Anthem offers New Hampshire's best Plan G rate at $180 monthly. First Health Life & Health has the cheapest Plan N ($129 monthly) and Plan F ($250 monthly) rates. Your best rate depends on your age, plan type and pricing style preference.
Best Medicare Supplement Plans in New Hampshire (2026)
Updated: January 14, 2026
Advertising & Editorial Disclosure
Key Takeaways
First Health Life & Health has New Hampshire's cheapest Plan F and Plan N rates while Anthem offers the lowest Plan G.
New Hampshire's Medicare Supplement premiums run $55 to $548 monthly depending on which plan you choose.
Shop multiple carriers and evaluate plan restrictions, benefits and availability to determine your best fit.
Best Medicare Supplement Plans in New Hampshire
| United American | A | $154 | $62 | Issue Age Pricing |
| First Health Life & Health | B | $211 | $45 | Issue Age Pricing |
| State Farm | C | $255 | $72 | Issue Age Pricing |
| State Farm | D | $185 | $71 | Issue Age Pricing |
| First Health Life & Health | F | $250 | $73 | Issue Age Pricing |
| Anthem | G | $180 | $66 | Issue Age Pricing |
| AARP | K | $89 | $31 | Issue Age Pricing |
| Transamerica | L | $161 | $22 | Issue Age Pricing |
| Transamerica | M | $199 | $23 | Issue Age Pricing |
| First Health Life & Health | N | $129 | $62 | Issue Age Pricing |
*Prices are for 65-year-olds.
Anthem
MoneyGeek Rating
4.1/ 5
4.8/5Affordability
3.6/5Pricing Style
2.8/5Plan Availability
Average Plan G Rate
$180Plan Types
A, F, G, N
First Health
MoneyGeek Rating
3.7/ 5
4.4/5Affordability
3.3/5Pricing Style
2.5/5Plan Availability
Average Plan G Rate
$258Plan Types
A, B, F, G, N
United American
MoneyGeek Rating
4.9/ 5
4.8/5Affordability
5/5Pricing Style
5/5Plan Availability
Average Plan G Rate
$322Plan Types
A, B, C, D, F, G, K, L, N
State Farm
MoneyGeek Rating
4.6/ 5
4.9/5Affordability
4.3/5Pricing Style
4.2/5Plan Availability
Average Plan G Rate
$186Plan Types
A, C, D, F, G, N
AARP
MoneyGeek Rating
4.2/ 5
4.2/5Affordability
4.2/5Pricing Style
3.9/5Availability
Average Plan G Rate
$267Plan Types
A, B, C, F, G, K, L, N
Transamerica
MoneyGeek Rating
4.6/ 5
4.8/5Affordability
4.6/5Pricing Style
4.4/5Availability
Average Plan G Rate
$244Plan Types
A, B, C, D, F, G, K, L, M, N
Best Medicare Supplement Plan G in New Hampshire
New Hampshire residents find the cheapest Plan G through Anthem at 25% below the state average, while State Farm and Mutual of Omaha provide competitive rates.
| Anthem | $180 | $61 | $2,160 | $732 |
| State Farm | $186 | $55 | $2,232 | $660 |
| Mutual of Omaha | $191 | $50 | $2,292 | $600 |
| AFLAC | $200 | $41 | $2,400 | $492 |
| Harvard Pilgrim Health Care Inc. | $201 | $40 | $2,412 | $480 |
| SilverScript | $216 | $25 | $2,592 | $300 |
| Bankers Life | $234 | $7 | $2,802 | $84 |
Best Medicare Supplement Plan F in New Hampshire
In New Hampshire, Plan F costs $250 to $291 monthly based on pricing style and deductible options. First Health Life & Health offers the cheapest Plan F at $250 monthly, 19% below the state average. AFLAC ($251 monthly) and SilverScript ($252 monthly) provide competitive rates, saving residents hundreds each year.
| First Health Life & Health | $250 | $57 | $3,000 | $684 |
| AFLAC | $251 | $56 | $3,012 | $672 |
| SilverScript | $252 | $55 | $3,024 | $660 |
| Anthem | $254 | $53 | $3,048 | $636 |
| State Farm | $258 | $49 | $3,096 | $588 |
| USAA | $276 | $31 | $3,312 | $372 |
| Mutual of Omaha | $291 | $16 | $3,492 | $192 |
Best Medicare Supplement Plan N in New Hampshire
Plan N costs from $129 to $184 monthly in New Hampshire, depending on your pricing style. First Health Life & Health offers the cheapest Plan N at $129 monthly, saving New Hampshire residents $684 annually at 31% below average. Mutual of Omaha ($140 monthly) and State Farm ($144 monthly) provide competitive rates.
| First Health Life & Health | $129 | $57 | $1,548 | $684 |
| Mutual of Omaha | $140 | $46 | $1,680 | $552 |
| State Farm | $144 | $42 | $1,728 | $504 |
| SilverScript | $145 | $41 | $1,740 | $492 |
| AFLAC | $154 | $32 | $1,848 | $384 |
| Globe Life | $170 | $16 | $2,040 | $192 |
| Aetna | $184 | $2 | $2,208 | $24 |
Personalized New Hampshire Medicare Supplement Plan Recommendations
Finding your best Medicare Supplement plan depends on age and plan type. Compare rates using the filterable table below.
Data filtered by:
A
Select
No
| United American | A | No | 65 | $154 | $0 | Issue Age Pricing |
| AARP | A | No | 65 | $158 | $0 | Issue Age Pricing |
| Mutual of Omaha | A | No | 65 | $167 | $0 | Issue Age Pricing |
| Anthem | A | No | 65 | $167 | $0 | Issue Age Pricing |
| Globe Life | A | No | 65 | $169 | $0 | Issue Age Pricing |
| State Farm | A | No | 65 | $169 | $0 | Issue Age Pricing |
| SilverScript | A | No | 65 | $179 | $0 | Issue Age Pricing |
| First Health Life & Health | A | No | 65 | $180 | $0 | Issue Age Pricing |
| USAA | A | No | 65 | $208 | $0 | Issue Age Pricing |
| Transamerica | A | No | 65 | $219 | $0 | Issue Age Pricing |
Medicare Supplement Plan Cost in New Hampshire
For 65-year-olds in New Hampshire, Medicare Supplement insurance costs average $234 monthly, from $120 to $327 across 10 standardized plan types. Plan K costs the least at $120 monthly while Plan C costs the most at $327.
The most popular plans (Plan G, Plan F and Plan N) average $246, $323 and $191 monthly. Annual costs range from $1,440 to $3,924. Your actual premium depends on provider, age and the insurer's pricing style.
| A | $216 | $2,592 |
| B | $256 | $3,072 |
| C | $327 | $3,924 |
| D | $256 | $3,072 |
| F | $323 | $3,876 |
| G | $246 | $2,952 |
| K | $120 | $1,440 |
| L | $183 | $2,196 |
| M | $222 | $2,664 |
| N | $191 | $2,292 |
How to Choose the Best Medicare Supplement Plan
After choosing your plan type, you'll want to compare providers in New Hampshire. Look for these key factors when evaluating Medicare Supplement companies.
- 1Assess Your Health Care Needs
Do you travel frequently? How often do you see doctors? More coverage costs more monthly but saves you money when you need care. If you have ongoing medical conditions requiring regular treatment, higher monthly premiums cost less overall through lower out-of-pocket expenses.
- 2Compare Plan Types
Plan G offers the most coverage for new Medicare beneficiaries. Plan N provides similar benefits with lower premiums plus modest copays ($20 for doctor visits, $50 for emergency room). Plan F, available only if you enrolled in Medicare before 2020, covers all out-of-pocket costs. Plans K and L cost less monthly but require you to pay a percentage of costs until you hit an annual limit. Plans A, C and D cover basics with varying benefit levels. Plans B and M fill specific gaps between basic and comprehensive coverage.
- 3Get Quotes From Multiple Providers
Get quotes from at least three companies to ensure competitive rates. Insurers charge different rates for identical coverage.
- 4Check Pricing Style
Three pricing methods exist: Issue Age (locked at your enrollment age), Attained Age (rises as you age) and Community-Rated (same for everyone). Issue Age and Community-Rated plans save you money long-term.
- 5Check Company Ratings
Check AM Best ratings for financial stability and customer satisfaction scores for service quality. Cheaper premiums aren't worth it if your insurer delays claims or provides poor service.
- 6Enroll During Open Enrollment
Enroll during the six-month window starting when you turn 65 and sign up for Medicare Part B. You're guaranteed acceptance regardless of health conditions. Wait longer, and insurers may charge more or deny coverage.
New Hampshire Medicare Resources
New Hampshire residents seeking help with Medicare coverage and enrollment options can access multiple resources available at no cost.
- New Hampshire State Health Insurance Assistance Program (SHIP): Offers free, confidential individual counseling to help Medicare beneficiaries compare plans and make informed decisions about health care coverage. Certified volunteers provide unbiased guidance on Medicare Supplement plans, Medicare Advantage and Part D prescription drug coverage.
- New Hampshire Department of Insurance: Provides consumer protection services and publishes rate comparisons for Medicare Supplement plans. The department runs a helpline to assist with insurance questions and complaints while helping seniors identify and report insurance scams.
- New Hampshire Area Agencies on Aging: Serves older adults with information and programs including assistance with Medicare enrollment and benefits counseling. These agencies provide access to local community resources for seniors and caregivers throughout the state.
- Medicare.gov: The official federal Medicare website has comprehensive information on all Medicare options, including a plan finder tool to compare Medicare Supplement, Medicare Advantage and Part D plans in your ZIP code.
Medicare Supplement Plans in New Hampshire: FAQ
Below are answers to common questions about Medigap coverage in New Hampshire.
When is Medicare Supplement open enrollment in New Hampshire?
Medicare Supplement open enrollment in New Hampshire begins when you turn 65 and enroll in Medicare Part B. This six-month window guarantees coverage regardless of health conditions. You can buy a Medicare Supplement plan anytime, but insurers can deny coverage or charge higher rates outside this period.
What are the most popular Medicare Supplement plans?
Plan G, Plan F and Plan N are the most popular Medicare Supplement plans. Plan G offers comprehensive coverage with predictable out-of-pocket costs. Plan F provides the most complete coverage but is available only to those eligible before 2020. Plan N offers lower premiums with modest copayments ($20 for doctor visits, $50 for emergency room). Learn more about Medicare coverage.
Do you have to renew Medigap plans every year?
No. Medicare Supplement plans automatically renew as long as you pay premiums on time. Your coverage continues indefinitely without annual enrollment periods, unlike Medicare Advantage plans that require yearly review during open enrollment.
What's the difference between Medicare Supplement and Medicare Advantage?
Medicare Supplement plans work with Original Medicare to cover out-of-pocket costs like deductibles and copayments. Medicare Advantage plans replace Original Medicare entirely, providing an all-in-one alternative with different networks, costs and coverage rules. Supplement plans offer more provider flexibility. Advantage plans often include extras like dental and vision coverage.
Our Methodology
MoneyGeek collected New Hampshire Medicare Supplement data for 65-year-olds and 75-year-olds using Medicare.gov's plan browsing tool. Unless otherwise noted, this article references quotes for 65-year-olds.
We scored New Hampshire Medigap companies across three categories to create a weighted score out of 5:
- Affordability (50%): Lower monthly premiums earn higher scores.
- Pricing style (20%): We scored pricing methods based on long-term stability and fairness: Community Pricing (1.0), Issue-Age Pricing (0.8) and Attained-Age Pricing (0.6). A community-rated plan with slightly higher costs can outscore a cheaper attained-age plan because community-rated premiums stay stable as you age.
- Plan availability (30%): Insurers offering more plan types score higher. We weighted popular plans (G, F and N) more heavily in scoring.
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About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.