Best and Cheapest Home and Auto Bundle Companies in Maine (2024)

To help you choose the best auto and home insurance in Maine, MoneyGeek evaluated companies that have excellent standards for customer service for home and auto insurance plans and those that offer considerable discounts.

The best insurers for bundled home and auto insurance in Maine are:

• State Farm: MoneyGeek score of 82 out of 100
• Allstate: MoneyGeek score of 74 out of 100

State Farm scored higher for auto insurance and discounts compared with Allstate. It is also cheaper than Allstate. However, both companies scored the same in home insurance.

Maine residents and their families with a military background may be eligible for USAA's house and vehicle insurance bundles. According to MoneyGeek’s research, USAA offers the best bundled home and car insurance in Maine.

In Maine, you can get an average of 15% in cost savings across insurers if you bundle together a home and auto policy. MoneyGeek found that State Farm offers the highest cost savings in terms of percentage at 22%, while Travelers only offers 5% by comparison.

Keep in mind that the cheapest insurer overall may not have the largest discount. That said, State Farm has the cheapest home and auto insurance in Maine at $1,371 as well as the highest cost savings of 22%.

Without considering discounts, the cheapest option for home and auto bundles in Maine include:

• State Farm: $1,371 per year
• Travelers: $1,401 per year

Although you may want to choose the most inexpensive option, you should carefully consider the benefits, downsides and home and auto coverage types offered by each insurer before making a final decision.

If you explore non-bundled options, you may be able to combine home and auto insurance plans from two different providers to save even more money. In Maine, MoneyGeek discovered that a combination of State Farm’s auto insurance and Travelers’ home plan gives you an average annual premium of $1,459.

However, this is still more expensive than the bundled rate of approximately $1,371 per year from State Farm.

Bundling home and car insurance from one provider can be a great option for added ease and cost savings, but it may not always be the best choice. It could be more effective to choose non-bundled options from two providers to get the best home and auto insurance in Maine.