In Colorado, drivers should carry the minimum car insurance requirements, which include $25,000 bodily injury liability per person, $50,000 per accident and $15,000 for property damage liability. Colorado is an at-fault state, meaning the driver at fault for an accident is responsible for covering any resulting damages and injuries.
The average monthly cost for the state minimum coverage hovers around $52. While this provides a basic level of protection, Colorado motorists may want to explore beyond the cheapest car insurance in Colorado to ensure a more comprehensive policy that fits their unique needs.