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The best and cheapest car insurer in West Jordan will depend on your driver profile, coverage needs and budget. For the average 40-year old driver in Boulder, the cheapest full coverage auto insurance is Nationwide. Teens and families also score best with this insurer. USAA is the cheapest for military-affiliated drivers. For those with traffic offenses, some of the cheapest offers come from Auto-Owners Insurance Co and American Family.

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2023

Cheapest and Best Car Insurance in West Jordan, UT

Cheapest Minimum Liability Car Insurance in West Jordan

In West Jordan, the most cost-effective auto insurance providers for a minimum coverage policy are Farmers Union Insurance and Nationwide.

  • Farmers Union Insurance: $414 per year
  • Nationwide: $499 per year

Conversely, Kemper is the priciest option, charging $965 per year. Opting for the cheapest companies can save you around $591 per year on auto insurance premiums. Premiums in West Jordan are significantly higher than the cheapest car insurance rates in Utah from Nationwide at around $309 per year,

Company
Annual Premium
Monthly Premium

Farmers Union Insurance

$395

$33

Farmers Union Insurance

$414

$35

Nationwide

$478

$40

Nationwide

$499

$42

Auto-Owners Insurance Co

$503

$42

GEICO

$508

$42

Auto-Owners Insurance Co

$531

$44

Progressive

$535

$45

GEICO

$550

$46

Progressive

$560

$47

GEICO

$564

$47

State Farm

$601

$50

Iowa Farm Bureau

$611

$51

Progressive

$613

$51

Iowa Farm Bureau

$629

$52

Nationwide

$638

$53

State Farm

$642

$53

Farmers Union Insurance

$653

$54

Iowa Farm Bureau

$660

$55

Farmers

$684

$57

Auto-Owners Insurance Co

$688

$57

Farmers

$719

$60

Nationwide

$747

$62

American Family

$756

$63

American Family

$763

$64

State Farm

$776

$65

Allstate

$781

$65

Allstate

$784

$65

Nationwide

$808

$67

Farmers Union Insurance

$822

$68

Farmers

$830

$69

Farmers Union Insurance

$846

$70

Allstate

$868

$72

Auto-Owners Insurance Co

$881

$73

Auto-Owners Insurance Co

$886

$74

GEICO

$892

$74

American Family

$926

$77

GEICO

$933

$78

Kemper

$965

$80

Kemper

$965

$80

Nationwide

$1,005

$84

GEICO

$1,007

$84

Progressive

$1,016

$85

State Farm

$1,038

$87

Progressive

$1,041

$87

Iowa Farm Bureau

$1,076

$90

American Family

$1,079

$90

American Family

$1,081

$90

Kemper

$1,103

$92

Iowa Farm Bureau

$1,109

$92

State Farm

$1,119

$93

Farmers

$1,176

$98

Allstate

$1,179

$98

Iowa Farm Bureau

$1,183

$99

Farmers

$1,196

$100

Auto-Owners Insurance Co

$1,230

$103

Allstate

$1,237

$103

Progressive

$1,274

$106

Allstate

$1,299

$108

Farmers Union Insurance

$1,320

$110

American Family

$1,348

$112

State Farm

$1,418

$118

Farmers

$1,444

$120

Kemper

$1,941

$162

Kemper

$1,951

$163

Kemper

$2,282

$190

The minimum liability insurance coverage mandated in Utah includes:

  • $25,000 bodily injury liability per person
  • $65,000 bodily injury liability per accident
  • $15,000 property damage liability per accident
  • $3,000 personal injury protection

When the overall expenses from a car accident surpass your $25,000 bodily injury liability coverage limit, you'll have to pay the rest out of pocket. For example, if the injured driver's medical expenses are $50,000, your insurance will cover the first $25,000, leaving you responsible for the remaining $25,000.

MoneyGeek generally recommends purchasing higher coverage limits than the minimum mandated by law.

Cheapest Full Coverage Car Insurance in West Jordan

The following are the top companies in West Jordan for those seeking inexpensive full coverage auto insurance:

  • Nationwide: $808 per year
  • Farmers Union Insurance: $846 per year

Your choice of car insurance provider can have a significant impact on your finances. On the pricier end of the spectrum, Kemper charges an average annual premium of $1,951.

For comprehensive coverage at a low cost, Nationwide offers affordable auto insurance options in Utah, with an average annual premium of $725, cheaper than its West Jordan rates.

Company
Annual Premium
Monthly Premium

Farmers Union Insurance

$395

$33

Farmers Union Insurance

$414

$35

Nationwide

$478

$40

Nationwide

$499

$42

Auto-Owners Insurance Co

$503

$42

GEICO

$508

$42

Auto-Owners Insurance Co

$531

$44

Progressive

$535

$45

GEICO

$550

$46

Progressive

$560

$47

GEICO

$564

$47

State Farm

$601

$50

Iowa Farm Bureau

$611

$51

Progressive

$613

$51

Iowa Farm Bureau

$629

$52

Nationwide

$638

$53

State Farm

$642

$53

Farmers Union Insurance

$653

$54

Iowa Farm Bureau

$660

$55

Farmers

$684

$57

Auto-Owners Insurance Co

$688

$57

Farmers

$719

$60

Nationwide

$747

$62

American Family

$756

$63

American Family

$763

$64

State Farm

$776

$65

Allstate

$781

$65

Allstate

$784

$65

Nationwide

$808

$67

Farmers Union Insurance

$822

$68

Farmers

$830

$69

Farmers Union Insurance

$846

$70

Allstate

$868

$72

Auto-Owners Insurance Co

$881

$73

Auto-Owners Insurance Co

$886

$74

GEICO

$892

$74

American Family

$926

$77

GEICO

$933

$78

Kemper

$965

$80

Kemper

$965

$80

Nationwide

$1,005

$84

GEICO

$1,007

$84

Progressive

$1,016

$85

State Farm

$1,038

$87

Progressive

$1,041

$87

Iowa Farm Bureau

$1,076

$90

American Family

$1,079

$90

American Family

$1,081

$90

Kemper

$1,103

$92

Iowa Farm Bureau

$1,109

$92

State Farm

$1,119

$93

Farmers

$1,176

$98

Allstate

$1,179

$98

Iowa Farm Bureau

$1,183

$99

Farmers

$1,196

$100

Auto-Owners Insurance Co

$1,230

$103

Allstate

$1,237

$103

Progressive

$1,274

$106

Allstate

$1,299

$108

Farmers Union Insurance

$1,320

$110

American Family

$1,348

$112

State Farm

$1,418

$118

Farmers

$1,444

$120

Kemper

$1,941

$162

Kemper

$1,951

$163

Kemper

$2,282

$190

A full coverage policy includes liability, collision and comprehensive coverage.

  • Collision Insurance covers damages to your car if you collide with another vehicle or object.
  • Comprehensive Insurance covers damages caused by other events, such as theft, fire, or natural disasters.

You should choose a minimum policy over a full coverage policy if you want to save money on your premiums or if your car's value is low enough that comprehensive coverage may not be worth the additional cost.

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Cheapest Car Insurance in West Jordan After a Driving Offense

The following companies offer West Jordan drivers with a record of traffic violations the most affordable car insurance rates:

  • Speeding: Auto-Owners Insurance Co ($1,168 per year)
  • Accident: American Family ($1,081 per year)
  • DUI: American Family ($1,326 per year)

Kemper is the priciest option for these violations, with rates ranging from $2,091 to $2,817 per year.

While the above cheap companies may be cost-effective for West Jordan drivers with a history of traffic violations, their rates will still be considerably higher than those for drivers without any violations.

Company
Annual Premium
Monthly Premium

Farmers Union Insurance

$531

$44

Nationwide

$574

$48

Progressive

$592

$49

Nationwide

$596

$50

GEICO

$608

$51

Progressive

$650

$54

Progressive

$656

$55

Farmers Union Insurance

$663

$55

Farmers Union Insurance

$666

$56

State Farm

$668

$56

State Farm

$668

$56

Progressive

$671

$56

Auto-Owners Insurance Co

$678

$57

GEICO

$685

$57

State Farm

$713

$59

State Farm

$713

$59

Auto-Owners Insurance Co

$717

$60

Progressive

$723

$60

Nationwide

$735

$61

State Farm

$735

$61

Progressive

$737

$61

Iowa Farm Bureau

$742

$62

GEICO

$748

$62

American Family

$756

$63

American Family

$763

$64

Iowa Farm Bureau

$765

$64

Farmers Union Insurance

$774

$64

State Farm

$785

$65

Farmers Union Insurance

$793

$66

Iowa Farm Bureau

$803

$67

Progressive

$823

$69

Auto-Owners Insurance Co

$839

$70

Farmers Union Insurance

$843

$70

Farmers

$844

$70

GEICO

$854

$71

Allstate

$855

$71

Nationwide

$856

$71

Allstate

$861

$72

State Farm

$863

$72

State Farm

$863

$72

Auto-Owners Insurance Co

$885

$74

Nationwide

$887

$74

Nationwide

$892

$74

Progressive

$911

$76

Farmers Union Insurance

$915

$76

Progressive

$921

$77

American Family

$926

$77

American Family

$926

$77

American Family

$926

$77

Auto-Owners Insurance Co

$928

$77

Iowa Farm Bureau

$936

$78

American Family

$937

$78

American Family

$937

$78

GEICO

$940

$78

State Farm

$949

$79

Farmers

$949

$79

Nationwide

$953

$79

Allstate

$956

$80

Iowa Farm Bureau

$966

$81

GEICO

$969

$81

Farmers

$970

$81

Farmers

$987

$82

Iowa Farm Bureau

$1,013

$84

Allstate

$1,017

$85

Allstate

$1,019

$85

Allstate

$1,024

$85

Allstate

$1,027

$86

Kemper

$1,032

$86

Kemper

$1,032

$86

Nationwide

$1,075

$90

American Family

$1,079

$90

American Family

$1,081

$90

Nationwide

$1,086

$90

GEICO

$1,087

$91

Farmers

$1,094

$91

Farmers Union Insurance

$1,095

$91

Farmers

$1,095

$91

GEICO

$1,102

$92

Farmers Union Insurance

$1,106

$92

Nationwide

$1,106

$92

Farmers

$1,113

$93

American Family

$1,141

$95

American Family

$1,141

$95

Farmers Union Insurance

$1,143

$95

GEICO

$1,145

$95

Allstate

$1,147

$96

State Farm

$1,149

$96

State Farm

$1,149

$96

Allstate

$1,149

$96

Auto-Owners Insurance Co

$1,150

$96

Nationwide

$1,150

$96

Auto-Owners Insurance Co

$1,168

$97

Kemper

$1,177

$98

Kemper

$1,177

$98

Auto-Owners Insurance Co

$1,179

$98

Kemper

$1,180

$98

Progressive

$1,192

$99

Farmers

$1,219

$102

Progressive

$1,230

$102

State Farm

$1,238

$103

State Farm

$1,238

$103

Farmers

$1,255

$105

State Farm

$1,259

$105

GEICO

$1,261

$105

Farmers Union Insurance

$1,301

$108

Nationwide

$1,305

$109

Nationwide

$1,307

$109

Iowa Farm Bureau

$1,308

$109

Allstate

$1,311

$109

American Family

$1,326

$111

American Family

$1,326

$111

American Family

$1,326

$111

American Family

$1,326

$111

GEICO

$1,329

$111

Kemper

$1,333

$111

Kemper

$1,336

$111

GEICO

$1,346

$112

American Family

$1,348

$112

Kemper

$1,348

$112

Iowa Farm Bureau

$1,348

$112

Progressive

$1,354

$113

State Farm

$1,356

$113

Allstate

$1,379

$115

Farmers Union Insurance

$1,381

$115

Nationwide

$1,394

$116

Progressive

$1,401

$117

Iowa Farm Bureau

$1,422

$118

Progressive

$1,433

$119

Iowa Farm Bureau

$1,439

$120

Allstate

$1,452

$121

Auto-Owners Insurance Co

$1,452

$121

Auto-Owners Insurance Co

$1,466

$122

Iowa Farm Bureau

$1,466

$122

Auto-Owners Insurance Co

$1,508

$126

Farmers Union Insurance

$1,514

$126

Kemper

$1,523

$127

Farmers

$1,528

$127

Iowa Farm Bureau

$1,538

$128

State Farm

$1,568

$131

State Farm

$1,568

$131

GEICO

$1,577

$131

Allstate

$1,582

$132

Farmers

$1,591

$133

Auto-Owners Insurance Co

$1,592

$133

Progressive

$1,601

$133

Allstate

$1,602

$134

Auto-Owners Insurance Co

$1,634

$136

Nationwide

$1,638

$136

Iowa Farm Bureau

$1,650

$137

American Family

$1,660

$138

American Family

$1,660

$138

Allstate

$1,664

$139

Farmers Union Insurance

$1,669

$139

Nationwide

$1,679

$140

Farmers

$1,683

$140

Allstate

$1,690

$141

Iowa Farm Bureau

$1,701

$142

Progressive

$1,703

$142

State Farm

$1,719

$143

Nationwide

$1,724

$144

GEICO

$1,727

$144

Allstate

$1,765

$147

Farmers

$1,774

$148

Farmers

$1,777

$148

Farmers Union Insurance

$1,786

$149

Allstate

$1,787

$149

Progressive

$1,793

$149

GEICO

$1,804

$150

Iowa Farm Bureau

$1,815

$151

Farmers Union Insurance

$1,882

$157

Farmers

$1,892

$158

Farmers

$1,934

$161

GEICO

$1,972

$164

Progressive

$1,974

$164

Farmers

$1,984

$165

Nationwide

$2,009

$167

Auto-Owners Insurance Co

$2,037

$170

Auto-Owners Insurance Co

$2,063

$172

Kemper

$2,078

$173

GEICO

$2,083

$174

Kemper

$2,091

$174

Farmers Union Insurance

$2,155

$180

Farmers

$2,164

$180

Farmers Union Insurance

$2,308

$192

GEICO

$2,350

$196

Kemper

$2,375

$198

Kemper

$2,390

$199

Kemper

$2,447

$204

Iowa Farm Bureau

$2,505

$209

Auto-Owners Insurance Co

$2,517

$210

Auto-Owners Insurance Co

$2,558

$213

Iowa Farm Bureau

$2,583

$215

Iowa Farm Bureau

$2,756

$230

Kemper

$2,797

$233

Kemper

$2,798

$233

Kemper

$2,817

$235

Kemper

$3,302

$275

Auto-Owners Insurance Co

$3,539

$295

Drivers with DUIs are more likely to cause accidents, have higher claims costs, and therefore pay higher premiums to compensate for the increased risk. That is why shopping for the cheapest car insurance if you have a bad driving record is important.

Rates for a full coverage policy after a DUI in West Jordan will increase by around $745 and by $280 after an at-fault accident.

Cheapest Car Insurance in West Jordan for Teens and Their Families

Car insurance for teen drivers can be costly, but affordable options are available. The following companies are the cheapest for West Jordan teen drivers on a family policy.

  • Female
    • Nationwide: $1,444 per year
    • Allstate: $2,370 per year
  • Male
    • Nationwide: $1,619 per year
    • Allstate: $2,491 per year

Kemper is the priciest option, with rates of $10,804 per year for male teen drivers and $12,437 for female teen drivers.

Insurance rates for teen drivers are typically higher due to their lack of driving experience and increased risk of accidents. Male teens are also considered riskier to insure than female teens and pay higher premiums. The rate discrepancy drops off in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

Nationwide

$902

$1,852

Nationwide

$909

$1,973

Nationwide

$1,025

$2,927

Nationwide

$1,038

$2,132

Nationwide

$1,082

$3,305

Nationwide

$1,089

$2,365

Nationwide

$1,091

$2,725

Nationwide

$1,099

$2,257

Nationwide

$1,142

$3,067

Nationwide

$1,159

$2,515

Nationwide

$1,316

$4,404

Auto-Owners Insurance Co

$1,354

$3,898

Nationwide

$1,370

$5,400

Auto-Owners Insurance Co

$1,380

$3,981

Nationwide

$1,380

$3,943

State Farm

$1,395

$3,299

Nationwide

$1,430

$5,636

Farmers

$1,432

$2,831

Nationwide

$1,442

$6,007

Nationwide

$1,463

$5,448

GEICO

$1,481

$3,272

GEICO

$1,483

$2,221

GEICO

$1,516

$2,329

Farmers

$1,519

$3,114

Nationwide

$1,523

$4,651

Nationwide

$1,539

$6,618

State Farm

$1,555

$3,677

Progressive

$1,564

$2,144

Allstate

$1,577

$2,340

State Farm

$1,594

$3,693

Nationwide

$1,602

$6,890

Allstate

$1,615

$2,843

GEICO

$1,615

$3,563

Nationwide

$1,617

$7,353

State Farm

$1,637

$4,484

GEICO

$1,647

$2,467

GEICO

$1,651

$9,408

Allstate

$1,662

$2,466

Allstate

$1,681

$2,360

Progressive

$1,686

$2,313

Auto-Owners Insurance Co

$1,690

$6,768

Allstate

$1,699

$2,739

Allstate

$1,700

$6,017

State Farm

$1,700

$4,019

GEICO

$1,702

$2,613

Progressive

$1,704

$3,525

Allstate

$1,709

$2,399

Allstate

$1,711

$2,540

Auto-Owners Insurance Co

$1,714

$4,932

Allstate

$1,720

$3,137

Auto-Owners Insurance Co

$1,723

$4,972

GEICO

$1,729

$2,947

Auto-Owners Insurance Co

$1,734

$5,734

GEICO

$1,742

$2,609

GEICO

$1,756

$3,220

GEICO

$1,757

$9,571

Auto-Owners Insurance Co

$1,757

$6,021

State Farm

$1,765

$4,878

GEICO

$1,779

$2,733

State Farm

$1,802

$4,177

Progressive

$1,808

$3,715

Allstate

$1,828

$3,219

Allstate

$1,828

$2,853

Auto-Owners Insurance Co

$1,848

$5,333

Auto-Owners Insurance Co

$1,869

$5,379

Progressive

$1,870

$2,563

Auto-Owners Insurance Co

$1,871

$6,194

Allstate

$1,891

$2,654

Progressive

$1,897

$2,602

Allstate

$1,899

$3,969

State Farm

$1,913

$5,242

Progressive

$1,966

$3,240

Auto-Owners Insurance Co

$1,968

$7,882

Auto-Owners Insurance Co

$1,976

$9,092

Allstate

$1,983

$7,167

State Farm

$1,995

$4,623

Progressive

$2,008

$3,274

Progressive

$2,010

$4,684

State Farm

$2,030

$5,612

State Farm

$2,032

$6,365

Auto-Owners Insurance Co

$2,044

$6,765

Allstate

$2,053

$4,308

Auto-Owners Insurance Co

$2,060

$7,497

Progressive

$2,061

$4,263

Progressive

$2,062

$2,828

Progressive

$2,065

$2,831

Allstate

$2,077

$3,789

GEICO

$2,081

$5,561

Farmers

$2,097

$2,486

Progressive

$2,114

$10,385

Farmers

$2,139

$2,536

Farmers

$2,146

$2,544

GEICO

$2,147

$5,631

State Farm

$2,150

$5,832

GEICO

$2,154

$11,733

Farmers

$2,164

$2,695

Farmers

$2,194

$2,664

Farmers

$2,223

$2,701

Progressive

$2,235

$5,263

GEICO

$2,244

$4,958

Farmers

$2,258

$5,530

Farmers

$2,261

$2,747

GEICO

$2,273

$5,017

Farmers

$2,282

$2,976

Allstate

$2,301

$8,146

Progressive

$2,325

$11,494

Progressive

$2,335

$4,797

Farmers

$2,347

$5,905

State Farm

$2,350

$7,310

Farmers

$2,356

$10,537

Allstate

$2,363

$10,938

Farmers

$2,482

$11,350

Allstate

$2,484

$10,722

Allstate

$2,503

$9,046

State Farm

$2,530

$6,862

State Farm

$2,530

$7,895

Progressive

$2,541

$12,484

Farmers

$2,545

$5,032

Auto-Owners Insurance Co

$2,561

$8,426

Progressive

$2,617

$15,704

Auto-Owners Insurance Co

$2,640

$10,583

Farmers

$2,640

$5,411

State Farm

$2,692

$8,376

GEICO

$2,698

$22,789

State Farm

$2,706

$9,566

Farmers

$2,749

$12,294

Progressive

$2,753

$13,608

Auto-Owners Insurance Co

$2,832

$10,151

Farmers

$2,838

$15,246

GEICO

$2,840

$20,918

Progressive

$2,842

$17,050

Auto-Owners Insurance Co

$2,849

$9,373

Farmers

$2,917

$13,340

State Farm

$2,945

$9,066

Auto-Owners Insurance Co

$2,968

$13,213

Auto-Owners Insurance Co

$2,969

$11,901

Farmers

$3,013

$16,641

GEICO

$3,198

$18,226

State Farm

$3,380

$10,406

State Farm

$3,395

$11,884

Kemper

$4,874

$3,122

Kemper

$5,063

$3,424

Kemper

$5,671

$4,483

Kemper

$5,732

$4,037

Kemper

$5,759

$3,689

Kemper

$5,992

$3,838

Kemper

$6,198

$4,192

Kemper

$6,247

$4,831

Kemper

$6,325

$5,372

Kemper

$6,587

$4,455

Kemper

$6,763

$5,346

Kemper

$7,214

$7,279

Kemper

$7,537

$6,401

Kemper

$7,605

$8,707

Kemper

$8,036

$8,702

Kemper

$8,703

$10,456

Kemper

$9,013

$10,318

Kemper

$10,361

$12,447

Kemper

$10,756

$17,919

Kemper

$12,382

$21,724

In addition to shopping around for cheap insurance for teens, the best way to save money is to add teens to the family policy versus purchasing a separate insurance plan. On average, insuring a teenager on a family premium costs $3,707 per year, significantly less than the $7,489 per year cost of an individual policy, and a savings of $3,782 annually.

Cheapest Car Insurance in West Jordan for Military Drivers

Those shopping for cheap insurance for military drivers in West Jordan can secure the most affordable full coverage policies from the following insurers:

  • USAA: $713 per year
  • Nationwide: $808 per year

USAA and Farmers Union Insurance offer the cheapest rates for a minimum coverage policy, at $382 per year and $414 per year, respectively.

Company
Annual Premium
Monthly Premium

USAA

$382

$32

Farmers Union Insurance

$395

$33

USAA

$395

$33

Farmers Union Insurance

$414

$35

USAA

$475

$40

Nationwide

$478

$40

Nationwide

$499

$42

Auto-Owners Insurance Co

$503

$42

GEICO

$508

$42

Auto-Owners Insurance Co

$531

$44

Progressive

$535

$45

GEICO

$550

$46

Progressive

$560

$47

GEICO

$564

$47

State Farm

$601

$50

Iowa Farm Bureau

$611

$51

Progressive

$613

$51

Iowa Farm Bureau

$629

$52

Nationwide

$638

$53

State Farm

$642

$53

Farmers Union Insurance

$653

$54

Iowa Farm Bureau

$660

$55

Farmers

$684

$57

Auto-Owners Insurance Co

$688

$57

USAA

$711

$59

USAA

$713

$59

Farmers

$719

$60

Nationwide

$747

$62

American Family

$756

$63

American Family

$763

$64

State Farm

$776

$65

Allstate

$781

$65

Allstate

$784

$65

Nationwide

$808

$67

Farmers Union Insurance

$822

$68

Farmers

$830

$69

Farmers Union Insurance

$846

$70

Allstate

$868

$72

Auto-Owners Insurance Co

$881

$73

Auto-Owners Insurance Co

$886

$74

GEICO

$892

$74

USAA

$897

$75

American Family

$926

$77

GEICO

$933

$78

Kemper

$965

$80

Kemper

$965

$80

Nationwide

$1,005

$84

GEICO

$1,007

$84

Progressive

$1,016

$85

State Farm

$1,038

$87

Progressive

$1,041

$87

Iowa Farm Bureau

$1,076

$90

American Family

$1,079

$90

American Family

$1,081

$90

Kemper

$1,103

$92

Iowa Farm Bureau

$1,109

$92

State Farm

$1,119

$93

Farmers

$1,176

$98

Allstate

$1,179

$98

Iowa Farm Bureau

$1,183

$99

Farmers

$1,196

$100

Auto-Owners Insurance Co

$1,230

$103

Allstate

$1,237

$103

Progressive

$1,274

$106

Allstate

$1,299

$108

Farmers Union Insurance

$1,320

$110

American Family

$1,348

$112

State Farm

$1,418

$118

Farmers

$1,444

$120

Kemper

$1,941

$162

Kemper

$1,951

$163

Kemper

$2,282

$190

How to Compare Cheap West Jordan Car Insurance Quotes Online

If you're looking for car insurance in West Jordan, UT, keep in mind that obtaining an online quote can be time-consuming and involves providing a lot of personal information. Instead, consider using MoneyGeek's car insurance calculator. This tool can provide a quick estimate based on basic information such as your age, vehicle type, coverage level and driving record.

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Best Car Insurance in West Jordan: Summary

The best insurance for you will depend on how much you value coverage, cost and service. MoneyGeek found the following insurers outranked others in the following categories:

  • Best overall: Auto-Owners Insurance Co (MoneyGeek score 80 out of 100)
  • Best for service: Auto-Owners Insurance Co (MoneyGeek score 66 out of 100)
  • Best cheap: Auto-Owners Insurance Co (MoneyGeek score 78 out of 100)

A company’s score can vary depending on how factors are weighed in each category. Location can also significantly impact scores. For example, the best auto insurance in Utah is GEICO, not Auto-Owners, as it is in West Jordan. USAA may be the best insurance of choice for veterans and active military members, with a MoneyGeek score of 85 out of 100.

Best Overall Car Insurance in West Jordan

For the average West Jordan driver, Auto-Owners Insurance Co and Nationwide stand out as the best car insurance providers:

  • Auto-Owners Insurance Co: MoneyGeek score 80 out of 100 ($881 per year)
  • Nationwide: MoneyGeek score 73 out of 100 ($808 per year)

Auto-Owners Insurance Co earned the highest rating for claims management and customer satisfaction. Nationwide followed closely with the same customer satisfaction rating but scored higher on affordability.

USAA is the top auto insurance company for military members, scoring 85 out of 100 on MoneyGeek. It provides exclusive coverage and discounts that cater to the needs of those in the military.

How was this MoneyGeek score calculated?

Auto-Owners Insurance

pros

Received low number of complaints

Decent range of standard coverages

High customer satisfaction ratings

cons

No New Car Replacement

Getting a quote is not available online

COMPANY HIGHLIGHTS

With a MoneyGeek score of 80 out of 100, Auto-Owners Insurance Co ranked as the best of 10 insurers we reviewed in West Jordan. It is for those looking for a decent range of standard coverages at an affordable price.

Auto-Owners Insurance Co is an excellent choice for drivers in West Jordan seeking reliable and comprehensive insurance coverage. The company receives a low number of complaints and has an overall high customer satisfaction rating.

A policy from this insurer costs around $881 per year or approximately $73 per month. It offers two widely-offered coverage options: roadside assistance and rental car/travel reimbursement. Roadside assistance helps if you're stranded because you ran out of gas, or locked yourself out of the car, had a mechanical malfunction, flat tire, or dead battery. Rental car and/or travel insurance pays for a rental if you can’t use your vehicle after a covered incident.

Read MoneyGeek's Auto-Owners Insurance Auto Insurance Review

Best Car Insurance in West Jordan for Customer Service

The following insurance providers in West Jordan offer the best customer service regardless of cost:

  • Auto-Owners Insurance Co: MoneyGeek score 66 out of 100 ($881 per year)
  • American Family: MoneyGeek score 63 out of 100 ($1,081 per year)

Both companies have the highest scores for claims management, and American Family earned a perfect score for its range of coverages. Auto-Owners Insurance Co scored 4.68 out of 5 on affordability, which means you get the best customer service at a bargain. Although American Family is more expensive, its range of coverages makes it a great option.

How was this MoneyGeek score calculated?

Auto-Owners Insurance

pros

Strong record of customer satisfaction

Received a low number of complaints

High customer satisfaction ratings

cons

Does not offer new car replacement

Getting a quote online is not currently available

COMPANY HIGHLIGHTS

Auto-Owners Insurance Co offers reliable and comprehensive coverage at an affordable $881 annually or approximately $73 per month. The company received a MoneyGeek score of 66 out of 100, which ranks it as the best among the 10 other insurers we reviewed in the area.

A key indicator of the company’s excellent service is the low number of complaints it receives, which reflects its commitment to providing quality customer service. In addition, the range of standard coverage options available offers customers the protection they need.

Auto-Owners Insurance Co has a strong customer satisfaction record and offers a decent range of coverage options, starting with the most widely offered coverages like rental car and/or travel reimbursement, roadside assistance, gap insurance and deductible modification. It also offers diminished value coverage, which compensates for the car’s diminished value after a covered loss.

Read MoneyGeek's Auto-Owners Insurance Auto Insurance Review

Best Cheap Car Insurance in West Jordan

The following insurers offer the best minimum coverage policies for West Jordan drivers:

  • Auto-Owner Insurance Co: MoneyGeek score of 78 out of 100 ($503 per year)
  • GEICO: MoneyGeek score of 71 out of 100 ($508 per year)

In addition to offering minimum coverage at a reasonable price, these insurers also have exceptional ratings for claims handling and customer satisfaction.

The minimum coverage policies in West Jordan offer the lowest rates but provide the least liability protection. In addition, they do not cover damage to your vehicle in an accident, making them the cheapest but riskiest option.

How was this MoneyGeek score calculated?

Auto-Owners Insurance

pros

Solid reputation for customer satisfaction

Low number of customer complaints

Offers essential coverages and a generous list of discounts

cons

No new car replacement coverage

Does not offer online quotes

COMPANY HIGHLIGHTS

Earning an overall MoneyGeek score of 78 out of 100 and costing around $508 per year, Auto-Owners Insurance Co offers drivers looking for minimum coverage the best deal. The company also provides various discount opportunities to help drivers save on premiums.

By bundling multiple types of coverage, customers can save money while still receiving the necessary protection. Auto-Owners Insurance Co offers a package deal that offers multiple coverages for your vehicle and your health, life, home and other insurance needs.

In addition, Auto-Owners Insurance Co offers discounts for drivers who install safety features such as honing devices, anti-lock brakes and airbags. These features reduce the risk of accidents and lower insurance premiums, making it a win-win situation for customers.

Read MoneyGeek's Auto-Owners Insurance Auto Insurance Review

Average Cost of Car Insurance in West Jordan

The average annual car insurance cost in West Jordan is $1,100. Comparing this rate with the cost of insurance across the state and country can help you understand where insurance premiums for West Jordan drivers sit in the affordability range.

The national average cost of car insurance is $1,265 per year, whereas the average cost of auto insurance in Utah is $212 less expensive at $1,053 per year.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.