In Anaheim, State Farm offers the best home insurance, balancing affordability, excellent customer service and various coverage options. For those prioritizing price, State Farm also provides the lowest premium at $103 per month.
Cheap Home Insurance in Anaheim
Updated: November 3, 2025
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Key Takeaways
For homeowners in Anaheim, State Farm provides the best overall value while also offering the most affordable coverage at $1,237 annually.
On average, home insurance in Anaheim costs $147 per month or $1,759 per year.
To find the right home insurance in Anaheim, assess your coverage needs, research insurers and compare multiple quotes.
Best Cheap Home Insurance Companies in Anaheim
| State Farm | 92 | $103 | $1,237 |
| Allstate | 82 | $106 | $1,276 |
| Travelers | 80 | $136 | $1,636 |
| Nationwide | 69 | $177 | $2,118 |
| Farmers | 68 | $161 | $1,937 |
*Rates are for a 2,500-square-foot home with $250,000 in dwelling coverage and a $1,000 deductible, built in 2000.
How Much Does Anaheim Home Insurance Cost?
Home insurance rates in Anaheim vary based on your personal profile, chosen coverage and home specifics. Costs range from $42 to $509 per month. To find the most suitable option for your needs, use the table below to compare rates tailored to your home's age and coverage level.
Data filtered by:
Newer Home
$100K Dwelling / $50K Personal Property / $100K Liability
| $100K Dwelling / $50K Personal Property / $100K Liability | $42 | $503 |
How to Get the Best Cheap Home Insurance in Anaheim
Finding affordable home insurance in Anaheim can be tough. We've created a step-by-step guide to help you find the best and cheapest homeowners insurance tailored to your needs.
- 1Decide on Coverage Beforehand
Determining your home insurance coverage needs beforehand allows you to compare quotes fairly and prevents upselling by agents.
- 2Research Cost and Discounts
Researching average home insurance costs in California by city and profile provides a solid reference for potential savings. To get a broader look at top-rated options statewide, check out the best homeowners insurance in California to see which providers offer strong value, coverage and customer satisfaction.
- 3Compare Company Offerings and Reputations
Evaluate add-on coverages and company reputation beyond pricing to inform your decision-making. J.D. Power, the NAIC, Reddit and Trustpilot are excellent resources for assessing reviews and service quality.
- 4Compare Many Quotes Through Multiple Means
Comparing quotes side-by-side helps you identify the cheapest option for equivalent coverage. Prices can differ based on the source, so use online tools, independent agents and captive agents to secure the best deal.
Best Home Insurance in Anaheim: Bottom Line
The best and most affordable home insurance companies in Anaheim are State Farm, Allstate and Travelers. For a wider view of affordability across the state, explore MoneyGeek's analysis of cheap homeowners insurance in California and compare Anaheim’s rates with other cities. MoneyGeek also analyzed home insurance rates in Sacramento, San Francisco and San Diego to help homeowners across California find the best deals.
Anaheim Home Insurance: FAQ
Below, we answer common questions about home insurance for Anaheim residents.
Who offers the best home insurance in Anaheim?
We recommend State Farm as the best home insurance provider in Anaheim for its affordability, strong customer service and diverse coverage options. We also recommend getting quotes from Allstate, Travelers, Nationwide and Farmers.
Who has the cheapest home insurance in Anaheim?
State Farm has the most affordable home insurance in Anaheim, costing around $103 per month or $1,237 per year. Rates may differ due to individual circumstances and desired coverage specifics.
What does home insurance cost in Anaheim?
Home insurance costs in Anaheim range from $503 to $6,108 annually, depending on property age and coverage levels.
How We Decided the Best Cheap Home Insurance Companies in Anaheim
MoneyGeek’s study analyzed home insurance premiums from 10 companies in Anaheim. The data used was provided in partnership with Quadrant. The customer satisfaction scores used in this study were drawn from J.D. Power surveys. To calculate affordability scores, quotes were collected for a home with varying coverage levels.
In this analysis, MoneyGeek used a base profile for a homeowner with a 2,500-square-foot home built in 2000 with dwelling coverage of $250,000, personal property coverage of $100,000, and liability coverage of $100,000. All the policies had the same deductible of $1,000.
Other quotes were also collected for homeowners with newly constructed homes, increased dwelling or personal property coverage, higher deductibles, and poor credit scores.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.