The Best Wyoming Medicare Supplement Plans (2022)

Seniors looking for Medicare Supplement (Medigap) plans have 10 options in Wyoming, but plans have different eligibility requirements. MoneyGeek’s analysis shows Cigna, UnitedHealthcare and Humana are the best Medicare Supplement plan providers in Wyoming.

Note that you can’t have a Medigap and Medicare Advantage plan at the same time in Wyoming or anywhere. In Wyoming, a Medicare Advantage plan replaces the entire Medicare plan, even Original Medicare.

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Last Updated: 7/1/2022
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The average cost of Medicare Supplement plans in Wyoming is $123 per month for 65-year-olds and $204 per month for 75-year-olds.

Plan F and G are popular among people eligible for Medicare since they provide the most comprehensive coverage. In Wyoming, Plan F costs approximately $256.05 a month, and Plan G is $125.60 per month. But, only people who were eligible for Medicare before 2020 can get Plan F.

Plan N is the next most popular plan due to its similar coverage, albeit with some additional charges. It’s available for around $120.10 per month for a 65-year-old and roughly $181.64 for a 75-year-old in Wyoming.

Using the MoneyGeek methodology, our team ranked the top-rated providers for Plan G, F and N. Seniors can use our guide to find the best Medicare Supplement plan in Wyoming.

iconribbonBestMedigapWyoming2022

Best Medicare Supplement Plans in Wyoming

Best Medicare Supplement Plan G in Wyoming

Based on MoneyGeek’s research, UnitedHealthcare is the best Medigap Plan G provider in Wyoming. However, our study only includes providers that give online quotes. It’s possible a Medicare Supplement plan provider in Wyoming that lacks online quotes has a better rate.

mglogo
MoneyGeek Top Pick
UnitedHealthcare
  • MoneyGeek Score: 85 out of 100
  • Average Monthly Rate: $138.62

In Wyoming, you can buy UnitedHealthcare’s Plan G for approximately $138.62 per month. It’s at least $17 cheaper than Wyoming’s Plan G average price of around $156.30 per month.

One benefit that comes with a UnitedHealthcare Medicare Supplement plan is Renew Active. It’s a fitness program that gives planholders membership to any in-network premium gym, including a personalized fitness plan and access to group classes.

You also get dental, hearing and vision discounts. If you have concerns, you can call UnitedHealthcare’s nurse line 24/7.

MORE ABOUT PLAN G IN WYOMING

Navigate to learn more about Medigap Plan G in Wyoming, including its average cost, what providers are available and what it covers.

The Cost of Medicare Supplement Plan G in Wyoming

On average, you can buy Medicare Supplement Plan G in Wyoming for $156.30 per month.

For MoneyGeek’s sample 65-year-old, Humana offers the most affordable Plan G at roughly $104.40 per month. Meanwhile, Cigna has the most expensive Plan G in Wyoming at approximately $159 per month.

Remember, actual prices can vary depending on age, discounts and other medical underwriting factors.

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65

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  • Company
    Sample Monthly Rate
  • Humana
    $104
  • Blue Cross Blue Shield of Wyoming
    $108
  • State Farm
    $138
  • UnitedHealthcare
    $139
  • Aetna
    $144

Providers Offering Plan G in Wyoming

You have 30 company options for Medicare Supplement Plan G in Wyoming, but you can’t get online quotes from all of them. MoneyGeek collected the contact information of these companies to help you find a Medicare Supplement Plan G provider in Wyoming that best suits your needs and budget. You can also see their pricing method to know which carriers may charge more based on age.

Providers Offering Plan G in Wyoming

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  • Company
    Contact Number
    Pricing Style
  • Aetna
    800-358-8749
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age
  • Assured Life
    877-223-3666
    Attained Age
  • Atlantic Coast Life
    1-844-442-3847
    Attained Age
  • Bankers Fidelity
    1-866-458-7504
    Attained Age
  • Blue Cross Blue Shield of Wyoming
    800-442-2376
    Attained Age
  • Central States Health and Life Co. of Omaha
    800-826-6587
    Attained Age
  • Colonial Penn
    1-877-877-8052
    Attained Age

What Does Plan G Cover?

In Wyoming, Medicare Supplement plans, such as Plan G, are standardized and offer basic benefits. Still, the Part B deductible is not covered under Plan G, and foreign travel exchanges only get up to 80% coverage to plan limits.

Despite that, you can find some companies that offer additional benefits aside from the standard coverage. UnitedHealthcare’s Renew Active is a good example.

Required Benefits of Plan G in Wyoming
  • Medigap Benefit
    Does Plan G Cover?
  • Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    No
  • Part B excess charge
    Yes
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plan F in Wyoming

Cigna is the best Medicare Supplement Plan F provider in Wyoming, per MoneyGeek’s research. However, we only rated carriers that have quotes available online. There may be more companies in Wyoming that offer Plan F without online quote availability.

mglogo
MoneyGeek Top Pick
Cigna Medicare
  • MoneyGeek Score: 90 out of 100
  • Average Monthly Rate: $301.10

On average, Cigna’s Medigap Plan F costs $301.10 per month; it costs around $45.10 more than Wyoming’s average Plan F price of $256.00.

Seniors who want to make smart and preventive health choices can get discounts of up to 25% on various health and wellness products through Cigna’s Healthy Rewards program. Options include weight management tools, fitness memberships, vision and hearing services, and alternative medicine.

Cigna also offers coverage for emergencies during overseas travel and has a phone and online health information line available 24/7.

MORE ABOUT PLAN F IN WYOMING

Navigate to learn more about Medigap Plan F in Wyoming, including the average cost, available providers and what it covers.

The Cost of Medicare Supplement Plan F in Wyoming

MoneyGeek found Medicare Supplement Plan F in Wyoming costs around $256 per month. But the final premium can change based on the policyholder’s age, chosen provider, available discounts and medical underwriting factors.

MoneyGeek’s sample 75-year-old gets the most affordable Plan F from Aetna at roughly $202.20 per month. Meanwhile, UnitedHealthcare offers the same person Plan F at approximately $318.70 per month.

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75

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  • Company
    Sample Monthly Rate
  • Aetna
    $157

Providers Offering Plan F in Wyoming

Thirty companies offer Medicare Supplement Plan F in Wyoming, but not all of them provide estimates online. For those, seniors need to contact the company directly to get a personalized quote.

To help, MoneyGeek gathered the contact information of Wyoming’s Plan F providers. We also detailed their pricing style to show which companies are likely to charge more based on age so you can find your best choice.

Providers Offering Plan F in Wyoming

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  • Company
    Contact Number
    Pricing Style
  • Aetna
    800-358-8749
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age
  • Assured Life
    877-223-3666
    Attained Age
  • Atlantic Coast Life
    1-844-442-3847
    Attained Age
  • Bankers Fidelity
    1-866-458-7504
    Attained Age
  • Central States Health and Life Co. of Omaha
    800-826-6587
    Attained Age
  • Colonial Penn
    1-877-877-8052
    Attained Age
  • Federal Life
    800-960-1390
    Attained Age

What Does Plan F Cover?

Plan F is standardized and has certain guaranteed benefits, just like every Medigap plan. Plan F’s coverage is comprehensive, but it only covers 80% of foreign travel exchange to the plan limit.

However, some carriers provide additional benefits with Plan F. For example, Cigna’s policyholders can take advantage of its Healthy Rewards program.

Required Benefits of Plan F in Wyoming
  • Medigap Benefit
    Does Plan F Cover?
  • Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    Yes
  • Part B excess charge
    Yes
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plan N in Wyoming

If you want the best Medigap Plan N in Wyoming, MoneyGeek recommends Humana. Be mindful that our study only covers companies giving online quotes. Certain carriers in the state were not part of our rankings due to their lack of online estimates.

mglogo
MoneyGeek Top Pick
Humana
  • MoneyGeek Score: 87.5 out of 100
  • Average Monthly Rate: $106.05

In Wyoming, you can buy Humana’s Plan N for around $106.05 per month; it’s about $39.75 cheaper per month than the state’s average of $145.80 for Plan N.

You get to enjoy SilverSneakers with Humana. It’s a fitness plan that includes access to gyms, outdoor activities and an on-demand exercise video library. You also get discounts on prescriptions and hearing aids, on top of 24/7 access to Humana’s nurse advice line.

MORE ABOUT PLAN N IN WYOMING

Navigate to learn more about Medigap Plan N in Wyoming, including its average costs, what providers are available and what it covers.

The Cost of Medicare Supplement Plan N in Wyoming

On average, Medicare Supplement Plan N in Wyoming costs $145.80 per month. However, age, discounts and medical underwriting factors affect your final premium price.

At around $103.40 per month, Aetna offers the most affordable Plan N in Wyoming. And Blue Cross Blue Shield of Wyoming is the most expensive for Plan N, costing roughly $136.70 per month.

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  • Company
    Sample Monthly Rate
  • Aetna
    $103
  • State Farm
    $107
  • Humana
    $119
  • Cigna
    $128
  • UnitedHealthcare
    $129

Providers Offering Plan N in Wyoming

You can choose from 30 companies for Medigap Plan N in Wyoming, but not all of them give quotes online. To help you find the best provider, MoneyGeek listed the contact information of Wyoming Plan N providers. We also indicated their pricing method so you know which companies are likely to charge more based on age.

Providers Offering Plan N in Wyoming

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  • Company
    Contact Number
    Pricing Style
  • Aetna
    800-358-8749
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age
  • Assured Life
    877-223-3666
    Attained Age
  • Atlantic Coast Life
    1-844-442-3847
    Attained Age
  • Bankers Fidelity
    1-866-458-7504
    Attained Age
  • Blue Cross Blue Shield of Wyoming
    800-442-2376
    Attained Age
  • Central States Health and Life Co. of Omaha
    800-826-6587
    Attained Age
  • Colonial Penn
    1-877-877-8052
    Attained Age

What Does Plan N Cover?

In Wyoming, all Medicare Supplement plans, including Plan N, are standardized and have guaranteed benefits. But, Plan N does not cover the Part B deductible or excess charges. It also only covers up to 80% of foreign travel emergencies (up to plan limits).

You can find some companies providing benefits on top of the plan’s minimum. For example, you can get the SilverSneakers fitness program from Humana.

Required Benefits of Plan N in Wyoming
  • Medigap Benefit
    Does Plan N Cover?
  • Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    No
  • Part B excess charge
    No
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plans in Wyoming: Other Plan Types

There are more Medicare Supplement plan types besides Plan F, G and N, yet fewer people buy them due to their less comprehensive protection.

Despite that, MoneyGeek listed the best-rated carriers for each Medigap letter plan type in Wyoming:

  • Plan A, C, K and L: UnitedHealthcare
  • Plan B: Humana
  • Plan D: State Farm

Based on our research, you can find online quotes from these companies.

Keep in mind that if you were eligible for Medicare after January 1, 2020, you wouldn’t be able to buy Plan C in Wyoming or any other state.

The Best Medicare Supplement in Wyoming - Alternate Plans
  • Plan Type
    Best Plan
    Monthly Cost
  • A

    UnitedHealthcare

    $105.07

  • B

    Humana

    $134.94

  • C

    UnitedHealthcare

    $317.35

  • D

    State Farm

    $138.04

  • F

    Cigna

    $301.10

  • G

    UnitedHealthcare

    $138.62

  • K

    UnitedHealthcare

    $62.83

  • L

    UnitedHealthcare

    $101.41

  • N

    Humana

    $106.05

How to Find the Best Medicare Supplement Plans in Wyoming

You’re not alone if you find Medigap plans in Wyoming to be a confusing subject. As such, MoneyGeek analyzed pricing data and created a comparison chart for Medicare Supplement plans in Wyoming to help you understand them better.

Wyoming Medicare Supplement Plans Comparison Chart

Medicare Supplement plans have different coverage levels and availability. Some plan types are only available based on your Medicare eligibility date. If you’re a new enrollee, you won’t be able to buy Plan F and C, despite the comprehensive coverage of those plans. Their replacements are Plan G and D.

You can use MoneyGeek’s chart to compare Medicare Supplement plans in Wyoming based on coverage levels and costs.

Medicare Supplement Comparison Chart
Coverage
A
B
C
D
F
G
K
L
M
N

Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Part B co-insurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Blood (first 3 pints)

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A hospice care co-insurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Skilled nursing facility care co-insurance

No

No

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A deductible

No

Yes

Yes

Yes

Yes

Yes

50%

75%

50%

Yes

Part B deductible

No

No

Yes

No

Yes

No

No

No

No

No

Part B excess charge

No

No

No

No

Yes

Yes

No

No

No

No

Foreign travel exchange (up to plan limits)

No

No

80%

80%

80%

80%

No

No

80%

80%

The Cost of Medicare Supplement Plans in Wyoming

In Wyoming, the cost of Medicare Supplement plans changes depending on the chosen plan type and provider.

For Plan A, C, K and L, UnitedHealthcare offers the cheapest rates in Wyoming. Meanwhile, Humana is the most affordable for Plan B and G, and Aetna for Plan F and N. State Farm has the lowest rate for Plan D.

Further, companies in Wyoming use these pricing styles for Medigap plans:

  • Attained-Age: Prices depend on the policyholder’s current age, which means prices increase over time.
  • Issue-Age: This pricing method uses the policyholder’s age when they first acquire the plan — age does not affect Medigap plan prices. This is used by insurers 50% of the time with Plan M.
  • Community-Rated: All policyholders within the plan type pay the same premium, regardless of age. Providers in Wyoming do not use this pricing style for Plan D or M.
Average Cost of Medicare Supplement in Wyoming

Sort by Plan Letter:

65

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  • Company
    Sample Monthly Rate
  • UnitedHealthcare
    $105
  • Blue Cross Blue Shield of Wyoming
    $112
  • State Farm
    $128
  • Humana
    $131
  • Aetna
    $134

FAQs About Medicare Supplement Plans in Wyoming

To help you understand Medigap plans in Wyoming, MoneyGeek answered some frequently asked questions.

Methodology

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Wyoming for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.


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