The average cost of Mercedes car insurance will vary depending on the model. MoneyGeek found that the Mercedes-Benz GLA 250 is the cheapest model to insure, at an average cost of $1,374 annually. On the other hand, the Mercedes-Benz AMG C 63 is the most expensive, costing an average of $1,952 yearly.
MoneyGeek broke down car insurance costs of all major Mercedes models to help you find the average rates and the cheapest companies for your vehicle. This way, you could save on insurance premiums while still getting the right coverage.
How Much Mercedes Insurance Costs on Average - Summary by Model
The auto insurance cost for a Mercedes can vary greatly depending on the model as well as other factors. The list below provides a summary of the average insurance quotes for Mercedes models, from the cheapest to the most expensive:
- Mercedes-Benz GLA 250: $1,374 per year
- Mercedes-Benz CLA 250: $1,630 per year
- Mercedes C-Class: $1,633 per year
- Mercedes-Benz AMG C 63: $1,952 per year
Certain models can be more expensive to insure due to several factors. If a car has a higher manufacturer’s suggested retail price (MSRP), it is costlier to maintain and repair, which drives up insurance costs. Plus, if it has an increased likelihood of theft, then its insurance cost will also tend to be higher. High horsepower sports cars are also considered riskier to insure and therefore fetch higher insurance rates.
Mercedes Annual Insurance Costs by Model
Model | Average Annual Premium |
---|---|
$1,952 | |
$1,633 | |
$1,630 | |
$1,374 |
Are Mercedes Expensive to Insure?
A Mercedes is generally expensive to insure. However, keep in mind that insurance cost is determined mainly by the car’s model rather than by its brand. An analysis of four of Mercedes’s major models shows that insurance for the Mercedes-Benz GLA 250 is moderately priced, while the other models that we researched are expensive to insure.
The Mercedes-Benz GLA 250 is the cheapest to insure because it is a moderate value and moderate horsepower car. On the other hand, the Mercedes-Benz AMG C 63 is the most expensive to insure and has a moderate value and moderate horsepower as well. The higher the horsepower, the more likely the driver is to get into an accident, while the higher the value of the car, the costlier it is to repair.
How Much is Insurance for a Mercedes-Benz AMG C 63?
A Mercedes-Benz AMG C 63 costs an average of $1,952 per year to insure across all model years. Car insurance for this model is expensive in general, and this model ranks as the most expensive among the four Mercedes models in MoneyGeek’s analysis. It is also expensive when compared to other car makes.
Nationwide offers the cheapest auto insurance quotes for this model at an average annual rate of $1,749, while the most expensive policy rate is from Allstate at an average cost of $2,354 per year.
Mercedes-Benz AMG C 63 Annual Insurance Costs
Company | Average Annual Premium |
---|---|
$1,749 | |
$1,803 | |
$1,851 | |
$1,857 | |
$1,902 | |
Allied | $2,137 |
$2,354 |
The cost of insurance for a Mercedes-Benz AMG C 63 depends on the model year, driver characteristics and the type of coverage.
- Auto insurance premiums can range from roughly $1,454 to $2,287 per year depending on the model year of your Mercedes-Benz AMG C 63.
- An 18-year-old driver with a Mercedes-Benz AMG C 63 should expect to pay around $6,371 annually. This is approximately $4,419 more than what a typical 40-year-old driver would need to pay.
- MoneyGeek analyzed insurers using claims ratings, user satisfaction and financial stability to help you find the best car insurance for your Mercedes-Benz AMG C 63 if cost is not a major factor in your purchase decision.
How Much is Insurance for a Mercedes C-Class?
On average, a Mercedes C-Class costs $1,633 per year to insure across all model years. This model ranks as the second most expensive car to insure out of the four Mercedes models included in MoneyGeek’s analysis. It is also expensive compared to other car makes.
The Mercedes C-Class is generally expensive to insure. Based on MoneyGeek’s research, Progressive offers the most affordable rates for this model at an average cost of $1,398 per year, while Allstate is the most expensive provider, with an annual premium of $2,099.
Mercedes C-Class Annual Insurance Costs
Company | Average Annual Premium |
---|---|
$1,343 | |
$1,398 | |
$1,575 | |
$1,584 | |
$1,587 | |
Allied | $1,944 |
$2,099 |
Insurance quotes for a Mercedes C-Class can vary depending on the model year, driver characteristics and the type of coverage.
- Depending on the model year of your Mercedes C-Class, annual premiums can range from an average of approximately $1,215 to $1,889 annually.
- For an 18-year-old driver with a Mercedes C-Class, car insurance costs an average of $5,330 per year, which is a roughly $3,697 increase from what a 40-year-old driver has to pay on average.
- If you simply want to find the best car insurance for your Mercedes C-Class without considering the cost, MoneyGeek analyzed insurers by claims ratings, user satisfaction and financial stability to help you make the right choice.
How Much is Insurance for a Mercedes-Benz CLA 250?
An insurance policy for a Mercedes-Benz CLA 250 costs an average of $1,630 per year across all model years. Compared to the four major Mercedes models that MoneyGeek analyzed, the Mercedes-Benz CLA 250 is the third most expensive to insure. This model is also generally considered expensive to insure.
MoneyGeek’s data shows that Progressive offers the most affordable policy for this model at an average annual cost of $1,289, while Allied offers the most expensive policy at an average cost of $2,391 per year.
Mercedes-Benz CLA 250 Annual Insurance Costs
Company | Average Annual Premium |
---|---|
$1,289 | |
$1,317 | |
$1,560 | |
$1,605 | |
$1,693 | |
$1,963 | |
Allied | $2,391 |
The model year, driver profile and the type of coverage all have an effect on the actual cost of insurance for your Mercedes-Benz CLA 250.
- Insurance costs may range from an average of $1,486 to $1,774 per year depending on the model year of your Mercedes-Benz CLA 250.
- A typical 18-year-old with a Mercedes-Benz CLA 250 could pay an average of $5,320 annually. This is approximately $3,690 higher than the average cost to insure a 40-year-old driver.
- If cost is not an issue and you want to find the best car insurance for your Mercedes-Benz CLA 250, MoneyGeek analyzed insurers based on claims ratings, user satisfaction and financial stability to help you choose among the available options.
How Much is Insurance for a Mercedes-Benz GLA 250?
The average annual cost for a Mercedes-Benz GLA 250 insurance is $1,374 across all model years. It is the least expensive model to insure out of the four Mercedes models in MoneyGeek’s analysis. Car insurance for a Mercedes-Benz GLA 250 is generally moderately priced.
The most affordable provider for this model is GEICO, offering policies at an average of $1,145 per year. Allied has the most expensive policy at $1,683 per year on average.
Mercedes-Benz GLA 250 Annual Insurance Costs
Company | Average Annual Premium |
---|---|
$1,145 | |
$1,256 | |
$1,316 | |
$1,348 | |
$1,376 | |
$1,668 | |
Allied | $1,683 |
Several factors contribute to the actual cost of insurance for a Mercedes-Benz GLA 250. These include the model year, driver characteristics and the type of coverage.
- Annual premiums tend to range from an average of $1,309 to $1,439 depending on the model year of your Mercedes-Benz GLA 250.
- It costs an average of $4,484 per year to insure an 18-year old driver with a Mercedes-Benz GLA 250, which is roughly $3,110 higher than the average cost to insure a 40-year-old driver with the same car.
- Drivers who want to find the best car insurance for a Mercedes-Benz GLA 250 could benefit from MoneyGeek’s in-depth analysis of different insurers based on claims ratings, user satisfaction and financial stability.
FAQs About Mercedes Insurance
Potential Mercedes drivers may wonder how much it costs to insure a Mercedes. Here are answers to frequently asked questions about Mercedes car insurance to help you find the best rates for your vehicle.
Methodology
MoneyGeek collected information about insurance provider rates for Mercedes using a sample driver profile. In this scenario, the driver is a 40-year-old male purchasing a full coverage policy with the following coverages:
- $100,000 in bodily injury liability insurance per person
- $300,000 in bodily injury liability insurance per accident
- $100,000 in property damage liability insurance per accident
- Comprehensive and collision insurance with a $1,000 deductible
Rates represent averages and can provide guidance on what prices to expect but won’t match your specific rates.
About Mark Fitzpatrick
