Best and Cheapest Home and Auto Bundle Companies in Oklahoma (2024)

The best bundle insurance provider is affordable and provides great service quality and a substantial discount. MoneyGeek’s top picks for the best auto and home insurance in Oklahoma for bundling are:

• State Farm: MoneyGeek score of 86 out of 100
• Allstate: MoneyGeek score of 81 out of 100

State Farm got a perfect score for its discount and above-average auto and home satisfaction scores. However, it’s worth noting that Allstate, our runner-up, has a cheaper policy. Allstate earned above-average rankings in home and auto insurance satisfaction as well as a high discount score.

In Oklahoma, USAA ranks as the best insurance company for eligible military personnel and their families that want to bundle home and auto insurance. USAA isn’t an available option to nonmilitary personnel; it exclusively serves them.

In Oklahoma, the average discount rate among insurance companies is 14%, providing savings of roughly $822 per year. MoneyGeek found that State Farm offers the biggest discount at around 28%, whereas Metropolitan offers the smallest discount at around 9%.

Although the company with the biggest discount may seem like the best choice, it isn’t always the cheapest option. For example, Allstate offers the most inexpensive home and auto insurance bundle in Oklahoma at around $3,358 per year. Its 16% discount rate is relatively significant; however, it is noticeably less than State Farm’s discount of 28%. Be sure to look at multiple companies to find the best bundling rate in Oklahoma.

When you don’t consider the discount, the following insurers, on average, provide the cheapest home and auto insurance bundle in Oklahoma:

• Allstate: $3,358 per year
• Farmers: $3,647 per year

Although our picks offer the most affordable rate for our sample driver, it doesn’t necessarily mean that they cater to your needs. To save money in the long term, it’s beneficial to evaluate each company’s perks, downsides and unique offerings.

Although potentially convenient, bundling auto and home insurance in Oklahoma might not be the best way to cut costs. In some cases, getting insurance policies from two different companies can lead to increased savings.

However, in Oklahoma, according to MoneyGeek’s research, it’s much cheaper to bundle auto and home insurance if you choose Allstate, which costs roughly $3,358 per year.

The cheapest unbundled choice is with State Farm auto insurance (around $1,135/year) and Allstate home insurance (around $2,791/year), totaling approximately $3,926 per year. That costs around $568 more than Allstate’s auto and home insurance bundle.

Generally, bundling your home and auto insurance in Oklahoma is a good move. It’s much more convenient to have policies with one insurance provider, and you might secure a cheaper rate. But bundling may not always fit your unique situation.