Cheapest SR-22 Car Insurance in Wyoming (2024)

The two cheapest SR-22 auto insurance providers in Wyoming offering a minimum coverage policy for drivers with DUIs on their records are State Farm at $233 per year and GEICO at $453 per year. The most affordable full coverage SR-22 policies in Wyoming are $808 per year with State Farm and $1,127 per year with Allstate.

Auto insurance premiums often increase following a driving offense because insurance companies view you as high-risk and more likely to file claims. If you're looking for affordable SR-22 car insurance in Wyoming, a few of the best options include GEICO at $188 per year and Farmers at $298 per year.

In Wyoming, the two cheapest companies for a full coverage policy for drivers with a DUI:

• State Farm: $808 per year
• Allstate: $1,127 per year

The two cheapest companies for a minimum coverage policy for drivers with a DUI:

• State Farm: $233 per year
• GEICO: $453 per year

Car insurance premiums tend to increase after a driving violation, but you could still find affordable coverage by comparing rates.

To help you find the best options, the table below highlights the cheapest car insurance companies for SR-22 insurance in Wyoming.

An SR-22 is a certificate of financial responsibility mandated by the state, not an insurance policy. It proves a driver has the minimum required liability coverage. The filing period for an SR-22 in Wyoming can vary depending on the severity of the offense. To find specific information for Wyoming, refer to a reliable government source. Generally, the filing period ranges from one to five years. Repeat offenses can lead to longer filing periods.

Despite not being an insurance policy, you'll see SR-22 insurance mentioned throughout this piece to keep things moving quickly.

When required to file an SR-22, your insurance provider fills out the necessary form on your behalf and submits it to the Wyoming Department of Motor Vehicles (DMV). Filing an SR-22 may increase your insurance rates since you're considered a high-risk driver.

If you're in Wyoming and require non-owner SR-22 car insurance, two of the cheapest options available are:

• GEICO: $264 per year
• Farmers: $357 per year

USAA may be a great option for military community members as it has non-owner SR-22 car insurance at an annual premium of $145.

You may need to file an SR-22 and get non-owner car insurance if you drive but don't have a vehicle, whether because yours was totaled or you committed your violation in another person's car. It could even be a requirement for regaining your license.

The table below lists the cheapest car insurance companies for non-owner SR-22 car insurance in Wyoming, including the minimum and maximum rates.

For drivers in Wyoming with a DUI on their record, the average annual cost of minimum coverage SR-22 insurance is $442, while the average annual cost of full coverage SR-22 insurance is $1,631.SR-22 filing may also be required for offenses like speeding or at-fault accidents.

Driving offenses can significantly impact insurance rates as insurers consider high-risk drivers. To meet SR-22 requirements and reinstate your driving privileges, you need insurance.

Filing an SR-22 can impact car insurance options and may lead to increased premiums. This is because an SR-22 filing tells insurers that the driver has been involved in high-risk behavior on the road.

The cost of SR-22 insurance is influenced by several factors, including the severity of the offense, the state's requirements and the driver's driving history.

Filing an SR-22 may result in the following impacts on car insurance in Wyoming:

To get insured after a violation in Wyoming, you usually go through the following steps:

• Find an insurance company offering insurance to drivers with violations on their driving records.
• Purchase an insurance policy meeting the minimum liability requirements in Wyoming.
• Ask your insurance company to file an SR-22 form on your behalf, pay any necessary fees and keep it current.

These steps are crucial for obtaining car insurance coverage, especially after a violation. It's important to find an insurance company that covers drivers with violations.

By obtaining an SR-22 form and keeping it up to date, you can demonstrate financial responsibility and compliance with state regulations.

After a DUI, insurance will likely be pricier, but there are ways to lower your overall costs. Maintaining a clean driving record, completing alcohol education programs and comparing quotes from multiple insurance providers can help you find the best rates for SR-22 car insurance in Wyoming.

Here, you can find answers to common inquiries to ensure you understand the ins and outs of SR-22 insurance in Wyoming.