The Best Idaho Medicare Supplement Plans (2024)

The average cost of a Medicare Supplement plan in Idaho is $150 per month for a 65-year old and $160 per month for a 75-year old.

Since Plan F and G offer more comprehensive coverage, most eligible people opt for these plans. On average, it costs $160.70 and $190.96 per month for Plan G and Plan F, respectively. Plan F is only available to those eligible for Medicare before 2020.

The next most popular option, Plan N, offers the same coverage but has excess charges. It costs an average of $152.20 per month.

MoneyGeek ranked the best companies offering these plans based on average premiums and benefits, as defined in our methodology. If you want more information about plan types and coverages, you can review the various ways to find the best Medicare Supplement Plan.

MoneyGeek’s research shows that Aetna offers the best Medicare Supplement Plan G in Idaho at an average cost of $174.58 per month.

Our ranking system only evaluated companies that offer online quotes to their customers. There might be companies available in Idaho that offer better rates but don’t provide online quotes.

The average cost of Medicare Supplement Plan G in Idaho is $160.70 per month. Blue Cross Blue Shield of Idaho, the cheapest company in the state, charges $134 per month for a plan, while Regence offers the most expensive plan at an average monthly cost of $186.

The cost of Plan G may change depending on your current age, how old you were when you bought the plan, discounts and other medical underwriting factors.

In Idaho, 22 companies offer Medicare Supplement Plan G. However, not all companies offer online quotes. MoneyGeek gathered the contact information of these companies and analyzed their pricing style to help you understand how costs change depending on your age. Our analysis will help you find the best option that fits your needs.

All Medigap plans, including Plan G, are standardized and must offer certain benefits. However, Plan G does not cover Part B deductibles and only covers 80% of your foreign travel exchange.

Companies may offer additional benefits with their plans. Aetna’s foreign travel emergency coverage is an excellent example of such benefits.

MoneyGeek’s research shows that Aetna is the best Medicare Supplement Plan F company in Idaho, with plans costing an average of $215.41 per month.

The company also offers a high-deductible plan at a lower premium cost of $86.16 per month. However, this plan requires you to pay Medicare-covered costs, including coinsurance and copayments up to a deductible of $2,490.

Our analysis only includes companies that offer online quotes in the state. There may be other companies available that provide lower rates but don’t offer online quotes.

On average, it costs $191 per month to buy Medicare Supplement Plan F in Idaho. The cheapest provider in the state for this plan is Aetna, offering average monthly rates of $150.80 per month. In comparison, Blue Cross Blue Shield of Idaho offers the most expensive policy at an average cost of $242 per month.

The cost of Plan F may vary depending on how old you were when you bought the plan, your current age, discounts and other medical underwriting factors.

MoneyGeek's research shows that 22 companies offer Plan F in Idaho. However, not all of these companies offer online quotes. We gathered these companies' contact information and researched their pricing style. You can use this information to see how costs may change depending on your age.

Plan F and other Medigap policies are standardized, so they must include certain benefits. However, Plan F usually only covers 80% of your foreign travel exchange within your plan’s limits.

Companies may also offer additional benefits with their plans. Aetna’s foreign travel emergency coverage is a good example of such benefits.

In Idaho, UnitedHealthcare offers the best Medicare Supplement Plan N at an average monthly cost of $134.25.

MoneyGeek only ranked companies that offer online quotes to their customers. Other companies in the state may charge lower rates but don’t offer online quotes.

On average, it costs $152.20 per month for Plan N in Idaho. The cheapest company in the state for this plan is UnitedHealthcare, with an average monthly cost of $134.30. In comparison, Regence offers the most expensive plan at an average price of $176 per month.

These costs may change depending on how old you are when you buy the plan, your current age, discounts and other medical underwriting factors.

MoneyGeek found that 22 companies offer Medicare Supplement Plan N in Idaho. However, not all companies provide online quotes. We gathered these companies' contact information and their pricing style to help you understand how costs may change depending on your age.

All Medigap plans, including Plan N, are standardized and should include certain benefits. However, Plan N generally does not cover Part B deductible and excess charges and only covers 80% of your foreign travel exchange.

The companies may offer additional benefits with their plans. For instance, UnitedHealthcare offers Renew Active, a program that helps you maintain your physical and mental health.

Besides Plan F, G and N, other plan types that offer less comprehensive coverage are available. MoneyGeek’s research shows that Regence, UnitedHealthcare and Aetna offer the best plans for most plan types.

If you are newly eligible for Medicare after January 1, 2020, you will not be able to buy Plan C in Georgia or anywhere else.

Since Medicare Supplement in Idaho is a complicated subject, MoneyGeek created a chart for different plan types in the state and analyzed the pricing data to help you compare Medicare Supplement Plans in Idaho.

Medicare Supplement Plans offer different levels of coverage. Only certain plans are available depending on when you became eligible for Medicare. While Plan F and Plan C are the most comprehensive, new enrollees cannot buy them. If you’re a new enrollee, your best options are Plan G and Plan D.

You can also use MoneyGeek’s chart to compare coverages and average rates to find the best plan for you.

In Idaho, the cost of a Medicare Supplement Plan may differ greatly depending on plan type and company. MoneyGeek’s research shows that Regence offers the cheapest Plan A, while Aetna is the cheapest for Plan B and Plan F. UnitedHealthcare offers the cheapest options for Plan C, L, N and K and Blue Cross Blue Shield of Idaho offers the least expensive policies for Plan G.

Companies typically follow one of three pricing styles to determine your premium rate: community-rated, attained-age-rated and issue-age-rated. The following pricing styles are used by providers in Idaho.

• Community-rated: This is the most common pricing style in Idaho. The premium is the same for everyone; age is not used to calculate your premium.
• Issue-age-rated: Your premiums are calculated based on your age when you buy the policy.

MoneyGeek researched the following most frequently asked questions about Medicare Supplement Plans in Idaho to help you understand how these plans work in the state.

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Idaho for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.