GEICO offers the most affordable coverage in Indiana, with monthly rates of $33 for minimum liability and $64 for full coverage. This saves Hoosier drivers $16 monthly (25% below average). Get quotes from Grange, Travelers, Indiana Farmers and Auto-Owners too.
Cheapest Car Insurance in Indiana
Updated: September 8, 2025
Advertising & Editorial Disclosure
Key Takeaways
GEICO, Grange and Travelers offer the most affordable car insurance rates in Indiana, with savings up to 25% below the state average.
Car insurance costs in Indiana start at $24 monthly for minimum coverage and $29 for full coverage policies on average.
To get the cheapest car insurance in Indiana, research average costs and top companies, take advantage of discounts and compare multiple provider quotes.
Who Has the Cheapest Car Insurance in Indiana?
| Geico | $33 | $64 | -25% | $-16 |
| Grange Insurance | $37 | $66 | -21% | $-13 |
| Travelers | $35 | $71 | -19% | $-12 |
| Indiana Farmers Insurance | $36 | $77 | -13% | $-9 |
| Auto Owners | $32 | $82 | -12% | $-8 |
*These rates are for a 40-year-old with good credit, a clean driving record and a 2012 Toyota Camry across all ZIP codes in the state.
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$127
High
$84
Average
$64
Low
Rates updated:
Sep 10, 2025
| Insurance Carrier | MoneyGeek ScoreMG Score | Average Monthly Payment | |
|---|---|---|---|
| 1 | 88 /of 100 | $64 | |
| 2 |  GEICO | 82 /of 100 | $69 |
| 3 | 82 /of 100 | $74 | |
| 4 | 82 /of 100 | $79 | |
| 5 |  Nationwide | 82 /of 100 | $85 |
| 6 |  Progressive | 77 /of 100 | $86 |
Although MoneyGeek partners with some of the companies we recommend, our content is written and reviewed by an independent team of writers, editors and licensed agents. Learn more about our editorial policies and expert editorial team.
Best Car Insurance Rates by Category in Indiana
Hastings offers the cheapest rates in three of our 10 driver categories, including coverage for drivers with accidents, low income and bad credit. GEICO provides the most affordable rates in two categories, with particularly competitive prices for adult and senior drivers. Find your specific rates in the table:
| Young Drivers | Indiana Farmers Insurance | $65 |
| Adult Drivers | Geico | $32 |
| Senior Drivers | Geico | $39 |
| Drivers With An Accident | Hastings Insurance | $36 |
| Drivers With A DUI | Progressive | $50 |
| Drivers With A Speeding Ticket | Indiana Farmers Insurance | $41 |
| Drivers With Bad Credit | Hastings Insurance | $50 |
| Drivers With Low Income | Hastings Insurance | $29 |
| Drivers With Newer Cars | Travelers | $34 |
| Drivers With Old Cars | Auto Owners | $24 |
*Rates for the categories above are based on a profile of a 40-year-old with good credit, a clean driving record and a 2012 Toyota Camry across all ZIP codes in the state. Young drivers refer to 16 to 25-year-olds, adults 26 to 64-year-olds and seniors 65+ years of age.
LEARN MORE ABOUT THE BEST CHEAP CAR INSURANCE IN INDIANA
We've created additional guides below to help you in your search for the best and cheapest car insurance in Indiana:
Compare the Cheapest Car Insurance in Indiana for You
The tables above show overall winners, but your cheapest option depends on your situation. For example, Hastings offers the lowest rates at $68 monthly for drivers with poor credit and accident records who want 100/300/100 coverage. Filter the table to match your exact situation:
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Gender:Female
Select
Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
Select
Credit Alignment:Below Fair
Select
Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| Indiana Farmers Insurance | $125 | $1,495 | -55% | $-154 |
| Hastings Insurance | $68 | $815 | -76% | $-210 |
| Grange Insurance | $140 | $1,680 | -50% | $-138 |
| Travelers | $268 | $3,218 | -4% | $-10 |
| Westfield Insurance | $199 | $2,389 | -28% | $-79 |
*Young drivers refer to 16 to 25-year-olds, adults 26 to 64-year-olds and seniors 65+ years of age.
Cheapest Car Insurance in Indiana by City
Where you live in Indiana affects your insurance costs based on local crime, accidents and traffic density. GEICO charges as little as $32 in Advance but costs vary across cities. Here are the cheapest providers for every Indiana city:
Data filtered by:Results filtered by:
Select
City:
| Indianapolis | Geico | $37 | -28% | $-21 |
| Fort Wayne | Grange Insurance | $33 | -30% | $-20 |
| Evansville | Geico | $36 | -23% | $-16 |
| Carmel | Grange Insurance | $31 | -31% | $-20 |
| Fishers | Grange Insurance | $33 | -28% | $-18 |
| South Bend | Hastings Insurance | $26 | -31% | $-20 |
| Bloomington | Geico | $31 | -28% | $-17 |
| Hammond | Geico | $37 | -33% | $-27 |
| Lafayette | Geico | $27 | -31% | $-18 |
| Noblesville | Grange Insurance | $32 | -28% | $-17 |
| Gary | Hastings Insurance | $34 | -33% | $-30 |
| Muncie | Hastings Insurance | $22 | -35% | $-21 |
| Greenwood | Grange Insurance | $36 | -24% | $-15 |
| Terre Haute | Hastings Insurance | $29 | -25% | $-17 |
| Kokomo | Geico | $31 | -27% | $-17 |
| Anderson | Hastings Insurance | $21 | -41% | $-25 |
| Elkhart | Geico | $30 | -30% | $-19 |
| Mishawaka | Hastings Insurance | $24 | -31% | $-19 |
| Columbus | Hastings Insurance | $23 | -33% | $-19 |
| Westfield | Grange Insurance | $33 | -26% | $-16 |
| Lawrence | Grange Insurance | $36 | -29% | $-21 |
| Jeffersonville | Hastings Insurance | $20 | -48% | $-32 |
| Portage | Geico | $32 | -36% | $-27 |
| New Albany | Hastings Insurance | $20 | -47% | $-32 |
| Merrillville | Grange Insurance | $40 | -30% | $-23 |
| Plainfield | Geico | $32 | -26% | $-16 |
| Richmond | Geico | $29 | -26% | $-15 |
| Goshen | Hastings Insurance | $19 | -44% | $-25 |
| Valparaiso | Geico | $32 | -31% | $-21 |
| Crown Point | Grange Insurance | $36 | -31% | $-23 |
| Zionsville | Geico | $32 | -25% | $-16 |
| Michigan City | Geico | $33 | -29% | $-20 |
| Granger | Grange Insurance | $33 | -26% | $-16 |
| West Lafayette | Geico | $27 | -30% | $-17 |
| Schererville | Grange Insurance | $38 | -30% | $-22 |
| East Chicago | Geico | $37 | -36% | $-31 |
| Franklin | Geico | $34 | -22% | $-14 |
| Greenfield | Geico | $32 | -24% | $-15 |
| Munster | Grange Insurance | $38 | -27% | $-20 |
| Highland | Grange Insurance | $38 | -27% | $-19 |
| La Porte | Hastings Insurance | $27 | -27% | $-18 |
| Clarksville | Hastings Insurance | $20 | -48% | $-32 |
| Seymour | Travelers | $29 | -30% | $-18 |
| Logansport | Geico | $28 | -32% | $-19 |
| New Castle | Hastings Insurance | $22 | -35% | $-20 |
| Huntington | Grange Insurance | $31 | -25% | $-14 |
| Lebanon | Grange Insurance | $33 | -23% | $-14 |
| Jasper | Hastings Insurance | $17 | -48% | $-27 |
| Warsaw | Geico | $29 | -27% | $-16 |
| Bedford | Travelers | $33 | -22% | $-14 |
| Advance | Geico | $32 | -25% | $-16 |
| Akron | Geico | $32 | -24% | $-15 |
| Alamo | Geico | $27 | -33% | $-20 |
| Albany | Geico | $30 | -25% | $-15 |
| Albion | Hastings Insurance | $26 | -26% | $-15 |
| Alexandria | Hastings Insurance | $21 | -38% | $-22 |
| Ambia | Geico | $27 | -32% | $-19 |
| Amboy | Geico | $28 | -28% | $-16 |
| Amo | Geico | $32 | -27% | $-17 |
| Andrews | Grange Insurance | $30 | -29% | $-17 |
| Angola | Geico | $30 | -25% | $-15 |
| Arcadia | Geico | $29 | -30% | $-18 |
| Arcola | Grange Insurance | $34 | -27% | $-18 |
| Argos | Geico | $32 | -22% | $-14 |
| Arlington | Hastings Insurance | $22 | -36% | $-21 |
| Ashley | Geico | $30 | -26% | $-16 |
| Athens | Geico | $32 | -27% | $-17 |
| Atlanta | Geico | $29 | -29% | $-18 |
| Attica | Geico | $27 | -33% | $-20 |
| Atwood | Geico | $29 | -28% | $-17 |
| Auburn | Hastings Insurance | $26 | -25% | $-15 |
| Aurora | Geico | $34 | -23% | $-15 |
| Austin | Geico | $34 | -25% | $-17 |
| Avilla | Hastings Insurance | $26 | -24% | $-14 |
| Avoca | Geico | $34 | -21% | $-14 |
| Avon | Grange Insurance | $36 | -24% | $-16 |
| Bainbridge | Geico | $27 | -36% | $-23 |
| Bargersville | Geico | $34 | -23% | $-15 |
| Batesville | Grange Insurance | $35 | -21% | $-13 |
| Bath | Geico | $34 | -20% | $-12 |
| Battle Ground | Geico | $27 | -31% | $-18 |
| Beech Grove | Geico | $34 | -30% | $-22 |
| Bellmore | Geico | $27 | -41% | $-28 |
| Bennington | Geico | $34 | -24% | $-15 |
| Bentonville | Hastings Insurance | $22 | -38% | $-23 |
| Berne | Hastings Insurance | $22 | -33% | $-19 |
| Bethlehem | Geico | $34 | -25% | $-17 |
| Beverly Shores | Geico | $33 | -26% | $-17 |
| Bicknell | Hastings Insurance | $17 | -51% | $-31 |
| Bippus | Grange Insurance | $31 | -31% | $-19 |
| Birdseye | Hastings Insurance | $17 | -49% | $-28 |
| Blanford | Geico | $27 | -37% | $-24 |
| Bloomfield | Geico | $34 | -23% | $-15 |
| Bloomingdale | Geico | $27 | -35% | $-21 |
| Bluffton | Hastings Insurance | $22 | -34% | $-19 |
| Boggstown | Geico | $32 | -24% | $-15 |
| Boone Grove | Geico | $32 | -31% | $-21 |
| Boonville | Geico | $32 | -27% | $-18 |
| Borden | Geico | $34 | -27% | $-18 |
| Boswell | Geico | $27 | -32% | $-19 |
| Bourbon | Grange Insurance | $32 | -26% | $-16 |
| Bowling Green | Geico | $34 | -23% | $-15 |
| Bradford | Geico | $34 | -28% | $-20 |
| Branchville | Grange Insurance | $32 | -28% | $-17 |
| Brazil | Geico | $34 | -24% | $-15 |
| Bremen | Grange Insurance | $34 | -21% | $-13 |
| Bridgeton | Geico | $27 | -36% | $-23 |
| Brimfield | Hastings Insurance | $26 | -26% | $-15 |
| Bringhurst | Hastings Insurance | $26 | -26% | $-16 |
| Bristol | Geico | $28 | -29% | $-17 |
| Bristow | Grange Insurance | $33 | -25% | $-15 |
| Brook | Travelers | $30 | -24% | $-14 |
| Brookston | Grange Insurance | $34 | -23% | $-14 |
| Brookville | Geico | $34 | -21% | $-13 |
| Brownsburg | Grange Insurance | $34 | -26% | $-17 |
| Brownstown | Travelers | $29 | -29% | $-18 |
| Brownsville | Travelers | $30 | -22% | $-13 |
| Bruceville | Hastings Insurance | $17 | -51% | $-31 |
| Bryant | Hastings Insurance | $22 | -33% | $-19 |
| Buckskin | Geico | $32 | -27% | $-17 |
| Buffalo | Grange Insurance | $33 | -26% | $-16 |
| Bunker Hill | Geico | $28 | -29% | $-17 |
| Burket | Geico | $29 | -28% | $-17 |
| Burlington | Hastings Insurance | $26 | -27% | $-16 |
| Burnettsville | Geico | $32 | -25% | $-16 |
| Burrows | Hastings Insurance | $26 | -30% | $-19 |
| Butler | Geico | $32 | -25% | $-16 |
| Butlerville | Travelers | $33 | -21% | $-14 |
| Cambridge City | Hastings Insurance | $22 | -34% | $-19 |
| Camby | Grange Insurance | $37 | -24% | $-17 |
| Camden | Hastings Insurance | $26 | -27% | $-16 |
| Campbellsburg | Geico | $34 | -25% | $-16 |
| Canaan | Geico | $34 | -24% | $-15 |
| Cannelburg | Geico | $34 | -20% | $-12 |
| Cannelton | Grange Insurance | $35 | -22% | $-14 |
| Carbon | Geico | $34 | -24% | $-16 |
| Carlisle | Hastings Insurance | $17 | -53% | $-33 |
| Carthage | Hastings Insurance | $22 | -36% | $-21 |
| Cayuga | Geico | $27 | -35% | $-22 |
| Cedar Grove | Geico | $34 | -21% | $-13 |
| Cedar Lake | Hastings Insurance | $30 | -26% | $-18 |
| Celestine | Hastings Insurance | $17 | -48% | $-27 |
| Centerpoint | Geico | $34 | -23% | $-15 |
| Centerville | Hastings Insurance | $22 | -34% | $-19 |
| Central | Geico | $34 | -27% | $-19 |
| Chalmers | Geico | $32 | -24% | $-15 |
| Chandler | Geico | $32 | -27% | $-18 |
| Charlestown | Grange Insurance | $38 | -22% | $-15 |
| Charlottesville | Geico | $32 | -24% | $-15 |
| Chesterton | Geico | $32 | -34% | $-24 |
| Chrisney | Geico | $34 | -21% | $-13 |
| Churubusco | Geico | $29 | -26% | $-15 |
| Cicero | Geico | $29 | -30% | $-18 |
| Clarksburg | Grange Insurance | $34 | -25% | $-16 |
| Clarks Hill | Geico | $27 | -31% | $-19 |
| Clay City | Geico | $34 | -24% | $-16 |
| Claypool | Geico | $29 | -28% | $-17 |
| Clayton | Geico | $32 | -26% | $-16 |
| Clifford | Geico | $30 | -28% | $-17 |
| Clinton | Geico | $27 | -35% | $-22 |
| Cloverdale | Geico | $27 | -36% | $-23 |
| Coal City | Geico | $34 | -23% | $-15 |
| Coalmont | Geico | $34 | -27% | $-18 |
| Colfax | Hastings Insurance | $26 | -25% | $-14 |
| Columbia City | Geico | $29 | -25% | $-14 |
| Commiskey | Geico | $34 | -22% | $-14 |
| Connersville | Grange Insurance | $32 | -24% | $-14 |
| Converse | Hastings Insurance | $26 | -26% | $-15 |
| Cordry Sweetwater Lakes | Geico | $34 | -24% | $-15 |
| Cortland | Geico | $34 | -23% | $-15 |
| Corunna | Hastings Insurance | $26 | -24% | $-14 |
| Cory | Geico | $34 | -23% | $-15 |
| Corydon | Geico | $34 | -27% | $-18 |
| Covington | Geico | $27 | -32% | $-19 |
| Craigville | Hastings Insurance | $22 | -33% | $-19 |
| Crandall | Geico | $34 | -27% | $-19 |
| Crane | Geico | $34 | -22% | $-14 |
| Crawfordsville | Geico | $27 | -30% | $-18 |
| Cromwell | Hastings Insurance | $26 | -26% | $-16 |
| Cross Plains | Geico | $34 | -22% | $-14 |
| Crothersville | Travelers | $31 | -25% | $-16 |
| Culver | Geico | $32 | -23% | $-14 |
| Cutler | Hastings Insurance | $26 | -26% | $-16 |
| Cynthiana | Geico | $32 | -27% | $-18 |
| Dale | Travelers | $31 | -24% | $-15 |
| Daleville | Geico | $29 | -27% | $-16 |
| Dana | Geico | $27 | -35% | $-21 |
| Danville | Geico | $32 | -25% | $-16 |
| Darlington | Geico | $27 | -30% | $-18 |
| Dayton | Geico | $27 | -31% | $-18 |
| Decatur | Hastings Insurance | $22 | -33% | $-18 |
| Decker | Hastings Insurance | $17 | -51% | $-30 |
| Deedsville | Hastings Insurance | $26 | -29% | $-18 |
| Delong | Geico | $32 | -27% | $-18 |
| Delphi | Hastings Insurance | $26 | -26% | $-16 |
| Demotte | Geico | $32 | -29% | $-19 |
| Denver | Hastings Insurance | $26 | -27% | $-16 |
| Depauw | Geico | $34 | -27% | $-18 |
| Deputy | Geico | $34 | -23% | $-15 |
| Derby | Grange Insurance | $34 | -25% | $-15 |
| Dillsboro | Geico | $34 | -23% | $-15 |
| Donaldson | Grange Insurance | $34 | -24% | $-15 |
| Dublin | Hastings Insurance | $22 | -38% | $-23 |
| Dubois | Hastings Insurance | $17 | -48% | $-27 |
| Dugger | Hastings Insurance | $17 | -52% | $-32 |
| Dunkirk | Hastings Insurance | $22 | -35% | $-20 |
| Dunreith | Hastings Insurance | $22 | -36% | $-21 |
| Dupont | Geico | $34 | -23% | $-15 |
| Dyer | Grange Insurance | $36 | -31% | $-22 |
| Earl Park | Geico | $27 | -32% | $-19 |
| East Enterprise | Geico | $34 | -23% | $-15 |
| Eaton | Geico | $30 | -25% | $-14 |
| Eckerty | Grange Insurance | $35 | -24% | $-15 |
| Economy | Hastings Insurance | $22 | -34% | $-19 |
| Edinburgh | Hastings Insurance | $23 | -35% | $-21 |
| Edwardsport | Hastings Insurance | $17 | -51% | $-30 |
| Elberfeld | Geico | $32 | -26% | $-17 |
| Elizabeth | Geico | $34 | -26% | $-18 |
| Elizabethtown | Hastings Insurance | $23 | -33% | $-20 |
| Ellettsville | Geico | $34 | -22% | $-14 |
| Elnora | Travelers | $32 | -22% | $-14 |
| Elwood | Geico | $30 | -25% | $-15 |
| Eminence | Grange Insurance | $35 | -24% | $-15 |
| English | Grange Insurance | $36 | -23% | $-14 |
| Etna Green | Geico | $29 | -27% | $-16 |
| Evanston | Travelers | $31 | -23% | $-14 |
| Fairbanks | Hastings Insurance | $17 | -53% | $-33 |
| Fairland | Geico | $32 | -25% | $-16 |
| Fairmount | Hastings Insurance | $26 | -25% | $-15 |
| Fair Oaks | Geico | $32 | -28% | $-18 |
| Falmouth | Hastings Insurance | $22 | -36% | $-21 |
| Farmersburg | Hastings Insurance | $17 | -54% | $-34 |
| Farmland | Hastings Insurance | $22 | -35% | $-20 |
| Ferdinand | Hastings Insurance | $17 | -48% | $-27 |
| Fillmore | Geico | $27 | -36% | $-22 |
| Finly | Geico | $32 | -27% | $-18 |
| Flat Rock | Travelers | $30 | -25% | $-15 |
| Flora | Hastings Insurance | $26 | -26% | $-16 |
| Florence | Geico | $34 | -23% | $-15 |
| Floyds Knobs | Grange Insurance | $37 | -25% | $-17 |
| Fontanet | Grange Insurance | $36 | -27% | $-18 |
| Forest | Hastings Insurance | $26 | -27% | $-16 |
| Fort Branch | Geico | $32 | -26% | $-17 |
| Fortville | Grange Insurance | $34 | -27% | $-17 |
| Fountain City | Hastings Insurance | $22 | -34% | $-19 |
| Fountaintown | Geico | $32 | -25% | $-16 |
| Fowler | Geico | $27 | -33% | $-19 |
| Fowlerton | Geico | $30 | -25% | $-15 |
| Francesville | Grange Insurance | $34 | -25% | $-15 |
| Francisco | Geico | $32 | -26% | $-16 |
| Frankfort | Hastings Insurance | $26 | -25% | $-15 |
| Frankton | Hastings Insurance | $21 | -39% | $-23 |
| Fredericksburg | Geico | $34 | -26% | $-18 |
| Freedom | Geico | $34 | -23% | $-15 |
| Freelandville | Hastings Insurance | $17 | -52% | $-31 |
| Freetown | Travelers | $31 | -26% | $-16 |
| Fremont | Geico | $30 | -25% | $-15 |
| French Lick | Geico | $34 | -22% | $-14 |
| Friendship | Geico | $34 | -22% | $-14 |
| Fulda | Grange Insurance | $33 | -27% | $-17 |
| Fulton | Geico | $32 | -24% | $-15 |
| Galveston | Hastings Insurance | $26 | -27% | $-17 |
| Garrett | Hastings Insurance | $26 | -25% | $-15 |
| Gas City | Geico | $30 | -24% | $-14 |
| Gaston | Geico | $29 | -27% | $-16 |
| Geneva | Hastings Insurance | $22 | -34% | $-19 |
| Gentryville | Travelers | $31 | -24% | $-15 |
| Georgetown | Grange Insurance | $37 | -25% | $-18 |
| Glenwood | Hastings Insurance | $22 | -35% | $-20 |
| Goldsmith | Hastings Insurance | $26 | -26% | $-15 |
| Goodland | Geico | $35 | -22% | $-15 |
| Gosport | Grange Insurance | $35 | -25% | $-16 |
| Grandview | Grange Insurance | $34 | -24% | $-15 |
| Grantsburg | Geico | $34 | -23% | $-15 |
| Grass Creek | Geico | $32 | -27% | $-18 |
| Graysville | Hastings Insurance | $17 | -54% | $-34 |
| Greencastle | Geico | $27 | -36% | $-22 |
| Greensburg | Travelers | $30 | -22% | $-13 |
| Greens Fork | Hastings Insurance | $22 | -35% | $-20 |
| Greentown | Hastings Insurance | $26 | -27% | $-17 |
| Greenville | Grange Insurance | $38 | -24% | $-17 |
| Griffin | Geico | $32 | -26% | $-17 |
| Griffith | Grange Insurance | $38 | -27% | $-19 |
| Grissom AFB | Geico | $28 | -30% | $-18 |
| Grovertown | Geico | $32 | -26% | $-16 |
| Guilford | Geico | $34 | -22% | $-14 |
| Gwynneville | Geico | $32 | -25% | $-16 |
| Hagerstown | Hastings Insurance | $22 | -35% | $-20 |
| Hamilton | Geico | $30 | -26% | $-15 |
| Hamlet | Geico | $32 | -26% | $-17 |
| Hanna | Hastings Insurance | $27 | -26% | $-17 |
| Hanover | Geico | $34 | -24% | $-15 |
| Hardinsburg | Geico | $34 | -26% | $-17 |
| Harlan | Geico | $30 | -27% | $-17 |
| Hartford City | Hastings Insurance | $22 | -34% | $-20 |
| Hartsville | Hastings Insurance | $23 | -32% | $-19 |
| Hatfield | Grange Insurance | $36 | -25% | $-16 |
| Haubstadt | Geico | $32 | -27% | $-17 |
| Hazleton | Geico | $32 | -25% | $-16 |
| Hebron | Geico | $32 | -31% | $-21 |
| Helmsburg | Grange Insurance | $37 | -24% | $-16 |
| Heltonville | Grange Insurance | $35 | -23% | $-15 |
| Hemlock | Geico | $31 | -30% | $-19 |
| Henryville | Geico | $34 | -27% | $-18 |
| Heritage Lake | Geico | $32 | -26% | $-17 |
| Hillsboro | Geico | $27 | -33% | $-20 |
| Hillsdale | Geico | $27 | -36% | $-23 |
| Hoagland | Geico | $29 | -29% | $-18 |
| Hobart | Geico | $39 | -24% | $-18 |
| Hobbs | Hastings Insurance | $26 | -27% | $-16 |
| Holland | Hastings Insurance | $17 | -49% | $-28 |
| Holton | Travelers | $32 | -22% | $-14 |
| Homer | Hastings Insurance | $22 | -37% | $-22 |
| Hope | Hastings Insurance | $23 | -32% | $-18 |
| Howe | Geico | $30 | -27% | $-17 |
| Hudson | Geico | $30 | -26% | $-16 |
| Huntertown | Grange Insurance | $31 | -30% | $-18 |
| Huntingburg | Hastings Insurance | $17 | -48% | $-27 |
| Huron | Geico | $34 | -25% | $-16 |
| Hymera | Hastings Insurance | $17 | -53% | $-33 |
| Idaville | Geico | $32 | -24% | $-15 |
| Ingalls | Hastings Insurance | $27 | -25% | $-15 |
| Inglefield | Geico | $35 | -23% | $-16 |
| Ireland | Hastings Insurance | $17 | -49% | $-28 |
| Jamestown | Grange Insurance | $33 | -25% | $-15 |
| Jasonville | Geico | $34 | -24% | $-15 |
| Jonesboro | Geico | $30 | -24% | $-15 |
| Jonesville | Hastings Insurance | $23 | -33% | $-20 |
| Kempton | Hastings Insurance | $26 | -25% | $-15 |
| Kendallville | Hastings Insurance | $26 | -25% | $-15 |
| Kennard | Hastings Insurance | $22 | -37% | $-22 |
| Kentland | Hastings Insurance | $27 | -23% | $-13 |
| Kentland | Travelers | $31 | -23% | $-13 |
| Kewanna | Geico | $32 | -23% | $-14 |
| Keystone | Hastings Insurance | $22 | -34% | $-20 |
| Kimmell | Hastings Insurance | $26 | -26% | $-16 |
| Kingman | Geico | $27 | -35% | $-21 |
| Kingsbury | Hastings Insurance | $27 | -26% | $-16 |
| Kingsford Heights | Hastings Insurance | $27 | -25% | $-15 |
| Kirklin | Hastings Insurance | $26 | -24% | $-14 |
| Knightstown | Hastings Insurance | $22 | -36% | $-21 |
| Knox | Geico | $32 | -27% | $-17 |
| Koleen | Geico | $34 | -29% | $-21 |
| Kouts | Geico | $32 | -29% | $-19 |
| Kurtz | Geico | $34 | -24% | $-16 |
| Laconia | Geico | $34 | -26% | $-18 |
| La Crosse | Hastings Insurance | $27 | -27% | $-17 |
| Ladoga | Geico | $27 | -31% | $-18 |
| La Fontaine | Geico | $29 | -26% | $-15 |
| Lagrange | Geico | $30 | -27% | $-17 |
| Lagro | Geico | $29 | -26% | $-15 |
| Lake Cicott | Geico | $28 | -35% | $-22 |
| Lake Station | Geico | $39 | -33% | $-28 |
| Laketon | Geico | $29 | -28% | $-17 |
| Lake Village | Hastings Insurance | $27 | -29% | $-19 |
| Lakeville | Grange Insurance | $33 | -24% | $-15 |
| Lamar | Grange Insurance | $35 | -22% | $-13 |
| Landess | Geico | $29 | -27% | $-16 |
| Lanesville | Geico | $34 | -28% | $-19 |
| Laotto | Hastings Insurance | $26 | -25% | $-14 |
| La Paz | Grange Insurance | $34 | -23% | $-14 |
| Lapel | Grange Insurance | $33 | -26% | $-16 |
| Larwill | Geico | $29 | -26% | $-15 |
| Laurel | Travelers | $31 | -23% | $-15 |
| Lawrenceburg | Geico | $34 | -22% | $-14 |
| Leavenworth | Geico | $34 | -23% | $-15 |
| Leesburg | Geico | $29 | -27% | $-16 |
| Leiters Ford | Geico | $32 | -27% | $-18 |
| Leo-Cedarville | Grange Insurance | $31 | -29% | $-18 |
| Leopold | Grange Insurance | $34 | -25% | $-15 |
| Leroy | Grange Insurance | $41 | -22% | $-16 |
| Lewis | Hastings Insurance | $29 | -25% | $-16 |
| Lewisville | Hastings Insurance | $22 | -35% | $-20 |
| Lexington | Geico | $34 | -24% | $-16 |
| Liberty | Geico | $32 | -19% | $-11 |
| Liberty Center | Hastings Insurance | $22 | -34% | $-20 |
| Liberty Mills | Geico | $29 | -29% | $-17 |
| Ligonier | Hastings Insurance | $26 | -26% | $-16 |
| Lincoln City | Grange Insurance | $34 | -23% | $-14 |
| Linden | Geico | $27 | -31% | $-18 |
| Linn Grove | Hastings Insurance | $22 | -38% | $-23 |
| Linton | Geico | $34 | -22% | $-14 |
| Lizton | Grange Insurance | $34 | -25% | $-16 |
| Loogootee | Geico | $34 | -21% | $-13 |
| Losantville | Hastings Insurance | $22 | -34% | $-20 |
| Lowell | Geico | $32 | -29% | $-20 |
| Lucerne | Hastings Insurance | $26 | -27% | $-16 |
| Lynn | Hastings Insurance | $22 | -33% | $-19 |
| Lynnville | Geico | $32 | -26% | $-17 |
| Lyons | Geico | $34 | -22% | $-14 |
| Mackey | Geico | $32 | -26% | $-17 |
| Macy | Hastings Insurance | $26 | -28% | $-17 |
| Madison | Geico | $34 | -24% | $-15 |
| Manilla | Hastings Insurance | $22 | -35% | $-20 |
| Marengo | Geico | $34 | -24% | $-16 |
| Mariah Hill | Grange Insurance | $36 | -23% | $-15 |
| Marion | Geico | $30 | -24% | $-15 |
| Markle | Hastings Insurance | $22 | -34% | $-20 |
| Markleville | Hastings Insurance | $27 | -23% | $-14 |
| Marshall | Geico | $27 | -34% | $-21 |
| Martinsville | Grange Insurance | $36 | -23% | $-15 |
| Marysville | Geico | $34 | -27% | $-18 |
| Matthews | Hastings Insurance | $26 | -25% | $-15 |
| Mauckport | Geico | $34 | -27% | $-18 |
| Maxwell | Geico | $32 | -27% | $-18 |
| Mays | Hastings Insurance | $22 | -37% | $-22 |
| Mecca | Geico | $27 | -36% | $-23 |
| Medaryville | Geico | $32 | -26% | $-17 |
| Medora | Travelers | $32 | -23% | $-14 |
| Mellott | Geico | $27 | -34% | $-21 |
| Memphis | Geico | $34 | -26% | $-17 |
| Mentone | Geico | $29 | -28% | $-17 |
| Merom | Hastings Insurance | $17 | -53% | $-33 |
| Metamora | Travelers | $33 | -20% | $-12 |
| Miami | Geico | $28 | -31% | $-19 |
| Michigantown | Hastings Insurance | $26 | -25% | $-15 |
| Middlebury | Geico | $28 | -30% | $-18 |
| Middletown | Hastings Insurance | $22 | -36% | $-21 |
| Midland | Geico | $34 | -23% | $-15 |
| Milan | Geico | $34 | -22% | $-14 |
| Milford | Geico | $29 | -27% | $-16 |
| Mill Creek | Hastings Insurance | $27 | -25% | $-15 |
| Millersburg | Geico | $30 | -25% | $-15 |
| Millhousen | Grange Insurance | $34 | -30% | $-21 |
| Milltown | Geico | $34 | -24% | $-15 |
| Milroy | Hastings Insurance | $22 | -35% | $-21 |
| Milton | Hastings Insurance | $22 | -35% | $-20 |
| Mitchell | Travelers | $32 | -23% | $-15 |
| Modoc | Hastings Insurance | $22 | -34% | $-19 |
| Mongo | Geico | $30 | -30% | $-19 |
| Monon | Geico | $32 | -24% | $-15 |
| Monroe | Hastings Insurance | $22 | -33% | $-18 |
| Monroe City | Hastings Insurance | $17 | -51% | $-31 |
| Monroeville | Grange Insurance | $29 | -33% | $-20 |
| Monrovia | Grange Insurance | $36 | -21% | $-13 |
| Monterey | Grange Insurance | $34 | -25% | $-16 |
| Montezuma | Geico | $27 | -36% | $-23 |
| Montgomery | Geico | $34 | -20% | $-12 |
| Monticello | Travelers | $31 | -24% | $-15 |
| Montpelier | Hastings Insurance | $22 | -35% | $-20 |
| Mooreland | Hastings Insurance | $22 | -35% | $-20 |
| Moores Hill | Geico | $34 | -22% | $-14 |
| Mooresville | Geico | $32 | -25% | $-16 |
| Morgantown | Hastings Insurance | $29 | -22% | $-14 |
| Morocco | Hastings Insurance | $27 | -25% | $-15 |
| Morris | Geico | $34 | -24% | $-15 |
| Morristown | Geico | $32 | -24% | $-15 |
| Mount Ayr | Hastings Insurance | $27 | -25% | $-15 |
| Mount St. Francis | Geico | $34 | -27% | $-19 |
| Mount Summit | Hastings Insurance | $22 | -36% | $-21 |
| Mount Vernon | Geico | $32 | -27% | $-18 |
| Mulberry | Hastings Insurance | $26 | -25% | $-14 |
| Nabb | Geico | $34 | -26% | $-17 |
| Napoleon | Grange Insurance | $35 | -23% | $-14 |
| Nappanee | Grange Insurance | $32 | -25% | $-15 |
| Nashville | Geico | $34 | -23% | $-15 |
| Needham | Geico | $32 | -25% | $-16 |
| Newberry | Geico | $34 | -22% | $-14 |
| Newburgh | Geico | $32 | -27% | $-18 |
| New Carlisle | Grange Insurance | $31 | -28% | $-17 |
| New Goshen | Grange Insurance | $35 | -24% | $-15 |
| New Harmony | Geico | $32 | -26% | $-17 |
| New Haven | Grange Insurance | $31 | -31% | $-19 |
| New Lisbon | Hastings Insurance | $22 | -39% | $-24 |
| New Market | Geico | $27 | -33% | $-20 |
| New Middletown | Geico | $34 | -27% | $-18 |
| New Palestine | Geico | $32 | -27% | $-17 |
| New Paris | Grange Insurance | $32 | -25% | $-15 |
| New Point | Grange Insurance | $32 | -26% | $-16 |
| Newport | Geico | $27 | -36% | $-23 |
| New Richmond | Geico | $27 | -32% | $-19 |
| New Ross | Geico | $27 | -30% | $-18 |
| New Salisbury | Geico | $34 | -27% | $-19 |
| Newtown | Geico | $27 | -34% | $-21 |
| New Trenton | Geico | $34 | -21% | $-14 |
| New Washington | Geico | $34 | -27% | $-18 |
| New Waverly | Geico | $28 | -32% | $-19 |
| Norman | Geico | $34 | -21% | $-13 |
| North Judson | Geico | $32 | -28% | $-18 |
| North Liberty | Grange Insurance | $32 | -25% | $-15 |
| North Manchester | Geico | $29 | -28% | $-16 |
| North Salem | Geico | $32 | -25% | $-16 |
| North Vernon | Travelers | $33 | -22% | $-14 |
| North Webster | Geico | $29 | -27% | $-16 |
| Notre Dame | Hastings Insurance | $24 | -32% | $-20 |
| Oakford | Geico | $31 | -29% | $-19 |
| Oakland City | Geico | $32 | -26% | $-16 |
| Oaktown | Hastings Insurance | $17 | -52% | $-31 |
| Oakville | Hastings Insurance | $22 | -39% | $-24 |
| Odon | Travelers | $33 | -21% | $-14 |
| Oldenburg | Travelers | $31 | -22% | $-13 |
| Onward | Geico | $28 | -34% | $-22 |
| Oolitic | Geico | $34 | -22% | $-14 |
| Ora | Grange Insurance | $33 | -27% | $-17 |
| Orestes | Hastings Insurance | $21 | -38% | $-22 |
| Orland | Geico | $30 | -27% | $-16 |
| Orleans | Geico | $34 | -22% | $-14 |
| Osceola | Hastings Insurance | $24 | -31% | $-18 |
| Osgood | Travelers | $32 | -20% | $-13 |
| Ossian | Hastings Insurance | $22 | -35% | $-20 |
| Otisco | Geico | $34 | -28% | $-19 |
| Otterbein | Geico | $27 | -32% | $-19 |
| Otwell | Hastings Insurance | $17 | -49% | $-28 |
| Owensburg | Geico | $34 | -23% | $-15 |
| Owensville | Geico | $32 | -26% | $-17 |
| Oxford | Geico | $27 | -33% | $-20 |
| Palmyra | Geico | $34 | -27% | $-19 |
| Paoli | Geico | $34 | -23% | $-15 |
| Paragon | Grange Insurance | $34 | -28% | $-18 |
| Paris Crossing | Travelers | $30 | -28% | $-18 |
| Parker City | Hastings Insurance | $22 | -35% | $-20 |
| Patoka | Geico | $32 | -25% | $-16 |
| Patricksburg | Geico | $34 | -23% | $-15 |
| Patriot | Geico | $34 | -23% | $-15 |
| Paxton | Hastings Insurance | $17 | -53% | $-33 |
| Pekin | Geico | $34 | -28% | $-19 |
| Pendleton | Hastings Insurance | $27 | -24% | $-15 |
| Pennville | Hastings Insurance | $22 | -34% | $-20 |
| Perrysville | Geico | $27 | -35% | $-21 |
| Peru | Geico | $28 | -29% | $-17 |
| Petersburg | Hastings Insurance | $17 | -51% | $-30 |
| Petroleum | Hastings Insurance | $22 | -38% | $-23 |
| Pierceton | Geico | $29 | -27% | $-16 |
| Pierceville | Geico | $34 | -24% | $-16 |
| Pimento | Hastings Insurance | $29 | -25% | $-17 |
| Pine Village | Geico | $27 | -32% | $-19 |
| Pittsboro | Geico | $32 | -25% | $-16 |
| Plainville | Geico | $34 | -21% | $-13 |
| Pleasant Lake | Geico | $30 | -25% | $-15 |
| Pleasant Mills | Hastings Insurance | $22 | -38% | $-23 |
| Plymouth | Grange Insurance | $31 | -29% | $-17 |
| Poland | Grange Insurance | $36 | -22% | $-14 |
| Poneto | Hastings Insurance | $22 | -34% | $-19 |
| Portland | Hastings Insurance | $22 | -33% | $-19 |
| Poseyville | Geico | $32 | -27% | $-18 |
| Princeton | Geico | $32 | -27% | $-17 |
| Putnamville | Geico | $27 | -36% | $-23 |
| Quincy | Grange Insurance | $36 | -23% | $-14 |
| Ragsdale | Hastings Insurance | $17 | -51% | $-31 |
| Ramsey | Geico | $34 | -27% | $-18 |
| Redkey | Hastings Insurance | $22 | -35% | $-20 |
| Reelsville | Geico | $27 | -36% | $-23 |
| Remington | Travelers | $31 | -24% | $-15 |
| Rensselaer | Travelers | $31 | -26% | $-16 |
| Reynolds | Travelers | $31 | -26% | $-16 |
| Richland | Travelers | $33 | -22% | $-14 |
| Ridgeville | Hastings Insurance | $22 | -35% | $-20 |
| Rising Sun | Travelers | $31 | -27% | $-18 |
| Roachdale | Geico | $27 | -34% | $-21 |
| Roann | Geico | $29 | -28% | $-16 |
| Roanoke | Grange Insurance | $29 | -32% | $-19 |
| Rochester | Grange Insurance | $31 | -30% | $-18 |
| Rockfield | Hastings Insurance | $26 | -30% | $-19 |
| Rockport | Travelers | $32 | -23% | $-15 |
| Rockville | Geico | $27 | -35% | $-22 |
| Rolling Prairie | Hastings Insurance | $27 | -26% | $-17 |
| Rome | Grange Insurance | $34 | -24% | $-15 |
| Rome City | Hastings Insurance | $26 | -26% | $-15 |
| Romney | Geico | $27 | -30% | $-18 |
| Rosedale | Geico | $27 | -35% | $-22 |
| Rossville | Hastings Insurance | $26 | -25% | $-15 |
| Royal Center | Hastings Insurance | $26 | -27% | $-16 |
| Rushville | Hastings Insurance | $22 | -35% | $-20 |
| Russellville | Geico | $27 | -36% | $-22 |
| Russiaville | Hastings Insurance | $26 | -29% | $-18 |
| Salamonia | Hastings Insurance | $22 | -34% | $-20 |
| Salem | Geico | $34 | -26% | $-17 |
| Sandborn | Hastings Insurance | $17 | -52% | $-31 |
| San Pierre | Geico | $32 | -27% | $-18 |
| Santa Claus | Travelers | $32 | -21% | $-13 |
| Saratoga | Hastings Insurance | $22 | -34% | $-19 |
| Schneider | Geico | $32 | -29% | $-19 |
| Schnellville | Hastings Insurance | $17 | -48% | $-27 |
| Scipio | Travelers | $31 | -26% | $-16 |
| Scotland | Geico | $34 | -25% | $-17 |
| Scottsburg | Geico | $34 | -26% | $-18 |
| Sedalia | Hastings Insurance | $26 | -29% | $-18 |
| Seelyville | Hastings Insurance | $29 | -26% | $-17 |
| Sellersburg | Grange Insurance | $38 | -23% | $-16 |
| Selma | Geico | $29 | -27% | $-16 |
| Servia | Geico | $29 | -31% | $-19 |
| Sharpsville | Hastings Insurance | $26 | -27% | $-16 |
| Shelburn | Hastings Insurance | $17 | -53% | $-32 |
| Shelbyville | Travelers | $31 | -22% | $-14 |
| Shepardsville | Hastings Insurance | $29 | -26% | $-17 |
| Sheridan | Grange Insurance | $31 | -29% | $-18 |
| Shipshewana | Geico | $30 | -27% | $-16 |
| Shirley | Hastings Insurance | $22 | -37% | $-22 |
| Shoals | Travelers | $33 | -22% | $-14 |
| Silver Lake | Geico | $29 | -28% | $-17 |
| Smithville | Grange Insurance | $35 | -27% | $-18 |
| Solsberry | Geico | $34 | -22% | $-14 |
| Somerset | Geico | $29 | -30% | $-19 |
| Somerville | Geico | $32 | -26% | $-17 |
| South Milford | Geico | $30 | -31% | $-20 |
| South Whitley | Geico | $29 | -27% | $-16 |
| Spencer | Geico | $34 | -23% | $-15 |
| Spencerville | Geico | $30 | -27% | $-16 |
| Spiceland | Hastings Insurance | $22 | -34% | $-20 |
| Springport | Hastings Insurance | $22 | -36% | $-21 |
| Springville | Travelers | $32 | -23% | $-15 |
| Spurgeon | Geico | $32 | -25% | $-16 |
| Stanford | Geico | $34 | -24% | $-16 |
| St. Anthony | Hastings Insurance | $17 | -48% | $-27 |
| Star City | Geico | $32 | -24% | $-15 |
| State Line | Geico | $27 | -34% | $-20 |
| Staunton | Geico | $34 | -23% | $-15 |
| St. Croix | Grange Insurance | $33 | -28% | $-17 |
| Stendal | Hastings Insurance | $17 | -50% | $-29 |
| Stilesville | Geico | $32 | -26% | $-16 |
| Stinesville | Grange Insurance | $35 | -23% | $-15 |
| St. Joe | Hastings Insurance | $26 | -26% | $-16 |
| St. John | Grange Insurance | $38 | -28% | $-20 |
| St. Meinrad | Grange Insurance | $33 | -26% | $-16 |
| St. Paul | Travelers | $30 | -24% | $-15 |
| Straughn | Hastings Insurance | $22 | -35% | $-20 |
| Stroh | Geico | $30 | -30% | $-20 |
| Sullivan | Hastings Insurance | $17 | -52% | $-32 |
| Sulphur | Grange Insurance | $36 | -24% | $-15 |
| Sulphur Springs | Hastings Insurance | $22 | -40% | $-25 |
| Sumava Resorts | Hastings Insurance | $27 | -28% | $-18 |
| Summitville | Geico | $30 | -27% | $-16 |
| Sunman | Geico | $34 | -22% | $-14 |
| Swayzee | Hastings Insurance | $26 | -27% | $-16 |
| Sweetser | Grange Insurance | $30 | -29% | $-17 |
| Switz City | Geico | $34 | -22% | $-14 |
| Syracuse | Geico | $29 | -26% | $-16 |
| Talbot | Geico | $27 | -39% | $-26 |
| Taswell | Grange Insurance | $36 | -23% | $-15 |
| Taylorsville | Geico | $30 | -28% | $-17 |
| Tefft | Geico | $32 | -30% | $-20 |
| Tell City | Travelers | $31 | -24% | $-15 |
| Templeton | Geico | $27 | -33% | $-20 |
| Tennyson | Geico | $32 | -25% | $-16 |
| Thayer | Hastings Insurance | $27 | -28% | $-18 |
| Thorntown | Grange Insurance | $32 | -25% | $-15 |
| Tippecanoe | Grange Insurance | $34 | -24% | $-15 |
| Tipton | Hastings Insurance | $26 | -23% | $-14 |
| Topeka | Geico | $30 | -27% | $-16 |
| Trafalgar | Geico | $34 | -24% | $-15 |
| Troy | Travelers | $31 | -23% | $-14 |
| Tunnelton | Grange Insurance | $36 | -22% | $-14 |
| Twelve Mile | Hastings Insurance | $26 | -26% | $-16 |
| Tyner | Grange Insurance | $34 | -26% | $-17 |
| Underwood | Geico | $34 | -27% | $-19 |
| Union City | Hastings Insurance | $22 | -34% | $-19 |
| Uniondale | Hastings Insurance | $22 | -34% | $-19 |
| Union Mills | Hastings Insurance | $27 | -26% | $-17 |
| Unionville | Geico | $31 | -28% | $-18 |
| Universal | Geico | $27 | -35% | $-22 |
| Upland | Hastings Insurance | $26 | -25% | $-14 |
| Urbana | Geico | $29 | -26% | $-15 |
| Vallonia | Travelers | $31 | -27% | $-17 |
| Veedersburg | Geico | $27 | -34% | $-21 |
| Velpen | Hastings Insurance | $17 | -50% | $-29 |
| Versailles | Travelers | $33 | -22% | $-14 |
| Vevay | Geico | $34 | -24% | $-16 |
| Vincennes | Hastings Insurance | $27 | -23% | $-14 |
| Wabash | Geico | $29 | -27% | $-16 |
| Wadesville | Geico | $32 | -27% | $-18 |
| Wakarusa | Grange Insurance | $32 | -25% | $-15 |
| Waldron | Travelers | $30 | -23% | $-14 |
| Walkerton | Grange Insurance | $32 | -27% | $-17 |
| Wallace | Geico | $27 | -37% | $-23 |
| Walton | Geico | $28 | -30% | $-18 |
| Wanatah | Hastings Insurance | $27 | -28% | $-18 |
| Warren | Grange Insurance | $29 | -29% | $-17 |
| Washington | Geico | $34 | -21% | $-13 |
| Waterloo | Hastings Insurance | $26 | -25% | $-14 |
| Waveland | Geico | $27 | -33% | $-20 |
| Waynetown | Geico | $27 | -32% | $-19 |
| Webster | Hastings Insurance | $22 | -34% | $-20 |
| West Baden Springs | Travelers | $33 | -22% | $-14 |
| West College Corner | Geico | $34 | -19% | $-11 |
| West Harrison | Geico | $34 | -22% | $-14 |
| West Lebanon | Geico | $27 | -32% | $-19 |
| West Middleton | Hastings Insurance | $26 | -31% | $-20 |
| West Newton | Geico | $35 | -33% | $-25 |
| Westphalia | Hastings Insurance | $17 | -52% | $-32 |
| Westpoint | Geico | $27 | -31% | $-18 |
| Westport | Grange Insurance | $35 | -21% | $-13 |
| West Terre Haute | Hastings Insurance | $29 | -25% | $-16 |
| Westville | Geico | $33 | -29% | $-20 |
| Wheatfield | Geico | $32 | -28% | $-19 |
| Wheatland | Hastings Insurance | $17 | -51% | $-31 |
| Wheeler | Geico | $39 | -17% | $-12 |
| Whiteland | Grange Insurance | $36 | -23% | $-15 |
| Whitestown | Geico | $29 | -29% | $-18 |
| Wilkinson | Geico | $32 | -23% | $-14 |
| Williams | Geico | $34 | -22% | $-14 |
| Williamsburg | Hastings Insurance | $22 | -34% | $-19 |
| Williamsport | Geico | $27 | -32% | $-19 |
| Winamac | Geico | $32 | -23% | $-14 |
| Winchester | Hastings Insurance | $22 | -34% | $-19 |
| Windfall | Hastings Insurance | $26 | -25% | $-15 |
| Wingate | Geico | $27 | -32% | $-19 |
| Winona Lake | Geico | $29 | -27% | $-16 |
| Winslow | Hastings Insurance | $17 | -51% | $-30 |
| Wolcott | Travelers | $31 | -25% | $-15 |
| Wolcottville | Geico | $30 | -27% | $-17 |
| Wolflake | Hastings Insurance | $26 | -29% | $-18 |
| Woodburn | Grange Insurance | $30 | -32% | $-19 |
| Worthington | Geico | $34 | -23% | $-15 |
| Wyatt | Grange Insurance | $32 | -28% | $-17 |
| Yeoman | Hastings Insurance | $26 | -28% | $-17 |
| Yoder | Grange Insurance | $31 | -30% | $-18 |
| Yorktown | Geico | $29 | -29% | $-17 |
| Young America | Hastings Insurance | $26 | -27% | $-16 |
| Zanesville | Geico | $29 | -29% | $-18 |
*The lowest rate referenced is for a minimum coverage policy for a 40-year-old with good credit and no driving violations.
Cheapest Car Insurance in Indiana by Driver Age Group
We reviewed car insurance costs in Indiana for three age groups: young drivers (16–25), adults (26–64), and seniors (65+). These companies offer the lowest prices for each group:
- Young drivers can get the lowest rates from Travelers, starting at $77 per month
- Adult drivers find the best deals with Auto Owners, with rates from $31 per month
- Senior drivers see the most affordable coverage through Travelers, beginning at $50 per month
Cheapest Car Insurance For Young Drivers in Indiana
In Indiana, young drivers find the lowest rates with Travelers, paying about $77 per month for minimum coverage or $161 per month for full coverage.
Data filtered by:Results filtered by:
Select
Coverage Level:State Minimum Liability Only
Select
Gender:Male
Select
Credit Alignment:Good
Select
Driving Record:Clean
| Travelers | $77 | $924 | -26% | $-321 |
| Auto Owners | $89 | $1,067 | -14% | $-178 |
| Indiana Farmers Insurance | $65 | $778 | -38% | $-467 |
| Geico | $78 | $937 | -25% | $-308 |
| Hastings Insurance | $90 | $1,081 | -13% | $-164 |
*The rates shown reflect individual policies. Younger drivers may qualify for lower premiums when added to a family policy instead of purchasing coverage on their own.
Cheapest Car Insurance For Adult Drivers in Indiana
Auto Owners is the best affordable provider for adult drivers in Indiana with costs ranging from $31 for a minimum coverage. With premiums as low as $75 per month, Travelers Insurance is the cheapest provider for a full coverageg policy.
Data filtered by:Results filtered by:
Select
Coverage Level:State Minimum Liability Only
Select
Gender:Male
Select
Credit Alignment:Good
Select
Driving Record:Clean
| Auto Owners | $31 | $370 | -26% | $-128 |
| Travelers | $35 | $420 | -16% | $-78 |
| Geico | $32 | $387 | -22% | $-111 |
| Grange Insurance | $36 | $434 | -13% | $-64 |
| Hastings Insurance | $30 | $364 | -27% | $-134 |
Cheapest Car Insurance For Senior Drivers in Indiana
Travelers offers Indiana seniors the lowest car insurance rates for both policy types, with minimum coverage at about $50 per month and full coverage at $97 per month.
Data filtered by:Results filtered by:
Select
Coverage Level:State Minimum Liability Only
Select
Gender:Male
Select
Credit Alignment:Good
Select
Driving Record:Clean
| Travelers | $50 | $606 | -18% | $-130 |
| Auto Owners | $55 | $664 | -10% | $-72 |
| Geico | $39 | $465 | -37% | $-271 |
| Farm Bureau | $45 | $545 | -26% | $-191 |
| Hastings Insurance | $39 | $473 | -36% | $-263 |
Cheapest Car Insurance For High-Risk Drivers in Indiana
Your driving record is one of the biggest factors affecting car insurance rates in Indiana. Drivers with a clean history pay the lowest premiums, while violations such as texting while driving, speeding tickets, accidents, or DUIs can raise costs significantly. The table below highlights the cheapest providers in Indiana based on different driving records.
- Cheapest for Bad Credit: Hastings Insurance (From $42/mo)
- Cheapest With a DUI: Progressive (From $50/mo)
- Cheapest With an Accident: Hastings Insurance (From $31/mo)
- Cheapest With a Speeding Ticket: Auto Owners (From $36/mo)
- Cheapest With a Texting While Driving Violation: Auto Owners (From $31/mo)
Cheapest Car Insurance For Bad Credit in Indiana
Hastings Insurance offers the best car insurance rates for drivers in Indiana with bad credit. Annual premiums start at $510 for minimum liability coverage and $1,387 for full coverage policies with comprehensive and collision protection.
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Coverage Level:State Minimum Liability Only
Select
Gender:Male
Select
Driving Record:Clean
| Hastings Insurance | $42 | $510 | -60% | $-769 |
| Westfield Insurance | $56 | $675 | -47% | $-604 |
| Indiana Farmers Insurance | $63 | $761 | -41% | $-518 |
| Grange Insurance | $76 | $908 | -29% | $-371 |
| Farm Bureau | $99 | $1,183 | -8% | $-96 |
Cheapest Car Insurance With a DUI in Indiana
For Indiana drivers with a DUI, Progressive offers the lowest annual rate at $599, followed by Travelers at $601 per year.
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Coverage Level:State Minimum Liability Only
Select
Gender:Male
Select
Credit Alignment:Good
| Progressive | $50 | $599 | -35% | $-323 |
| Travelers | $50 | $603 | -35% | $-319 |
| Westfield Insurance | $52 | $628 | -32% | $-294 |
| Grange Insurance | $61 | $735 | -20% | $-187 |
| Geico | $70 | $842 | -9% | $-81 |
Cheapest Car Insurance With an Accident in Indiana
Indiana drivers with an accident on their record can get the lowest rates from Hastings Insurance, paying about $31 per month, or $371 per year.
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Credit Alignment:Good
| Hastings Insurance | $31 | $371 | -48% | $-345 |
| Auto Owners | $40 | $479 | -33% | $-237 |
| Indiana Farmers Insurance | $47 | $567 | -21% | $-149 |
| Travelers | $47 | $569 | -21% | $-147 |
| Grange Insurance | $50 | $602 | -16% | $-114 |
Cheapest Car Insurance With a Speeding Ticket
For Indiana drivers with a speeding ticket, Auto Owners offers the most affordable rates, with minimum coverage averaging $434 per year. Indiana Farmers Insurance is the cheapest provider for full coverage policy costing around $1,050 annually.
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Credit Alignment:Good
| Auto Owners | $36 | $434 | -31% | $-196 |
| Hastings Insurance | $39 | $467 | -26% | $-163 |
| Indiana Farmers Insurance | $42 | $504 | -20% | $-126 |
| Travelers | $44 | $529 | -16% | $-101 |
| Geico | $46 | $556 | -12% | $-74 |
Cheapest Car Insurance With a Texting While Driving Violation
Drivers in Indiana with texting while driving violation can get the most affordable car insurance rates with Auto Owners. It offers minimum coverage at $370 per year, while full coverage costs $957 annually.
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| Auto Owners | $31 | $370 | -47% | $-324 |
| Hastings Insurance | $39 | $467 | -33% | $-226 |
| Westfield Insurance | $46 | $557 | -20% | $-136 |
| Geico | $47 | $565 | -19% | $-128 |
| Farm Bureau | $49 | $594 | -14% | $-100 |
How to Get the Cheapest Car Insurance in Indiana
Finding affordable car insurance in Indiana requires more than just comparing rates between companies. Here are proven strategies to save the most on auto insurance.
- 1
Shop quotes from multiple insurers
Rates in Indiana can differ by hundreds of dollars depending on the carrier. Get quotes from national companies, regional insurers, and independent agents to see the best options in your ZIP code.
- 2
Meet Indiana’s minimum requirements
Drivers must carry 25/50/25 liability coverage plus 25/50 uninsured and underinsured motorist coverage for bodily injury. These limits keep you compliant and provide a baseline for comparing higher coverage levels.
- 3
Use discounts to cut costs
Indiana insurers offer savings for bundling auto with home or renters, enrolling in telematics programs, maintaining good student performance, and paying in full. Paperless billing and safe-driver programs can also reduce premiums.
- 4
Match coverage to your location
Urban drivers in Indianapolis, Fort Wayne, and South Bend often face higher theft and crash risks, making comprehensive and collision worthwhile. In rural areas, liability-only may be enough for older vehicles.
- 5
Raise deductibles when possible
Choosing higher deductibles for collision or comprehensive lowers premiums, provided you can afford the higher out-of-pocket costs if you file a claim.
- 6
Improve your driver profile
Maintaining a clean record and good credit are two of the strongest ways to qualify for lower premiums in Indiana.
- 7
Apply through INAIP if denied coverage
The Indiana Automobile Insurance Plan (INAIP) offers last-resort access to liability coverage for high-risk drivers who cannot find a policy in the voluntary market. Premiums are higher, so this option should only be used if standard insurers decline coverage.
Risks of Getting the Cheapest Car Insurance in Indiana
Indiana requires drivers to carry liability insurance with minimum coverage of 25/50/25. This means you need $25,000 for injuries to one person, $50,000 total for injuries in one accident and $25,000 for property damage coverage. But minimum coverage leaves you exposed to major financial risks:
Vehicle damage if you're at fault won't be covered
Without collision coverage, you'll pay all repair costs if you cause an accident. In Indiana, average property damage claims hit $4,300 in 2023, according to the Insurance Information Institute. That money comes straight from your pocket with minimum coverage. Add collision coverage to protect against expensive repairs.
Weather risks make damage to your car more likely and aren't covered
Indiana gets hit with severe weather that damages cars regularly. The National Centers for Environmental Information reports weather-related property damage averaged $3,200 per incident in 2023. Basic coverage won't pay for weather damage. Add comprehensive coverage to protect against severe storms, tornadoes and hail that frequently hit Indiana.
Bodily injury damage is more likely to be higher than the minimum limits
Indiana's minimum bodily injury coverage of $25,000 per person often isn't enough for serious accidents. The average bodily injury claims in Indiana reached $22,000 in 2023. With rising medical costs, consider increasing coverage to 50/100/50 for better financial protection against lawsuits.
Not having uninsured motorist coverage opens you up to unexpected costs
Indiana has a serious uninsured driver problem, with 13% of drivers lacking insurance according to the Insurance Information Institute. If an uninsured driver hits you, you'll face steep out-of-pocket costs without uninsured motorist coverage. Legal action against uninsured drivers rarely recovers damages. Add uninsured motorist coverage to protect yourself financially in these situations.
Vehicle theft damage is more likely and uncovered
Car theft is a real problem in Indiana, according to the National Insurance Crime Bureau. Without comprehensive coverage, you get nothing if your car's stolen or damaged during a theft. The average stolen car claim tops $9,000, so adding comprehensive coverage is worth it in urban areas where theft rates are highest.
Minimum Coverage Requirements in Indiana
Indiana drivers must carry liability insurance to legally operate a vehicle. The state follows an at-fault system, meaning the driver who causes a crash is responsible for covering damages. Liability coverage helps pay for injuries and property damage you may cause to others. While the required limits keep you compliant, higher amounts are often recommended for stronger financial protection.
Coverage Type | Minimum Required Limit |
|---|---|
Bodily Injury Liability (Per Person) | $25,000 per person |
Bodily Injury Liability (Per Accident) | $50,000 per accident |
Property Damage Liability | $25,000 per accident |
Uninsured/Underinsured Motorist Bodily Injury | $25,000 per person / $50,000 per accident |
Uninsured Motorist Property Damage | $25,000 (with a $300 deductible) |
Cheap Car Insurance in Indiana: Bottom Line
GEICO offers the lowest car insurance rates in Indiana for most drivers and coverage types, according to our analysis. While the cheapest option is tempting, don't make price your only factor. Get as much coverage as you can afford to protect your finances when accidents happen.
Cheap Car Insurance in Indiana: FAQ
Below, we answer common questions about car insurance to help you find the right coverage.
What are the cheapest car insurance companies in Indiana?
GEICO provides the most affordable car insurance in Indiana, with average annual rates of $396 for minimum coverage and $768 for full coverage. Grange, Travelers, Indiana Farmers and Auto-Owners also offer competitive rates.
Who has the cheapest car insurance rates for young drivers in Indiana?
Indiana Farmers provides the most affordable rates for young drivers in Indiana, with monthly premiums starting at $65 for minimum coverage.
Who offers the cheapest car insurance rates for seniors in Indiana?
Senior drivers in Indiana can find the most competitive rates with GEICO, offering policies for those 65 and older at an average of $39 per month for minimum coverage.
Who has the cheapest car insurance in Indiana for bad credit?
Hastings provides the most affordable rates for bad-credit drivers in Indiana, with monthly premiums averaging $50 for minimum coverage.
Who has the cheapest car insurance in Indiana with an accident?
Hastings offers the most affordable car insurance rates for Indiana drivers with an accident history, starting at $36 per month for minimum coverage.
Who has the cheapest car insurance in Indiana with a DUI?
Progressive provides the cheapest car insurance after a DUI in Indiana, with rates of $50 monthly for minimum coverage and $83 monthly for full coverage.
Who has the cheapest car insurance in Indiana for those with a speeding ticket?
Indiana drivers with a speeding ticket can find the lowest insurance rates with Indiana Farmers, charging $41 monthly for minimum coverage and $88 for full coverage.
Should you buy the cheapest car insurance in Indiana?
Buying the cheapest insurance saves money upfront, but you need enough coverage to protect against major losses. GEICO balances low prices with solid coverage options in Indiana.
How We Found the Most Affordable Car Insurance in Indiana
MoneyGeek collected auto insurance data from the Indiana Department of Insurance and Quadrant Information Services. We analyzed quotes from 12 major insurers and reviewed more than 200 million rate comparisons across every residential ZIP code in Indiana.
Indiana Driver Profile
Our analysis started with a standard driver profile to find the cheapest rates:
- 40-year-old male
- 2012 Toyota Camry LE
- Clean driving record
- 12,000 miles driven annually
- Good credit
- Valid license
- Currently insured
- No claims history
We adjusted this sample profile, as specified, to find the cheapest option for various driver backgrounds.
Standard Coverage Levels in Indiana
We compared car insurance companies in Indiana that offer minimum and full coverage policies. We set the limits of the minimum coverage car insurance policy to the minimum amount required by law in Indiana.
The minimum coverage liability limits in Indiana are:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
- $25,000 per accident for property damage
For full coverage policy rates, we used the following liability limits:
- $100,000 for bodily injury liability per person
- $300,000 for bodily injury liability per accident
- $100,000 for property damage liability
- Comprehensive and collision coverage with a $1,000 deductible
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.
sources
- Insurance Information Institute . "Facts + Statistics: Auto Insurance ." Accessed September 10, 2025.
- Insurance Information Institute . "Facts + Statistics: Uninsured Motorists ." Accessed September 10, 2025.
- National Centers for Environmental Information . "Climate at a Glance: Statewide Time Series ." Accessed September 10, 2025.
- National Insurance Crime Bureau . "Vehicle Thefts Surge Nationwide in 2023 ." Accessed September 10, 2025.