Updated: November 28, 2024
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In Inglewood, California, Allstate is both the overall best and cheapest choice for home insurance. If customer service is your priority, Chubb is the best. These companies cater to different needs, so we recommend choosing a provider based on what is important to you.
Choosing the best cheap home insurance depends on your needs, like budget, coverage and customer service.
Best HomeInsuranceInglewood, CATable of Contents
Why Trust MoneyGeek? We used data and rates from the California Department of Insurance and Quadrant Information Services to select the top homeowners insurance options in Inglewood.
Home insurance premiums in Inglewood represent the latest available quotes as of September 2024.
MoneyGeek found that Allstate is the best option in Inglewood, California, for home insurance with 100K dwelling coverage. It has a MoneyGeek score of 83 out of 100.
The scores for home insurance companies in Inglewood range from 49 to 83. These figures reflect MoneyGeek's scoring system, where insurers may receive different scores based on factors like credit history and the age of your home.
| Allstate | 83 | $309 |
| Travelers | 79 | $584 |
| Farmers | 75 | $557 |
| State Farm | 74 | $776 |
| Nationwide | 66 | $931 |
| Chubb | 62 | $1,246 |
| Capital Insurance Group | 49 | $834 |
MoneyGeek found that Allstate is the best option in Inglewood, California, for $100K dwelling coverage. The two best overall home insurance companies in Inglewood for $100K dwelling coverage are:
Allstate is the best home insurance provider due to its affordability and competitive customer satisfaction ratings.
In Inglewood, California, various companies offer different price points and service experiences. While cost is a crucial factor, it’s also essential to consider customer satisfaction and coverage when evaluating how well an insurer fulfills your needs, especially during claims.
Allstate scores high in affordability and customer satisfaction, making it a top choice for home insurance. It offers comprehensive coverage with options like cyber event/ID theft and back-up of sewer or drain.
Allstate provides discounts like bundle, which saves you money when you combine home and auto policies, and responsible payment, which rewards you for paying on time. It also offers coverages like home business property and energy efficiency upgrade, which add value by protecting business items and promoting energy savings.
MoneyGeek found that Chubb provides the best customer service in home insurance in Inglewood, California, for $100K dwelling coverage.
Here are the top two providers for $100K dwelling coverage:
Chubb is the best choice because of its high customer satisfaction and strong coverage options. It is great for those who value quality customer service and comprehensive protection.
Excellent service in home insurance provides responsive support and efficient claim handling.
Chubb is a top choice due to its high customer satisfaction and coverage scores. It offers guaranteed replacement cost and building ordinance or law coverages. You can save with discounts like protective device and new home. Protective device discounts apply if you have security systems.
Chubb's guaranteed replacement cost helps rebuild your home even if costs exceed limits. Building ordinance or law pays for code upgrades during rebuilding. Cash settlement lets you choose not to rebuild and get a cash payout.
MoneyGeek found that Allstate is the best cheap home insurance option in Inglewood, California. The top two best cheap insurance providers for $100K dwelling coverage are:
When considering the average cost of homeowners insurance in California, Allstate stands out with its high affordability and good customer satisfaction score. Opting for cheap home insurance often means choosing lower coverage. This can save money, but it might not be enough if a big incident occurs. In instances where saving on premiums is a priority, considering the cheapest homeowner insurance companies may be beneficial.
Allstate's best cheap insurance balances cost and quality, unlike just the cheapest home insurance, which might lack coverage.
Allstate has a high MoneyGeek score due to its affordability and satisfaction. It offers comprehensive coverage with cyber event/ID theft and back-up of sewer or drain add-ons. You can save with discounts like bundle and responsible payment. Paying on time can help you qualify for these savings. Allstate is a great choice for homeowners looking for value and protection.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 10, 2024
Inglewood homeowners insurance costs depend on many factors, with location being a key one. Comparing rates is the best way to save, but it can take over an hour, as each company might require 15 minutes. Use MoneyGeek's home insurance calculator to save time. Just enter your age, dwelling coverage, credit score, deductible, liability coverage and a few other details to get an estimate.
MoneyGeek found that Allstate is the best option in Inglewood, California. The main factor affecting home insurance is the dwelling coverage you select.
Allstate is the most affordable homeowners insurance in Inglewood, California, based on cost and its high MoneyGeek score. Although other companies have higher satisfaction ratings, Allstate's affordability makes it appealing.
Selecting the cheapest homeowners insurance in California can help you manage your budget.
| Allstate | $309 |
| Farmers | $557 |
| Travelers | $584 |
| State Farm | $776 |
| Capital Insurance Group | $834 |
| Nationwide | $931 |
| Chubb | $1,246 |
Allstate is the best option for home insurance in Inglewood, California, with the cheapest annual premium for high-value homes. High dwelling coverage is necessary for homes that cost more to replace, and home insurance costs can increase with higher home values.
Allstate is the most affordable homeowners insurance provider in Inglewood, based on cost and service. According to MoneyGeek, it is also rated highly overall, enhancing its appeal as a leading choice for cost-conscious homeowners in the area.
| Allstate | $1,540 |
| Travelers | $2,981 |
| Capital Insurance Group | $3,493 |
| State Farm | $3,777 |
| Nationwide | $4,770 |
| Farmers | $5,880 |
| Chubb | $7,816 |
Allstate offers the cheapest home insurance for new homes in Inglewood, California.
Allstate stands out in Inglewood because of its low prices for $100K dwelling coverage. While it's the most affordable, it's not always the top pick by MoneyGeek's overall ranking.
Buying cheap insurance is great for your finances, but make sure you are adequately covered.
| Allstate | $244 |
| Farmers | $262 |
| Travelers | $307 |
| Nationwide | $377 |
| State Farm | $388 |
| Capital Insurance Group | $541 |
| Chubb | $982 |
The best affordable homeowners insurance balances quality and cost, offering great customer service and coverage with low premiums.
In Inglewood, the best cheap homeowners insurance depends on your needs. Consider factors like coverage, customer service and financial stability. Follow these steps to get the best cheap home insurance.
To determine how much home insurance coverage you need, consider the specific characteristics of your home in Inglewood, California. Assess rebuilding costs, the value of your belongings and your liability requirements.
Research insurance companies operating in Inglewood, California. Focus on those with strong financial health, positive customer feedback and a history of reliable service.
Once you understand your coverage needs, compare home insurance quotes. In Inglewood, California, annual premiums for $100K dwelling coverage range from $309 with Allstate to $1,246 with Chubb.
Inquire with each provider about potential discounts. You might benefit from bundling policies, having safety features or maintaining a claims-free record.
Opting for a higher home insurance deductible can reduce your premium, but ensure the amount is manageable in case of a claim.
Enhancing home security with alarm systems and strong locks can decrease the risk profile of your home and may lower insurance costs.
A good credit score can influence your insurance rates in Inglewood, California. Pay bills promptly and minimize outstanding debt.
Consider combining your homeowners insurance with other policies, such as auto insurance. This strategy can yield substantial discounts and savings.
Choosing the best cheap home insurance provider in Inglewood depends on your coverage needs and budget. Get answers to some of the most commonly asked questions about insurance rates in Inglewood, California.
The average cost of home insurance in Inglewood, California, is $594 annually.
The cheapest home insurance company in Inglewood is Allstate, offering an annual premium of $309.
The best home insurance in California for Inglewood residents is provided by Allstate, with a MoneyGeek score of 83 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
