South Carolina requires minimum car insurance coverage of $25,000 for bodily injury liability per person, $50,000 for bodily injury per accident and $25,000 for property damage liability per accident. The state also mandates uninsured motorist bodily injury coverage with the same minimums. South Carolina operates as an at-fault state, meaning the driver responsible for the accident is also responsible for covering the resulting costs through their insurance.
The cost of minimum coverage in South Carolina is about $76 per month. This makes finding affordable options crucial for many drivers. Explore the cheapest car insurance in South Carolina to ensure you get the best rate for your needs.