Updated: November 27, 2024
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In East Los Angeles, California, Allstate is the best and cheapest home insurance company overall. However, if customer service is your priority, Chubb is the top choice.
These companies cater to different needs, so choose a provider based on what matters to you: cost, customer service or coverage options.
Best HomeInsuranceEast LA, CATable of Contents
Why Trust MoneyGeek? We used California's Department of Insurance and Quadrant Information Services data to find the best homeowners insurance in East Los Angeles.
Home insurance premiums in East Los Angeles represent the most competitive estimates as of September 2024.
Allstate is the best home insurance option for $100K dwelling coverage in East Los Angeles, CA, with a MoneyGeek score of 83 out of 100.
Home insurance companies in East Los Angeles have scores ranging from 43 to 83, according to MoneyGeek's scoring system. Scores vary based on factors like credit history and home age.
| Allstate | 83 | $303 |
| Travelers | 77 | $563 |
| Farmers | 76 | $479 |
| State Farm | 69 | $748 |
| Chubb | 62 | $1,024 |
| Nationwide | 55 | $992 |
| Capital Insurance Group | 43 | $834 |
Allstate is the best home insurance company in East Los Angeles, CA, for $100K dwelling coverage due to its balance of affordability and customer satisfaction. The overall top providers are:
While cost is important, factors like customer service and claims handling are crucial when making a claim.
Allstate stands out for its affordability and customer satisfaction. Discounts like bundle (for combining home and auto policies) and responsible payment (for paying on time) help reduce costs.
It offers comprehensive coverage, including cyber event/ID theft, which helps recover lost data and covers legal fees in case of identity theft, and backup of sewer or drain, which covers water damage from drain issues. Home business property coverage increases limits for business items at home.
Chubb offers the best customer service in home insurance for $100K dwelling coverage in East Los Angeles, CA. The top providers in this category are:
Chubb's high score is due to superior customer satisfaction and extensive coverage options at competitive rates. Excellent service in home insurance means quick claims responses and friendly, reliable support when needed.
Chubb scores highly on MoneyGeek for its strong customer satisfaction and coverages. It provides comprehensive home insurance, including guaranteed replacement cost, which covers rebuilding costs beyond your policy limit, and building ordinance coverage to meet updated codes. Cash settlement offers a payout option if you choose not to rebuild after a total loss.
Homeowners can save with the new home discount for homes 10 years old or less.
Allstate is the best cheap home insurance company in East Los Angeles, CA, for $100K dwelling coverage. The top budget-friendly providers for this coverage amount are:
For those keen on saving on premiums, check out the cheapest homeowner insurance companies. However, affordable home insurance often means having less coverage, which might save money but leave you without enough help if something goes wrong.
The best cheap home insurance providers, like Allstate, offer good value, not just the lowest cost.
Allstate is the best cheap company with high affordability and satisfaction scores. You can save with discounts like bundle (up to 25% by combining home and auto policies) and responsible payment.
Allstate offers coverages for protecting your home and belongings, such as cyber event/ID theft, which helps pay for recovery costs if your identity is stolen, and home business property, which increases limits for business items at home.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 13, 2024
Many factors influence homeowners insurance in East Los Angeles. Location is one key factor. Comparing rates is the best way to save, but it takes time. It can take 15 minutes per company, so comparing three or more may require over an hour. MoneyGeek's home insurance calculator helps you save time. Just enter your age, dwelling coverage, credit score, deductible, liability coverage and other basic information for a rate estimate.
Allstate offers the lowest home insurance rates in East Los Angeles, CA. Here are the cheapest overall providers:
Dwelling coverage significantly affects home insurance rates. Allstate is the most affordable for $100K, $250K and $500K coverages in East Los Angeles, offering great value with a MoneyGeek score of 91 out of 100.
Choosing the cheapest homeowners insurance in California can help you manage your finances effectively.
| Allstate | $303 |
| Farmers | $479 |
| Travelers | $563 |
| State Farm | $748 |
| Capital Insurance Group | $834 |
| Nationwide | $992 |
| Chubb | $1,024 |
Allstate is the best option for high-value home insurance in East Los Angeles, CA. You need higher dwelling coverage for a property that costs more to replace, and home insurance costs can rise with property value.
While Allstate is the cheapest, it also ranks high in overall performance, making it the best choice for cost and service.
| Allstate | $1,511 |
| Travelers | $3,001 |
| Capital Insurance Group | $3,493 |
| State Farm | $3,645 |
| Nationwide | $5,098 |
| Farmers | $5,322 |
| Chubb | $6,279 |
In East Los Angeles, CA, Farmers is the cheapest option for new homes requiring $100K in dwelling coverage.
Farmers is the most affordable choice, but it doesn't have the highest score. While cost is a significant factor, ensure you're adequately covered.
| Farmers | $226 |
| Allstate | $238 |
| Travelers | $289 |
| State Farm | $374 |
| Nationwide | $399 |
| Capital Insurance Group | $541 |
| Chubb | $812 |
The best cheap homeowners insurance providers balance quality and cost, offering excellent customer service and coverage at affordable premiums. The best option for you depends on your needs. Consider factors like coverage, customer service and deductibles.
Follow these steps to find the best cheap home insurance:
To determine how much home insurance coverage you need, consider your home rebuilding costs, personal property value and liability needs.
Research insurance companies in East Los Angeles, CA. Look for providers with strong financial stability, positive customer reviews and a history of quality service.
Once you know your coverage needs, compare home insurance quotes. In East Los Angeles, CA, average annual premiums for a $100K dwelling range from $303 with Allstate to $1,024 with Chubb.
Inquire with each provider about discounts you could qualify for, such as bundling policies, installing safety features or maintaining a claims-free record.
Opting for a higher home insurance deductible can lower your premium. Ensure it's an amount you can manage if a claim arises.
Enhancing your home's security with systems and sturdy locks can decrease its risk profile and potentially reduce insurance costs.
Keep a good credit score, as it influences your insurance rates. Pay bills on time and minimize debt.
Consider bundling your homeowners insurance with other policies, such as auto insurance, for discounts and savings.
The best cheap home insurance provider depends on your coverage needs and budget. Get answers to common questions about the best affordable insurance rates in East Los Angeles, CA.
The average annual home insurance cost in East Los Angeles, California, is $557.
The cheapest home insurance company in East Los Angeles, California, is Allstate, with an annual premium of $303.
Allstate provides the best home insurance in California for East Los Angeles residents, with a MoneyGeek score of 83 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
