Updated: November 28, 2024
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In Antioch, C.A., Allstate is the overall best and cheapest choice for home insurance. If customer service is your priority, Chubb is the top choice. These companies cater to different needs, so choose a provider based on what is important to you.
Selecting the best cheap home insurance depends on various factors, such as your budget, coverage and customer service preferences.
Best HomeInsuranceAntioch, CATable of Contents
Why Trust MoneyGeek?
We used data from California's Department of Insurance and Quadrant Information Services. This helped us find the top homeowners insurance in Antioch, backed by data and industry standards.
In Antioch, the rates for home insurance represent the most competitive estimates as of September 2024.
MoneyGeek found that Allstate is the best option for home insurance in Antioch, C.A., for $100K dwelling coverage, earning a MoneyGeek score of 83 out of 100.
The scores for home insurance companies in Antioch range from 50 to 83. These scores are based on MoneyGeek's rating system — insurers can get different scores based on your credit history and the age of your home.
| Allstate | 83 | $317 |
| Farmers | 80 | $371 |
| Travelers | 78 | $455 |
| Chubb | 75 | $601 |
| State Farm | 55 | $753 |
| Nationwide | 54 | $747 |
| Capital Insurance Group | 50 | $551 |
MoneyGeek found that Allstate is the best option in Antioch, C.A., for $100K dwelling coverage. The two best overall home insurance companies in Antioch for $100K dwelling coverage are:
Allstate stands out as the best home insurance provider due to its competitive pricing and customer satisfaction, which are the main contributors to its overall MoneyGeek score.
In Antioch, C.A., many companies offer varied cost and service experiences. While cost is important, consider other factors like customer service and coverage options, especially when filing claims.
Allstate scores high on affordability and satisfaction, making it a top choice. It offers rare coverages like home business property and energy efficiency upgrades. Discounts for responsible payment and continuous insurance can also help you save.
Allstate provides useful coverages, such as cyber event/ID theft, which helps if your identity is stolen. Back-up of sewer or drain covers water damage from drain issues. Energy efficiency upgrade helps replace damaged items with efficient ones. These coverages add value to your home insurance.
MoneyGeek found that Chubb offers the best customer service in home insurance in Antioch, C.A., for $100K dwelling coverage. Its exceptional service, combined with competitive pricing, makes it stand out among other providers.
What makes Chubb the top choice is its high customer satisfaction rating. Customers also appreciate the comprehensive coverage options it offers, making it a great pick if you're looking for quick claims processing and helpful customer support.
Chubb is the best for service quality, thanks to its high satisfaction and coverage scores. It offers comprehensive home insurance with guaranteed replacement costs and building ordinance and law coverages. You can also get a discount if your home is 10 years old or less.
Chubb's cash settlement lets you choose a cash payout instead of rebuilding. These coverages provide valuable protection for your home.
MoneyGeek found that Allstate is the best cheap home insurance option in Antioch, California, for $100K dwelling coverage. The top two best cheap insurance providers are:
Choosing cheap home insurance often means going for lower coverage, which saves money but might not be enough in an accident. In instances where saving on premiums is a priority, considering the cheapest homeowner insurance companies may be beneficial.
The best cheap option differs from the cheapest in that it balances low cost with good customer satisfaction. Allstate happens to balance both and stands out due to its high customer satisfaction and coverage scores.
Allstate is the best cheap company with high scores in affordability and customer satisfaction. It offers comprehensive home insurance with coverages like cyber event/ID theft and home business property. You can save with discounts for bundles and responsible payment, which reward a good payment history.
Allstate's high MoneyGeek score makes it a great choice for homeowners. Its coverage includes useful add-ons that can help if your drain backs up. Its energy efficiency upgrade is also great for replacing items with energy-saving ones.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 10, 2024
Many factors affect homeowners insurance in Antioch, including location. Comparing rates is the best way to save, but it often takes a considerable amount of time. Each company requires at least 15 minutes to review, leading to more than an hour if you compare three or more.
Use MoneyGeek's home insurance calculator for instant savings. Enter your age, dwelling coverage, credit score, deductible, liability coverage and more to get a rate estimate quickly.
MoneyGeek identified that Allstate offers the most affordable home insurance in Antioch, C.A. The following companies offer the lowest annual premiums in different dwelling coverage categories:
Allstate stands out by offering competitive costs while also achieving a high rating for coverage. A key factor affecting your home insurance premium is the dwelling coverage, and for all coverage levels, Allstate maintains a significant affordability advantage and scores the highest overall.
Opting for the cheapest homeowners insurance in California can help manage your finances by reducing your monthly expenses.
| Allstate | $317 |
| Farmers | $371 |
| Travelers | $455 |
| Capital Insurance Group | $550 |
| Chubb | $601 |
| Nationwide | $747 |
| State Farm | $753 |
Allstate is the most affordable choice for high-value home insurance in Antioch, C.A. High dwelling coverage is crucial for homes with higher replacement costs, as home insurance costs can rise with these values.
Allstate stands out due to its lower rates for high-value homes. While it offers the cheapest coverage, it also earns top marks for the value it offers.
| Allstate | $1,602 |
| Travelers | $2,181 |
| Capital Insurance Group | $2,308 |
| Chubb | $3,391 |
| Farmers | $3,540 |
| State Farm | $3,668 |
| Nationwide | $3,772 |
Farmers offers the cheapest home insurance for new homes in Antioch, C.A.
Farmers stands out because it offers the lowest cost for homeowners insurance. However, Travelers also provides competitive rates for higher coverages, and based on MoneyGeek's analysis, it might be a better overall choice even if it's not always the least expensive. When securing home insurance, ensure that you are adequately covered.
| Farmers | $176 |
| Travelers | $246 |
| Allstate | $250 |
| Nationwide | $310 |
| Capital Insurance Group | $359 |
| State Farm | $376 |
| Chubb | $491 |
The best cheap homeowners insurance providers balance quality and cost, offering great service and coverage with affordable premiums. The best cheap homeowners insurance in Antioch depends on your needs, considering factors beyond premiums. Important factors include coverage options, customer service and financial stability.
Follow these steps to get the best and most affordable homeowners insurance for your home.
Determine how much home insurance coverage you need in Antioch, C.A., by assessing the rebuilding costs, personal property value and liability requirements.
Research insurance companies serving Antioch. Consider their financial stability, customer reviews and quality of service.
Once you know what coverages you need, compare home insurance quotes. For a $100K dwelling in Antioch, C.A., premiums vary from $317 to $747 annually.
Inquire with each provider about potential discounts for bundling policies, installing safety features or maintaining a claims-free history.
Opting for a higher home insurance deductible can reduce your premium, but ensure the amount is manageable in case of a claim.
Enhancing your home with security systems and robust locks can lower the risk profile and potentially decrease insurance costs.
A good credit score can impact your insurance rates in Antioch, C.A. Pay bills on time and reduce outstanding debt.
Consider bundling your homeowners insurance with other policies like auto insurance for potential savings.
The best cheap home insurance provider for you in Antioch ultimately depends on how much coverage you need and how much you can spend. Get answers to some of the most commonly asked questions about the best cheap insurance rates in Antioch, California.
The average cost of home insurance in Antioch, C.A., is $427, which is lower than the average cost of homeowners insurance in California.
The cheapest home insurance company in Antioch, C.A., is Allstate, offering an annual premium of $317.
The best home insurance in California for Antioch residents is provided by Allstate, with a MoneyGeek score of 83 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
