The Best Wyoming Medicare Supplement Plans (2023)

The average cost of Medicare Supplement plans in Wyoming is $123 per month for 65-year-olds and $204 per month for 75-year-olds.

Plan F and G are popular among people eligible for Medicare since they provide the most comprehensive coverage. In Wyoming, Plan F costs approximately $256.05 a month, and Plan G is $125.60 per month. But, only people who were eligible for Medicare before 2020 can get Plan F.

Plan N is the next most popular plan due to its similar coverage, albeit with some additional charges. It’s available for around $120.10 per month for a 65-year-old and roughly $181.64 for a 75-year-old in Wyoming.

Using the MoneyGeek methodology, our team ranked the top-rated providers for Plan G, F and N. Seniors can use our guide to find the best Medicare Supplement plan in Wyoming.

Based on MoneyGeek’s research, UnitedHealthcare is the best Medigap Plan G provider in Wyoming. However, our study only includes providers that give online quotes. It’s possible a Medicare Supplement plan provider in Wyoming that lacks online quotes has a better rate.

On average, you can buy Medicare Supplement Plan G in Wyoming for $156.30 per month.

For MoneyGeek’s sample 65-year-old, Humana offers the most affordable Plan G at roughly $104.40 per month. Meanwhile, Cigna has the most expensive Plan G in Wyoming at approximately $159 per month.

Remember, actual prices can vary depending on age, discounts and other medical underwriting factors.

You have 30 company options for Medicare Supplement Plan G in Wyoming, but you can’t get online quotes from all of them. MoneyGeek collected the contact information of these companies to help you find a Medicare Supplement Plan G provider in Wyoming that best suits your needs and budget. You can also see their pricing method to know which carriers may charge more based on age.

In Wyoming, Medicare Supplement plans, such as Plan G, are standardized and offer basic benefits. Still, the Part B deductible is not covered under Plan G, and foreign travel exchanges only get up to 80% coverage to plan limits.

Despite that, you can find some companies that offer additional benefits aside from the standard coverage. UnitedHealthcare’s Renew Active is a good example.

Cigna is the best Medicare Supplement Plan F provider in Wyoming, per MoneyGeek’s research. However, we only rated carriers that have quotes available online. There may be more companies in Wyoming that offer Plan F without online quote availability.

MoneyGeek found Medicare Supplement Plan F in Wyoming costs around $256 per month. But the final premium can change based on the policyholder’s age, chosen provider, available discounts and medical underwriting factors.

MoneyGeek’s sample 75-year-old gets the most affordable Plan F from Aetna at roughly $202.20 per month. Meanwhile, UnitedHealthcare offers the same person Plan F at approximately $318.70 per month.

Thirty companies offer Medicare Supplement Plan F in Wyoming, but not all of them provide estimates online. For those, seniors need to contact the company directly to get a personalized quote.

To help, MoneyGeek gathered the contact information of Wyoming’s Plan F providers. We also detailed their pricing style to show which companies are likely to charge more based on age so you can find your best choice.

Plan F is standardized and has certain guaranteed benefits, just like every Medigap plan. Plan F’s coverage is comprehensive, but it only covers 80% of foreign travel exchange to the plan limit.

However, some carriers provide additional benefits with Plan F. For example, Cigna’s policyholders can take advantage of its Healthy Rewards program.

If you want the best Medigap Plan N in Wyoming, MoneyGeek recommends Humana. Be mindful that our study only covers companies giving online quotes. Certain carriers in the state were not part of our rankings due to their lack of online estimates.

On average, Medicare Supplement Plan N in Wyoming costs $145.80 per month. However, age, discounts and medical underwriting factors affect your final premium price.

At around $103.40 per month, Aetna offers the most affordable Plan N in Wyoming. And Blue Cross Blue Shield of Wyoming is the most expensive for Plan N, costing roughly $136.70 per month.

You can choose from 30 companies for Medigap Plan N in Wyoming, but not all of them give quotes online. To help you find the best provider, MoneyGeek listed the contact information of Wyoming Plan N providers. We also indicated their pricing method so you know which companies are likely to charge more based on age.

In Wyoming, all Medicare Supplement plans, including Plan N, are standardized and have guaranteed benefits. But, Plan N does not cover the Part B deductible or excess charges. It also only covers up to 80% of foreign travel emergencies (up to plan limits).

You can find some companies providing benefits on top of the plan’s minimum. For example, you can get the SilverSneakers fitness program from Humana.

There are more Medicare Supplement plan types besides Plan F, G and N, yet fewer people buy them due to their less comprehensive protection.

Despite that, MoneyGeek listed the best-rated carriers for each Medigap letter plan type in Wyoming:

• Plan A, C, K and L: UnitedHealthcare
• Plan B: Humana
• Plan D: State Farm

Based on our research, you can find online quotes from these companies.

Keep in mind that if you were eligible for Medicare after January 1, 2020, you wouldn’t be able to buy Plan C in Wyoming or any other state.

You’re not alone if you find Medigap plans in Wyoming to be a confusing subject. As such, MoneyGeek analyzed pricing data and created a comparison chart for Medicare Supplement plans in Wyoming to help you understand them better.

Medicare Supplement plans have different coverage levels and availability. Some plan types are only available based on your Medicare eligibility date. If you’re a new enrollee, you won’t be able to buy Plan F and C, despite the comprehensive coverage of those plans. Their replacements are Plan G and D.

You can use MoneyGeek’s chart to compare Medicare Supplement plans in Wyoming based on coverage levels and costs.

In Wyoming, the cost of Medicare Supplement plans changes depending on the chosen plan type and provider.

For Plan A, C, K and L, UnitedHealthcare offers the cheapest rates in Wyoming. Meanwhile, Humana is the most affordable for Plan B and G, and Aetna for Plan F and N. State Farm has the lowest rate for Plan D.

Further, companies in Wyoming use these pricing styles for Medigap plans:

• Attained-Age: Prices depend on the policyholder’s current age, which means prices increase over time.
• Issue-Age: This pricing method uses the policyholder’s age when they first acquire the plan — age does not affect Medigap plan prices. This is used by insurers 50% of the time with Plan M.
• Community-Rated: All policyholders within the plan type pay the same premium, regardless of age. Providers in Wyoming do not use this pricing style for Plan D or M.

To help you understand Medigap plans in Wyoming, MoneyGeek answered some frequently asked questions.

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Wyoming for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.