Best and Cheapest Home and Auto Bundle Companies in Utah (2024)

MoneyGeek assessed Utah’s bundle insurance providers based on pricing, quality and discounts. According to our analysis, the following insurance providers provide the best home and auto insurance bundles in Utah:

• State Farm: MoneyGeek score of 81 out of 100
• Farmers: MoneyGeek score of 81 out of 100

The insurance bundle from State Farm scored the highest, and even if it isn't the most affordable, it offers the best discounts and coverage. Farmers also ranked high after earning a perfect score for its discounts.

USAA, offering the best home and auto insurance bundles in Utah, earned a MoneyGeek rating of 90 out of 100. USAA policies are excellent options for active-duty and retired military personnel in Utah but are not available to the general population.

By bundling home and auto insurance, Utah residents can save an average of 11%, or $228, on their yearly premiums. According to MoneyGeek's data, State Farm provides the highest discount in the state (15%), whereas Farmers offers the lowest discount (5%).

The highest discount rate does not necessarily result in the lowest price. For example, although State Farm offers the highest discount rate, it does not result in the cheapest home and auto insurance bundle in Utah. On the other hand, Nationwide provides a 10% discount, but the lowest rates.

MoneyGeek's analysis shows the following insurance companies provide Utah residents with the most affordable home and auto insurance bundles:

• Nationwide: $1,632 per year
• Allstate: $1,662 per year

However, the cheapest option might not be the best fit for your needs. MoneyGeek advises weighing each insurance provider's pros and cons to maximize your long-term savings.

Sometimes, buying home and auto insurance from two different providers can be cheaper than bundling them under one company. For example, if you purchase Farmers home insurance ($464) and Nationwide auto insurance ($1,041), the total cost is $127 less than Nationwide’s $1,632 home and auto insurance bundle.

You can lower your monthly premiums by bundling your auto and home insurance. Additionally, combining two distinct policies into one is convenient and streamlines your payment process. However, bundling may not be the cheapest option for everyone.