Indiana Minimum Car Insurance Requirements, Penalties and Other Auto Insurance Laws

Indiana's car insurance laws require that drivers have 25/50/25 minimum liability insurance coverage for their cars. As per the law, your insurance policy must have a limit of $25,000 per person in bodily injury, $50,000 per accident and $25,000 in property damage. If you do not comply with the state's minimum insurance requirements, fines, penalties, suspension of your license, or imprisonment may ensue. Although having the state minimum coverage protects other people or property involved in an accident, a policy with extended coverage can likely cover everything and everyone involved in the accident, including you and your vehicle.