World Nomads leads our rankings for Greece travel insurance with a 93 overall score, combining strong adventure coverage with mid-range pricing. Tin Leg Basic offers the most affordable protection at $43, while Generali Premium delivers the most comprehensive medical coverage with $250,000 in emergency medical benefits and $1 million evacuation limits.
Best Travel Insurance for Greece
Greece's islands require strong evacuation coverage, with the best travel insurance rates starting at $43 for essential protection.
Compare emergency medical, island evacuation, and ferry delay coverage for your Greece trip below.
Updated: December 15, 2025
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Key Takeaways
Travel insurance for Greece costs $43 to $291 for a 7-day trip, with World Nomads Explorer earning the highest MoneyGeek score of 93 for active island travelers.
Greece's island geography makes emergency evacuation coverage ($250,000 to $1 million limits) particularly valuable, as remote islands require air transport to Athens for serious medical care.
Purchase travel insurance within 10 to 21 days of your initial trip deposit to access pre-existing condition waivers and Cancel for Any Reason options that provide maximum flexibility.
Best Travel Insurance Companies for Greece
1 | World Nomads | Explorer | $158 | 93 | Active island travelers |
2 | Generali | Premium | $107 | 92 | Comprehensive coverage |
3 | Allianz | Prime | $136 | 92 | Balanced value and service |
4 | Tin Leg | Basic | $43 | 81 | Budget-conscious travelers |
Note: Cost based on $2,500 trip cost for 30-year-old traveler.
Best Overall for Greece Travelers
World Nomads
MoneyGeek Score: 93/100
World Nomads Explorer leads Greece coverage with a 98 affordability score and 89 service rating, covering adventure activities like water sports, hiking, sailing and island exploration. At $158 for a $2,500 trip, it provides $84,000 emergency medical coverage with $95,000 evacuation protection. Coverage extends to multi-island itineraries and remote locations throughout the Aegean and Ionian seas.
Best for: Travelers visiting multiple Greek islands and participating in water sports or hiking activities.
Best Comprehensive Coverage for Greece
Generali Global Assistance
MoneyGeek Score: 92/100
For maximum medical protection, Generali Premium delivers $250,000 emergency medical coverage and $1 million evacuation limits. You'll get 75% Cancel for Any Reason protection with no cap when purchased within 24 hours of your initial trip deposit. The plan scored 88 for coverage depth with a perfect 100 stability rating. Cost is $107 for a $2,500 trip.
Best for: Travelers seeking maximum medical protection and CFAR flexibility for Greece vacations.
Best for Balanced Value
Allianz
MoneyGeek Score: 92/100
Perfect claims handling sets Allianz Prime apart with 100 scores for both service and financial stability. Coverage includes $50,000 emergency medical protection, $500,000 evacuation limits and 80% CFAR when you meet purchase timing requirements. The plan costs $136 for a $2,500 trip and includes cruise coverage for Greek island cruises.
Best for: Travelers wanting reliable claims handling and comprehensive benefits without premium pricing.
Best Budget Option for Greece
Tin Leg
MoneyGeek Score: 81/100
At $43, Tin Leg Basic delivers essential Greece travel protection for budget-conscious travelers. Despite its low cost, you'll get $50,000 emergency medical coverage, $200,000 evacuation protection and $500 baggage coverage with a $150 per-item limit. The plan works well for short Greece trips requiring basic medical and evacuation coverage.
Best for: Budget travelers taking short Greece trips who need essential medical and evacuation coverage.
Travel Insurance Cost for Greece
Travel insurance for Greece ranges from $43 to $291, depending on coverage level and trip cost. We gathered quotes for a 30-year-old California resident taking a 7-day October trip to Greece. Greece's island geography and ferry-dependent travel increase the value of trip delay coverage, while remote island locations make higher evacuation limits worth considering. Shoulder season travel (April-May, September-October) sees more weather-related ferry disruptions, affecting pricing for comprehensive plans.
Greece Travel Insurance Pricing by Trip Cost
Tin Leg | Basic | $43 | $61 | $97 |
Travelex | Essential | $62 | $202 | $481 |
World Trips | Escape | $66 | $147 | $309 |
BHTP | ExactCare Value | $69 | $151 | $316 |
Nationwide | Essential | $69 | $215 | $507 |
AXA | Silver | $74 | $132 | $248 |
World Nomads | Standard | $95 | $95 | $95 |
Allianz | Prime | $136 | $274 | $549 |
World Nomads | Explorer | $158 | $158 | $158 |
Generali | Premium | $107 | $194 | $366 |
World Nomads | Epic | $291 | $291 | $291 |
World Nomads uses flat-rate pricing regardless of trip cost, making their plans more economical for higher trip values. Most other providers scale premiums with trip cost to reflect increased cancellation coverage limits.
Coverage Scenarios for Trips to Greece
Greece's unique geography creates specific travel risks that standard trip insurance addresses. These scenarios show how different coverage types protect you during common Greece travel situations, from ferry disruptions to medical emergencies on remote islands.
Ferry Cancellation Between Islands
Strong winds cancel your Santorini to Mykonos ferry. Trip delay coverage reimburses accommodation and meals while waiting for the next ferry. Plans pay $150-250 daily after 6-12 hour wait periods.
Medical Emergency on Remote Island
You develop appendicitis on a small Greek island without adequate medical facilities. Emergency evacuation coverage arranges and pays for air transport to Athens. Plans with $250,000-$1 million evacuation limits cover the full cost.
Trip Cancellation Due to Civil Unrest
Political demonstrations in Athens force your hotel to cancel your reservation and close major tourist sites. Trip cancellation coverage reimburses non-refundable deposits and prepaid expenses. CFAR options provide flexibility for situations outside standard covered perils.
Lost Luggage During Island Hopping
Your airline loses your checked bag during multi-stop island travel. Baggage coverage reimburses essential purchases and compensates for permanently lost items. Plans with $1,000-$2,500 limits and higher per-item maximums provide better protection.
Do you need travel insurance for Greece?
Your need for Greece travel insurance depends on your health coverage, trip cost and planned activities. Review these factors to determine whether coverage makes sense for your trip.
- You have U.S. health insurance with no international coverage
- You've booked non-refundable flights or hotels
- You plan to visit remote Greek islands
- You'll participate in water sports, sailing, hiking or adventure activities
- You have pre-existing medical conditions
- You're traveling during shoulder season when ferry delays are more common
- Your trip costs exceed $2,500
- You have credit card travel protections covering your entire trip
- You can afford to lose all prepaid trip costs
- You have international health insurance with Greece coverage
- You won't leave major cities with easy medical access
- You're traveling only during peak season with reliable ferry service
- You have no pre-existing conditions requiring medical care
How to Choose the Best Travel Insurance for Greece
- 1Compare Multiple Plans and Coverage Levels
Review quotes from three to five providers focusing on emergency medical limits ($100,000+), evacuation protection ($500,000+), trip cancellation terms and baggage coverage rather than premium cost alone.
- 2Buy Coverage Shortly After Booking Your Trip
Purchase within 10-21 days of your initial trip deposit to access pre-existing condition waivers and Cancel for Any Reason options.
- 3Verify Adventure Activity Coverage
Review policy terms for specific activities you're planning in Greece, as scuba diving beyond certain depths or extreme water sports may require adventure sports riders.
- 4Check Medical Coverage and Network Access
Confirm your plan provides direct payment to medical providers and includes 24/7 emergency assistance services to coordinate care and evacuation from remote islands.
- 5Review Exclusions and Coverage Limits
Read policy exclusions for pre-existing conditions, CFAR restrictions and activity limitations, and verify baggage limits cover your valuables with appropriate per-item maximums.
Best Travel Insurance for Greece: FAQs
Does travel insurance cover ferry cancellations in Greece?
Trip delay coverage reimburses accommodation and meals after 6-12 hour delays when ferries cancel due to severe weather. Trip cancellation coverage protects prepaid ferry tickets if you must cancel your entire trip before departure.
What medical coverage do I need for Greece?
Plans with $100,000+ emergency medical coverage and $500,000+ evacuation limits provide adequate protection, with higher limits of $250,000 medical and $1 million evacuation offering better security for remote island visits.
When should I buy travel insurance for my Greece trip?
Within 10-21 days of your initial trip deposit for pre-existing condition waivers and CFAR options.
Does travel insurance cover Greece's COVID-19 requirements?
Most plans now cover COVID-19 like any other illness for medical expenses and trip cancellation, with Cancel for Any Reason policies providing additional flexibility for pandemic-related concerns.
How We Chose the Best Travel Insurance for Greece
We evaluated 13 travel insurance companies offering Greece coverage across four weighted factors:
- Affordability (40%): Premium costs for comparable coverage levels
- Coverage Quality (30%): Emergency medical care, evacuation, trip cancellation, baggage protection, and trip delay limits
- Claims and Service Experience (25%): 24/7 availability, claims portal access, and mobile apps
- Financial Stability (5%): AM Best scores ranging from A- to A+
Our sample profile: 30-year-old California resident traveling to Greece for 7 days in October with trip costs of $2,500, $5,000 and $10,000.
Individual plan scores combine these four factors, while company rankings average all plans within each provider's portfolio. We use this same methodology for evaluating travel insurance for Italy and other European destinations.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.