The Best and Worst States for Health Care

ByDeb Gordon
Edited byMegan Hull

Updated: March 28, 2024

ByDeb Gordon
Edited byMegan Hull

Updated: March 28, 2024

Advertising & Editorial Disclosure

Access to health care services and the affordability of health insurance are crucial to overall health but vary widely across the United States. MoneyGeek analyzed a host of statistics, from health outcomes — such as preventable deaths and rates of certain diseases or risk factors — to health access and cost — such as how many people are uninsured and have low-cost health insurance options available — to find the best and worst states for health care in 2023.

KEY FINDINGS:
  • Hawaii is the top state for health care in the U.S. It has the best health outcomes in the country, with low preventable death (630 per 100,000 people), diabetes mortality and obesity rates. However, the state ranks fairly low for accessibility (No. 30).

  • Rhode Island is the second-best state for health care. Its residents enjoy convenient access to medical services, securing the No. 2 spot for accessibility.

  • West Virginia has the worst health care in the nation. Though West Virginia ranks No. 3 for accessibility, it has the worst health outcomes of any state, with the highest rate of preventable deaths (1,229 deaths per 100,000 residents) and diabetes mortalities. It also has the second-highest average private health insurance premiums ($11,472 per year) in the U.S.

  • Utah has the nation’s lowest overall health care costs but ranks No. 39 for accessibility. The state has the second-fewest primary care providers for every 100,000 residents.

  • New York is the most expensive state for health care. The state has the highest annual private health care premiums in the country (averaging almost $18,400), and government spending on health care is $7,820 per capita.

  • Virginia has the lowest annual private health insurance premiums of any state ($5,172, on average). The national average annual cost across all states in the U.S. is $7,549.

  • Massachusetts ranks No. 4 for overall health care. However, the state also has the highest rate of government health care spending in the U.S. at $9,320 per person. That’s nearly $3,600 more than the national average and nearly 12% of the state’s GDP.

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States With the Best (and Worst) Health Care

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The Top 10 States for Health Care

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The 10 Worst States for Health Care

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Additional Findings: Outcome, Cost and Access Data Rankings

To evaluate health care in the United States, MoneyGeek looked at three categories of data that together create a comprehensive view of the overall quality of health care in each location. Those categories include:

  • Health outcomes, including indicators such as rates of disease and risk factors like obesity and smoking, preventable deaths and infant mortality. These measures help answer the question: How healthy are the people who live here?

  • Cost, including factors like how much the state spends on health care and the average cost of private health insurance. These measures help answer the question: How expensive is health care in this state?

  • Access, including data on the number of primary care providers and hospital beds available, how many people are uninsured and how many people needed care but had difficulty getting it. These indicators help answer the question: How easy is it to get the health care you need in this state?

Within these three categories, we broke down the best and the worst states across a wide range of health care outcome, cost and access data points. Below is a summary of those findings, along with the best and worst states for each data point.

Deep Blue States Across the US Have the Healthiest Residents

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Southern States Have Highest Diabetes Mortality Rates

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West Virginia’s Preventable Death Rate Is Nearly Double Hawaii’s

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Overall Affordability Is Worst in the Northeast

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States with Costliest Health Insurance Are Twice as Expensive as the 5 Cheapest States

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Access to Care Varies Widely Across Regions

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Northeastern States Have the Lowest Uninsured Rates; Southern States Have the Highest

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Northeast States Have Double the Primary Care Providers of Western States

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Full Data Set

The data points presented are defined as follows:

Rank: Based on the “Final Score” ranging from 1-100

Final Score: Cumulative total of Outcome, Cost and Access scores

  1. Outcome Factor Rank: Based on cumulative scores across the following factors:
    • Infant mortality rate: The number of infant deaths per 1,000 live births
    • Preventable death rate: Deaths that can be avoided through effective preventative health care and interventions per 100,000 residents
    • Diabetes mortality rate: Deaths attributed to diabetes per 100,000 residents
    • Obesity: Percentage of population considered obese
    • Smoking rate: Percentage of adults who reported smoking
    • Life expectancy: The average number of years a person can expect to live
    • Suicide rates: Suicide deaths among persons age 12 and over per 100,000 residents
    • New HIV cases per 100,000 residents over the age of 13
    • Opioid-related hospital stay rate: Inpatient hospital stays involving opioid-related diagnoses per 100,000 residents
  2. Cost Factor Rank: Based on cumulative scores across the following factors:
    • Health care spending as a percentage of state GDP: Government spending on health care and social assistance out of total state GDP
    • State government spending on health care and social assistance per resident
    • Average annual private health insurance premium costs
  3. Access Factor Rank: Based on cumulative score across the following factors:
    • Number of hospital beds per 1,000 residents
    • Number of primary care providers per 100,000 residents
    • Primary care provider shortage areas (HPSAs) by state: Designations that identify areas of the U.S. experiencing health care professional shortages
    • Percentage of population with access to any insurance versus just health insurance
    • Ease of access to care at the doctor’s office or clinic using Medicare
    • Ease of access to care at a specialist using Medicare
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Methodology

To explore and rank health care quality by state, MoneyGeek analyzed three core categories — health outcomes, cost and access to care — using health care data from the Kaiser Family Foundation, the Centers for Disease Control and HealthData.gov. We assigned weights to each factor within these core categories to measure health care quality.

MoneyGeek used the following metrics in our analysis:

  • Preventable death rate: Full weight
  • Infant mortality rate: Full weight
  • Life expectancy: Half weight
  • Diabetes mortalities per 100,000 people: Half weight
  • Obesity as a percentage of the population: Half weight
  • Hospital inpatient stays involving opioid-related diagnoses per 100,00 people: Quarter weight
  • Smoking rate among adults: Quarter weight
  • Suicide deaths among persons ages 12 and older per 100,000 people: Quarter weight
  • New HIV cases among persons ages 13 and older per 100,000 people: Quarter weight
  • Annual health insurance costs: Full weight
  • Health care spending as a percentage of state GDP: Half weight
  • Health care spending as a share of GDP per resident: Half weight
  • Percentage of population with health insurance: Full weight
  • Number of hospital beds per 100,000 people: Half weight
  • Adults who had a doctor's office or clinic visit in the last 12 months and needed care, tests, or treatment who sometimes or never found it easy to get the care, tests, or treatment, Medicare fee-for-service: Quarter weight
  • Adults who needed to see a specialist in the last six or 12 months who sometimes or never found it easy to see a specialist, Medicare fee-for-service: Quarter weight
  • Primary care health professional shortage areas: % of need met to remove shortage designation: Quarter weight
  • Number of primary care providers per 100,000 population: Quarter weight

About Deb Gordon


Deb Gordon headshot

Deb Gordon is the co-founder and CEO of Umbra Health Advocacy, and author of The Health Care Consumer’s Manifesto (Praeger 2020), a book about shopping for health care based on consumer research she conducted as a senior fellow in the Harvard Kennedy School’s Mossavar-Rahmani Center for Business and Government between 2017 and 2019. Her research and writing have been published in JAMA Network Open, the Harvard Business Review blog, USA Today, RealClear Politics, TheHill, and Managed Care Magazine.

Deb previously held executive roles in health insurance and health care technology services. Deb is an Aspen Institute Health Innovators Fellow and an Eisenhower Fellow, for which she traveled to Australia, New Zealand and Singapore to explore the role of consumers in high-performing health systems. She was a 2011 Boston Business Journal 40-under-40 honoree, and a volunteer in MIT’s Delta V start-up accelerator, the Fierce Healthcare Innovation Awards and in various mentorship programs.


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