Compare the Cheapest Car Insurance Quotes in West Jordan
Car insurance in West Jordan costs an average of $1,106 per year, 4.2% less than the state average. The cheapest widely-available provider is GEICO, at $633 per month. MoneyGeek analyzed the cheapest insurer by driving history and the coverage amount. We also recommend the best car insurance companies in West Jordan that balance service quality and affordable coverage.
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Quality Verified
Car insurance costs in West Jordan vary based on your coverage amount and driver profile. GEICO has the cheapest full coverage and state minimum policies in the city. It is also the most affordable for drivers with speeding tickets and at-fault accidents. MoneyGeek’s findings also show that State Farm is the best company overall for both affordability and service.
The Cheapest and Best Car Insurance in West Jordan
The Cheapest Car Insurance Companies in West Jordan
In West Jordan, the car insurance companies with the cheapest full coverage insurance are:
- GEICO: $633 per year
- Nationwide: $957 per year
If you are a member of the military (or part of a military family), you could be eligible for a USAA policy. That’s the second cheapest car insurance company at an average of $644 per year.
American Family is the city’s most expensive car insurance company. It offers full coverage car insurance at an average of $1,363 per year. This is more than twice the amount charged by GEICO for the same coverage.
Full coverage car insurance has collision and comprehensive insurance with liability. Your choice of liability insurance limits will impact how much you pay.
Cheapest Car Insurance in West Jordan
- Company100/300/100per year
- 1.$633
- 2.$644
- 3.$931
- 4.$957
- 5.$990
MoneyGeek ranked the best car insurance companies in West Jordan using a sample 40-year-old driver with a full coverage policy, per our methodology.
While full coverage car insurance costs more than state minimum policies, it adds comprehensive and collision insurance to state minimum liability and other required coverages. That extra you’re paying is for the added value of protecting you against the cost of damage to your vehicle.
Apart from liability coverage, full coverage also includes:
- Collision insurance: Pays for damages to your car due to an at-fault accident or hitting a stationary object.
- Comprehensive insurance: Protects you from the cost of damage resulting from non-accident-related incidents like vandalism and theft.
With an older car, your premiums for full coverage can exceed the vehicle’s replacement value. In that case, you may wish to consider a state minimum policy or liability-only insurance for the lowest rate.
Compare Car Insurance Rates in West Jordan
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

Cheapest Car Insurance in West Jordan for Minimum Coverage
A state minimum liability-only car insurance policy is the cheapest in West Jordan.
On average, the most affordable state minimum car insurance providers in the city are:
- GEICO: $354 per year
- Farmers: $640 per year
USAA is the cheapest provider for military families in West Jordan. Eligible drivers pay an average of $354 per year for state minimum coverage.
GEICO’s average annual cost for state minimum insurance is $627 less than American Family, the most expensive provider in West Jordan, at approximately $981 per year.
State minimum car insurance is the most affordable but does not include comprehensive and collision coverage. With this coverage, you risk not being fully covered. The table below shows how much higher liability coverage costs.
Cheapest Minimum Liability Car Insurance in West Jordan
- CompanyState Minimumper year
- 1.$354
- 2.$354
- 3.$603
- 4.$640
- 5.$684
In West Jordan, your state minimum car insurance policy must have a limit of 25/65/15 plus $3,000 personal injury protection (PIP). A Utah state minimum car insurance policy is the cheapest you can purchase in West Jordan; however, you might have to cover some costs out of pocket if you cause an accident.
For example, if you’re in an at-fault accident and the other driver incurs $35,000 in medical expenses, you’ll be responsible for paying $10,000 of that.
Utah Minimum Liability Requirements
- ItemDescription
- Bodily Injury and Property Damage$25,000 per person, $65,000 per accident and $15,000 for property damage. A more protective level is 100/300/100.
- Personal Injury Protection$3,000 per person.
Cheapest Car Insurance in West Jordan if You Have Driving Violations
Any driving violations will increase your car insurance rates, sometimes significantly. The amount of the increase depends on the violation. At-fault accidents and DUIs may be more than speeding tickets.
On average, the most affordable car insurance companies in West Jordan for a full coverage policy if you have a violation are:
- Cheapest after a ticket: GEICO, $782 per year
- Cheapest after an at-fault accident: GEICO, $1,070 per year
- Cheapest after a DUI: Progressive, $1,344 per year
USAA provides the cheapest coverage for drivers with at-fault accidents and DUIs. However, these policies are limited to military families.
If you have a poor driving record, you can find affordable rates by shopping around. You can also improve your driving history to pay lower rates in the future.
Cheapest Car Insurance in West Jordan With a Violation
- CompanySpeeding Ticketper year
- 1.$782
- 2.$814
- 3.$1,110
- 4.$1,237
- 5.$1,241
Average Cost of Car Insurance in West Jordan
The average cost of car insurance in West Jordan is $1,106 per year. That’s 4.2% lower than the state average of $1,154 per year and 22.3% less than the national annual average of $1,424.
Personalized Quotes to Get You the Cheapest Car Insurance in West Jordan
Drivers in West Jordan may want to compare car insurance quotes across insurers regularly to make sure they’re getting the best coverage as their circumstances change. That’s because car insurance rates in West Jordan can change based on factors like your age, driving experience, ZIP code and car model, among other factors. Your rates may be higher or lower depending on how your profile relates to these factors.
Compare Car Insurance Rates in West Jordan
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

The Best Car Insurance Companies in West Jordan
To help drivers seeking an insurance company that balances customer service and affordability, MoneyGeek rated the top providers in West Jordan based on these factors.
We found the best car insurance in West Jordan are:
- State Farm: MoneyGeek score of 90 out of 100
- GEICO: MoneyGeek score of 90 out of 100
USAA scored the highest, at 100 out of 100. However, the insurer does not rank among the best overall since its policies are exclusive to military members.










Average Cost of Car Insurance by Postal Code
Car insurance rates in West Jordan vary based on your ZIP code. If your neighborhood has a lot of car theft, accidents and other vehicle-related incidents, you are more likely to pay higher premiums.
In West Jordan, car insurance rates are very similar in the city’s lowest-priced and highest-priced ZIP codes. The 84081 ZIP code pays an average of $1,087 per year for car insurance, while 84084 pays $1,124 per year. That’s a difference of $34 between the two neighborhoods.
- Zip CodeState Minimumper year
- 84081$1,087
- 84084$1,124
Factors That Impact Insurance Costs in West Jordan
In addition to individual driver needs and history, location-specific factors like personal injury protection coverage requirements and the percentage of uninsured motorists also contribute to car insurance rates in West Jordan. How West Jordan ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.
Methodology and Assumptions
MoneyGeek’s average premium rates for West Jordan are based on 100/300/100 comprehensive collision coverage with a $1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and driving record. Learn more about MoneyGeek’s data and methodology here.
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