network Open, the Harvard Business Review blog, USA Today and RealClearPolitics, among others.

Gordon is an Aspen Institute Health Innovators Fellow and an Eisenhower Fellow. She was a 2011 Boston Business Journal 40 Under 40 honoree and a volunteer at MIT’s Delta V start-up accelerator, the Fierce Healthcare Innovation Awards. She earned her bioethics degree from Brown University and her MBA with distinction from Harvard Business School.


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