Guide to Approaching Car Insurance Discrimination Against People With Low Income
MS
Contributions by3 experts
MS
Contributions by3 experts
Updated: March 7, 2024
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About Mandy Sleight
sources
- California Department of Insurance. "Commissioner issues regulations prohibiting gender discrimination in automobile insurance rates." Accessed March 23, 2021.
- California Department of Insurance. "Commissioner Lara issues revised draft regulations to expand auto insurance group discounts to lower-income drivers." Accessed March 21, 2021.
- Car and Driver. "Is It Illegal To Not Have Car Insurance." Accessed March 23, 2021.
- Center for Economic Justice. "The Center for Economic Justice’s Call to Insurers and Insurance Regulators To Address Societal Systemic Bias and Inherent Racism in Insurance By Explicit Recognition of Disparate Impact as Unfair Discrimination in Insurance." Accessed March 23, 2021.
- Congress. "H.R.1756 - Preventing Credit Score Discrimination in Auto Insurance Act." Accessed March 23, 2021.
- Congress. "H.R.3693 - Prohibit Auto Insurance Discrimination Act." Accessed March 23, 2021.
- Consumer Federation of America. "High Price of Mandatory Auto Insurance in Predominantly African American Communities." Accessed March 23, 2021.
- Consumer Federation of America. "Low-Income Drivers Looking To Increase Auto Insurance Coverage Pay A $254 Average Annual Penalty Compared With Customers Who Already Had Higher Coverage." Accessed March 23, 2021.
- Consumer Federation of America. "Major Auto Insurers Charge Higher Rates to High School Graduates and Blue Collar Workers." Accessed March 23, 2021.
- Consumer Federation of America. "Most Large Auto Insurers Charge 40 and 60-Year-Old Women Higher Rates Than Men, Often More Than $100 Per Year." Accessed March 23, 2021.
- Consumer Reports. "CR investigates how auto insurers are using drivers’ education and occupation to set premiums." Accessed March 23, 2021.
- Consumer Reports. "The Secret Score Behind Your Rates." Accessed March 23, 2021.
- Federal Register. "Monitoring Availability and Affordability of Automobile Insurance." Accessed March 23, 2021.
- Insurance Information Institute. "What determines the price of an auto insurance policy." Accessed March 23, 2021.
- Insurance Institute for Highway Safety. "Older drivers." Accessed March 23, 2021.
- Pew Research Center. "Demographic and economic trends in urban, suburban and rural communities." Accessed March 23, 2021.
- ProPublica. "How We Examined Racial Discrimination in Auto Insurance Prices." Accessed March 23, 2021.
- ProPublica. "Minority Neighborhoods Pay Higher Car Insurance Premiums Than White Areas With the Same Risk." Accessed March 23, 2021.
- University of Michigan Law School. "Understanding Insurance Anti-Discrimination Laws." Accessed March 23, 2021.