Overall, the cheapest motorcycle insurance in Alaska is offered by Progressive with median rate of $11 per month or $137 yearly.
Cheapest Motorcycle Insurance in Alaska
Updated: September 16, 2026
Advertising & Editorial Disclosure
Key Takeaways
For most riders in Alaska, Progressive offers the cheapest motorcycle insurance with average annual rates of $76 for minimum coverage and $256 for full coverage.
Motorcycle insurance in Alaska costs an average of $7 per month for minimum liability coverage and $19 monthly for full coverage policies.
You can save on motorcycle insurance by comparing multiple providers, taking motorcycle safety courses, and getting a full motorcycle license.
Cheapest Motorcycle Insurance Companies in Alaska
Cheapest Provider | Median Monthly Premium | Median Annual Premium |
|---|---|---|
Progressive | $11 | $137 |
Geico | $14 | $173 |
*Rates are a combined average of minimum and full coverage premiums for a 40-year-old rider driving a 2023 Honda CRF450RL with 5 years of riding experience and no driving violations.
Cheapest Motorcycle Insurance by Category in Alaska
Below you can view the cheapest motorcycle insurance in Alaska by cost category:
Cost Category | Cheapest Provider | Lowest Monthly Rate |
|---|---|---|
Minimum Liability Coverage | Progressive | $6 |
Full Coverage | Progressive | $16 |
Young Riders | Progressive | $13 |
Seniors | Progressive | $6 |
Riders with a Speeding Ticket | Progressive | $8 |
Riders with an At-Fault Accident | Progressive | $8 |
Riders with a DUI | Progressive | $8 |
*Minimum coverage and full coverage picks presented are for a 40-year-old rider with no driving violations who is insuring a 2023 Honda CRF450RL. Young riders are aged 16-25 and seniors are 65-80 for the base profile mentioned. The other cost profiles modify the base profile's driving history.
How Much Is Motorcycle Insurance in Alaska?
The average annual cost of motorcycle insurance in Alaska is around $83 for minimum coverage and $226 for full coverage. These costs make the state the 1st in affordability for minimum coverage and the 3rd cheapest overall for full coverage motorcycle policies.
Coverage Category | Average Monthly Premium | Average Annual Premium | % Diff From National Average |
|---|---|---|---|
Minimum Liability Coverage | $8 | $83 | -46% |
Full Coverage | $17 | $226 | -60% |
*Rates are for a 40-year-old rider driving a 2023 Honda CRF450RL with 5 years of riding experience and no driving violations.
How To Save on Alaska Motorcycle Insurance
Below we'll detail key tips to help you save more on motorcycle insurance in Alaska.
Choose a Coverage Level BeforehandIdentify what coverage you actually need before shopping. Riders who define their required protection upfront avoid being upsold on unnecessary coverage levels while still keeping adequate protection in place.
Compare Multiple ProvidersComparing identical coverage levels across providers can save up to 35% on motorcycle insurance in Alaska. Get quotes from several companies and use multiple channels to request them.
Take Advantage of DiscountsPay-in-full, autopay, and military or membership discounts lower motorcycle insurance costs with most providers. Bundling motorcycle coverage with an existing policy is another way to cut costs through your current insurer.
Get a Full Motorcycle LicenseA full motorcycle license, rather than just an endorsement, lowers insurance premiums. Insurers view fully licensed riders as more committed to safety and skill, which makes them statistically less risky to insure and lowers their overall premiums.
Cheap Motorcycle Insurance Alaska: Bottom Line
Our top picks for affordable motorcycle insurance in Alaska are Progressive and Geico. While these are our recommendations, we urge you to compare options for yourself to get the best deal possible.
Alaska Motorcycle Insurance: FAQ
Below we've answered some frequently asked questions about Alaska motorcycle insurance:
For full coverage motorcycle insurance, Progressive offers the most affordable options in Alaska at an average of $16 per month, while its minimum liability coverage costs just $6 monthly. These competitive rates make Progressive the cheapest provider for both comprehensive and basic liability-only motorcycle insurance policies.
The average cost of motorcycle insurance in Alaska is $226 per year or $17 monthly for full coverage policies and $83 annually or $7 monthly for liability-only policies.
Yes, Alaska requires that all riders have motorcycle insurance with at least 50/100/25 in liability coverage.
How We Chose The Cheapest Motorcycle Insurance in Alaska
We chose our cheapest providers based on the following profile for motorcycle riders:
- 40 years old
- Drives a 2023 Honda CRF450RL
- Has a valid motorcycle endorsement
- Clean driving record
For minimum coverage we used state minimum requirements and for full coverage policies, we used a 100/300/50 liability split and a $1,000 deductible for collision and comprehensive insurance.
About Mark Fitzpatrick
Mark Fitzpatrick is a licensed Property and Casualty (P&C) Insurance Producer in Connecticut and MoneyGeek's resident expert in insurance and economics. In nearly a decade covering the insurance market at LendingTree and MoneyGeek, he's analyzed hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
His work has appeared in The Washington Post, The New York Times and NPR. He draws on independent cost and consumer experience data, and no insurance company partnerships affect his recommendations.
Mark studied at Boston College and later earned a master's in economics and international relations from Johns Hopkins University. He worked in financial risk management at State Street before joining MoneyGeek. He's also a five-time “Jeopardy!” champion.