Montana mandates that drivers carry minimum car insurance requirements, including bodily injury liability of $25,000 per person and $50,000 per accident, plus $20,000 for property damage. As Montana operates under an at-fault insurance system, the person responsible for the accident is also financially responsible for any resulting damages.
The cost of meeting these requirements can be more manageable than many might assume. The monthly price for the cheapest car insurance in Montana starts around $26, making it possible to drive legally without breaking the bank. Remember, this is for state minimum coverage that only covers the damages you cause to others and does not include coverage for your own vehicle.