Maine Minimum Car Insurance Requirements, Penalties and Other Auto Insurance Laws

Maine car insurance laws require drivers to have a minimum of 50/100/25 coverage. This means that you need to have liability coverage limits of at least $50,000 per person for bodily injury, $100,000 for all injuries per accident and $25,000 for property damage. In Maine, car insurance requirements also stipulate that drivers should have a minimum of $2,000 per person in medical payments coverage and uninsured or underinsured motorist (UM) coverage limits of at least $50,000 per person and $100,000 per accident. Drivers in Maine who fail to comply with the state’s minimum insurance laws face penalties including fines and possible license and registration suspension.