Overall, we found that Premera has the best Medicare Supplement plans in Washington, with rates that are 31% below average for the most popular plan in the nation (Plan G). However, you should also consider Cigna and Regence for affordable plans since pricing differs widely by plan letter.
Best Medicare Supplement Plans in Washington
Updated: May 27, 2025
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Key Takeaways
Premera offers the best and cheapest Medicare Supplement plans for the most popular plan in Washington, with Plan G priced at $121 per month.
Medicare Supplement plans in Washington can cost anywhere from $95 to $255 per month on average, depending on your plan selection.
To find the plan you need, check plan availability, restrictions and benefits, and compare quotes from multiple companies.
Who Are the Best Cheap Medicare Supplement Plan Companies in Washington?
| Premera | $121 | $1,446 |
| Cigna | $185 | $2,221 |
| Regence | $188 | $2,256 |
| UnitedHealthcare | $206 | $2,476 |
*Pricing shown is for Medicare Supplement Plan G for 65-year-olds.
Compare Personalized Best Cheap Medicare Supplement Companies in Washington
While we've highlighted top companies for popular plans, your needs might differ. Use the filterable table below to find the best and most affordable option for you.
Data filtered by:Results filtered by:
Select
Plan Letter:A
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Age:65
| Cigna | $173 | $2,072 |
| Premera | $187 | $2,238 |
| Regence | $167 | $2,004 |
| UnitedHealthcare | $147 | $1,764 |
Washington Medicare Supplement Plan Cost
The typical Medicare Supplement plan, Plan G, costs around $175 monthly or $2,100 per year on average in Washington. However, your rates can vary widely, ranging anywhere from $95 to $255 monthly depending on the provider and plan you select.
| A | $168 | $168 |
| B | $216 | $216 |
| C | $255 | $255 |
| F | $202 | $202 |
| G | $175 | $175 |
| K | $95 | $95 |
| L | $149 | $149 |
| N | $159 | $159 |
Washington Medicare Supplement Coverage Guide
With many plan options to choose from and many considerations to be made, it can be especially hard to decide what Medicare Supplement plan is best and which company to choose. We've created a comprehensive guide detailing what coverages are available, how to choose which plan you need and how to get the best cheap company for you.
Washington Medicare Supplement Plan Comparison Chart
All Medicare Supplement plans, regardless of your state, have standardized coverages. Below we've summarized what each plan letter for Medicare Supplement, or Medigap, covers:
Plan Letter | Co-Insurance and Copayment Coverage | Deductibles and Other Coverages |
|---|---|---|
A |
|
|
B |
|
|
C |
|
|
D |
|
|
F |
|
|
G |
|
|
K |
|
|
L |
|
|
M |
|
|
N |
|
|
How to Decide Which Medicare Supplement Plan You Need
Deciding on a Medicare Supplement coverage plan largely depends on your eligibility, financial situation, age, health condition and lifestyle. Here's a summary of how to consider these factors:
Eligibility
New enrollees can access all plans except C or F. Those eligible for Medicare before 2020 can choose from all 10 plans.
Age, condition and lifestyle
Evaluate your coverage needs based on age, pre-existing conditions and lifestyle. Consider the likelihood of using different coverage items and consult with a medical professional and a Medigap/Medicare Supplement specialist for guidance.
Financial status
Your ability to afford coverage is important, regardless of risk factors and coverage needs. Seek plans that align with your risk profile and are within your budget.
How to Find the Best Washington Medicare Supplement Company
Once you've decided what plan is right for you, it's time to compare companies. Below, we have detailed the key things to look for in a Medicare Supplement provider in Washington to help you select the best provider for your needs.
- 1
Customer Satisfaction and Complaints
Finding the right Medicare Supplement provider involves looking into customer satisfaction ratings. Resources like J.D. Power and the NAIC offer insights into which companies excel in customer service. Choosing a company with high ratings can lead to a more pleasant experience.
- 2
Plan Pricing
Compare Medicare Supplement plans for the most affordable option with excellent customer service. Make sure to look at the cost and coverage provided to ensure you get the best value.
- 3
Added Benefits
Some insurers offer added benefits as part of their Medicare Supplement plans. These can include discounts on partner products, such as wellness programs, or other perks that add value beyond basic coverage.
Best Medigap Plans in Washington: Bottom Line
Our top three picks for the best Medicare Supplement insurance in Washington are Premera, Cigna and Regence, with Premera leading for Plan G affordability. However, to find the right plan for you we recommend shopping around for yourself, comparing company reputations, benefits and pricing across different plan types.
Medicare Supplement Plans in Washington: FAQ
MoneyGeek answers frequently asked questions about the best Medicare Supplement coverage in Washington.
What is the best Medicare Supplement provider in Washington?
For the most popular Medigap plan in Washington, the best health insurance provider is Premera. The provider offers pricing that is 31% lower than the state average, making it the most affordable company in Washington.
What is the cost of Medicare Supplement plans in Washington?
Depending on your plan selection, pricing for Medicare Supplement plans can range from $1,134 to $3,054 per year. For the most popular plan in Washington, Plan G, the average cost is around $2,100 per year.
How We Decided the Best Medicare Supplement Companies in Washington
MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Washington for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online. We used Medicare Supplement Plan G, which is the most popular plan nationwide, to determine the best and most affordable provider.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.