Compare the Cost of Mercedes CLA 250 Insurance by Model Year and Company
Insurance for the Mercedes CLA 250 is moderately expensive, averaging $1,782 per year. GEICO offers the cheapest policy, but prices may vary according to the driver's age, the insurer and the car’s model year.
Ensure you're getting the best rate. Review quotes from a top insurance company.
Mercedes CLA 250 insurance costs may depend on your age. A 2015 model's average yearly premium ranges from $7,321 for a 16-year-old driver to $1,612 for a 40-year-old driver. Meanwhile, the annual cost for a 2022 model for a 16-year-old driver is around $8,460, while it’s around $1,877 for a 40-year-old.
MoneyGeek evaluated service quality and customer satisfaction to identify the best car insurance for Mercedes CLA 250 drivers.
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Why Trust MoneyGeek? We collected thousands of car insurance quotes from Quadrant Information Services to analyze average rates for a Mercedes CLA 250.
We updated these rates to reflect the average cost of car insurance for a Mercedes CLA 250 as of 2023.
Average Cost and Cheapest Companies for Insuring a Mercedes CLA 250
The average yearly cost of insuring a Mercedes CLA 250 is $1,782. However, your rate may vary by insurance provider. For a full coverage policy, GEICO offers the cheapest car insurance for a Mercedes CLA 250 at an average yearly premium of $1,440. The annual cost of Farmers’ plan is the highest, at roughly $2,094. GEICO's minimum insurance policy is also the cheapest, at around $465 per year, while Farmers’ is the most expensive, at an average of $775.
Is a Mercedes CLA 250 Expensive to Insure?
Insurance rates for the Mercedes CLA 250 are neither very expensive nor cheap relative to other vehicle models. Some car models may have lower insurance rates due to lower value, more affordable repair costs or reduced theft rates. The Mercedes CLA 250 has a fair value at a starting MSRP (manufacturer’s suggested retail price) of $37,450.
Best Companies for Insuring a Mercedes CLA 250
When determining the top Mercedes CLA 250 insurance, we recommend considering more than just the price. To find the best car insurance for this model, car owners should compare different providers and their ability to provide quality service and claims experience consistently.
MoneyGeek analyzed auto insurance providers and found that the best options for insuring the Mercedes CLA 250 are:
- GEICO: MoneyGeek score 90 out of 100 ($1,440 per year)
- State Farm: MoneyGeek score 89 out of 100 ($1,488 per year)
GEICO is the top-ranking insurance company due to its affordability and excellent customer service scores.
MoneyGeek Top Pick: GEICO
The most affordable insurance provider for your Mercedes CLA 250
Excellent customer satisfaction score
Offers Accident Forgiveness, Roadside Assistance and Mechanical Breakdown Insurance (MBI)
Average claims management score
No Gap Insurance or OEM (Original Equipment Manufacturer) coverage
If you drive a Mercedes CLA 250 and want to ensure you get the best insurance, GEICO offers excellent service at a competitive price point. This insurance provider offers rates that can reduce your monthly expenses and allow you to spend more time on the road enjoying your vehicle. The company’s add-on coverages also provide opportunities to save when your car needs repairs or you need emergency assistance.
GEICO's Accident Forgiveness, Roadside Assistance and MBI cater to various driver profiles, providing valuable peace of mind through protection against rate increases, roadside emergencies and costly mechanical repairs. The provider also runs discount programs such as DriveEasy, encouraging policyholders to be safe drivers. It tracks the policyholder’s driving and rewards best practices with premium savings.
MoneyGeek Runner-Up: State Farm
Offers affordable rates for your Mercedes CLA 250
High scores in customer satisfaction
Offers Roadside Assistance and Rental Car coverage
No Gap Insurance
Low claims management score
Mercedes CLA 250 drivers can depend on State Farm to provide solid protection for your car without spending much money. MoneyGeek’s analysis found that the company offers quality customer service and affordable rates relative to other providers.
State Farm offers Emergency Roadside services and Rental Car insurance to help drivers get back on the road immediately after an emergency. If you experience a flat tire during a road trip, Emergency Roadside service can send help to replace it quickly. Rental Car insurance ensures you have a vehicle if your car is immobilized for more than 24 hours, minimizing any disruption to your plans.
Apart from offering some of the cheapest auto insurance rates, State Farm provides discounts to help drivers save more, including discounts for safe driving and insuring multiple cars.
Cost of Insuring a Mercedes CLA 250 by Model Year
The annual cost of a full coverage plan for a 2015 Mercedes CLA 250 is around $1,612. However, insuring a 2022 model costs approximately $1,877 for the same policy. The average cost of car insurance for a Mercedes CLA 250 can vary depending on the model year. Insurance companies tend to charge higher premiums for newer vehicles due to the increased expense of repairing or replacing them.
Average car insurance premiums for the Mercedes CLA 250 may vary widely across companies. GEICO offers the cheapest full coverage policy for a 2015 Mercedes CLA 250, with yearly premiums of around $1,298. For a 2022 model, Nationwide offers the most affordable insurance rates at just $1,603 per year.
Cost of Insuring a Mercedes CLA 250 for 16- to 25-Year-Olds
The cost of car insurance for teens is generally higher than the rates for older drivers. Insurers factor in the driver's age when determining premiums, leading to a full coverage policy for a Mercedes CLA 250 costing as much as $7,822 annually for a 16-year-old driver. In comparison, a 40-year-old pays just $1,726 on average. Thankfully, the rates for teen drivers tend to decrease substantially after gaining a few years of driving experience and eventually stabilize in their 20s.
You can save money on Mercedes CLA 250 insurance for young drivers by exploring quotes from various providers. State Farm takes the lead in offering budget-friendly full coverage car insurance for teens, with a $5,407 annual premium for a 16-year-old driving a 2022 Mercedes CLA 250. Progressive provides the priciest option, with an average yearly rate of $12,295 for the same policy. These figures represent individual policies, but teens can reduce costs by joining their family's existing policy.