Best Homeowners Insurance in Oklahoma (2024)

Chubb stands out as the best home insurance company in Oklahoma, but the best fit for your individual requirements may be different. While Chubb is the go-to for new homeowners, State Farm shines if you're needing higher dwelling coverage limits.

For our comparisons, we typically used a $100,000 dwelling coverage limit. The dwelling coverage you choose directly affects your premium, understand the amount you need. Additionally, MoneyGeek evaluated the cheapest home insurance in Oklahoma if you're prioritizing cost over service quality.

Chubb provides the best home insurance in Oklahoma.

• Chubb: MoneyGeek score of 92 out of 100 ($2,465 per year)
• State Farm: MoneyGeek score of 86 out of 100 ($2,401 per year)

Homeowners in Oklahoma have several insurers to choose from, each offering varying cost and service experiences. Find a provider that strikes a balance between affordability and good customer service to meet your specific needs.

In terms of service quality, Chubb is the best home insurance provider in Oklahoma. Homeowners seeking the most reliable homeowners insurance based on service, Oklahomans need not look further than these providers:

• Chubb: MoneyGeek score of 94 out of 100 ($2,465 per year)
• State Farm: MoneyGeek score of 76 out of 100 ($2,401 per year)

Valuing service quality in a home insurance provider means prioritizing reliable customer support, efficient claims processing and tailored coverage options. Homeowners should opt for quality service to ensure a stress-free experience, particularly in urgent situations like after storm damage.

Chubb offers the best affordable home insurance in Oklahoma for budget-conscious homeowners.

-Chubb: MoneyGeek score of 91 out of 100 ($2,465 per year) -State Farm: MoneyGeek score of 88 out of 100 ($2,401 per year)

While Chubb may offer the cheapest premiums, this doesn't always equate to the best service. When considering the average cost of home insurance in Oklahoma, choose a provider that offers a balance between cost-effectiveness and reliable service. You might benefit from lower rates, but also consider the ease of filing a claim and receiving prompt, supportive customer service.

State Farm offers the best home insurance in Oklahoma if you have an expensive home. These providers are the top choices for homeowners needing $1 million in dwelling coverage.

• State Farm: MoneyGeek score of 91 out of 100 ($12,542 per year)
• Chubb: MoneyGeek score of 88 out of 100 ($22,886 per year)

Expensive homes usually require more comprehensive coverage, which typically increases costs. Hence, finding a provider that strikes an ideal balance between affordability and high-quality coverage is key.

Chubb is the premier insurer for homeowners in Oklahoma with new homes.

• Chubb: MoneyGeek score of 93 out of 100 ($8,518 per year)
• The Hanover: MoneyGeek score of 40 out of 100 ($20,620 per year)

Chubb achieves high affordability and customer service scores, providing homeowners with an optimal balance of value and dependable service. Insurance tends to be less expensive for newer homes.

Chubb is the top home insurance provider for veterans and military members in Oklahoma. The annual premium for Chubb's policy is $2,465.

• Chubb: MoneyGeek score of 82 out of 100 ($2,465 per year)
• USAA: MoneyGeek score of 79 out of 100 ($3,358 per year)

The top homeowners insurance company for veterans appreciates their specific needs, like handling frequent moves and deployments, by offering comprehensive protection for their homes and belongings.

The best homeowners insurance providers strike a balance between quality and cost, offering excellent customer service and comprehensive coverage at affordable premiums. The ideal choice for homeowners insurance is a highly personal decision, contingent upon individual needs and circumstances. To aid in selecting the most fitting insurance, here are the steps to guide you through the process.

Finding the best homeowners insurance provider in Oklahoma hinges on your unique coverage needs and financial situation. Here's a guide to the most commonly posed questions to help you navigate the selection process with confidence.