Compare the Cost of Mercedes CLA 250 Insurance by Model Year and Company


Updated: October 3, 2024

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Mercedes CLA 250 insurance costs may depend on your age. A 2015 model's average yearly premium ranges from $7,321 for a 16-year-old driver to $1,612 for a 40-year-old driver. Meanwhile, the annual cost for a 2022 model for a 16-year-old driver is around $8,460, while it’s around $1,877 for a 40-year-old.

MoneyGeek evaluated service quality and customer satisfaction to identify the best car insurance for Mercedes CLA 250 drivers.

MoneyGeek Logo IconCar Insurance CostsCLA 250
2024

Why Trust MoneyGeek? We collected thousands of car insurance quotes from Quadrant Information Services to analyze average rates for a Mercedes CLA 250.

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We updated these rates to reflect the average cost of car insurance for a Mercedes CLA 250 as of 2023.

10Companies Compared
 
23,904 Quotes Analyzed

Average Cost and Cheapest Companies for Insuring a Mercedes CLA 250

The average yearly cost of insuring a Mercedes CLA 250 is $1,782. However, your rate may vary by insurance provider. For a full coverage policy, GEICO offers the cheapest car insurance for a Mercedes CLA 250 at an average yearly premium of $1,440. The annual cost of Farmers’ plan is the highest, at roughly $2,094. GEICO's minimum insurance policy is also the cheapest, at around $465 per year, while Farmers’ is the most expensive, at an average of $775.

Data filtered by:Results filtered by:
Age:
Age:40
Coverage:
Coverage:Full Coverage
GEICOAverage Annual Premium$1,440
State FarmAverage Annual Premium$1,488
NationwideAverage Annual Premium$1,578
TravelersAverage Annual Premium$1,664
AllstateAverage Annual Premium$1,914
ProgressiveAverage Annual Premium$1,983
FarmersAverage Annual Premium$2,094

Is a Mercedes CLA 250 Expensive to Insure?

Insurance rates for the Mercedes CLA 250 are neither very expensive nor cheap relative to other vehicle models. Some car models may have lower insurance rates due to lower value, more affordable repair costs or reduced theft rates. The Mercedes CLA 250 has a fair value at a starting MSRP (manufacturer’s suggested retail price) of $37,450.

Best Companies for Insuring a Mercedes CLA 250

When determining the top Mercedes CLA 250 insurance, we recommend considering more than just the price. To find the best car insurance for this model, car owners should compare different providers and their ability to provide quality service and claims experience consistently.

MoneyGeek analyzed auto insurance providers and found that the best options for insuring the Mercedes CLA 250 are:

  • GEICO: MoneyGeek score 90 out of 100 ($1,440 per year)
  • State Farm: MoneyGeek score 89 out of 100 ($1,488 per year)

GEICO is the top-ranking insurance company due to its affordability and excellent customer service scores.

MoneyGeek Top Pick: GEICO

GEICO

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The most affordable insurance provider for your Mercedes CLA 250

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Excellent customer satisfaction score

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Offers Accident Forgiveness, Roadside Assistance and Mechanical Breakdown Insurance (MBI)

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Average claims management score

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No Gap Insurance or OEM (Original Equipment Manufacturer) coverage

COMPANY HIGHLIGHTS

If you drive a Mercedes CLA 250 and want to ensure you get the best insurance, GEICO offers excellent service at a competitive price point. This insurance provider offers rates that can reduce your monthly expenses and allow you to spend more time on the road enjoying your vehicle. The company’s add-on coverages also provide opportunities to save when your car needs repairs or you need emergency assistance.

GEICO's Accident Forgiveness, Roadside Assistance and MBI cater to various driver profiles, providing valuable peace of mind through protection against rate increases, roadside emergencies and costly mechanical repairs. The provider also runs discount programs such as DriveEasy, encouraging policyholders to be safe drivers. It tracks the policyholder’s driving and rewards best practices with premium savings.

Read MoneyGeek's GEICO Auto Insurance Review

MoneyGeek Runner-Up: State Farm

State Farm

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Offers affordable rates for your Mercedes CLA 250

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High scores in customer satisfaction

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Offers Roadside Assistance and Rental Car coverage

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No Gap Insurance

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Low claims management score

COMPANY HIGHLIGHTS

Mercedes CLA 250 drivers can depend on State Farm to provide solid protection for your car without spending much money. MoneyGeek’s analysis found that the company offers quality customer service and affordable rates relative to other providers.

State Farm offers Emergency Roadside services and Rental Car insurance to help drivers get back on the road immediately after an emergency. If you experience a flat tire during a road trip, Emergency Roadside service can send help to replace it quickly. Rental Car insurance ensures you have a vehicle if your car is immobilized for more than 24 hours, minimizing any disruption to your plans.

Apart from offering some of the cheapest auto insurance rates, State Farm provides discounts to help drivers save more, including discounts for safe driving and insuring multiple cars.

Read MoneyGeek's State Farm Auto Insurance Review

Cost of Insuring a Mercedes CLA 250 by Model Year

The annual cost of a full coverage plan for a 2015 Mercedes CLA 250 is around $1,612. However, insuring a 2022 model costs approximately $1,877 for the same policy. The average cost of car insurance for a Mercedes CLA 250 can vary depending on the model year. Insurance companies tend to charge higher premiums for newer vehicles due to the increased expense of repairing or replacing them.

Data filtered by:Results filtered by:
Age:
Age:40
Coverage:
Coverage:Full Coverage
2022Average Annual Premium$1,877
2021Average Annual Premium$1,842
2020Average Annual Premium$1,765
2019Average Annual Premium$1,743
2018Average Annual Premium$1,693
2017Average Annual Premium$1,638
2016Average Annual Premium$1,639
2015Average Annual Premium$1,612

Average car insurance premiums for the Mercedes CLA 250 may vary widely across companies. GEICO offers the cheapest full coverage policy for a 2015 Mercedes CLA 250, with yearly premiums of around $1,298. For a 2022 model, Nationwide offers the most affordable insurance rates at just $1,603 per year.

Data filtered by:Results filtered by:
Model Year:
Model Year:2022
Age:
Age:40
Coverage:
Coverage:Full Coverage
NationwideAverage Annual Premium$1,603
GEICOAverage Annual Premium$1,627
TravelersAverage Annual Premium$1,639
State FarmAverage Annual Premium$1,664
ProgressiveAverage Annual Premium$2,140
FarmersAverage Annual Premium$2,269
AllstateAverage Annual Premium$2,294

Cost of Insuring a Mercedes CLA 250 for 16- to 25-Year-Olds

The cost of car insurance for teens is generally higher than the rates for older drivers. Insurers factor in the driver's age when determining premiums, leading to a full coverage policy for a Mercedes CLA 250 costing as much as $7,822 annually for a 16-year-old driver. In comparison, a 40-year-old pays just $1,726 on average. Thankfully, the rates for teen drivers tend to decrease substantially after gaining a few years of driving experience and eventually stabilize in their 20s.

Data filtered by:Results filtered by:
Coverage:
Coverage:Full Coverage
16Average Annual Premium$7,822
17Average Annual Premium$6,395
18Average Annual Premium$5,651
19Average Annual Premium$3,934
20Average Annual Premium$3,574
21Average Annual Premium$2,760
22Average Annual Premium$2,555
23Average Annual Premium$2,376
24Average Annual Premium$2,257
25Average Annual Premium$2,029

You can save money on Mercedes CLA 250 insurance for young drivers by exploring quotes from various providers. State Farm takes the lead in offering budget-friendly full coverage car insurance for teens, with a $5,407 annual premium for a 16-year-old driving a 2022 Mercedes CLA 250. Progressive provides the priciest option, with an average yearly rate of $12,295 for the same policy. These figures represent individual policies, but teens can reduce costs by joining their family's existing policy.

Data filtered by:Results filtered by:
Age:
Age:16
Model Year:
Model Year:2022
Coverage:
Coverage:Full Coverage
State FarmAverage Annual Premium$5,407
NationwideAverage Annual Premium$6,539
TravelersAverage Annual Premium$6,826
GEICOAverage Annual Premium$7,527
AllstateAverage Annual Premium$9,843
FarmersAverage Annual Premium$10,966
ProgressiveAverage Annual Premium$12,295

How Does Location Affect the Cost of Mercedes CLA 250 Insurance?

The cost of auto insurance for the Mercedes CLA 250 depends on various factors, including the driver's age, the vehicle's make and model and its year of production. However, location plays an even more significant role in influencing rates. For example, Florida has the most expensive average car insurance premiums, while Idaho offers the most affordable. We recommend comparing quotes from the cheapest insurers in your region to get the best deal.

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:
Coverage:Full Coverage
AlabamaCheapest CompanyNationwideAnnual Premium$709Monthly Premium$59
AlaskaCheapest CompanyState FarmAnnual Premium$699Monthly Premium$58
ArizonaCheapest CompanyRoot Insurance CompanyAnnual Premium$682Monthly Premium$57
ArkansasCheapest CompanyState FarmAnnual Premium$629Monthly Premium$52
CaliforniaCheapest CompanyAAA CaliforniaAnnual Premium$1,001Monthly Premium$83
ColoradoCheapest CompanyAmerican National P&CAnnual Premium$541Monthly Premium$45
ConnecticutCheapest CompanyGEICOAnnual Premium$693Monthly Premium$58
DelawareCheapest CompanyState FarmAnnual Premium$881Monthly Premium$73
District of ColumbiaCheapest CompanyGEICOAnnual Premium$662Monthly Premium$55
FloridaCheapest CompanyState FarmAnnual Premium$1,058Monthly Premium$88
GeorgiaCheapest CompanyCountry FinancialAnnual Premium$665Monthly Premium$55
HawaiiCheapest CompanyGEICOAnnual Premium$565Monthly Premium$47
IdahoCheapest CompanyAmerican National P&CAnnual Premium$299Monthly Premium$25
IllinoisCheapest CompanyCountry FinancialAnnual Premium$663Monthly Premium$55
IndianaCheapest CompanyAmerican FamilyAnnual Premium$555Monthly Premium$46
IowaCheapest CompanyState FarmAnnual Premium$509Monthly Premium$42
KansasCheapest CompanyNationwideAnnual Premium$670Monthly Premium$56
KentuckyCheapest CompanyNationwideAnnual Premium$790Monthly Premium$66
LouisianaCheapest CompanyLouisiana Farm BureauAnnual Premium$1,048Monthly Premium$87
MaineCheapest CompanyConcord GroupAnnual Premium$521Monthly Premium$43
MarylandCheapest CompanyProgressiveAnnual Premium$938Monthly Premium$78
MassachusettsCheapest CompanyState FarmAnnual Premium$483Monthly Premium$40
MichiganCheapest CompanyGEICOAnnual Premium$898Monthly Premium$75
MinnesotaCheapest CompanyState FarmAnnual Premium$797Monthly Premium$66
MississippiCheapest CompanyDirect General InsuranceAnnual Premium$723Monthly Premium$60
MissouriCheapest CompanyNationwideAnnual Premium$909Monthly Premium$76
MontanaCheapest CompanyProgressiveAnnual Premium$437Monthly Premium$36
NebraskaCheapest CompanyAmerican National P&CAnnual Premium$405Monthly Premium$34
NevadaCheapest CompanyCSAAAnnual Premium$940Monthly Premium$78
New HampshireCheapest CompanyState FarmAnnual Premium$540Monthly Premium$45
New JerseyCheapest CompanyPlymouth Rock AssuranceAnnual Premium$895Monthly Premium$75
New MexicoCheapest CompanyState FarmAnnual Premium$644Monthly Premium$54
New YorkCheapest CompanyKemperAnnual Premium$781Monthly Premium$65
North CarolinaCheapest CompanyErieAnnual Premium$630Monthly Premium$52
North DakotaCheapest CompanyAmerican FamilyAnnual Premium$616Monthly Premium$51
OhioCheapest CompanyNationwideAnnual Premium$485Monthly Premium$40
OklahomaCheapest CompanyState FarmAnnual Premium$662Monthly Premium$55
OregonCheapest CompanyState FarmAnnual Premium$706Monthly Premium$59
PennsylvaniaCheapest CompanyNationwideAnnual Premium$580Monthly Premium$48
Rhode IslandCheapest CompanyState FarmAnnual Premium$700Monthly Premium$58
South CarolinaCheapest CompanyAmerican National P&CAnnual Premium$463Monthly Premium$39
South DakotaCheapest CompanyAllstateAnnual Premium$746Monthly Premium$62
TennesseeCheapest CompanyState FarmAnnual Premium$579Monthly Premium$48
TexasCheapest CompanyState FarmAnnual Premium$699Monthly Premium$58
UtahCheapest CompanyNationwideAnnual Premium$725Monthly Premium$60
VermontCheapest CompanyState FarmAnnual Premium$493Monthly Premium$41
VirginiaCheapest CompanyAmerican FamilyAnnual Premium$601Monthly Premium$50
WashingtonCheapest CompanyPEMCOAnnual Premium$534Monthly Premium$44
West VirginiaCheapest CompanyErieAnnual Premium$784Monthly Premium$65
WisconsinCheapest CompanyGEICOAnnual Premium$556Monthly Premium$46
WyomingCheapest CompanyState FarmAnnual Premium$745Monthly Premium$62

Frequently Asked Questions About Mercedes CLA 250 Insurance

Prospective buyers frequently wonder about cost and quality when seeking car insurance for a Mercedes CLA 250. We answered the most commonly asked questions.

What company has the cheapest car insurance for a Mercedes CLA 250?
What company offers the best car insurance for a Mercedes CLA 250?

About Mark Fitzpatrick


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Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.