Travelers leads Nevada's car insurance market with a MoneyGeek score of 4.87 out of 5, balancing strong customer service with competitive rates and solid coverage options. Since insurance needs vary by driver, we also recommend exploring Progressive, GEICO, Mercury and Farmers.
Best Car Insurance in Nevada
Updated: November 11, 2025
Advertising & Editorial Disclosure
Key Takeaways
The best overall car insurance provider in Nevada is Travelers, ranking first in affordability.
Travelers offers excellent coverage for drivers with new cars, and provides affordable options for drivers with speeding tickets in Nevada.
Nevada drivers should determine their coverage needs first, research provider ratings and compare plenty of quotes to find their best insurance rates.
Best Car Insurance Companies in Nevada
| Travelers | 4.87 | $81 | 1 | 4 |
| Progressive | 4.42 | $122 | 2 | 2 |
| Geico | 4.37 | $102 | 7 | 6 |
| Mercury Insurance | 4.33 | $114 | 6 | 5 |
| Farmers | 4.33 | $122 | 9 | 1 |
*Scores above are for a 40-year-old male driver with a clean driving record and good credit who is insuring a 2012 Toyota Camry LE. Rates refer to an overall average of minimum and full coverage rates for this profile.
Best Car Insurance in Nevada by Driver Profile
Travelers leads as Nevada's top car insurance company across all 10 categories we analyzed. The insurer combines the lowest rates with top customer service scores, making it the best choice for every type of driver.
| Young Drivers | Travelers | 2 | 1 | 4 |
| Adult Drivers | Travelers | 1 | 1 | 4 |
| Senior Drivers | Travelers | 1 | 1 | 4 |
| Drivers With an Accident | Travelers | 1 | 1 | 4 |
| Drivers With a DUI | Travelers | 1 | 1 | 4 |
| Drivers With a Speeding Ticket | Travelers | 1 | 1 | 4 |
| Drivers With Bad Credit | Travelers | 2 | 1 | 4 |
| Drivers With Low Income | Travelers | 2 | 1 | 4 |
| Drivers With Newer Cars | Travelers | 1 | 1 | 4 |
| Drivers With Old Cars | Travelers | 2 | 1 | 4 |
*We modified the categories above based on a 40-year-old male driver with a clean driving record and good credit who is insuring a 2012 Toyota Camry LE. Young drivers reflect ages 16 to 25, adult drivers ages 26 to 64 and seniors 65 and older.
Personalized Best Nevada Car Insurance Recommendations
Our general recommendations might not match your specific needs. Compare our top five insurance providers below to find coverage that fits your personal profile.
Data filtered by:
Adult Drivers
Female
100/300/100 Full Cov. w/$1,000 Ded.
Good
At Fault Accident ($1000-$1999 Prop Dmg)
| Travelers | 4.18 | $138 | 1 | 4 |
| Progressive | 3.58 | $275 | 2 | 2 |
| Farmers | 3.55 | $266 | 9 | 1 |
| Country Financial | 3.37 | $147 | 10 | 4 |
| Allstate | 3.28 | $252 | 8 | 3 |
*Rates refer to an overall average of minimum and full coverage rates for this profile.
Best Nevada Car Insurance Reviews
See detailed service comparisons for our top insurance picks in each category below.
Travelers
Best Cheap Overall in Nevada
MoneyGeek Rating
4.9/ 5
5/5Affordability
5/5Customer Experience
3.7/5Coverage Points
Average Monthly Full Coverage Cost
$105For 100/300/100 liability and $1,000 deductible comprehensive and collision coverage for our base profile of a 40-year-old male driver with good credit and no driving violationsAverage Monthly Minimum Coverage Cost
$57For minimum state coverage for our base profile of a 40-year-old male driver with good credit and no driving violationsAgent Service Score
4.2/5Aggregated across all captive and independent agentsMost Unique Coverage Add-on
IntelliDrive Plus Program
Progressive
Best Customer Experience and Coverage Options in Nevada
MoneyGeek Rating
4.4/ 5
4.2/5Affordability
4.7/5Customer Experience
4.8/5Coverage Points
Average Monthly Full Coverage Cost
$163For 100/300/100 liability and $1,000 deductible comprehensive and collision coverage for our base profile of a 40-year-old male driver with good credit and no driving violationsAverage Monthly Minimum Coverage Cost
$81For minimum state coverage for our base profile of a 40-year-old male driver with good credit and no driving violationsAgent Service Score
4.3/5Aggregated across all captive and independent agentsMost Unique Coverage Add-on
Pet Injury Coverage
How to Find the Best Car Insurance in Nevada
Nevada car insurance shopping takes work, but this guide helps you find the right coverage.
- 1Decide on coverage needs before you buy
Overpaying happens when you don't know what coverage you need. Consider driving habits, location and finances when choosing auto insurance that meets Nevada required minimums.
- 2Research average costs and discounts you may qualify for
Start by researching average car insurance costs in Nevada to understand typical pricing for your profile. Look into savings opportunities like home and auto insurance bundles, telematics programs and good student discounts. Taking a defensive driving program can provide additional savings on your premium.
- 3Look through provider customer experiences and coverage options thoroughly
Insurance providers differ in more than just rates. Research customer reviews to understand claims handling and service quality. Examine available add-ons and optional coverages to ensure the company can meet your specific insurance needs.
- 4Consider non-standard coverage options
Explore specialized options like non-owner car insurance and pay-per-mile policies that might better suit your situation. If you need an SR-22 in Nevada, remember that provider recommendations may vary.
- 5Compare plenty of quotes through multiple means
Shopping around finds the cheapest option. Get quotes through independent agents, insurers directly and comparison websites since rates vary between sources.
- 6Reassess annually
Market conditions and inflation shift auto insurance rates constantly. Check your coverage and compare new quotes every year to keep the best balance of protection and price.
Best Nevada Auto Insurance: Bottom Line
The best auto insurance depends on location, coverage type, driver profile and driving history. Travelers is the top-rated company overall, while Progressive and GEICO are also good options for drivers in Nevada.
Best Auto Insurance in Nevada: FAQ
Finding the right car insurance starts with understanding your specific needs, so we'll answer common questions to help you choose coverage that fits your situation.
What is the best car insurance company in Nevada?
Travelers stands as Nevada's top auto insurance provider, earning a MoneyGeek score of 4.87 out of 5, with full coverage plans averaging $105 per month.
What is the best car insurance company for minimum coverage in Nevada?
Travelers ranks highest for minimum coverage in Nevada with an average rate as low as $679 per year.
What is the best car insurance in Nevada for young drivers?
Travelers provides the best insurance coverage for young adults in Nevada, combining excellent customer service with competitive rates averaging $172 per month.
What is the best car insurance for Nevada drivers who value customer service?
Travelers ranks highest for customer experience in Nevada with a 5 out of 5 score. The company excels in their purchase experience, agent support, digital policy tools and claims handling satisfaction.
What is the best car insurance in Nevada if you have driving offenses?
Travelers offers the strongest insurance option for Nevada motorists with driving violations. Monthly premiums start at $69 for minimum coverage and $137 for full coverage policies.
How We Rated the Best Car Insurance in Nevada
Nevada's unique insurance landscape spans urban Las Vegas and Reno to rural areas with different risk profiles. Your location within the state dramatically affects premiums due to accident rates, vehicle theft and weather patterns. We built this analysis to show Nevada drivers which companies charge the least and how your specific profile affects what you pay.
How we analyzed Nevada rates
We researched over 70 companies from national to small local providers across all Nevada ZIP codes. We checked customer reviews, discounts and coverage details online for a complete picture of each provider. All companies had sufficient reviews and coverage information to make our list.
Our baseline Nevada driver
We used a 40-year-old male with good credit, no driving violations, no claims history and a valid license. We checked other combinations so you find the right fit for your situation.
Affordability (60% of score): We collected quotes for different driver profiles and compared rates within Nevada.
Customer experience (30% of score): We used Google reviews, J.D. Power, AM Best and Reddit to learn what customers think about each company. We focused on Nevada-specific feedback for accurate scores.
Coverage options (10% of score): This score considers coverage options offered, what makes each unique and included benefits.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.