The Best Car Insurance in Kansas

Travelers is our top pick for Kansas drivers, ranking first overall with a 4.67 score. The company combines strong affordability (4.8/5) and customer experience (4.6/5) ratings. Young drivers pay $152 monthly and drivers with violations face gentler rate increases than competitors. Solid financial strength and responsive claims handling address Kansas tornado and hail damage efficiently.

Travelers charges $76 monthly for full coverage and $33 for minimum coverage in Kansas. Young drivers pay $152 monthly. Drivers with accidents pay $103 monthly and those with speeding tickets pay $99 monthly, beating competitors in high-risk categories.

Travelers bundles home and auto policies for up to 25% savings. The IntelliDrive telematics program rewards safe driving. Multi-policy, paperless billing and automatic payment discounts stack for additional savings.

Travelers achieves a 4.6 customer experience score in Kansas, ranking second statewide. The mobile app handles policy management, claims filing and digital insurance card access efficiently. Local agents throughout Kansas and 24/7 claims support respond effectively to tornado and hailstorm damage. The established repair network completes work efficiently during peak storm seasons.

Travelers provides comprehensive coverage beyond standard liability, collision and comprehensive protection. Add-ons include gap coverage, rental reimbursement, roadside assistance and new car replacement coverage for newer vehicles.

Flexible deductible options and coverage limits let Kansas drivers customize policies for severe weather risks. Coverage excludes commercial use for rideshare drivers needing specialized business coverage. Kansas drivers benefit from comprehensive coverage given frequent hail and tornado activity.

GEICO grabs third place overall among Kansas insurers but crushes everyone on price with a perfect 5.0 affordability score. You'll pay $71 monthly for full coverage and $25 monthly for minimum coverage. Nobody in Kansas beats these rates. GEICO cuts costs by running everything online with minimal human interaction, which works great if you're comfortable handling your policy through an app.

GEICO charges the least in Kansas: $25 monthly for minimum coverage and $71 monthly for full coverage. Compare that to Progressive at $52 for minimum and $130 for full coverage each month.

GEICO keeps prices low by automating most tasks and choosing which drivers to insure carefully. Stack up military discounts, bundle your home and auto policies, or maintain a clean driving record to save even more.

GEICO scores 3.8 out of 5.0 for customer experience, landing in sixth place among Kansas insurers. The mobile app works smoothly for basic policy changes and filing claims, but call the company and you'll wait. A lot. The online system zips through simple requests but leaves you hanging when claims get complicated.

Kansas gets hit with hail and storms regularly, and GEICO sends those claims to regional centers instead of local agents who understand the area, so expect delays when bad weather blankets the state.

GEICO sells the usual liability, collision and comprehensive coverage plus mechanical breakdown protection for newer cars and emergency roadside assistance. The company ranks seventh in Kansas for coverage variety. You get what you need but not much else. 

Drive for work or Uber? You'll need extra policies. GEICO's comprehensive coverage pays for Kansas hail and storm damage without hassle. But the bare-bones model means no gap insurance or custom equipment coverage.

Shelter lands in fourth place among Kansas insurers with a 4.13 overall score. The company wins for drivers with bad credit or low income by charging reasonable rates when other insurers jack up prices. 

Shelter grabs third place for coverage options and fourth for affordability. Local Kansas agents give you personalized help even though customer experience scores are weaker.

Shelter charges $97 monthly for full coverage and $45 for minimum coverage in Kansas. These rates give good value to drivers with credit problems who pay more everywhere else.

Shelter offers multi-policy bundling, safe driver discounts and good student discounts. Bundle your home and auto policies to save 10% to 25%. Take a defensive driving course or add vehicle safety features to cut costs further.

Shelter scores 3.5 out of 5 for customer experience, putting it in ninth place among Kansas insurers. The mobile app handles basic policy management and claims filing but lacks the fancy features competitors offer. 

The big advantage is local independent agents across Kansas who provide personal attention and handle weather damage claims fast. Call the company though and you'll wait longer than with top-rated competitors. The digital tools lag behind what larger carriers provide.

Shelter offers a wide range of coverage options beyond basic liability, collision and comprehensive policies. Drivers can add roadside assistance, rental reimbursement and umbrella coverage to increase their protection limits. 

The insurer also accounts for common weather-related losses in Kansas, including hail damage. Its local agents bring familiarity with regional risks and help tailor coverage to fit those needs. That said, some add-ons, such as gap coverage and pet injury protection, are more limited than what larger insurers offer.