Overall, we found that Blue Cross Blue Shield of Idaho has the best Medicare Supplement plans in the Gem State with rates that are 20% below average for the most popular plan in the nation (Plan G). However, you should also look into Aetna and UnitedHealthcare as well for affordable plans since pricing differs widely by policy letter.
Best Medicare Supplement Plans in Idaho
Updated: May 28, 2025
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Key Takeaways
Blue Cross Blue Shield of Idaho offers the best and cheapest Medicare Supplement plans for the most popular policy in the state, Plan G for $134 per month.
Medicare Supplement plans can cost in Idaho anywhere from $123 to $209 per month on average depending on your policy selection.
To ensure you find the plan you need, ensure you check plan availability, restrictions and benefits and compare quotes from multiple companies.
Who Are the Best Cheap Medicare Supplement Plan Companies in Idaho?
| Blue Cross Blue Shield of Idaho | $134 | $1,608 |
| Aetna | $175 | $2,095 |
| UnitedHealthcare | $175 | $2,100 |
| Regence | $186 | $2,232 |
*Pricing shown is for Medicare Supplement Plan G for 65-year-olds.
Compare Personalized Best Cheap Medicare Supplement Companies in Idaho
While we offer top companies for the most popular plan nationwide, your needs might differ. Check out the filterable table below to find the best and most affordable company for you.
Data filtered by:Results filtered by:
Select
Plan Letter:A
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Age:65
| Aetna | $147 | $1,763 |
| Blue Cross Blue Shield of Idaho | $167 | $2,004 |
| Regence | $103 | $1,236 |
| UnitedHealthcare | $140 | $1,680 |
Idaho Medicare Supplement Plan Cost
The typical Medicare Supplement plan, Plan G, costs around $167 monthly or $2,009 per year on average in Idaho. However, your rates can vary widely being anywhere from $123 to $209 monthly depending on the provider and plan you select.
| A | $139 | $139 |
| B | $176 | $176 |
| C | $209 | $219 |
| F | $151 | $204 |
| G | $167 | $167 |
| K | $123 | $123 |
| L | $126 | $126 |
| N | $152 | $152 |
Idaho Medicare Supplement Coverage Guide
With many plan options to choose from and many considerations to be made, it can be especially hard to decide what Medicare Supplement policy is best and which company to choose. So we've created a comprehensive guide detailing what coverage are available, how to choose which plan you need, and how to get the best cheap company for you.
Idaho Medicare Supplement Plan Comparison Chart
All Medicare Supplement plans, regardless of your state have standardized coverages. Below, we've summarized what each plan letter for Medicare Supplement, or Medigap, covers:
Plan Letter | Co-Insurance and Copayment Coverage | Deductibles and Other Coverages |
|---|---|---|
A |
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B |
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C |
|
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D |
|
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F |
|
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G |
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K |
|
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L |
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M |
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N |
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|
How to Decide Which Medicare Supplement Plan You Need
Deciding on the right Medicare Supplement coverage plan depends largely on your eligibility, financial situation, and personal factors like age, health and lifestyle. Below, we summarize how to consider these aspects.
Eligibility
New enrollees can access all plans except for Plans C and F. Those eligible for Medicare before 2020 can choose from all 10 available plans.
Age, Condition and Lifestyle
Assessing your coverage needs based on age, pre-existing conditions, and lifestyle helps determine the necessary coverage. Consider the likelihood of using different coverage items and consult with a medical professional and a Medigap/Medicare Supplement specialist for guidance.
Financial Status
Your ability to afford coverage is important, regardless of risk factors and coverage needs. Seek plans that align with your risk profile and remain within your budget.
How to Find the Best Idaho Medicare Supplement Company
Once you've decided what plan is right for you, it is time to compare companies. Below we have detailed the key things to look for in a Medicare Supplement provider in Idaho.
- 1
Customer Satisfaction and Complaints
The Medicare Supplement insurance industry often receives low ratings for customer service. To identify the best companies, utilize resources like J.D. Power and the NAIC to review customer satisfaction ratings and complaints.
- 2
Compare Plan Pricing
You should compare insurance plans thoroughly, focusing on both cost and customer service. Finding the right balance will ensure you get the most affordable plan that still meets your needs.
- 3
Explore Added Benefits
Some insurance companies offer additional benefits like discounts on products or services and gym memberships. These perks can provide extra value beyond the standard coverage.
Best Medigap Plans in Idaho: Bottom Line
Our top three picks for the best Medicare Supplement insurance in Idaho are Blue Cross Blue Shield of Idaho, Aetna, and UnitedHealthcare. However, to find the right plan for you we recommend searching around for yourself, comparing company reputations, benefits and pricing.
Medicare Supplement Plans Idaho: FAQ
Below, we've provided our team's expert answers to frequently asked questions about Medicare Supplement plans in Idaho.
What is the best Medicare Supplement provider in Idaho?
For the most popular Medigap plan in Idaho, the best health insurance provider is Blue Cross Blue Shield of Idaho. They offer pricing that is 20% lower than the state average, making them the most affordable company in the state.
What is the cost of Medicare Supplement plans in Idaho?
Depending on your plan selection, pricing for Medicare Supplement plans in Idaho can range from $1,481 to $2,632 per year. For the most popular plan, Plan G, average costs can be up to $2,009 per year.
How We Decided the Best Medicare Supplement Companies in Idaho
MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Idaho for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online. We assumed Medicare Supplement Plan G which is the most popular plan nationwide to determine the best and most affordable provider.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.