Cheapest Car Insurance in New York

NYCM provides the cheapest rates for New York drivers with a texting-while-driving violation. Minimum coverage averages $305 per year, about 63% lower than the state average.

Find the cheapest New York car insurance for you below.

By Mark Fitzpatrick

Reviewed by Mark Friedlander

Edited by Venus Zoleta

Contributions by 6+ experts

Updated: September 15, 2025

Advertising & Editorial Disclosure

Key Takeaways

The cheapest car insurance companies in New York for most drivers are NYCM, Progressive and Kemper, offering average savings of up to 55%

Car insurance costs can be as low as $13 for minimum coverage and $29 for full coverage policies on average in New York

To get the cheapest car insurance in New York, research average costs and top companies, take advantage of discounts and compare multiple provider quotes

Who Has the Cheapest Car Insurance in New York?

NYCM offers New York's most affordable coverage, with monthly rates starting at $25 for minimum coverage and $58 for full coverage. Drivers save $52 monthly (55%) below state averages. Get quotes from Progressive, Kemper, American Family and GEICO too.


NYCM Insurance	$25	$58	-55%	$-52
Progressive	$34	$64	-48%	$-44
Kemper	$34	$69	-45%	$-42
American Family	$43	$85	-32%	$-30
Geico	$43	$88	-30%	$-28

*These rates are for a 40-year-old with good credit, a clean driving record and a 2012 Toyota Camry across all ZIP codes in the state.

LEARN MORE ABOUT THE BEST CHEAP CAR INSURANCE IN NEW YORK

We've created additional guides below to help you in your search for the best and cheapest car insurance in New York:

Best Car Insurance Rates by Category in New York

NYCM offers the cheapest rates in six out of our 10 driver categories, while Progressive wins two categories and Erie and GEICO each win one category. Find your specific rates in the table:


Young Drivers	NYCM Insurance	$39
Adult Drivers	NYCM Insurance	$25
Senior Drivers	NYCM Insurance	$38
Drivers With An Accident	NYCM Insurance	$25
Drivers With A DUI	Progressive	$36
Drivers With A Speeding Ticket	Progressive	$35
Drivers With Bad Credit	Erie Insurance	$55
Drivers With Low Income	NYCM Insurance	$30
Drivers With Newer Cars	Geico	$30
Drivers With Old Cars	NYCM Insurance	$18

*Rates for the categories above are based on a profile of a 40-year-old with good credit, a clean driving record and a 2012 Toyota Camry across all ZIP codes in the state. Young drivers refer to 16 to 25-year-olds, adults 26 to 64-year-olds and seniors 65+ years of age.

Compare the Cheapest Car Insurance in New York for You

The tables above show overall winners, but your cheapest option depends on your situation. Adult drivers with poor credit and an accident record who want 100/300/100 coverage save most with NYCM. Filter the table to match your profile:

Data filtered by:Results filtered by:

Age Group

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Age Group:Adult Drivers

Gender

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Gender:Male

Coverage Lvele

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Coverage Lvele:100/300/100 Full Cov. w/$1,000 Ded.

Credit Alignment

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Credit Alignment:Poor

Driving Record

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Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)


NYCM Insurance	$141	$1,691	-38%	$-1,037
Travelers	$160	$1,924	-30%	$-805
Geico	$172	$2,064	-24%	$-665
Mercury Insurance	$180	$2,157	-21%	$-571
Progressive	$199	$2,384	-13%	$-345

*Young drivers refer to 16 to 25-year-olds, adults 26 to 64-year-olds and seniors 65+ years of age.

Cheapest Car Insurance in New York by City

Where you live in New York affects your rates based on local crime, accidents and traffic density. NYCM charges as little as $13 in Beaver Dams but Kemper costs $71 in Brooklyn.

The table highlights the cheapest car insurance provider across New York cities and towns.

Data filtered by:Results filtered by:

City

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City:


New York	Kemper	$58	-46%	$-75
Buffalo	NYCM Insurance	$25	-57%	$-53
Yonkers	Kemper	$49	-47%	$-63
Rochester	NYCM Insurance	$19	-55%	$-37
Syracuse	NYCM Insurance	$18	-61%	$-45
Albany	NYCM Insurance	$19	-55%	$-38
New Rochelle	NYCM Insurance	$22	-64%	$-65
Mount Vernon	Kemper	$47	-47%	$-62
Schenectady	NYCM Insurance	$17	-56%	$-35
Utica	NYCM Insurance	$15	-63%	$-40
White Plains	NYCM Insurance	$23	-61%	$-58
Troy	NYCM Insurance	$17	-57%	$-36
Niagara Falls	NYCM Insurance	$19	-57%	$-42
Binghamton	NYCM Insurance	$15	-58%	$-33
Freeport	NYCM Insurance	$37	-58%	$-86
Valley Stream	NYCM Insurance	$37	-59%	$-87
Long Beach	NYCM Insurance	$37	-58%	$-83
Poughkeepsie	NYCM Insurance	$19	-64%	$-56
North Tonawanda	NYCM Insurance	$19	-56%	$-40
Jamestown	Progressive	$20	-53%	$-31
Ithaca	NYCM Insurance	$18	-50%	$-29
Elmira	NYCM Insurance	$13	-61%	$-34
Middletown	NYCM Insurance	$24	-57%	$-53
Auburn	NYCM Insurance	$15	-58%	$-34
Saratoga Springs	NYCM Insurance	$15	-58%	$-34
Kingston	NYCM Insurance	$21	-56%	$-43
Peekskill	NYCM Insurance	$26	-53%	$-48
Glen Cove	NYCM Insurance	$27	-61%	$-71
Cortland	NYCM Insurance	$15	-57%	$-33
Geneva	NYCM Insurance	$14	-59%	$-33
Watertown	NYCM Insurance	$15	-59%	$-35
Lockport	NYCM Insurance	$19	-56%	$-40
Plattsburgh	NYCM Insurance	$13	-60%	$-32
Rye	NYCM Insurance	$22	-60%	$-55
Beacon	NYCM Insurance	$22	-56%	$-46
Batavia	NYCM Insurance	$17	-55%	$-35
Amsterdam	NYCM Insurance	$14	-63%	$-38
Oswego	NYCM Insurance	$16	-57%	$-34
Corning	NYCM Insurance	$13	-62%	$-33
Oneonta	NYCM Insurance	$16	-57%	$-35
Olean	NYCM Insurance	$16	-55%	$-33
Glens Falls	NYCM Insurance	$14	-60%	$-35
Tonawanda	NYCM Insurance	$20	-55%	$-40
Fulton	NYCM Insurance	$16	-57%	$-35
Canandaigua	NYCM Insurance	$17	-50%	$-28
Watervliet	NYCM Insurance	$18	-52%	$-33
Rensselaer	NYCM Insurance	$18	-54%	$-34
Hornell	NYCM Insurance	$14	-58%	$-33
Hudson	NYCM Insurance	$18	-56%	$-39
Accord	NYCM Insurance	$19	-58%	$-45
Acra	NYCM Insurance	$19	-57%	$-42
Adams	NYCM Insurance	$15	-57%	$-34
Adams Basin	NYCM Insurance	$16	-68%	$-53
Adams Center	NYCM Insurance	$15	-57%	$-33
Addison	NYCM Insurance	$16	-54%	$-31
Adirondack	NYCM Insurance	$13	-62%	$-35
Afton	NYCM Insurance	$15	-59%	$-36
Akron	NYCM Insurance	$20	-53%	$-37
Albertson	NYCM Insurance	$29	-61%	$-77
Albion	NYCM Insurance	$15	-61%	$-37
Alcove	NYCM Insurance	$18	-54%	$-35
Alden	NYCM Insurance	$20	-53%	$-38
Alder Creek	NYCM Insurance	$16	-56%	$-35
Alexander	NYCM Insurance	$15	-61%	$-39
Alexandria Bay	NYCM Insurance	$15	-57%	$-33
Alfred	NYCM Insurance	$14	-60%	$-35
Alfred Station	NYCM Insurance	$14	-60%	$-35
Allegany	NYCM Insurance	$16	-54%	$-31
Allentown	NYCM Insurance	$16	-62%	$-41
Alma	NYCM Insurance	$15	-56%	$-33
Almond	NYCM Insurance	$15	-56%	$-33
Alpine	NYCM Insurance	$13	-62%	$-36
Alplaus	NYCM Insurance	$17	-53%	$-32
Altamont	NYCM Insurance	$18	-51%	$-32
Altmar	NYCM Insurance	$16	-56%	$-34
Alton	NYCM Insurance	$14	-66%	$-45
Altona	NYCM Insurance	$13	-60%	$-32
Amagansett	NYCM Insurance	$22	-62%	$-59
Amawalk	NYCM Insurance	$26	-53%	$-48
Amenia	NYCM Insurance	$22	-56%	$-45
Ancram	NYCM Insurance	$20	-54%	$-38
Ancramdale	NYCM Insurance	$20	-54%	$-38
Andes	NYCM Insurance	$19	-54%	$-36
Andover	NYCM Insurance	$16	-56%	$-33
Angelica	NYCM Insurance	$15	-57%	$-34
Annandale On Hudson	NYCM Insurance	$22	-56%	$-46
Antwerp	NYCM Insurance	$15	-59%	$-35
Apalachin	NYCM Insurance	$16	-53%	$-30
Appleton	NYCM Insurance	$19	-54%	$-37
Apulia Station	NYCM Insurance	$15	-65%	$-44
Arcade	NYCM Insurance	$19	-52%	$-33
Arden	NYCM Insurance	$23	-64%	$-66
Ardsley	NYCM Insurance	$22	-61%	$-57
Ardsley On Hudson	NYCM Insurance	$22	-62%	$-61
Argyle	NYCM Insurance	$14	-59%	$-34
Arkport	NYCM Insurance	$14	-58%	$-32
Arkville	NYCM Insurance	$18	-59%	$-44
Armonk	NYCM Insurance	$24	-56%	$-51
Arverne	NYCM Insurance	$45	-60%	$-112
Ashland	NYCM Insurance	$18	-61%	$-46
Ashville	Progressive	$20	-51%	$-31
Astoria	Kemper	$54	-48%	$-76
Athens	NYCM Insurance	$19	-55%	$-38
Athol	NYCM Insurance	$14	-60%	$-35
Athol Springs	NYCM Insurance	$17	-68%	$-59
Atlanta	NYCM Insurance	$14	-58%	$-33
Atlantic Beach	Kemper	$40	-58%	$-84
Attica	NYCM Insurance	$15	-61%	$-38
Auriesville	NYCM Insurance	$14	-72%	$-59
Aurora	NYCM Insurance	$15	-59%	$-36
Au Sable Forks	NYCM Insurance	$13	-61%	$-34
Austerlitz	NYCM Insurance	$20	-52%	$-36
Ava	NYCM Insurance	$16	-56%	$-35
Averill Park	NYCM Insurance	$14	-63%	$-39
Avoca	NYCM Insurance	$14	-58%	$-33
Avon	NYCM Insurance	$15	-57%	$-33
Babylon	NYCM Insurance	$30	-58%	$-67
Bainbridge	NYCM Insurance	$15	-59%	$-36
Bakers Mills	NYCM Insurance	$18	-57%	$-38
Baldwin	NYCM Insurance	$37	-57%	$-81
Baldwin Place	NYCM Insurance	$26	-54%	$-48
Baldwinsville	NYCM Insurance	$15	-60%	$-36
Ballston Lake	NYCM Insurance	$15	-59%	$-35
Ballston Spa	NYCM Insurance	$15	-58%	$-34
Bangall	NYCM Insurance	$22	-64%	$-63
Bardonia	NYCM Insurance	$28	-54%	$-54
Barker	NYCM Insurance	$19	-53%	$-35
Barneveld	NYCM Insurance	$15	-61%	$-38
Barrytown	NYCM Insurance	$22	-54%	$-42
Barryville	NYCM Insurance	$24	-56%	$-51
Barton	NYCM Insurance	$16	-54%	$-30
Basom	NYCM Insurance	$17	-58%	$-39
Bath	NYCM Insurance	$14	-58%	$-32
Bayport	NYCM Insurance	$30	-54%	$-57
Bay Shore	NYCM Insurance	$30	-60%	$-74
Bayside	NYCM Insurance	$45	-54%	$-87
Bayville	NYCM Insurance	$27	-60%	$-68
Bear Mountain	NYCM Insurance	$28	-54%	$-55
Bearsville	NYCM Insurance	$18	-61%	$-46
Beaver Dam Lake	NYCM Insurance	$24	-57%	$-53
Beaver Dams	NYCM Insurance	$13	-64%	$-37
Beaver Falls	NYCM Insurance	$16	-60%	$-41
Bedford	NYCM Insurance	$24	-56%	$-51
Bedford Hills	NYCM Insurance	$24	-56%	$-51
Belfast	NYCM Insurance	$15	-57%	$-34
Belleville	NYCM Insurance	$15	-63%	$-43
Bellona	NYCM Insurance	$14	-60%	$-34
Bellvale	NYCM Insurance	$23	-63%	$-64
Belmont	NYCM Insurance	$15	-56%	$-33
Bemus Point	NYCM Insurance	$17	-53%	$-31
Bergen	NYCM Insurance	$15	-60%	$-36
Berkshire	NYCM Insurance	$16	-55%	$-31
Berlin	NYCM Insurance	$18	-52%	$-33
Berne	NYCM Insurance	$18	-56%	$-37
Bernhards Bay	NYCM Insurance	$16	-56%	$-34
Bethel	NYCM Insurance	$22	-59%	$-53
Bethpage	NYCM Insurance	$26	-62%	$-69
Bible School Park	NYCM Insurance	$16	-61%	$-40
Big Flats	NYCM Insurance	$13	-63%	$-34
Big Indian	NYCM Insurance	$18	-61%	$-46
Billings	NYCM Insurance	$22	-59%	$-52
Binghamton University	NYCM Insurance	$14	-64%	$-42
Black Creek	NYCM Insurance	$19	-49%	$-29
Black River	NYCM Insurance	$15	-58%	$-34
Blauvelt	NYCM Insurance	$28	-54%	$-54
Bliss	NYCM Insurance	$19	-51%	$-32
Blodgett Mills	NYCM Insurance	$15	-63%	$-43
Bloomfield	NYCM Insurance	$17	-52%	$-30
Bloomingburg	NYCM Insurance	$22	-59%	$-53
Bloomingdale	NYCM Insurance	$13	-62%	$-35
Bloomington	NYCM Insurance	$19	-58%	$-44
Bloomville	NYCM Insurance	$19	-52%	$-34
Blossvale	NYCM Insurance	$18	-53%	$-32
Blue Mountain Lake	NYCM Insurance	$18	-50%	$-29
Blue Point	NYCM Insurance	$28	-54%	$-55
Bohemia	NYCM Insurance	$30	-54%	$-57
Boiceville	NYCM Insurance	$18	-61%	$-46
Bolivar	NYCM Insurance	$15	-57%	$-33
Bolton Landing	NYCM Insurance	$14	-60%	$-35
Bombay	NYCM Insurance	$14	-58%	$-32
Boonville	NYCM Insurance	$16	-56%	$-35
Boston	NYCM Insurance	$18	-58%	$-41
Bouckville	NYCM Insurance	$16	-58%	$-35
Bovina Center	NYCM Insurance	$19	-54%	$-37
Bowmansville	NYCM Insurance	$20	-54%	$-38
Bradford	NYCM Insurance	$13	-64%	$-36
Brainard	NYCM Insurance	$18	-53%	$-35
Brainardsville	NYCM Insurance	$13	-61%	$-33
Branchport	NYCM Insurance	$17	-51%	$-29
Brantingham	NYCM Insurance	$16	-61%	$-43
Brant Lake	NYCM Insurance	$13	-63%	$-37
Brasher Falls	NYCM Insurance	$14	-58%	$-32
Breesport	NYCM Insurance	$13	-63%	$-36
Breezy Point	NYCM Insurance	$45	-59%	$-105
Brentwood	NYCM Insurance	$30	-61%	$-76
Brewerton	NYCM Insurance	$14	-61%	$-37
Brewster	NYCM Insurance	$26	-52%	$-45
Briarcliff Manor	NYCM Insurance	$24	-56%	$-51
Bridgehampton	NYCM Insurance	$22	-62%	$-59
Bridgeport	NYCM Insurance	$16	-56%	$-34
Brier Hill	NYCM Insurance	$14	-61%	$-36
Brighton	NYCM Insurance	$17	-52%	$-31
Brightwaters	NYCM Insurance	$30	-58%	$-67
Broadalbin	NYCM Insurance	$15	-60%	$-36
Brockport	NYCM Insurance	$16	-57%	$-34
Brocton	NYCM Insurance	$16	-55%	$-33
Brookfield	NYCM Insurance	$16	-58%	$-35
Brookhaven	NYCM Insurance	$28	-55%	$-58
Brooklyn	Kemper	$71	-52%	$-111
Brooktondale	NYCM Insurance	$16	-55%	$-32
Brookville	NYCM Insurance	$27	-64%	$-79
Brushton	NYCM Insurance	$14	-58%	$-32
Buchanan	NYCM Insurance	$26	-53%	$-48
Bullville	NYCM Insurance	$19	-68%	$-67
Burdett	NYCM Insurance	$13	-64%	$-36
Burke	NYCM Insurance	$14	-58%	$-32
Burlingham	NYCM Insurance	$22	-61%	$-59
Burlington Flats	NYCM Insurance	$16	-57%	$-35
Burnt Hills	NYCM Insurance	$15	-59%	$-36
Buskirk	NYCM Insurance	$14	-63%	$-39
Byron	NYCM Insurance	$15	-59%	$-36
Cadyville	NYCM Insurance	$13	-60%	$-33
Cairo	NYCM Insurance	$18	-59%	$-43
Calcium	NYCM Insurance	$15	-58%	$-34
Caledonia	NYCM Insurance	$15	-57%	$-33
Callicoon	Progressive	$27	-55%	$-47
Callicoon Center	Progressive	$27	-56%	$-47
Calverton	NYCM Insurance	$30	-49%	$-48
Cambria Heights	Kemper	$47	-62%	$-114
Cambridge	NYCM Insurance	$14	-60%	$-36
Camden	NYCM Insurance	$16	-56%	$-35
Cameron	NYCM Insurance	$16	-54%	$-31
Cameron Mills	NYCM Insurance	$16	-54%	$-31
Camillus	NYCM Insurance	$15	-61%	$-37
Campbell	NYCM Insurance	$13	-62%	$-33
Campbell Hall	NYCM Insurance	$19	-66%	$-61
Canaan	NYCM Insurance	$18	-55%	$-37
Canajoharie	NYCM Insurance	$15	-61%	$-37
Canaseraga	NYCM Insurance	$15	-56%	$-33
Canastota	NYCM Insurance	$16	-57%	$-34
Candor	NYCM Insurance	$16	-54%	$-30
Caneadea	NYCM Insurance	$19	-50%	$-30
Canisteo	NYCM Insurance	$16	-55%	$-31
Canton	NYCM Insurance	$14	-59%	$-34
Cape Vincent	NYCM Insurance	$15	-57%	$-34
Carle Place	NYCM Insurance	$29	-61%	$-77
Carlisle	NYCM Insurance	$19	-51%	$-32
Caroga Lake	NYCM Insurance	$18	-52%	$-31
Carthage	NYCM Insurance	$15	-59%	$-35
Cassadaga	NYCM Insurance	$17	-54%	$-32
Cassville	NYCM Insurance	$16	-58%	$-36
Castile	NYCM Insurance	$15	-59%	$-36
Castle Creek	NYCM Insurance	$14	-59%	$-34
Castle Point	NYCM Insurance	$22	-59%	$-52
Castleton-on-Hudson	NYCM Insurance	$18	-52%	$-33
Castorland	NYCM Insurance	$16	-55%	$-33
Cato	NYCM Insurance	$14	-61%	$-37
Catskill	NYCM Insurance	$19	-57%	$-40
Cattaraugus	Progressive	$21	-51%	$-32
Cayuga	NYCM Insurance	$15	-58%	$-34
Cayuta	NYCM Insurance	$13	-62%	$-35
Cazenovia	NYCM Insurance	$16	-56%	$-34
Cedarhurst	NYCM Insurance	$37	-59%	$-87
Celoron	Progressive	$20	-65%	$-52
Centereach	NYCM Insurance	$30	-54%	$-57
Center Moriches	NYCM Insurance	$28	-52%	$-50
Centerport	NYCM Insurance	$28	-60%	$-69
Central Bridge	Progressive	$21	-51%	$-32
Central Islip	NYCM Insurance	$30	-61%	$-76
Central Square	NYCM Insurance	$16	-55%	$-33
Central Valley	NYCM Insurance	$24	-57%	$-54
Ceres	NYCM Insurance	$15	-57%	$-33
Chadwicks	NYCM Insurance	$15	-61%	$-39
Chaffee	NYCM Insurance	$18	-57%	$-38
Champlain	NYCM Insurance	$13	-60%	$-32
Chappaqua	NYCM Insurance	$24	-56%	$-50
Charlotteville	NYCM Insurance	$20	-48%	$-30
Chase Mills	NYCM Insurance	$14	-58%	$-32
Chateaugay	NYCM Insurance	$13	-61%	$-33
Chatham	NYCM Insurance	$18	-55%	$-37
Chaumont	NYCM Insurance	$15	-59%	$-35
Chautauqua	NYCM Insurance	$18	-57%	$-39
Chazy	NYCM Insurance	$13	-60%	$-32
Cheektowaga	NYCM Insurance	$19	-57%	$-42
Chelsea	NYCM Insurance	$22	-58%	$-50
Chemung	NYCM Insurance	$13	-62%	$-35
Chenango Forks	NYCM Insurance	$14	-59%	$-34
Cherry Creek	NYCM Insurance	$17	-55%	$-34
Cherry Plain	NYCM Insurance	$18	-57%	$-40
Cherry Valley	NYCM Insurance	$19	-52%	$-33
Chester	NYCM Insurance	$23	-59%	$-53
Chestertown	NYCM Insurance	$14	-60%	$-35
Chichester	NYCM Insurance	$18	-61%	$-46
Childwold	NYCM Insurance	$14	-59%	$-33
Chippewa Bay	NYCM Insurance	$14	-66%	$-45
Chittenango	NYCM Insurance	$16	-57%	$-35
Churchville	NYCM Insurance	$16	-56%	$-33
Churubusco	NYCM Insurance	$13	-61%	$-34
Cicero	NYCM Insurance	$14	-61%	$-36
Cincinnatus	NYCM Insurance	$17	-53%	$-31
Circleville	NYCM Insurance	$19	-64%	$-58
Clarence	NYCM Insurance	$20	-54%	$-38
Clarence Center	NYCM Insurance	$20	-54%	$-39
Clark Mills	NYCM Insurance	$15	-66%	$-48
Clarksville	NYCM Insurance	$18	-53%	$-33
Claryville	NYCM Insurance	$24	-52%	$-43
Claverack	NYCM Insurance	$20	-53%	$-37
Clay	NYCM Insurance	$14	-61%	$-37
Clayton	NYCM Insurance	$15	-57%	$-33
Clayville	NYCM Insurance	$16	-58%	$-35
Clemons	NYCM Insurance	$14	-60%	$-35
Cleveland	NYCM Insurance	$16	-56%	$-34
Cleverdale	NYCM Insurance	$14	-65%	$-44
Clifton Park	NYCM Insurance	$16	-56%	$-33
Clifton Springs	NYCM Insurance	$14	-58%	$-32
Climax	NYCM Insurance	$19	-54%	$-37
Clinton	NYCM Insurance	$15	-61%	$-39
Clinton Corners	NYCM Insurance	$22	-55%	$-44
Clintondale	NYCM Insurance	$22	-56%	$-47
Clockville	NYCM Insurance	$16	-63%	$-44
Clyde	NYCM Insurance	$14	-60%	$-36
Clymer	Progressive	$20	-52%	$-32
Cobleskill	NYCM Insurance	$19	-51%	$-32
Cochecton	NYCM Insurance	$24	-60%	$-58
Coeymans Hollow	NYCM Insurance	$18	-55%	$-36
Cohocton	NYCM Insurance	$14	-59%	$-34
Cohoes	NYCM Insurance	$16	-58%	$-36
Cold Brook	NYCM Insurance	$18	-52%	$-31
Colden	NYCM Insurance	$19	-56%	$-39
Cold Spring	NYCM Insurance	$25	-52%	$-45
Cold Spring Harbor	NYCM Insurance	$27	-62%	$-73
College Point	NYCM Insurance	$45	-55%	$-90
Colliersville	NYCM Insurance	$16	-62%	$-43
Collins	NYCM Insurance	$18	-56%	$-37
Collins Center	NYCM Insurance	$18	-61%	$-46
Colton	NYCM Insurance	$14	-59%	$-34
Columbiaville	NYCM Insurance	$18	-59%	$-44
Commack	NYCM Insurance	$28	-59%	$-66
Comstock	NYCM Insurance	$14	-60%	$-35
Conesus	NYCM Insurance	$15	-58%	$-35
Conewango Valley	Progressive	$21	-50%	$-30
Congers	Kemper	$30	-55%	$-55
Conklin	NYCM Insurance	$14	-59%	$-33
Connelly	NYCM Insurance	$19	-61%	$-49
Constable	NYCM Insurance	$14	-58%	$-32
Constableville	NYCM Insurance	$16	-55%	$-33
Constantia	NYCM Insurance	$16	-55%	$-34
Cooperstown	NYCM Insurance	$26	-50%	$-45
Copake	NYCM Insurance	$20	-53%	$-37
Copake Falls	NYCM Insurance	$20	-53%	$-37
Copenhagen	NYCM Insurance	$16	-55%	$-33
Copiague	NYCM Insurance	$30	-60%	$-73
Coram	NYCM Insurance	$30	-54%	$-58
Corbettsville	NYCM Insurance	$14	-70%	$-55
Corfu	NYCM Insurance	$17	-56%	$-37
Corinth	NYCM Insurance	$14	-61%	$-35
Cornwall-on-Hudson	NYCM Insurance	$24	-55%	$-48
Cornwallville	NYCM Insurance	$19	-57%	$-41
Corona	NYCM Insurance	$45	-58%	$-104
Cortlandt Manor	NYCM Insurance	$26	-54%	$-48
Cossayuna	NYCM Insurance	$14	-60%	$-35
Cottekill	NYCM Insurance	$19	-58%	$-44
Cowlesville	NYCM Insurance	$19	-52%	$-33
Coxsackie	NYCM Insurance	$19	-55%	$-37
Cragsmoor	NYCM Insurance	$22	-58%	$-50
Cranberry Lake	NYCM Insurance	$14	-59%	$-34
Craryville	NYCM Insurance	$20	-53%	$-37
Crittenden	NYCM Insurance	$20	-56%	$-42
Croghan	NYCM Insurance	$16	-54%	$-32
Cropseyville	NYCM Insurance	$14	-63%	$-39
Cross River	NYCM Insurance	$24	-56%	$-51
Croton Falls	NYCM Insurance	$24	-59%	$-57
Croton-on-Hudson	NYCM Insurance	$26	-53%	$-48
Crown Point	NYCM Insurance	$13	-61%	$-34
Cuba	NYCM Insurance	$19	-49%	$-29
Cuddebackville	NYCM Insurance	$24	-56%	$-51
Cutchogue	NYCM Insurance	$22	-59%	$-52
Dale	NYCM Insurance	$15	-59%	$-37
Dalton	NYCM Insurance	$15	-57%	$-34
Dannemora	NYCM Insurance	$13	-61%	$-33
Dansville	NYCM Insurance	$15	-57%	$-33
Darien Center	NYCM Insurance	$17	-56%	$-37
Davenport	Kemper	$21	-50%	$-32
Davenport Center	Kemper	$21	-51%	$-33
Dayton	NYCM Insurance	$18	-53%	$-32
Deansboro	NYCM Insurance	$16	-59%	$-37
Deer Park	NYCM Insurance	$30	-59%	$-69
Deer River	NYCM Insurance	$15	-64%	$-43
Deferiet	NYCM Insurance	$15	-64%	$-43
De Kalb Junction	NYCM Insurance	$14	-60%	$-35
Delancey	NYCM Insurance	$20	-51%	$-34
Delanson	NYCM Insurance	$17	-58%	$-37
Delevan	NYCM Insurance	$19	-52%	$-33
Delhi	NYCM Insurance	$20	-49%	$-31
Delmar	NYCM Insurance	$18	-53%	$-34
Delphi Falls	NYCM Insurance	$14	-71%	$-57
Denver	NYCM Insurance	$19	-55%	$-38
Depauville	NYCM Insurance	$15	-62%	$-41
Depew	NYCM Insurance	$16	-62%	$-44
De Peyster	NYCM Insurance	$14	-60%	$-35
Deposit	NYCM Insurance	$15	-58%	$-34
Derby	NYCM Insurance	$18	-59%	$-42
De Ruyter	NYCM Insurance	$17	-53%	$-32
Dewittville	NYCM Insurance	$17	-53%	$-32
Dexter	NYCM Insurance	$15	-58%	$-34
Diamond Point	NYCM Insurance	$14	-60%	$-35
Dickinson Center	NYCM Insurance	$14	-58%	$-32
Dobbs Ferry	NYCM Insurance	$22	-61%	$-58
Dolgeville	NYCM Insurance	$15	-59%	$-35
Dormansville	NYCM Insurance	$18	-55%	$-36
Dover Plains	NYCM Insurance	$22	-56%	$-47
Downsville	NYCM Insurance	$20	-51%	$-34
Dresden	NYCM Insurance	$14	-60%	$-34
Dryden	NYCM Insurance	$16	-55%	$-32
Duanesburg	NYCM Insurance	$17	-58%	$-37
Dundee	NYCM Insurance	$14	-60%	$-34
Dunkirk	NYCM Insurance	$16	-56%	$-33
Durham	NYCM Insurance	$19	-56%	$-39
Durhamville	NYCM Insurance	$18	-53%	$-33
Eagle Bay	NYCM Insurance	$18	-51%	$-31
Eagle Bridge	NYCM Insurance	$14	-62%	$-38
Earlton	NYCM Insurance	$19	-57%	$-40
Earlville	NYCM Insurance	$17	-53%	$-32
East Amherst	NYCM Insurance	$20	-55%	$-39
East Aurora	NYCM Insurance	$19	-56%	$-38
East Berne	NYCM Insurance	$18	-54%	$-35
East Bethany	NYCM Insurance	$15	-60%	$-37
East Branch	NYCM Insurance	$20	-50%	$-34
East Chatham	NYCM Insurance	$18	-55%	$-37
Eastchester	NYCM Insurance	$22	-62%	$-59
East Concord	NYCM Insurance	$18	-58%	$-39
East Durham	NYCM Insurance	$19	-54%	$-37
East Elmhurst	NYCM Insurance	$45	-56%	$-95
East Greenbush	NYCM Insurance	$18	-53%	$-34
East Hills	NYCM Insurance	$29	-62%	$-80
East Homer	NYCM Insurance	$15	-70%	$-57
East Islip	NYCM Insurance	$30	-56%	$-61
East Jewett	NYCM Insurance	$18	-60%	$-44
East Marion	NYCM Insurance	$22	-59%	$-51
East Meadow	NYCM Insurance	$61	-51%	$-103
East Meredith	Kemper	$21	-50%	$-32
East Moriches	NYCM Insurance	$28	-50%	$-46
East Nassau	NYCM Insurance	$18	-53%	$-35
East Northport	NYCM Insurance	$28	-59%	$-66
East Norwich	NYCM Insurance	$27	-61%	$-70
East Otto	Progressive	$21	-52%	$-33
East Patchogue	NYCM Insurance	$28	-55%	$-56
East Pembroke	NYCM Insurance	$17	-60%	$-44
East Pharsalia	NYCM Insurance	$15	-70%	$-57
Eastport	NYCM Insurance	$28	-49%	$-45
East Quogue	NYCM Insurance	$28	-50%	$-46
East Randolph	Progressive	$21	-56%	$-39
East Rochester	NYCM Insurance	$16	-55%	$-32
East Rockaway	NYCM Insurance	$37	-55%	$-76
East Schodack	NYCM Insurance	$18	-52%	$-33
East Setauket	NYCM Insurance	$30	-53%	$-56
East Shoreham	NYCM Insurance	$30	-52%	$-53
East Springfield	NYCM Insurance	$19	-52%	$-33
East Syracuse	NYCM Insurance	$17	-55%	$-33
East Williamson	NYCM Insurance	$14	-65%	$-44
East Worcester	NYCM Insurance	$19	-52%	$-33
Eaton	NYCM Insurance	$16	-57%	$-34
Eden	NYCM Insurance	$18	-59%	$-42
Edmeston	NYCM Insurance	$16	-57%	$-35
Edwards	NYCM Insurance	$14	-60%	$-35
Eggertsville	NYCM Insurance	$19	-57%	$-42
Elba	NYCM Insurance	$15	-60%	$-37
Elbridge	NYCM Insurance	$15	-59%	$-35
Eldred	NYCM Insurance	$24	-56%	$-50
Elizabethtown	NYCM Insurance	$13	-61%	$-34
Elizaville	NYCM Insurance	$20	-55%	$-39
Elka Park	NYCM Insurance	$18	-60%	$-44
Ellenburg Center	NYCM Insurance	$13	-61%	$-34
Ellenburg Depot	NYCM Insurance	$13	-60%	$-32
Ellenville	NYCM Insurance	$22	-56%	$-47
Ellicottville	NYCM Insurance	$16	-55%	$-34
Ellington	NYCM Insurance	$17	-59%	$-40
Ellisburg	NYCM Insurance	$15	-58%	$-34
Elma	NYCM Insurance	$16	-61%	$-43
Elmhurst	NYCM Insurance	$45	-57%	$-96
Elmira Heights	NYCM Insurance	$13	-62%	$-34
Elmont	NYCM Insurance	$34	-62%	$-91
Elmsford	NYCM Insurance	$22	-62%	$-59
Endicott	NYCM Insurance	$16	-53%	$-30
Erieville	NYCM Insurance	$16	-57%	$-34
Erin	NYCM Insurance	$13	-62%	$-36
Esperance	Progressive	$21	-51%	$-31
Essex	NYCM Insurance	$13	-61%	$-34
Etna	NYCM Insurance	$18	-56%	$-37
Fabius	NYCM Insurance	$15	-60%	$-35
Fair Haven	NYCM Insurance	$14	-66%	$-45
Fairmount	NYCM Insurance	$16	-58%	$-36
Fairport	NYCM Insurance	$16	-55%	$-31
Falconer	NYCM Insurance	$17	-53%	$-32
Fancher	NYCM Insurance	$15	-70%	$-56
Farmersville Station	NYCM Insurance	$19	-50%	$-30
Farmingdale	NYCM Insurance	$26	-64%	$-76
Farmington	NYCM Insurance	$17	-51%	$-29
Farmingville	NYCM Insurance	$30	-54%	$-57
Farnham	NYCM Insurance	$18	-61%	$-46
Far Rockaway	NYCM Insurance	$45	-60%	$-109
Fayetteville	NYCM Insurance	$17	-55%	$-34
Felts Mills	NYCM Insurance	$15	-59%	$-35
Ferndale	NYCM Insurance	$22	-58%	$-52
Feura Bush	NYCM Insurance	$18	-54%	$-34
Fillmore	NYCM Insurance	$19	-51%	$-32
Findley Lake	Progressive	$20	-53%	$-32
Fine	NYCM Insurance	$14	-60%	$-35
Firthcliffe	NYCM Insurance	$24	-57%	$-53
Fishers	NYCM Insurance	$17	-58%	$-39
Fishers Island	NYCM Insurance	$22	-63%	$-62
Fishers Landing	NYCM Insurance	$15	-62%	$-42
Fishkill	NYCM Insurance	$22	-56%	$-46
Fishs Eddy	NYCM Insurance	$20	-61%	$-51
Fleischmanns	NYCM Insurance	$19	-55%	$-39
Floral Park	NYCM Insurance	$34	-59%	$-80
Florida	NYCM Insurance	$23	-59%	$-54
Flushing	NYCM Insurance	$45	-57%	$-97
Fly Creek	NYCM Insurance	$19	-51%	$-32
Fonda	NYCM Insurance	$14	-62%	$-37
Forestburgh	NYCM Insurance	$24	-56%	$-50
Forest Hills	NYCM Insurance	$45	-55%	$-90
Forestport	NYCM Insurance	$18	-53%	$-33
Forestville	NYCM Insurance	$17	-55%	$-34
Fort Ann	NYCM Insurance	$14	-60%	$-35
Fort Covington Hamlet	NYCM Insurance	$14	-58%	$-32
Fort Drum	NYCM Insurance	$15	-59%	$-35
Fort Edward	NYCM Insurance	$14	-61%	$-35
Fort Hunter	NYCM Insurance	$14	-66%	$-44
Fort Johnson	NYCM Insurance	$14	-62%	$-37
Fort Montgomery	NYCM Insurance	$24	-58%	$-56
Fort Plain	NYCM Insurance	$15	-61%	$-37
Frankfort	NYCM Insurance	$15	-60%	$-36
Franklin	Kemper	$21	-50%	$-32
Franklin Springs	NYCM Insurance	$15	-66%	$-48
Franklin Square	NYCM Insurance	$34	-59%	$-80
Franklinville	NYCM Insurance	$16	-55%	$-33
Fredonia	NYCM Insurance	$16	-56%	$-34
Freedom	NYCM Insurance	$19	-50%	$-31
Freehold	NYCM Insurance	$18	-58%	$-42
Freeville	NYCM Insurance	$15	-56%	$-32
Fremont Center	Progressive	$26	-55%	$-46
Fresh Meadows	NYCM Insurance	$45	-56%	$-94
Frewsburg	NYCM Insurance	$17	-52%	$-30
Friendship	NYCM Insurance	$15	-57%	$-33
Fultonham	NYCM Insurance	$20	-48%	$-30
Fultonville	NYCM Insurance	$14	-63%	$-39
Gabriels	NYCM Insurance	$14	-61%	$-34
Gainesville	NYCM Insurance	$19	-51%	$-32
Gallupville	Progressive	$22	-56%	$-40
Galway	NYCM Insurance	$15	-58%	$-34
Gang Mills	NYCM Insurance	$13	-62%	$-33
Gansevoort	NYCM Insurance	$14	-61%	$-36
Garden City	NYCM Insurance	$34	-58%	$-77
Gardiner	NYCM Insurance	$22	-55%	$-44
Garnerville	Kemper	$30	-55%	$-56
Garrattsville	NYCM Insurance	$15	-60%	$-37
Garrison	NYCM Insurance	$25	-53%	$-46
Gasport	NYCM Insurance	$19	-54%	$-37
Geneseo	NYCM Insurance	$15	-56%	$-33
Genoa	NYCM Insurance	$15	-59%	$-36
Georgetown	NYCM Insurance	$17	-53%	$-32
Germantown	NYCM Insurance	$20	-54%	$-38
Gerry	NYCM Insurance	$17	-53%	$-31
Getzville	NYCM Insurance	$20	-55%	$-40
Ghent	NYCM Insurance	$18	-56%	$-38
Gilbertsville	NYCM Insurance	$15	-60%	$-37
Gilboa	NYCM Insurance	$20	-49%	$-32
Glen Aubrey	NYCM Insurance	$16	-54%	$-30
Glenfield	NYCM Insurance	$18	-52%	$-32
Glenford	NYCM Insurance	$18	-61%	$-46
Glenham	NYCM Insurance	$22	-58%	$-50
Glenmont	NYCM Insurance	$18	-54%	$-34
Glen Oaks	NYCM Insurance	$45	-51%	$-78
Glen Spey	NYCM Insurance	$24	-57%	$-51
Glen Wild	NYCM Insurance	$22	-58%	$-51
Glenwood	NYCM Insurance	$18	-59%	$-41
Glenwood Landing	NYCM Insurance	$27	-62%	$-73
Gloversville	NYCM Insurance	$15	-61%	$-37
Golden's Bridge	NYCM Insurance	$24	-56%	$-51
Goshen	NYCM Insurance	$23	-59%	$-54
Gouverneur	NYCM Insurance	$14	-59%	$-34
Gowanda	NYCM Insurance	$18	-55%	$-35
Grahamsville	NYCM Insurance	$24	-53%	$-44
Grand Gorge	NYCM Insurance	$20	-49%	$-32
Grand Island	NYCM Insurance	$20	-54%	$-38
Granite Springs	NYCM Insurance	$26	-54%	$-48
Granville	NYCM Insurance	$14	-60%	$-35
Great Bend	NYCM Insurance	$15	-64%	$-43
Great Neck	NYCM Insurance	$29	-63%	$-84
Great Neck Plaza	NYCM Insurance	$29	-62%	$-80
Great River	NYCM Insurance	$30	-57%	$-65
Great Valley	NYCM Insurance	$16	-54%	$-32
Greece	NYCM Insurance	$18	-50%	$-30
Greene	NYCM Insurance	$15	-58%	$-34
Greenfield Center	NYCM Insurance	$14	-62%	$-36
Greenfield Park	NYCM Insurance	$22	-56%	$-46
Greenhurst	Progressive	$21	-56%	$-38
Greenhurst	NYCM Insurance	$18	-56%	$-38
Green Island	NYCM Insurance	$18	-52%	$-33
Greenlawn	NYCM Insurance	$28	-60%	$-69
Greenport	NYCM Insurance	$22	-60%	$-55
Greenville	NYCM Insurance	$19	-55%	$-37
Greenwich	NYCM Insurance	$14	-60%	$-35
Greenwood	NYCM Insurance	$16	-55%	$-32
Greenwood Lake	NYCM Insurance	$23	-59%	$-54
Greig	NYCM Insurance	$16	-56%	$-34
Groton	NYCM Insurance	$15	-58%	$-34
Groveland	NYCM Insurance	$15	-57%	$-34
Guilderland	NYCM Insurance	$18	-53%	$-33
Guilderland Center	NYCM Insurance	$18	-52%	$-33
Guilford	NYCM Insurance	$15	-58%	$-34
Hadley	NYCM Insurance	$14	-62%	$-37
Hagaman	NYCM Insurance	$14	-63%	$-38
Hague	NYCM Insurance	$13	-63%	$-37
Haines Falls	NYCM Insurance	$20	-60%	$-50
Halcottsville	NYCM Insurance	$19	-64%	$-56
Hall	NYCM Insurance	$14	-65%	$-44
Hamburg	NYCM Insurance	$17	-60%	$-42
Hamden	NYCM Insurance	$20	-49%	$-32
Hamilton	NYCM Insurance	$16	-57%	$-34
Hamlin	NYCM Insurance	$16	-57%	$-34
Hammond	NYCM Insurance	$14	-60%	$-35
Hammondsport	NYCM Insurance	$14	-58%	$-33
Hampton	NYCM Insurance	$14	-60%	$-35
Hampton Bays	NYCM Insurance	$22	-60%	$-54
Hancock	NYCM Insurance	$20	-48%	$-31
Hankins	Progressive	$27	-55%	$-47
Hannacroix	NYCM Insurance	$19	-56%	$-39
Hannibal	NYCM Insurance	$14	-61%	$-37
Harpersfield	Kemper	$21	-51%	$-33
Harpursville	NYCM Insurance	$15	-58%	$-34
Harriman	NYCM Insurance	$24	-56%	$-51
Harris	NYCM Insurance	$22	-59%	$-53
Harrison	NYCM Insurance	$22	-60%	$-56
Harrisville	NYCM Insurance	$14	-60%	$-35
Hartford	NYCM Insurance	$14	-60%	$-35
Hartsdale	NYCM Insurance	$22	-60%	$-56
Hartwick	NYCM Insurance	$16	-57%	$-35
Hastings	NYCM Insurance	$16	-55%	$-33
Hastings-on-Hudson	NYCM Insurance	$22	-62%	$-59
Hauppauge	NYCM Insurance	$28	-59%	$-66
Haverstraw	NYCM Insurance	$28	-55%	$-56
Hawthorne	NYCM Insurance	$24	-58%	$-54
Hector	NYCM Insurance	$15	-58%	$-33
Helena	NYCM Insurance	$14	-70%	$-55
Hemlock	NYCM Insurance	$15	-58%	$-34
Hempstead	NYCM Insurance	$34	-64%	$-99
Henderson	NYCM Insurance	$15	-58%	$-35
Henderson Harbor	NYCM Insurance	$15	-63%	$-43
Henrietta	NYCM Insurance	$17	-52%	$-31
Hensonville	NYCM Insurance	$18	-60%	$-44
Heritage Hills	NYCM Insurance	$24	-56%	$-51
Herkimer	NYCM Insurance	$14	-62%	$-36
Hermon	NYCM Insurance	$14	-59%	$-33
Heuvelton	NYCM Insurance	$14	-60%	$-35
Hewlett	NYCM Insurance	$37	-57%	$-82
Hicksville	NYCM Insurance	$26	-63%	$-74
High Falls	NYCM Insurance	$19	-59%	$-45
Highland	NYCM Insurance	$19	-60%	$-48
Highland Falls	NYCM Insurance	$24	-56%	$-51
Highland Lake	NYCM Insurance	$24	-57%	$-51
Highland Mills	NYCM Insurance	$24	-57%	$-53
Highmount	NYCM Insurance	$18	-63%	$-51
Hillburn	NYCM Insurance	$28	-55%	$-57
Hillsdale	NYCM Insurance	$20	-53%	$-37
Hilton	NYCM Insurance	$16	-56%	$-33
Himrod	NYCM Insurance	$14	-60%	$-35
Hinckley	NYCM Insurance	$18	-60%	$-43
Hinsdale	NYCM Insurance	$16	-53%	$-31
Hobart	NYCM Insurance	$20	-50%	$-32
Hoffmeister	NYCM Insurance	$18	-57%	$-39
Hogansburg	NYCM Insurance	$14	-57%	$-31
Holbrook	NYCM Insurance	$28	-56%	$-58
Holland	NYCM Insurance	$18	-58%	$-40
Holland Patent	NYCM Insurance	$17	-56%	$-35
Holley	NYCM Insurance	$15	-60%	$-37
Hollis	NYCM Insurance	$45	-59%	$-106
Hollowville	NYCM Insurance	$20	-58%	$-44
Holmes	NYCM Insurance	$19	-63%	$-52
Holtsville	NYCM Insurance	$28	-55%	$-57
Homer	NYCM Insurance	$15	-58%	$-34
Honeoye	NYCM Insurance	$17	-53%	$-32
Honeoye Falls	NYCM Insurance	$16	-56%	$-33
Hoosick Falls	NYCM Insurance	$18	-52%	$-33
Hopewell Junction	NYCM Insurance	$19	-62%	$-51
Horseheads	NYCM Insurance	$13	-62%	$-34
Hortonville	Progressive	$26	-56%	$-47
Houghton	NYCM Insurance	$19	-51%	$-31
Howard Beach	NYCM Insurance	$45	-60%	$-109
Howells	NYCM Insurance	$24	-60%	$-59
Howes Cave	Progressive	$21	-51%	$-32
Hubbardsville	NYCM Insurance	$16	-57%	$-34
Hudson Falls	NYCM Insurance	$14	-61%	$-36
Hughsonville	NYCM Insurance	$22	-59%	$-52
Huguenot	NYCM Insurance	$24	-57%	$-51
Huletts Landing	NYCM Insurance	$14	-65%	$-44
Hunt	NYCM Insurance	$15	-58%	$-35
Hunter	NYCM Insurance	$18	-60%	$-44
Huntington	NYCM Insurance	$28	-60%	$-69
Huntington Station	NYCM Insurance	$28	-61%	$-70
Hurley	NYCM Insurance	$21	-56%	$-42
Hurleyville	NYCM Insurance	$22	-59%	$-52
Hyde Park	NYCM Insurance	$18	-64%	$-51
Ilion	NYCM Insurance	$14	-62%	$-36
Indian Lake	NYCM Insurance	$18	-50%	$-29
Inlet	NYCM Insurance	$18	-51%	$-30
Interlaken	NYCM Insurance	$15	-58%	$-33
Inwood	NYCM Insurance	$37	-59%	$-88
Ionia	NYCM Insurance	$17	-52%	$-31
Irondequoit	NYCM Insurance	$15	-58%	$-35
Irving	NYCM Insurance	$18	-57%	$-39
Irvington	NYCM Insurance	$22	-60%	$-55
Islandia	NYCM Insurance	$28	-60%	$-69
Island Park	NYCM Insurance	$37	-58%	$-83
Islip	NYCM Insurance	$30	-57%	$-65
Islip Terrace	NYCM Insurance	$30	-57%	$-65
Jackson Heights	NYCM Insurance	$45	-57%	$-100
Jacksonville	NYCM Insurance	$18	-57%	$-39
Jamaica	NYCM Insurance	$45	-61%	$-117
Jamesville	NYCM Insurance	$17	-55%	$-34
Jasper	NYCM Insurance	$16	-55%	$-32
Java Center	NYCM Insurance	$19	-52%	$-33
Java Village	NYCM Insurance	$19	-52%	$-33
Jay	NYCM Insurance	$13	-62%	$-36
Jefferson	Kemper	$21	-50%	$-31
Jefferson Valley	NYCM Insurance	$26	-54%	$-49
Jefferson Valley-Yorktown	NYCM Insurance	$26	-53%	$-48
Jeffersonville	NYCM Insurance	$24	-54%	$-46
Jericho	NYCM Insurance	$27	-62%	$-74
Jewett	NYCM Insurance	$18	-60%	$-44
Johnsburg	NYCM Insurance	$18	-51%	$-30
Johnson	NYCM Insurance	$24	-59%	$-58
Johnson City	NYCM Insurance	$16	-53%	$-30
Johnsonville	NYCM Insurance	$14	-62%	$-38
Johnstown	NYCM Insurance	$15	-60%	$-36
Jordan	NYCM Insurance	$15	-59%	$-35
Jordanville	NYCM Insurance	$19	-51%	$-32
Kanona	NYCM Insurance	$14	-71%	$-57
Katonah	NYCM Insurance	$24	-56%	$-51
Kattskill Bay	NYCM Insurance	$14	-60%	$-35
Kauneonga Lake	NYCM Insurance	$22	-61%	$-58
Keene	NYCM Insurance	$13	-62%	$-35
Keene Valley	NYCM Insurance	$13	-61%	$-35
Keeseville	NYCM Insurance	$13	-60%	$-33
Kendall	NYCM Insurance	$18	-53%	$-33
Kenmore	NYCM Insurance	$20	-56%	$-41
Kennedy	NYCM Insurance	$17	-53%	$-31
Kenoza Lake	NYCM Insurance	$24	-54%	$-46
Kent	NYCM Insurance	$18	-53%	$-33
Kerhonkson	NYCM Insurance	$22	-53%	$-41
Keuka Park	NYCM Insurance	$17	-53%	$-31
Kew Gardens	Kemper	$46	-60%	$-103
Kiamesha Lake	NYCM Insurance	$22	-59%	$-53
Killawog	NYCM Insurance	$16	-60%	$-39
Kill Buck	NYCM Insurance	$16	-55%	$-33
Kinderhook	NYCM Insurance	$18	-54%	$-36
King Ferry	NYCM Insurance	$15	-59%	$-35
Kings Park	NYCM Insurance	$28	-59%	$-65
Kirkville	NYCM Insurance	$14	-61%	$-37
Kirkwood	NYCM Insurance	$14	-59%	$-34
Knowlesville	NYCM Insurance	$15	-60%	$-37
Knoxboro	NYCM Insurance	$16	-67%	$-52
Lackawanna	NYCM Insurance	$19	-62%	$-50
La Fargeville	NYCM Insurance	$15	-56%	$-33
La Fayette	NYCM Insurance	$25	-55%	$-51
Lagrangeville	NYCM Insurance	$22	-56%	$-46
Lake Carmel	NYCM Insurance	$26	-52%	$-45
Lake Clear	NYCM Insurance	$14	-60%	$-34
Lake Erie Beach	NYCM Insurance	$18	-58%	$-41
Lake George	NYCM Insurance	$14	-60%	$-35
Lake Grove	NYCM Insurance	$28	-56%	$-59
Lake Hill	NYCM Insurance	$18	-61%	$-46
Lake Huntington	NYCM Insurance	$24	-56%	$-50
Lake Katrine	NYCM Insurance	$21	-56%	$-42
Lake Luzerne	NYCM Insurance	$14	-60%	$-35
Lake Mohegan	NYCM Insurance	$26	-53%	$-48
Lakemont	NYCM Insurance	$14	-71%	$-56
Lake Peekskill	NYCM Insurance	$25	-53%	$-47
Lake Placid	NYCM Insurance	$13	-61%	$-34
Lake Pleasant	NYCM Insurance	$18	-52%	$-31
Lake Success	NYCM Insurance	$29	-63%	$-82
Lake View	NYCM Insurance	$17	-60%	$-42
Lakeville	NYCM Insurance	$15	-56%	$-33
Lakewood	Progressive	$20	-53%	$-31
Lancaster	NYCM Insurance	$20	-53%	$-37
Lanesville	NYCM Insurance	$18	-61%	$-46
Lansing	NYCM Insurance	$18	-50%	$-30
Larchmont	NYCM Insurance	$22	-61%	$-58
Latham	NYCM Insurance	$16	-58%	$-36
Laurel	NYCM Insurance	$22	-59%	$-53
Laurens	NYCM Insurance	$15	-60%	$-38
Lawrence	NYCM Insurance	$37	-60%	$-91
Lawrenceville	NYCM Insurance	$14	-58%	$-33
Lawtons	NYCM Insurance	$18	-57%	$-38
Lee Center	NYCM Insurance	$16	-56%	$-34
Leeds	NYCM Insurance	$19	-55%	$-38
Leicester	NYCM Insurance	$15	-58%	$-35
Leonardsville	NYCM Insurance	$16	-68%	$-55
Le Roy	NYCM Insurance	$15	-60%	$-37
Levittown	NYCM Insurance	$31	-59%	$-73
Lewis	NYCM Insurance	$13	-61%	$-34
Lewiston	NYCM Insurance	$19	-56%	$-40
Liberty	NYCM Insurance	$22	-58%	$-50
Lily Dale	NYCM Insurance	$17	-65%	$-51
Lima	NYCM Insurance	$15	-56%	$-32
Limerick	NYCM Insurance	$15	-69%	$-54
Limestone	NYCM Insurance	$16	-54%	$-32
Lindenhurst	NYCM Insurance	$30	-58%	$-68
Lindley	NYCM Insurance	$16	-55%	$-31
Linwood	NYCM Insurance	$15	-57%	$-34
Lisbon	NYCM Insurance	$14	-60%	$-35
Lisle	NYCM Insurance	$16	-55%	$-31
Little Falls	NYCM Insurance	$14	-61%	$-36
Little Genesee	NYCM Insurance	$15	-56%	$-33
Little Neck	NYCM Insurance	$45	-52%	$-81
Little Valley	Progressive	$21	-51%	$-31
Little York	NYCM Insurance	$15	-63%	$-42
Liverpool	NYCM Insurance	$14	-61%	$-37
Livingston Manor	NYCM Insurance	$24	-52%	$-43
Livonia	NYCM Insurance	$15	-58%	$-34
Livonia Center	NYCM Insurance	$15	-63%	$-44
Loch Sheldrake	NYCM Insurance	$22	-58%	$-51
Locke	NYCM Insurance	$15	-59%	$-35
Lockwood	NYCM Insurance	$16	-54%	$-31
Locust Valley	NYCM Insurance	$27	-62%	$-72
Lodi	NYCM Insurance	$15	-58%	$-33
Long Eddy	NYCM Insurance	$20	-53%	$-38
Long Island City	Progressive	$62	-44%	$-71
Long Lake	NYCM Insurance	$18	-51%	$-30
Lorraine	NYCM Insurance	$15	-58%	$-35
Lowman	NYCM Insurance	$13	-61%	$-34
Lowville	NYCM Insurance	$16	-54%	$-32
Lycoming	NYCM Insurance	$16	-62%	$-43
Lynbrook	NYCM Insurance	$37	-56%	$-76
Lyndonville	NYCM Insurance	$18	-55%	$-35
Lyon Mountain	NYCM Insurance	$13	-61%	$-34
Lyons	NYCM Insurance	$14	-58%	$-33
Lyons Falls	NYCM Insurance	$16	-55%	$-33
Macedon	NYCM Insurance	$14	-59%	$-34
Machias	NYCM Insurance	$16	-56%	$-34
Madison	NYCM Insurance	$16	-58%	$-35
Madrid	NYCM Insurance	$14	-59%	$-33
Mahopac	NYCM Insurance	$25	-53%	$-47
Mahopac Falls	NYCM Insurance	$25	-57%	$-54
Maine	NYCM Insurance	$16	-54%	$-30
Malden Bridge	NYCM Insurance	$18	-55%	$-36
Malden On Hudson	NYCM Insurance	$20	-59%	$-47
Mallory	NYCM Insurance	$16	-55%	$-34
Malone	NYCM Insurance	$14	-60%	$-33
Malverne	NYCM Insurance	$37	-54%	$-73
Mamaroneck	NYCM Insurance	$22	-61%	$-58
Manchester	NYCM Insurance	$17	-51%	$-29
Manhasset	NYCM Insurance	$29	-61%	$-77
Manlius	NYCM Insurance	$14	-61%	$-37
Mannsville	NYCM Insurance	$15	-57%	$-34
Manorville	NYCM Insurance	$30	-48%	$-45
Maplecrest	NYCM Insurance	$18	-59%	$-44
Maple Springs	NYCM Insurance	$17	-60%	$-42
Maple View	NYCM Insurance	$16	-60%	$-41
Marathon	NYCM Insurance	$15	-57%	$-34
Marcellus	NYCM Insurance	$15	-59%	$-35
Marcy	NYCM Insurance	$17	-57%	$-37
Margaretville	NYCM Insurance	$19	-55%	$-38
Mariaville Lake	NYCM Insurance	$17	-57%	$-36
Marietta	NYCM Insurance	$15	-61%	$-37
Marilla	NYCM Insurance	$16	-61%	$-42
Marion	NYCM Insurance	$14	-58%	$-33
Marlboro	NYCM Insurance	$22	-56%	$-45
Martville	NYCM Insurance	$14	-61%	$-37
Maryknoll	NYCM Insurance	$26	-57%	$-55
Maryland	NYCM Insurance	$16	-57%	$-35
Masonville	NYCM Insurance	$15	-59%	$-37
Maspeth	NYCM Insurance	$45	-55%	$-91
Massapequa	NYCM Insurance	$26	-62%	$-70
Massapequa Park	NYCM Insurance	$26	-61%	$-68
Massena	NYCM Insurance	$14	-58%	$-32
Mastic	NYCM Insurance	$28	-56%	$-59
Mastic Beach	NYCM Insurance	$28	-56%	$-58
Mattituck	NYCM Insurance	$22	-60%	$-54
Mattydale	NYCM Insurance	$14	-62%	$-39
Maybrook	NYCM Insurance	$19	-65%	$-61
Mayfield	NYCM Insurance	$15	-60%	$-36
Mayville	Progressive	$20	-52%	$-31
Mc Connellsville	NYCM Insurance	$18	-58%	$-41
Mc Donough	NYCM Insurance	$15	-58%	$-35
Mc Graw	NYCM Insurance	$15	-58%	$-35
Mc Lean	NYCM Insurance	$15	-63%	$-42
Mechanicville	NYCM Insurance	$16	-57%	$-34
Mecklenburg	Progressive	$19	-62%	$-43
Medford	NYCM Insurance	$28	-56%	$-60
Medina	NYCM Insurance	$18	-55%	$-36
Medusa	NYCM Insurance	$18	-55%	$-35
Mellenville	NYCM Insurance	$18	-64%	$-54
Melrose	NYCM Insurance	$14	-63%	$-40
Melville	NYCM Insurance	$28	-60%	$-69
Memphis	NYCM Insurance	$15	-60%	$-36
Menands	NYCM Insurance	$18	-53%	$-34
Mendon	NYCM Insurance	$16	-56%	$-32
Meridale	Kemper	$21	-51%	$-32
Meridian	NYCM Insurance	$14	-66%	$-46
Merrick	NYCM Insurance	$31	-62%	$-81
Mexico	NYCM Insurance	$16	-55%	$-33
Middleburgh	NYCM Insurance	$20	-49%	$-32
Middle Falls	NYCM Insurance	$14	-66%	$-45
Middle Granville	NYCM Insurance	$14	-60%	$-35
Middle Grove	NYCM Insurance	$15	-58%	$-34
Middle Island	NYCM Insurance	$30	-54%	$-57
Middleport	NYCM Insurance	$19	-54%	$-37
Middlesex	NYCM Insurance	$17	-51%	$-29
Middle Village	NYCM Insurance	$45	-55%	$-89
Middleville	NYCM Insurance	$18	-51%	$-31
Milford	NYCM Insurance	$16	-56%	$-35
Millbrook	NYCM Insurance	$22	-56%	$-45
Miller Place	NYCM Insurance	$30	-53%	$-54
Millerton	NYCM Insurance	$22	-52%	$-40
Mill Neck	NYCM Insurance	$27	-62%	$-73
Millport	NYCM Insurance	$13	-63%	$-35
Millwood	NYCM Insurance	$26	-54%	$-49
Milton	NYCM Insurance	$22	-55%	$-45
Mineola	NYCM Insurance	$29	-62%	$-78
Minerva	NYCM Insurance	$18	-50%	$-29
Minetto	NYCM Insurance	$16	-60%	$-41
Mineville	NYCM Insurance	$13	-61%	$-34
Minoa	NYCM Insurance	$14	-62%	$-38
Model City	NYCM Insurance	$19	-58%	$-44
Modena	NYCM Insurance	$22	-55%	$-44
Mohawk	NYCM Insurance	$14	-62%	$-36
Moira	NYCM Insurance	$14	-58%	$-32
Mongaup Valley	NYCM Insurance	$22	-59%	$-53
Monroe	NYCM Insurance	$24	-57%	$-54
Monsey	NYCM Insurance	$28	-55%	$-58
Montauk	NYCM Insurance	$22	-60%	$-54
Montgomery	NYCM Insurance	$19	-65%	$-61
Monticello	NYCM Insurance	$22	-59%	$-53
Montour Falls	NYCM Insurance	$13	-63%	$-36
Montrose	NYCM Insurance	$26	-53%	$-47
Mooers	NYCM Insurance	$13	-60%	$-32
Mooers Forks	NYCM Insurance	$13	-60%	$-32
Moravia	NYCM Insurance	$15	-60%	$-36
Moriah	NYCM Insurance	$13	-62%	$-35
Moriah Center	NYCM Insurance	$13	-61%	$-34
Moriches	NYCM Insurance	$28	-53%	$-52
Morris	NYCM Insurance	$15	-59%	$-36
Morrisonville	NYCM Insurance	$13	-59%	$-31
Morristown	NYCM Insurance	$14	-60%	$-36
Morrisville	NYCM Insurance	$16	-57%	$-35
Morton	NYCM Insurance	$16	-67%	$-53
Mottville	NYCM Insurance	$15	-65%	$-44
Mountain Dale	NYCM Insurance	$22	-58%	$-52
Mountainville	NYCM Insurance	$24	-60%	$-60
Mount Ivy	NYCM Insurance	$28	-56%	$-59
Mount Kisco	NYCM Insurance	$24	-56%	$-51
Mount Marion	NYCM Insurance	$20	-55%	$-40
Mount Morris	NYCM Insurance	$15	-58%	$-35
Mount Sinai	NYCM Insurance	$30	-53%	$-56
Mount Tremper	NYCM Insurance	$18	-61%	$-46
Mount Upton	NYCM Insurance	$15	-58%	$-34
Mount Vision	NYCM Insurance	$15	-60%	$-37
Mumford	NYCM Insurance	$15	-63%	$-43
Munnsville	NYCM Insurance	$16	-56%	$-34
Nanuet	NYCM Insurance	$28	-54%	$-55
Napanoch	NYCM Insurance	$22	-54%	$-44
Naples	NYCM Insurance	$17	-53%	$-32
Narrowsburg	NYCM Insurance	$24	-56%	$-50
Nassau	NYCM Insurance	$18	-53%	$-34
Natural Bridge	NYCM Insurance	$15	-59%	$-35
Nedrow	NYCM Insurance	$16	-61%	$-41
Nelliston	NYCM Insurance	$15	-64%	$-43
Nesconset	NYCM Insurance	$28	-58%	$-64
Neversink	NYCM Insurance	$24	-53%	$-45
Newark	NYCM Insurance	$14	-58%	$-32
Newark Valley	NYCM Insurance	$16	-54%	$-30
New Berlin	NYCM Insurance	$17	-55%	$-34
Newburgh	NYCM Insurance	$21	-62%	$-57
New City	NYCM Insurance	$28	-54%	$-54
Newcomb	Kemper	$19	-51%	$-30
Newfane	NYCM Insurance	$19	-55%	$-38
Newfield	NYCM Insurance	$18	-50%	$-30
New Hampton	NYCM Insurance	$23	-59%	$-55
New Hartford	NYCM Insurance	$15	-61%	$-39
New Hyde Park	NYCM Insurance	$29	-64%	$-86
New Kingston	NYCM Insurance	$19	-59%	$-45
New Lebanon	NYCM Insurance	$18	-55%	$-37
New Lisbon	NYCM Insurance	$15	-60%	$-37
New Milford	NYCM Insurance	$23	-62%	$-61
New Paltz	NYCM Insurance	$22	-54%	$-42
Newport	NYCM Insurance	$18	-52%	$-32
New Russia	NYCM Insurance	$13	-61%	$-34
New Suffolk	NYCM Insurance	$22	-62%	$-59
Newton Falls	NYCM Insurance	$14	-65%	$-44
Newtonville	NYCM Insurance	$16	-62%	$-44
New Windsor	NYCM Insurance	$24	-57%	$-53
New Woodstock	NYCM Insurance	$16	-56%	$-34
New York Mills	NYCM Insurance	$15	-61%	$-38
Niagara University	NYCM Insurance	$19	-65%	$-58
Nichols	NYCM Insurance	$16	-54%	$-30
Nicholville	NYCM Insurance	$14	-59%	$-34
Nineveh	NYCM Insurance	$15	-58%	$-33
Niobe	Progressive	$20	-64%	$-52
Niverville	NYCM Insurance	$18	-54%	$-36
Norfolk	NYCM Insurance	$14	-58%	$-32
North Amityville	NYCM Insurance	$30	-61%	$-76
North Babylon	NYCM Insurance	$30	-59%	$-70
North Bangor	NYCM Insurance	$14	-58%	$-32
North Bay	NYCM Insurance	$18	-59%	$-42
North Bellmore	NYCM Insurance	$31	-62%	$-81
North Bellport	NYCM Insurance	$28	-55%	$-57
North Blenheim	Progressive	$23	-49%	$-31
North Branch	NYCM Insurance	$24	-54%	$-46
North Brookfield	NYCM Insurance	$16	-57%	$-34
North Chatham	NYCM Insurance	$18	-59%	$-43
North Chili	NYCM Insurance	$17	-52%	$-31
North Collins	NYCM Insurance	$18	-57%	$-39
North Creek	NYCM Insurance	$13	-62%	$-35
North Evans	NYCM Insurance	$18	-62%	$-48
North Granville	NYCM Insurance	$14	-60%	$-35
North Greece	NYCM Insurance	$15	-62%	$-42
North Hoosick	NYCM Insurance	$18	-57%	$-40
North Hudson	NYCM Insurance	$13	-62%	$-35
North Java	NYCM Insurance	$19	-52%	$-33
North Lawrence	NYCM Insurance	$14	-58%	$-33
North New Hyde Park	NYCM Insurance	$29	-62%	$-79
North Pitcher	NYCM Insurance	$17	-54%	$-33
Northport	NYCM Insurance	$28	-60%	$-67
North River	NYCM Insurance	$18	-64%	$-52
North Rose	NYCM Insurance	$14	-59%	$-34
North Salem	NYCM Insurance	$24	-57%	$-52
North Sea	NYCM Insurance	$22	-60%	$-53
Northville	NYCM Insurance	$18	-52%	$-31
Norwich	NYCM Insurance	$15	-58%	$-34
Norwood	NYCM Insurance	$14	-59%	$-33
Noyack	NYCM Insurance	$22	-60%	$-54
Nunda	NYCM Insurance	$15	-58%	$-34
Nyack	NYCM Insurance	$28	-54%	$-56
Oakdale	NYCM Insurance	$30	-54%	$-58
Oakfield	NYCM Insurance	$17	-56%	$-36
Oak Hill	NYCM Insurance	$19	-55%	$-38
Oakland Gardens	Kemper	$46	-56%	$-89
Oaks Corners	NYCM Insurance	$14	-65%	$-44
Obernburg	NYCM Insurance	$24	-57%	$-52
Ocean Beach	NYCM Insurance	$30	-62%	$-80
Oceanside	NYCM Insurance	$37	-56%	$-78
Odessa	NYCM Insurance	$13	-64%	$-36
Ogdensburg	NYCM Insurance	$14	-60%	$-35
Olcott	NYCM Insurance	$19	-55%	$-38
Old Bethpage	NYCM Insurance	$27	-61%	$-71
Old Chatham	NYCM Insurance	$18	-55%	$-37
Old Forge	NYCM Insurance	$18	-52%	$-31
Old Westbury	NYCM Insurance	$29	-62%	$-79
Olivebridge	NYCM Insurance	$18	-61%	$-46
Olmstedville	NYCM Insurance	$18	-50%	$-29
Oneida	NYCM Insurance	$18	-52%	$-32
Ontario	NYCM Insurance	$14	-58%	$-33
Ontario Center	NYCM Insurance	$14	-70%	$-55
Orangeburg	NYCM Insurance	$28	-54%	$-54
Orchard Park	NYCM Insurance	$19	-56%	$-40
Orient	NYCM Insurance	$22	-59%	$-52
Oriskany	NYCM Insurance	$17	-57%	$-36
Oriskany Falls	NYCM Insurance	$16	-59%	$-37
Ossining	NYCM Insurance	$26	-53%	$-48
Oswegatchie	NYCM Insurance	$14	-60%	$-35
Otego	NYCM Insurance	$15	-60%	$-38
Otisville	NYCM Insurance	$24	-56%	$-50
Ouaquaga	NYCM Insurance	$15	-58%	$-33
Ovid	NYCM Insurance	$15	-58%	$-33
Owego	NYCM Insurance	$16	-53%	$-30
Owls Head	NYCM Insurance	$13	-60%	$-33
Oxbow	NYCM Insurance	$15	-68%	$-52
Oxford	NYCM Insurance	$15	-58%	$-34
Oyster Bay	NYCM Insurance	$27	-61%	$-70
Ozone Park	NYCM Insurance	$45	-60%	$-113
Palatine Bridge	NYCM Insurance	$15	-60%	$-35
Palenville	NYCM Insurance	$20	-56%	$-41
Palisades	NYCM Insurance	$28	-55%	$-56
Palmyra	NYCM Insurance	$14	-59%	$-33
Panama	Progressive	$20	-52%	$-32
Paradox	NYCM Insurance	$13	-62%	$-36
Parish	NYCM Insurance	$16	-56%	$-34
Parishville	NYCM Insurance	$14	-59%	$-34
Parksville	NYCM Insurance	$22	-58%	$-50
Patterson	NYCM Insurance	$26	-51%	$-44
Paul Smiths	NYCM Insurance	$14	-61%	$-35
Pavilion	NYCM Insurance	$15	-61%	$-38
Pawling	NYCM Insurance	$22	-55%	$-46
Pearl River	Kemper	$30	-55%	$-55
Peconic	NYCM Insurance	$22	-59%	$-53
Pelham	NYCM Insurance	$22	-65%	$-67
Penfield	NYCM Insurance	$16	-55%	$-32
Pennellville	NYCM Insurance	$16	-55%	$-33
Penn Yan	NYCM Insurance	$14	-59%	$-34
Perkinsville	NYCM Insurance	$14	-70%	$-55
Perry	NYCM Insurance	$15	-59%	$-36
Perrysburg	Progressive	$21	-52%	$-32
Peru	NYCM Insurance	$13	-59%	$-31
Peterboro	NYCM Insurance	$16	-62%	$-43
Petersburg	NYCM Insurance	$18	-52%	$-33
Phelps	NYCM Insurance	$14	-59%	$-34
Philadelphia	NYCM Insurance	$15	-59%	$-35
Phillipsport	NYCM Insurance	$22	-61%	$-58
Philmont	NYCM Insurance	$18	-56%	$-38
Phoenicia	NYCM Insurance	$18	-61%	$-46
Phoenix	NYCM Insurance	$16	-55%	$-34
Piercefield	NYCM Insurance	$14	-59%	$-33
Piermont	NYCM Insurance	$28	-54%	$-53
Pierrepont Manor	NYCM Insurance	$15	-63%	$-43
Piffard	NYCM Insurance	$15	-57%	$-34
Pine Bush	NYCM Insurance	$22	-58%	$-50
Pine City	NYCM Insurance	$13	-63%	$-35
Pine Hill	NYCM Insurance	$18	-60%	$-45
Pine Island	NYCM Insurance	$24	-57%	$-52
Pine Plains	NYCM Insurance	$22	-52%	$-39
Pine Valley	NYCM Insurance	$13	-64%	$-36
Piseco	NYCM Insurance	$18	-52%	$-31
Pitcher	NYCM Insurance	$17	-54%	$-32
Pittsford	NYCM Insurance	$16	-55%	$-32
Plainview	NYCM Insurance	$27	-61%	$-70
Plainville	NYCM Insurance	$15	-65%	$-44
Pleasant Valley	NYCM Insurance	$19	-61%	$-50
Pleasantville	NYCM Insurance	$24	-56%	$-51
Plessis	NYCM Insurance	$15	-57%	$-34
Plymouth	NYCM Insurance	$17	-53%	$-32
Poestenkill	NYCM Insurance	$17	-56%	$-35
Point Lookout	NYCM Insurance	$37	-56%	$-77
Poland	NYCM Insurance	$18	-53%	$-32
Pond Eddy	NYCM Insurance	$24	-57%	$-52
Poplar Ridge	NYCM Insurance	$15	-65%	$-45
Portageville	NYCM Insurance	$15	-59%	$-37
Port Byron	NYCM Insurance	$14	-60%	$-36
Port Chester	NYCM Insurance	$22	-61%	$-58
Port Crane	NYCM Insurance	$14	-59%	$-34
Porter Corners	NYCM Insurance	$15	-58%	$-34
Port Ewen	NYCM Insurance	$19	-58%	$-44
Port Gibson	NYCM Insurance	$17	-58%	$-38
Port Henry	NYCM Insurance	$13	-61%	$-35
Port Jefferson	NYCM Insurance	$30	-53%	$-56
Port Jervis	NYCM Insurance	$24	-57%	$-52
Port Kent	NYCM Insurance	$13	-61%	$-35
Portlandville	NYCM Insurance	$16	-57%	$-36
Port Leyden	NYCM Insurance	$16	-55%	$-33
Portville	NYCM Insurance	$15	-57%	$-33
Port Washington	NYCM Insurance	$29	-61%	$-76
Potsdam	NYCM Insurance	$14	-65%	$-44
Pottersville	NYCM Insurance	$13	-62%	$-35
Poughquag	NYCM Insurance	$22	-56%	$-46
Pound Ridge	NYCM Insurance	$24	-57%	$-52
Prattsburgh	NYCM Insurance	$14	-58%	$-33
Prattsville	NYCM Insurance	$19	-58%	$-43
Preble	NYCM Insurance	$15	-57%	$-33
Preston Hollow	NYCM Insurance	$18	-56%	$-37
Prospect	NYCM Insurance	$18	-59%	$-42
Pulaski	NYCM Insurance	$16	-56%	$-34
Pulteney	NYCM Insurance	$14	-58%	$-33
Pultneyville	NYCM Insurance	$14	-70%	$-55
Purchase	NYCM Insurance	$22	-61%	$-57
Purdys	NYCM Insurance	$24	-56%	$-51
Purling	NYCM Insurance	$18	-59%	$-43
Putnam Station	NYCM Insurance	$13	-62%	$-36
Putnam Valley	NYCM Insurance	$25	-53%	$-47
Pyrites	NYCM Insurance	$14	-70%	$-55
Quaker Street	NYCM Insurance	$17	-67%	$-55
Queensbury	NYCM Insurance	$14	-60%	$-35
Queens Village	NYCM Insurance	$56	-55%	$-114
Quogue	NYCM Insurance	$28	-52%	$-50
Rainbow Lake	NYCM Insurance	$13	-62%	$-35
Randolph	Progressive	$21	-49%	$-29
Ransomville	NYCM Insurance	$19	-55%	$-37
Raquette Lake	NYCM Insurance	$18	-51%	$-30
Ravena	NYCM Insurance	$18	-55%	$-35
Ray Brook	NYCM Insurance	$13	-62%	$-35
Raymondville	NYCM Insurance	$14	-67%	$-46
Reading Center	NYCM Insurance	$13	-70%	$-48
Red Creek	NYCM Insurance	$14	-60%	$-35
Redfield	NYCM Insurance	$16	-56%	$-34
Redford	NYCM Insurance	$13	-60%	$-32
Red Hook	NYCM Insurance	$22	-52%	$-39
Redwood	NYCM Insurance	$15	-57%	$-34
Rego Park	NYCM Insurance	$45	-56%	$-93
Remsen	NYCM Insurance	$18	-53%	$-33
Remsenburg	NYCM Insurance	$28	-52%	$-51
Rensselaer Falls	NYCM Insurance	$14	-60%	$-35
Rensselaerville	NYCM Insurance	$18	-56%	$-37
Retsof	NYCM Insurance	$15	-62%	$-41
Rexford	NYCM Insurance	$16	-57%	$-34
Rexville	NYCM Insurance	$16	-55%	$-32
Rhinebeck	NYCM Insurance	$22	-54%	$-42
Rhinecliff	NYCM Insurance	$22	-59%	$-51
Richburg	NYCM Insurance	$15	-62%	$-42
Richfield Springs	NYCM Insurance	$19	-51%	$-32
Richford	NYCM Insurance	$16	-55%	$-31
Richland	NYCM Insurance	$16	-55%	$-34
Richmond Hill	NYCM Insurance	$45	-60%	$-109
Richmondville	NYCM Insurance	$19	-51%	$-32
Richville	NYCM Insurance	$14	-60%	$-36
Ridge	NYCM Insurance	$30	-52%	$-54
Ridgewood	NYCM Insurance	$45	-56%	$-93
Rifton	NYCM Insurance	$19	-61%	$-50
Riparius	NYCM Insurance	$14	-71%	$-56
Ripley	Progressive	$20	-52%	$-31
Riverhead	NYCM Insurance	$22	-60%	$-54
Rockaway Park	Kemper	$46	-61%	$-107
Rock City Falls	NYCM Insurance	$15	-58%	$-34
Rock Hill	NYCM Insurance	$22	-58%	$-50
Rock Stream	NYCM Insurance	$14	-59%	$-34
Rock Tavern	NYCM Insurance	$21	-62%	$-57
Rockville Centre	NYCM Insurance	$37	-55%	$-74
Rocky Point	NYCM Insurance	$30	-53%	$-56
Rodman	NYCM Insurance	$15	-58%	$-34
Rome	NYCM Insurance	$17	-56%	$-34
Romulus	NYCM Insurance	$15	-57%	$-33
Ronkonkoma	NYCM Insurance	$28	-57%	$-59
Roosevelt	NYCM Insurance	$37	-59%	$-87
Rooseveltown	NYCM Insurance	$14	-65%	$-43
Roscoe	Progressive	$26	-52%	$-40
Roseboom	NYCM Insurance	$19	-51%	$-32
Rosedale	NYCM Insurance	$45	-61%	$-115
Rosendale	NYCM Insurance	$19	-58%	$-45
Roslyn Heights	NYCM Insurance	$29	-62%	$-81
Rotterdam	NYCM Insurance	$17	-55%	$-35
Rotterdam Junction	NYCM Insurance	$17	-55%	$-33
Round Lake	NYCM Insurance	$16	-57%	$-33
Round Top	NYCM Insurance	$18	-59%	$-44
Rouses Point	NYCM Insurance	$13	-60%	$-32
Roxbury	NYCM Insurance	$19	-52%	$-34
Ruby	NYCM Insurance	$21	-58%	$-46
Rush	NYCM Insurance	$16	-56%	$-33
Rushford	NYCM Insurance	$19	-51%	$-32
Rushville	NYCM Insurance	$17	-51%	$-29
Russell	NYCM Insurance	$14	-59%	$-34
Sabael	NYCM Insurance	$18	-56%	$-37
Sackets Harbor	NYCM Insurance	$15	-59%	$-35
Sagaponack	NYCM Insurance	$22	-67%	$-72
Salamanca	NYCM Insurance	$16	-55%	$-33
Salem	NYCM Insurance	$14	-60%	$-35
Salisbury Center	NYCM Insurance	$18	-52%	$-31
Salt Point	NYCM Insurance	$18	-64%	$-51
Sanborn	NYCM Insurance	$19	-55%	$-38
Sand Lake	NYCM Insurance	$18	-52%	$-33
Sandusky	NYCM Insurance	$19	-56%	$-39
Sandy Creek	NYCM Insurance	$16	-56%	$-34
Saranac	NYCM Insurance	$13	-60%	$-32
Saranac Lake	NYCM Insurance	$14	-61%	$-35
Sardinia	NYCM Insurance	$18	-56%	$-37
Saugerties	NYCM Insurance	$20	-56%	$-41
Sauquoit	NYCM Insurance	$15	-60%	$-37
Savannah	NYCM Insurance	$14	-60%	$-35
Savona	NYCM Insurance	$14	-58%	$-33
Sayville	NYCM Insurance	$30	-53%	$-55
Scarsdale	NYCM Insurance	$22	-61%	$-58
Schaghticoke	NYCM Insurance	$14	-61%	$-37
Schenevus	NYCM Insurance	$16	-57%	$-35
Schodack Landing	NYCM Insurance	$18	-51%	$-32
Schoharie	Progressive	$21	-52%	$-33
Schroon Lake	NYCM Insurance	$13	-62%	$-36
Schuyler Falls	NYCM Insurance	$13	-60%	$-33
Schuyler Lake	NYCM Insurance	$16	-67%	$-55
Schuylerville	NYCM Insurance	$15	-58%	$-34
Scio	NYCM Insurance	$16	-56%	$-32
Scipio Center	NYCM Insurance	$15	-59%	$-35
Scotchtown	NYCM Insurance	$19	-65%	$-60
Scotia	NYCM Insurance	$14	-63%	$-38
Scottsburg	NYCM Insurance	$15	-58%	$-35
Scottsville	NYCM Insurance	$16	-56%	$-33
Sea Cliff	NYCM Insurance	$27	-62%	$-72
Seaford	NYCM Insurance	$31	-59%	$-72
Selden	NYCM Insurance	$30	-53%	$-55
Selkirk	NYCM Insurance	$18	-54%	$-34
Seneca Castle	NYCM Insurance	$17	-58%	$-39
Seneca Falls	NYCM Insurance	$15	-59%	$-35
Severance	NYCM Insurance	$13	-62%	$-35
Shandaken	NYCM Insurance	$18	-60%	$-45
Sharon Springs	NYCM Insurance	$19	-51%	$-32
Shelter Island	NYCM Insurance	$22	-61%	$-58
Shelter Island Heights	NYCM Insurance	$22	-62%	$-58
Sherburne	NYCM Insurance	$17	-55%	$-34
Sherman	Progressive	$20	-52%	$-32
Sherrill	NYCM Insurance	$18	-53%	$-33
Shirley	NYCM Insurance	$28	-56%	$-60
Shokan	NYCM Insurance	$18	-61%	$-46
Shortsville	NYCM Insurance	$17	-49%	$-27
Shrub Oak	NYCM Insurance	$26	-53%	$-48
Shushan	NYCM Insurance	$14	-60%	$-35
Sidney	NYCM Insurance	$15	-59%	$-37
Sidney Center	NYCM Insurance	$15	-60%	$-37
Silver Bay	NYCM Insurance	$13	-63%	$-37
Silver Creek	NYCM Insurance	$17	-56%	$-36
Silver Lake	NYCM Insurance	$15	-69%	$-56
Silver Springs	NYCM Insurance	$15	-59%	$-37
Sinclairville	NYCM Insurance	$17	-53%	$-31
Skaneateles	NYCM Insurance	$15	-60%	$-36
Skaneateles Falls	NYCM Insurance	$15	-65%	$-44
Slate Hill	NYCM Insurance	$24	-57%	$-52
Slaterville Springs	NYCM Insurance	$18	-49%	$-29
Slingerlands	NYCM Insurance	$18	-53%	$-34
Sloansville	Progressive	$23	-47%	$-29
Sloatsburg	NYCM Insurance	$28	-56%	$-59
Smallwood	NYCM Insurance	$22	-61%	$-59
Smithboro	NYCM Insurance	$16	-67%	$-53
Smithtown	NYCM Insurance	$28	-58%	$-64
Smithville Flats	NYCM Insurance	$16	-57%	$-34
Smyrna	NYCM Insurance	$17	-54%	$-33
Sodus	NYCM Insurance	$14	-58%	$-33
Sodus Point	NYCM Insurance	$14	-59%	$-34
Solsville	NYCM Insurance	$16	-57%	$-34
Solvay	NYCM Insurance	$14	-61%	$-37
Sonyea	NYCM Insurance	$15	-68%	$-54
Sound Beach	NYCM Insurance	$30	-54%	$-57
South Bethlehem	NYCM Insurance	$18	-58%	$-41
South Butler	NYCM Insurance	$14	-70%	$-56
South Byron	NYCM Insurance	$15	-63%	$-43
South Cairo	NYCM Insurance	$19	-58%	$-42
South Colton	NYCM Insurance	$14	-59%	$-34
South Dayton	Progressive	$21	-51%	$-31
South Fallsburg	NYCM Insurance	$22	-59%	$-52
South Farmingdale	NYCM Insurance	$26	-62%	$-70
Southfields	NYCM Insurance	$23	-59%	$-54
South Glens Falls	NYCM Insurance	$14	-61%	$-35
South Jamesport	NYCM Insurance	$22	-66%	$-71
South Kortright	NYCM Insurance	$19	-52%	$-34
South Lima	NYCM Insurance	$15	-68%	$-54
South New Berlin	NYCM Insurance	$17	-54%	$-33
Southold	NYCM Insurance	$22	-59%	$-53
South Otselic	NYCM Insurance	$17	-53%	$-32
South Ozone Park	NYCM Insurance	$45	-61%	$-115
South Plymouth	NYCM Insurance	$17	-54%	$-32
South Richmond Hill	NYCM Insurance	$45	-60%	$-110
South Salem	NYCM Insurance	$24	-57%	$-52
South Wales	NYCM Insurance	$18	-58%	$-39
Sparkill	NYCM Insurance	$28	-55%	$-57
Sparrow Bush	NYCM Insurance	$24	-57%	$-52
Speculator	NYCM Insurance	$18	-51%	$-30
Spencer	NYCM Insurance	$16	-55%	$-32
Spencerport	NYCM Insurance	$16	-56%	$-32
Spencertown	NYCM Insurance	$20	-53%	$-36
Speonk	NYCM Insurance	$28	-52%	$-51
Sprakers	NYCM Insurance	$15	-61%	$-37
Spring Brook	NYCM Insurance	$16	-64%	$-47
Springfield Center	NYCM Insurance	$19	-51%	$-32
Springfield Gardens	NYCM Insurance	$45	-61%	$-114
Spring Glen	NYCM Insurance	$22	-58%	$-50
Springs	NYCM Insurance	$22	-60%	$-53
Spring Valley	NYCM Insurance	$28	-56%	$-58
Springville	NYCM Insurance	$18	-57%	$-38
Springwater	NYCM Insurance	$17	-53%	$-32
Staatsburg	NYCM Insurance	$18	-63%	$-50
Stafford	NYCM Insurance	$15	-60%	$-37
St. Albans	NYCM Insurance	$45	-61%	$-117
Stamford	Kemper	$21	-50%	$-32
Stanfordville	NYCM Insurance	$22	-55%	$-44
Stanley	NYCM Insurance	$17	-50%	$-28
Star Lake	NYCM Insurance	$14	-60%	$-35
Staten Island	NYCM Insurance	$33	-61%	$-88
St. Bonaventure	NYCM Insurance	$16	-61%	$-41
Steamburg	Progressive	$21	-56%	$-38
Stella Niagara	NYCM Insurance	$19	-62%	$-52
Stephentown	NYCM Insurance	$18	-52%	$-33
Sterling	NYCM Insurance	$14	-61%	$-37
Sterling Forest	NYCM Insurance	$23	-63%	$-63
Stillwater	NYCM Insurance	$15	-59%	$-36
Stittville	NYCM Insurance	$17	-57%	$-36
St. James	NYCM Insurance	$28	-59%	$-64
St. Johnsville	NYCM Insurance	$15	-60%	$-36
Stockton	NYCM Insurance	$17	-54%	$-32
Stone Ridge	NYCM Insurance	$19	-58%	$-44
Stony Brook	NYCM Insurance	$28	-57%	$-60
Stony Creek	NYCM Insurance	$18	-51%	$-30
Stony Point	NYCM Insurance	$28	-54%	$-55
Stormville	NYCM Insurance	$19	-62%	$-52
Stow	Progressive	$20	-64%	$-51
Stratford	NYCM Insurance	$18	-52%	$-31
St. Regis Falls	NYCM Insurance	$14	-58%	$-32
Strykersville	NYCM Insurance	$19	-52%	$-33
Stuyvesant	NYCM Insurance	$18	-55%	$-37
Stuyvesant Falls	NYCM Insurance	$18	-59%	$-44
Suffern	NYCM Insurance	$28	-55%	$-57
Sugar Loaf	NYCM Insurance	$23	-63%	$-64
Summit	NYCM Insurance	$20	-48%	$-30
Summitville	NYCM Insurance	$22	-61%	$-58
Sunnyside	Kemper	$54	-48%	$-76
Surprise	NYCM Insurance	$19	-57%	$-42
Swain	NYCM Insurance	$15	-59%	$-36
Swan Lake	NYCM Insurance	$22	-58%	$-52
Sylvan Beach	NYCM Insurance	$18	-59%	$-41
Syosset	NYCM Insurance	$27	-61%	$-70
Taberg	NYCM Insurance	$16	-56%	$-35
Tallman	NYCM Insurance	$28	-56%	$-59
Tannersville	NYCM Insurance	$18	-60%	$-44
Tappan	Kemper	$30	-55%	$-54
Tarrytown	NYCM Insurance	$22	-61%	$-58
Terryville	NYCM Insurance	$30	-54%	$-58
Thendara	NYCM Insurance	$18	-57%	$-39
Theresa	NYCM Insurance	$15	-57%	$-34
Thiells	Kemper	$30	-55%	$-55
Thompson Ridge	NYCM Insurance	$22	-59%	$-53
Thompsonville	NYCM Insurance	$22	-60%	$-54
Thornwood	NYCM Insurance	$24	-57%	$-52
Thousand Island Park	NYCM Insurance	$15	-62%	$-42
Three Mile Bay	NYCM Insurance	$15	-57%	$-34
Ticonderoga	NYCM Insurance	$13	-62%	$-35
Tillson	NYCM Insurance	$19	-58%	$-45
Tioga Center	NYCM Insurance	$16	-67%	$-52
Tivoli	NYCM Insurance	$22	-52%	$-39
Tomkins Cove	Kemper	$31	-54%	$-54
Treadwell	Kemper	$21	-51%	$-32
Tribes Hill	NYCM Insurance	$14	-66%	$-45
Troupsburg	NYCM Insurance	$16	-55%	$-32
Trout Creek	NYCM Insurance	$15	-70%	$-59
Trumansburg	NYCM Insurance	$18	-49%	$-29
Truxton	NYCM Insurance	$17	-54%	$-33
Tuckahoe	NYCM Insurance	$22	-62%	$-60
Tully	NYCM Insurance	$15	-60%	$-37
Tunnel	NYCM Insurance	$14	-71%	$-58
Tupper Lake	NYCM Insurance	$14	-60%	$-34
Turin	NYCM Insurance	$16	-55%	$-33
Tuxedo Park	NYCM Insurance	$23	-59%	$-53
Ulster Park	NYCM Insurance	$19	-58%	$-44
Unadilla	NYCM Insurance	$15	-60%	$-37
Uniondale	NYCM Insurance	$34	-62%	$-92
Union Hill	NYCM Insurance	$14	-65%	$-44
Union Springs	NYCM Insurance	$15	-58%	$-34
Unionville	NYCM Insurance	$24	-59%	$-56
University at Buffalo	NYCM Insurance	$19	-66%	$-62
Upper Jay	NYCM Insurance	$13	-61%	$-35
Upton	NYCM Insurance	$30	-53%	$-55
Valatie	NYCM Insurance	$18	-54%	$-36
Valhalla	NYCM Insurance	$22	-60%	$-54
Valley Cottage	Kemper	$30	-54%	$-54
Valley Falls	NYCM Insurance	$14	-62%	$-39
Van Buren Point	NYCM Insurance	$16	-67%	$-53
Van Etten	NYCM Insurance	$13	-63%	$-37
Van Hornesville	NYCM Insurance	$19	-51%	$-31
Varysburg	NYCM Insurance	$19	-52%	$-33
Verbank	NYCM Insurance	$22	-55%	$-45
Vermontville	NYCM Insurance	$13	-61%	$-34
Vernon	NYCM Insurance	$16	-58%	$-36
Vernon Center	NYCM Insurance	$16	-58%	$-36
Verona	NYCM Insurance	$18	-53%	$-32
Verona Beach	NYCM Insurance	$18	-59%	$-41
Verplanck	NYCM Insurance	$26	-56%	$-53
Versailles	Progressive	$21	-59%	$-42
Vestal	NYCM Insurance	$16	-53%	$-30
Victor	NYCM Insurance	$17	-50%	$-29
Victory Mills	NYCM Insurance	$15	-63%	$-42
Voorheesville	NYCM Insurance	$18	-53%	$-34
Waccabuc	NYCM Insurance	$24	-56%	$-51
Waddington	NYCM Insurance	$14	-58%	$-32
Wading River	NYCM Insurance	$30	-51%	$-51
Wainscott	NYCM Insurance	$22	-67%	$-71
Walden	NYCM Insurance	$19	-65%	$-61
Wales Center	NYCM Insurance	$19	-59%	$-44
Walker Valley	NYCM Insurance	$22	-59%	$-53
Wallkill	NYCM Insurance	$22	-57%	$-48
Walton	Kemper	$21	-50%	$-31
Walworth	NYCM Insurance	$14	-59%	$-34
Wampsville	NYCM Insurance	$16	-62%	$-42
Wanakena	NYCM Insurance	$14	-65%	$-43
Wantagh	NYCM Insurance	$31	-58%	$-70
Wappingers Falls	NYCM Insurance	$22	-56%	$-46
Warners	NYCM Insurance	$15	-60%	$-36
Warnerville	Progressive	$23	-48%	$-30
Warrensburg	NYCM Insurance	$14	-60%	$-35
Warsaw	NYCM Insurance	$19	-52%	$-33
Warwick	NYCM Insurance	$23	-59%	$-54
Washington Mills	NYCM Insurance	$15	-65%	$-46
Washingtonville	NYCM Insurance	$21	-63%	$-58
Wassaic	NYCM Insurance	$22	-55%	$-44
Waterford	NYCM Insurance	$16	-57%	$-35
Waterloo	NYCM Insurance	$14	-60%	$-34
Water Mill	NYCM Insurance	$22	-60%	$-54
Waterport	NYCM Insurance	$18	-54%	$-33
Waterville	NYCM Insurance	$16	-59%	$-37
Watkins Glen	NYCM Insurance	$13	-64%	$-36
Waverly	NYCM Insurance	$13	-62%	$-35
Wawarsing	NYCM Insurance	$22	-56%	$-46
Wayland	NYCM Insurance	$14	-59%	$-34
Webster	NYCM Insurance	$16	-55%	$-32
Weedsport	NYCM Insurance	$14	-61%	$-37
Wellesley Island	NYCM Insurance	$15	-57%	$-33
Wells	NYCM Insurance	$18	-51%	$-30
Wells Bridge	NYCM Insurance	$15	-60%	$-37
Wellsburg	NYCM Insurance	$13	-61%	$-33
Wellsville	NYCM Insurance	$16	-56%	$-32
West Babylon	NYCM Insurance	$30	-59%	$-70
West Bloomfield	NYCM Insurance	$17	-51%	$-29
Westbrookville	NYCM Insurance	$22	-61%	$-58
West Burlington	NYCM Insurance	$15	-60%	$-38
Westbury	NYCM Insurance	$34	-57%	$-74
West Camp	NYCM Insurance	$20	-60%	$-49
West Chazy	NYCM Insurance	$13	-59%	$-32
West Clarksville	Progressive	$20	-57%	$-38
West Coxsackie	NYCM Insurance	$19	-54%	$-36
Westdale	NYCM Insurance	$16	-56%	$-35
West Davenport	NYCM Insurance	$16	-61%	$-43
West Eaton	NYCM Insurance	$16	-63%	$-44
West Edmeston	NYCM Insurance	$16	-58%	$-36
West Elmira	NYCM Insurance	$13	-61%	$-34
Westerlo	NYCM Insurance	$18	-55%	$-35
Westernville	NYCM Insurance	$16	-56%	$-35
West Falls	NYCM Insurance	$19	-56%	$-39
Westfield	NYCM Insurance	$16	-55%	$-33
Westford	NYCM Insurance	$19	-52%	$-33
West Fulton	NYCM Insurance	$19	-52%	$-33
Westhampton	NYCM Insurance	$28	-50%	$-47
Westhampton Beach	NYCM Insurance	$28	-49%	$-44
West Harrison	NYCM Insurance	$22	-61%	$-57
West Haverstraw	NYCM Insurance	$28	-54%	$-54
West Hempstead	NYCM Insurance	$34	-62%	$-89
West Henrietta	NYCM Insurance	$17	-53%	$-32
West Hurley	NYCM Insurance	$21	-56%	$-42
West Islip	NYCM Insurance	$30	-57%	$-64
West Kill	NYCM Insurance	$18	-60%	$-45
West Lebanon	NYCM Insurance	$18	-59%	$-44
West Leyden	NYCM Insurance	$16	-56%	$-34
West Monroe	NYCM Insurance	$16	-55%	$-34
Westmoreland	NYCM Insurance	$15	-60%	$-38
West Oneonta	NYCM Insurance	$15	-60%	$-38
West Park	NYCM Insurance	$19	-61%	$-50
West Point	NYCM Insurance	$24	-57%	$-52
Westport	NYCM Insurance	$13	-61%	$-34
West Sand Lake	NYCM Insurance	$14	-63%	$-39
West Sayville	NYCM Insurance	$30	-55%	$-58
West Seneca	NYCM Insurance	$19	-57%	$-41
West Shokan	NYCM Insurance	$18	-61%	$-46
West Stockholm	NYCM Insurance	$14	-59%	$-33
Westtown	NYCM Insurance	$24	-57%	$-52
West Valley	NYCM Insurance	$19	-51%	$-31
West Winfield	NYCM Insurance	$19	-50%	$-30
Wevertown	NYCM Insurance	$13	-62%	$-35
Whippleville	NYCM Insurance	$14	-61%	$-34
Whitehall	NYCM Insurance	$14	-60%	$-35
White Lake	NYCM Insurance	$22	-59%	$-54
Whitesboro	NYCM Insurance	$15	-61%	$-39
Whitestone	NYCM Insurance	$45	-54%	$-88
White Sulphur Springs	NYCM Insurance	$22	-58%	$-51
Whitesville	NYCM Insurance	$16	-57%	$-34
Whitney Point	NYCM Insurance	$16	-55%	$-31
Willard	NYCM Insurance	$15	-64%	$-43
Willet	NYCM Insurance	$16	-57%	$-34
Williamson	NYCM Insurance	$14	-58%	$-32
Williamstown	NYCM Insurance	$16	-56%	$-34
Williston Park	NYCM Insurance	$29	-62%	$-80
Willow	NYCM Insurance	$18	-61%	$-46
Willsboro	NYCM Insurance	$13	-61%	$-34
Willseyville	NYCM Insurance	$16	-55%	$-32
Wilmington	NYCM Insurance	$13	-61%	$-35
Wilson	NYCM Insurance	$19	-55%	$-38
Windham	NYCM Insurance	$19	-58%	$-43
Windsor	NYCM Insurance	$15	-57%	$-33
Wingdale	NYCM Insurance	$22	-55%	$-46
Winthrop	NYCM Insurance	$14	-58%	$-33
Witherbee	NYCM Insurance	$13	-62%	$-35
Wolcott	NYCM Insurance	$14	-60%	$-35
Woodbourne	NYCM Insurance	$22	-57%	$-50
Woodbury	NYCM Insurance	$27	-61%	$-71
Woodgate	NYCM Insurance	$18	-53%	$-32
Woodhaven	NYCM Insurance	$45	-59%	$-106
Woodhull	NYCM Insurance	$16	-55%	$-32
Woodmere	NYCM Insurance	$37	-59%	$-87
Woodridge	NYCM Insurance	$22	-59%	$-53
Woodside	NYCM Insurance	$45	-55%	$-91
Woodstock	NYCM Insurance	$18	-61%	$-46
Worcester	NYCM Insurance	$16	-56%	$-35
Wurtsboro	NYCM Insurance	$22	-59%	$-52
Wyandanch	NYCM Insurance	$30	-60%	$-74
Wynantskill	NYCM Insurance	$18	-53%	$-34
Wyoming	NYCM Insurance	$15	-59%	$-37
Yaphank	NYCM Insurance	$28	-56%	$-60
Yorkville	NYCM Insurance	$15	-61%	$-39
Youngstown	NYCM Insurance	$19	-55%	$-38
Youngsville	NYCM Insurance	$24	-54%	$-46
Yulan	NYCM Insurance	$24	-56%	$-51

*The lowest rate referenced is for a minimum coverage policy for a 40-year-old with good credit and no driving violations.

Cheapest Car Insurance in New York By Driver Age Group

We analyzed car insurance rates across New York for three age groups: young drivers (16 to 25), adult drivers (26 to 64) and seniors (65+). Here are the providers that offer the best deals:

Young drivers can get the lowest rates from NYCM, starting at $39 per month
Adult drivers find the best deals with Progressive, with rates from $33 per month
Senior drivers see the most affordable coverage through Progressive, beginning at $48 per month

Cheapest Car Insurance for Young Drivers in New York

Young drivers in New York can find the cheapest rates with NYCM. Minimum coverage averages about $465 per year, which is roughly 70% lower than the state average. That translates to an annual savings of around $1,109 compared to other providers.

If you're under 25, note that insurance requirements and available discounts may vary. Always verify coverage meets your state's legal requirements.

Data filtered by:Results filtered by:

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Coverage Level:State Minimum Liability Only

Gender

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Gender:Male

Credit Alignment

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Credit Alignment:Good

Driving Record

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Driving Record:Clean


NYCM Insurance	$39	$465	-70%	$-1,109
Progressive	$81	$971	-38%	$-603
Erie Insurance	$91	$1,086	-31%	$-488
American Family	$69	$824	-48%	$-750
Kemper	$116	$1,393	-12%	$-182

Cheapest Car Insurance for Adult Drivers in New York

Progressive provides the most affordable rates for adult drivers in New York. Minimum coverage costs about $402 per year, which is 47% lower than the state average. Full coverage averages $745 annually, or 49% less than the state average, giving drivers an estimated $712 in yearly savings.

Data filtered by:Results filtered by:

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Coverage Level:State Minimum Liability Only

Gender

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Gender:Male

Credit Alignment

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Credit Alignment:Good

Driving Record

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Driving Record:Clean


Progressive	$33	$402	-47%	$-359
NYCM Insurance	$25	$305	-60%	$-455
American Family	$45	$536	-30%	$-225
Geico	$44	$531	-30%	$-230
Kemper	$34	$407	-46%	$-353

Cheapest Car Insurance for Senior Drivers in New York

Progressive offers New York seniors the most affordable car insurance rates for both coverage levels. Minimum coverage averages about $48 per month, while full coverage costs around $84 per month or $1,012 annually. That makes full coverage approximately 46% cheaper than the state average.

Data filtered by:Results filtered by:

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Coverage Level:State Minimum Liability Only

Gender

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Gender:Male

Credit Alignment

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Credit Alignment:Good

Driving Record

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Driving Record:Clean


Progressive	$48	$580	-41%	$-407
NYCM Insurance	$38	$452	-54%	$-535
Erie Insurance	$64	$769	-22%	$-219
Geico	$58	$695	-30%	$-293
Kemper	$47	$561	-43%	$-426

Cheapest Car Insurance for High-Risk Drivers in New York

We reviewed five driver profiles that insurers in New York often consider high-risk: poor credit, DUI convictions, at-fault accidents, speeding tickets and texting while driving violations. The table below shows which providers offer the lowest rates for each group:

Cheapest for Bad Credit: Erie (From $55/mo)
Cheapest With a DUI: American Family (From $53/mo)
Cheapest With an Accident: Progressive (From $33/mo)
Cheapest With a Speeding Ticket: Progressive (From $34/mo)
Cheapest With a Texting While Driving Violation: Auto Owners (From $46/mo)

Cheapest Car Insurance for Bad Credit in New York

Erie provides the most affordable option for New York drivers with bad credit. Minimum coverage averages $663 per year, which is about 41% lower than the state average and represents an annual savings of roughly $458.

Data filtered by:Results filtered by:

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Age Group:Adult Drivers

Coverage Level

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Coverage Level:State Minimum Liability Only

Gender

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Gender:Male

Driving Record

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Driving Record:Clean


Erie Insurance	$55	$663	-41%	$-458
NYCM Insurance	$64	$773	-31%	$-347
Travelers	$84	$1,004	-10%	$-117
Geico	$66	$797	-29%	$-323
Mercury Insurance	$76	$906	-19%	$-214

Cheapest Car Insurance With a DUI in New York

American Family offers the cheapest rates for New York drivers with a DUI, with minimum coverage averaging $639 per year. That is about 63% lower than the state average and amounts to an annual savings of roughly $701. For full coverage, Kemper is the most affordable at $1,139 annually, which is 47% cheaper than average and translates to about $1,028 in yearly savings.

Data filtered by:Results filtered by:

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Age Group:Adult Drivers

Coverage Level

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Coverage Level:State Minimum Liability Only

Gender

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Gender:Male

Credit Alignment

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Credit Alignment:Good


American Family	$53	$639	-43%	$-482
State Farm	$82	$982	-12%	$-139
Kemper	$47	$562	-50%	$-559
Progressive	$35	$420	-63%	$-701
NYCM Insurance	$39	$469	-58%	$-652

Cheapest Car Insurance With an Accident in New York

Progressive provides the cheapest option for New York drivers with an accident on their record. Minimum coverage averages about $33 per month, or $402 per year, which is 53% lower than the state average and saves drivers around $451 annually.

Data filtered by:Results filtered by:

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Age Group :Adult Drivers

Coverage Level

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Coverage Level:State Minimum Liability Only

Gender

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Gender:Male

Credit Alignment

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Credit Alignment:Good


Progressive	$33	$402	-53%	$-451
NYCM Insurance	$25	$305	-64%	$-548
Geico	$51	$613	-28%	$-240
American Family	$57	$682	-20%	$-171
Kemper	$47	$567	-34%	$-286

Cheapest Car Insurance With an Speeding Ticket

Progressive offers the lowest rates for New York drivers with a speeding ticket. Minimum coverage averages $414 per year, while full coverage comes to about $765 annually, making it one of the most affordable options for this driver profile.

Data filtered by:Results filtered by:

Age Group

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Age Group:Adult Drivers

Coverage Level

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Coverage Level:State Minimum Liability Only

Gender

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Gender:Male

Credit Alignment

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Credit Alignment:Good


Progressive	$34	$414	-51%	$-438
NYCM Insurance	$35	$421	-51%	$-431
American Family	$46	$553	-35%	$-299
Geico	$51	$613	-28%	$-238
Kemper	$41	$488	-43%	$-364

Cheapest Car Insurance With a Texting While Driving Violation

Drivers in New York with texting while driving violation can get the most affordable car insurance rates with Auto Owners. It offers minimum coverage at $547 per year. Auto Owners provide the cheapest available rate for full coverage policy at $1,201 per year.

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Age Group:Adult Drivers

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Coverage Level:State Minimum Liability Only

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Credit Alignment:Good


NYCM Insurance	$25	$305	-63%	$-518
Progressive	$34	$414	-50%	$-409
Kemper	$41	$488	-41%	$-335
American Family	$46	$553	-33%	$-270
Geico	$51	$613	-25%	$-210

How to Get the Cheapest Car Insurance in New York

Finding the cheapest provider is just one piece of the puzzle when looking for coverage in New York. Here are proven ways to save the most on auto insurance:

1
Shop widely across insurers
Rates vary sharply between New York City, Long Island, and upstate areas. Get quotes from national providers, regional carriers, and local brokers.
2
Know the minimum coverage requirements
New York mandates 25/50/10 liability, 50/100 uninsured motorist, and $50,000 PIP (no-fault) coverage. This makes it one of the stricter states in terms of baseline requirements.
3
Take advantage of PIP options
New York is a no-fault state. You can enhance or manage costs by adjusting PIP add-ons, such as extended coverage for lost wages or additional medical benefits.
4
Bundle and stack discounts
Bundle auto with homeowners or renters insurance, maintain continuous coverage, or use paperless billing. New York insurers also give discounts for completing a state-approved defensive driving course.
5
Adjust coverage by location
In dense areas like NYC, comprehensive and collision are smart due to high theft and crash risks. In upstate regions with lower accident frequency, liability-only on older vehicles may suffice.
6
Improve your driver profile
Keep a clean record and good credit. New York insurers can factor in your credit history when pricing policies.
7
Know the New York Automobile Insurance Plan (NYAIP)
If you’re unable to get insured in the standard market, the NYAIP provides access to minimum required coverage.

Risks of Getting the Cheapest Car Insurance in New York

New York requires drivers to carry 25/50/10 liability coverage, which means $25,000 for injuries to one person, $50,000 total per accident, and $10,000 for property damage. Lability insurance has no deductible.

The state also mandates $50,000 in personal injury protection (PIP) and uninsured motorist bodily injury coverage of $25,000 per person and $50,000 per accident. While these minimums are higher than in many states, they still leave drivers exposed to significant financial risks.

At-fault repairs to your own car aren’t covered

Minimum policies don’t include collision, so you pay out of pocket if you cause an accident. The $10,000 property damage minimum only covers other people’s cars or property and can be exhausted quickly in accidents involving newer vehicles that often cost far more.

Severe weather damage isn’t covered under minimum insurance

New York regularly faces blizzards, hurricanes, and flooding. NOAA recorded several billion-dollar weather disasters affecting the state in 2023. Without comprehensive coverage, damage from floods, fallen trees, or hail is your responsibility.

Medical and legal costs can exceed minimums, even with PIP

PIP pays up to $50,000, but serious crashes (especially in high-cost areas like NYC) can surpass the $25,000 per-person bodily injury limit. Once PIP and liability limits run out, you’re responsible for remaining medical bills and potential lawsuits.

UM is required, but the limits may be too low

New York mandates UM bodily injury coverage of 25/50, but it only applies to accidents within the state unless you add an endorsement. Many drivers upgrade to Supplementary UM (SUM) to increase limits and extend protection outside of New York.

Theft and vandalism risks remain high

New York ranked #7 nationwide for vehicle thefts in 2023, with over 32,000 cases reported. Without comprehensive insurance, you won’t receive coverage if your car is stolen or vandalized.

(National baseline data for context: In 2023, the average U.S. auto liability claim was $6,551 for property damage and $26,501 for bodily injury, according to the Insurance Information Institute. New York drivers face even higher potential costs due to denser traffic and higher repair bills.)

Minimum Coverage Requirements in New York

To legally drive in New York, motorists must carry at least the state’s minimum auto insurance. New York operates under a no-fault system, meaning your own insurer helps cover medical expenses after an accident, regardless of who caused it. The law requires liability coverage to pay for injuries and property damage you may cause to others, but the state also mandates Personal Injury Protection (PIP) and Uninsured Motorist coverage. While these limits satisfy legal requirements, many drivers choose higher coverage for stronger financial protection.

Coverage Type	Minimum Required Limit
Bodily Injury Liability (Per Person)	$25,000 per person ($50,000 for death)
Bodily Injury Liability (Per Accident)	$50,000 per accident ($100,000 for death)
Property Damage Liability	$10,000 per accident
Personal Injury Protection (PIP)	$50,000 per person
Uninsured Motorist Bodily Injury	$25,000 per person / $50,000 per accident

Cheap Car Insurance in New York: Bottom Line

NYCM offers the lowest car insurance rates in New York for most drivers and coverage types, according to our analysis. While the cheapest option is tempting, don't make price your only factor. Get as much coverage as you can afford to protect your finances when accidents happen.

Cheap Car Insurance in New York: FAQ

Below, we answer common questions about finding affordable car insurance coverage in New York.

What are the cheapest car insurance companies in New York?

NYCM provides the most affordable car insurance in New York, with average annual rates of $301 for minimum coverage and $701 for full coverage. Progressive, American Family, GEICO and Kemper also offer competitive rates.

Who has the cheapest car insurance rates for young drivers in New York?

NYCM provides the most affordable rates for young drivers in New York, with monthly premiums starting at $39 for minimum coverage.

Who offers the cheapest car insurance rates for seniors in New York?

Senior drivers in New York can find the most competitive rates with NYCM, offering policies for those 65 and older at an average of $38 per month for minimum coverage.

Who has the cheapest car insurance in New York for bad credit?

Erie provides the most affordable rates for bad-credit drivers in New York, with monthly premiums averaging $55 for minimum coverage and $146 for full coverage.

Who has the cheapest car insurance in New York with an accident?

NYCM offers the most affordable car insurance rates for New York drivers with an accident history, starting at $25 per month for minimum coverage.

Who has the cheapest car insurance in New York with a DUI?

Progressive provides the cheapest car insurance after a DUI in New York, with rates of $36 monthly for minimum coverage and $67 monthly for full coverage.

Who has the cheapest car insurance in New York for those with a speeding ticket?

New York drivers with a speeding ticket can find the lowest insurance rates with Progressive, charging $35 monthly for minimum coverage and $66 for full coverage.

Should you buy the cheapest car insurance in New York?

Buying the cheapest insurance saves money upfront, but you need enough coverage to protect against major losses. NYCM balances low prices with solid coverage options in New York.

How We Found the Most Affordable Car Insurance in New York

MoneyGeek collected auto insurance data from the New York Department of Insurance and Quadrant Information Services. We analyzed quotes from 12 major insurers and reviewed more than 200 million rate comparisons across every residential ZIP code in New York.

New York Driver Profile

Our analysis started with a standard driver profile to find the cheapest rates:

40-year-old male
2012 Toyota Camry LE
Clean driving record
12,000 miles driven annually
Good credit
Valid license
Currently insured
No claims history

We adjusted this sample profile, as specified, to find the cheapest option for various driver backgrounds.

Standard Coverage Levels in New York
We compared car insurance companies in New York that offer minimum and full coverage policies. We set the limits of the minimum coverage car insurance policy to the minimum amount required by law in New York.
The minimum coverage liability limits in New York are:

$25,000 per person for bodily injury
$50,000 per accident for bodily injury
$10,000 per accident for property damage
$50,000 per person for personal injury protection (PIP)
$25,000 per person for uninsured motorist coverage

For full coverage policy rates, we used the following liability limits:

$100,000 for bodily injury liability per person
$300,000 for bodily injury liability per accident
$100,000 for property damage liability
Comprehensive and collision coverage with a $1,000 deductible

About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.

Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!

Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.

Read Full Bio »

sources

Insurance Information Institute . "Facts + Statistics: Auto Insurance ." Accessed September 18, 2025.
Insurance Information Institute . "Facts + Statistics: Uninsured Motorists ." Accessed September 18, 2025.
National Centers for Environmental Information . "Climate at a Glance ." Accessed September 18, 2025.
National Insurance Crime Bureau . "Vehicle Thefts Surge Nationwide in 2023 ." Accessed September 18, 2025.

Cheapest Car Insurance in New York

Key Takeaways

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Who Has the Cheapest Car Insurance in New York?

LEARN MORE ABOUT THE BEST CHEAP CAR INSURANCE IN NEW YORK

Best Car Insurance Rates by Category in New York

Compare the Cheapest Car Insurance in New York for You

Cheapest Car Insurance in New York by City

Cheapest Car Insurance in New York By Driver Age Group

Cheapest Car Insurance for Young Drivers in New York

Cheapest Car Insurance for Adult Drivers in New York

Cheapest Car Insurance for Senior Drivers in New York

Cheapest Car Insurance for High-Risk Drivers in New York

Cheapest Car Insurance for Bad Credit in New York

Cheapest Car Insurance With a DUI in New York

Cheapest Car Insurance With an Accident in New York

Cheapest Car Insurance With an Speeding Ticket

Cheapest Car Insurance With a Texting While Driving Violation

How to Get the Cheapest Car Insurance in New York

Shop widely across insurers

Know the minimum coverage requirements

Take advantage of PIP options

Bundle and stack discounts

Adjust coverage by location

Improve your driver profile

Know the New York Automobile Insurance Plan (NYAIP)

Risks of Getting the Cheapest Car Insurance in New York

At-fault repairs to your own car aren’t covered

Severe weather damage isn’t covered under minimum insurance

Medical and legal costs can exceed minimums, even with PIP

UM is required, but the limits may be too low

Theft and vandalism risks remain high

Minimum Coverage Requirements in New York

Cheap Car Insurance in New York: Bottom Line

Cheap Car Insurance in New York: FAQ

What are the cheapest car insurance companies in New York?

Who has the cheapest car insurance rates for young drivers in New York?

Who offers the cheapest car insurance rates for seniors in New York?

Who has the cheapest car insurance in New York for bad credit?

Who has the cheapest car insurance in New York with an accident?

Who has the cheapest car insurance in New York with a DUI?

Who has the cheapest car insurance in New York for those with a speeding ticket?

Should you buy the cheapest car insurance in New York?

How We Found the Most Affordable Car Insurance in New York

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