Compare the Cost of Dodge Grand Caravan Insurance by Model Year and Company


Updated: October 3, 2024

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Age is a primary factor influencing the cost of auto insurance. The annual cost of full coverage for a 2009 Dodge Grand Caravan for 16-year-olds is $5,365 as opposed to $1,158 for 40-year-olds. A 2020 vehicle costs a 16-year-old $6,292 annually compared to $1,394 for a 40-year-old.

MoneyGeek looked at the leading insurance companies for a Dodge Grand Caravan based on quality of service, cost and claims management since affordability should not be the only criteria to consider.

MoneyGeek Logo IconCar Insurance CostsGrand Caravan
2024

Why Trust MoneyGeek? We collected thousands of car insurance quotes from Quadrant Information Services to analyze the average rates for a Dodge Grand Caravan.

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These rates were updated to reflect the average cost of car insurance for a Dodge Grand Caravan as of 2023.

10Companies Compared
 
35,856 Quotes Analyzed

Average Cost and Cheapest Companies for Insuring a Dodge Grand Caravan

The average yearly insurance cost for a Dodge Grand Caravan is $1,295, but different insurance companies may impose different fees. For full coverage auto insurance, State Farm costs $1,019 annually, while Progressive costs $1,614 for an equivalent policy.

State Farm offers minimum coverage plans at the most inexpensive yearly rate of $490, while Progressive offers the most expensive insurance at $727. You can compare prices from a wide range of providers to discover the cheapest auto insurance.

Data filtered by:Results filtered by:
Age:
Age:40
Coverage:
Coverage:Full Coverage
State FarmAverage Annual Premium$1,019
GEICOAverage Annual Premium$1,106
TravelersAverage Annual Premium$1,267
NationwideAverage Annual Premium$1,268
AllstateAverage Annual Premium$1,279
FarmersAverage Annual Premium$1,401
ProgressiveAverage Annual Premium$1,614

Is a Dodge Grand Caravan Expensive to Insure?

Insurance for a Dodge Grand Caravan is affordable. Certain car models cost less to insure because they have lower vehicle values, lower repair costs or lower theft rates.

Best Companies for Insuring a Dodge Grand Caravan

Cost, customer service and claims handling are important to consider when selecting the best car insurance companies for a Dodge Grand Caravan. For full coverage, the best insurers for this vehicle type include:

  • State Farm: MoneyGeek score of 90 out of 100 ($1,019 per year)
  • GEICO: MoneyGeek score of 88 out of 100 ($1,106 per year)

Among all the insurance providers we evaluated, State Farm has the lowest prices and the second-best overall service rating. This ensures that you won’t sacrifice service for affordability.

MoneyGeek Top Pick: State Farm

State Farm

pros

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Has the cheapest annual insurance rate

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Provides good customer service

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Offers roadside assistance

cons

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Unsatisfactory record of handling claims

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Few coverage options

COMPANY HIGHLIGHTS

Out of the seven insurance companies analyzed, State Farm is the best provider for insuring a Dodge Grand Caravan. It has the cheapest rate of $1,019 for full coverage annually and is guaranteed to provide excellent customer service. However, this insurer has a limited selection for add-on coverages and an unsatisfactory claims management history, which might be a letdown for customers.

Among the few coverage options State Farm provides is roadside assistance. This coverage includes the delivery of battery replacement, fuel, oil or a tire change, locksmith labor for unlocking an insured car, towing the vehicle if it is immobilized on or near a public highway, towing to the nearest point where repairs can be made and mechanical labor for up to an hour at the breakdown site. Other coverage options available from State Farm are rideshare insurance and rental car and/or travel reimbursement.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

GEICO

pros

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Provides good customer service

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Offers the second-cheapest insurance rate annually

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Has unique antique/classic car insurance and mechanical breakdown insurance (MBI)

cons

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Doesn’t offer new car or better car replacement

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Below-average rating for claims management

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Lower score for coverage options

COMPANY HIGHLIGHTS

GEICO is MoneyGeek’s runner-up for the best car insurance for insuring a Dodge Grand Caravan, offering the second-cheapest rate among seven insurers evaluated. This insurer also provides good customer service but has a below-average rating for managing claims made by policyholders.

Apart from standard add-on coverages, GEICO offers antique/classic car insurance and MBI. Many of the same coverages offered by a standard car insurance plan are also included in an antique/classic car insurance policy. Liability insurance, uninsured and underinsured motorist coverage and medical insurance like personal injury protection or medical payments coverage can all be included in a vintage car policy. Roadside assistance and towing reimbursement coverage are also available. MBI is also a useful coverage for policyholders that provides a higher level of coverage than most extended warranties from dealers.

Read MoneyGeek's GEICO Auto Insurance Review

Cost of Insuring a Dodge Grand Caravan by Model Year

The age of the vehicle that is insured represents one of the factors that influence the average cost of car insurance. Since a car's value decreases with time, insurance for more recent models may be higher in price. A Dodge Grand Caravan with full coverage insurance costs $1,158 annually for a 2009 model and $1,394 for a 2020 model.

Data filtered by:Results filtered by:
Age:
Age:40
Coverage:
Coverage:Full Coverage
2020Average Annual Premium$1,394
2019Average Annual Premium$1,379
2018Average Annual Premium$1,345
2017Average Annual Premium$1,290
2016Average Annual Premium$1,289
2015Average Annual Premium$1,262
2014Average Annual Premium$1,218
2013Average Annual Premium$1,226
2012Average Annual Premium$1,209
2011Average Annual Premium$1,165
2010Average Annual Premium$1,174
2009Average Annual Premium$1,158

The average cost of auto insurance varies from company to company as well. State Farm offers the cheapest full coverage insurance at $885 and $1,182, respectively, for a 2009 and 2020 Dodge Grand Caravan.

Data filtered by:Results filtered by:
Model Year:
Model Year:2020
Age:
Age:40
Coverage:
Coverage:Full Coverage
State FarmAverage Annual Premium$1,182
GEICOAverage Annual Premium$1,190
NationwideAverage Annual Premium$1,285
TravelersAverage Annual Premium$1,461
AllstateAverage Annual Premium$1,499
FarmersAverage Annual Premium$1,528
ProgressiveAverage Annual Premium$1,734

Cost of Insuring a Dodge Grand Caravan for 16- to 25-Year-Olds

When determining the price of insurance for a Dodge Grand Caravan, companies take into account all factors, not only the age of the vehicle. Auto insurance for young drivers is generally more expensive than for individuals between the ages of 30 and 40. The average cost of teen auto insurance for a 16-year-old purchasing full coverage is $5,781, while it is $1,259 for a 40-year-old. Until stabilizing in their 20s, the yearly decline in teen driver rates is considerable.

Data filtered by:Results filtered by:
Coverage:
Coverage:Full Coverage
16Average Annual Premium$5,781
17Average Annual Premium$4,725
18Average Annual Premium$4,137
19Average Annual Premium$2,854
20Average Annual Premium$2,580
21Average Annual Premium$1,986
22Average Annual Premium$1,834
23Average Annual Premium$1,702
24Average Annual Premium$1,614
25Average Annual Premium$1,457

You can compare insurance providers to discover the best deals on a Dodge Grand Caravan. For instance, State Farm charges $3,771 per year for full coverage insurance for drivers 16 years of age driving a 2020 model, while Progressive charges $9,196. Keep in mind that these are just the prices for an individual teen car insurance plan. Teens may be able to save far more by enrolling in a family policy, and teens under 18 may need a guardian’s permission to get insurance coverage.

Data filtered by:Results filtered by:
Age:
Age:16
Model Year:
Model Year:2020
Coverage:
Coverage:Full Coverage
State FarmAverage Annual Premium$3,771
NationwideAverage Annual Premium$5,092
GEICOAverage Annual Premium$5,566
TravelersAverage Annual Premium$5,782
AllstateAverage Annual Premium$7,054
FarmersAverage Annual Premium$7,755
ProgressiveAverage Annual Premium$9,196

How Does Location Affect the Cost of Dodge Grand Caravan Insurance?

Along with your age and the relevant information about your Dodge Grand Caravan, the place where you reside has a significant impact on your car insurance rate. Florida has the highest average cost of auto insurance, while Idaho has the lowest cost. It is crucial to know which companies charge the lowest prices so you may ask them for quotes.

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:
Coverage:Full Coverage
AlabamaCheapest CompanyNationwideAnnual Premium$709Monthly Premium$59
AlaskaCheapest CompanyState FarmAnnual Premium$699Monthly Premium$58
ArizonaCheapest CompanyRoot Insurance CompanyAnnual Premium$682Monthly Premium$57
ArkansasCheapest CompanyState FarmAnnual Premium$629Monthly Premium$52
CaliforniaCheapest CompanyAAA CaliforniaAnnual Premium$1,001Monthly Premium$83
ColoradoCheapest CompanyAmerican National P&CAnnual Premium$541Monthly Premium$45
ConnecticutCheapest CompanyGEICOAnnual Premium$693Monthly Premium$58
DelawareCheapest CompanyState FarmAnnual Premium$881Monthly Premium$73
District of ColumbiaCheapest CompanyGEICOAnnual Premium$662Monthly Premium$55
FloridaCheapest CompanyState FarmAnnual Premium$1,058Monthly Premium$88
GeorgiaCheapest CompanyCountry FinancialAnnual Premium$665Monthly Premium$55
HawaiiCheapest CompanyGEICOAnnual Premium$565Monthly Premium$47
IdahoCheapest CompanyAmerican National P&CAnnual Premium$299Monthly Premium$25
IllinoisCheapest CompanyCountry FinancialAnnual Premium$663Monthly Premium$55
IndianaCheapest CompanyAmerican FamilyAnnual Premium$555Monthly Premium$46
IowaCheapest CompanyState FarmAnnual Premium$509Monthly Premium$42
KansasCheapest CompanyNationwideAnnual Premium$670Monthly Premium$56
KentuckyCheapest CompanyNationwideAnnual Premium$790Monthly Premium$66
LouisianaCheapest CompanyLouisiana Farm BureauAnnual Premium$1,048Monthly Premium$87
MaineCheapest CompanyConcord GroupAnnual Premium$521Monthly Premium$43
MarylandCheapest CompanyProgressiveAnnual Premium$938Monthly Premium$78
MassachusettsCheapest CompanyState FarmAnnual Premium$483Monthly Premium$40
MichiganCheapest CompanyGEICOAnnual Premium$898Monthly Premium$75
MinnesotaCheapest CompanyState FarmAnnual Premium$797Monthly Premium$66
MississippiCheapest CompanyDirect General InsuranceAnnual Premium$723Monthly Premium$60
MissouriCheapest CompanyNationwideAnnual Premium$909Monthly Premium$76
MontanaCheapest CompanyProgressiveAnnual Premium$437Monthly Premium$36
NebraskaCheapest CompanyAmerican National P&CAnnual Premium$405Monthly Premium$34
NevadaCheapest CompanyCSAAAnnual Premium$940Monthly Premium$78
New HampshireCheapest CompanyState FarmAnnual Premium$540Monthly Premium$45
New JerseyCheapest CompanyPlymouth Rock AssuranceAnnual Premium$895Monthly Premium$75
New MexicoCheapest CompanyState FarmAnnual Premium$644Monthly Premium$54
New YorkCheapest CompanyKemperAnnual Premium$781Monthly Premium$65
North CarolinaCheapest CompanyErieAnnual Premium$630Monthly Premium$52
North DakotaCheapest CompanyAmerican FamilyAnnual Premium$616Monthly Premium$51
OhioCheapest CompanyNationwideAnnual Premium$485Monthly Premium$40
OklahomaCheapest CompanyState FarmAnnual Premium$662Monthly Premium$55
OregonCheapest CompanyState FarmAnnual Premium$706Monthly Premium$59
PennsylvaniaCheapest CompanyNationwideAnnual Premium$580Monthly Premium$48
Rhode IslandCheapest CompanyState FarmAnnual Premium$700Monthly Premium$58
South CarolinaCheapest CompanyAmerican National P&CAnnual Premium$463Monthly Premium$39
South DakotaCheapest CompanyAllstateAnnual Premium$746Monthly Premium$62
TennesseeCheapest CompanyState FarmAnnual Premium$579Monthly Premium$48
TexasCheapest CompanyState FarmAnnual Premium$699Monthly Premium$58
UtahCheapest CompanyNationwideAnnual Premium$725Monthly Premium$60
VermontCheapest CompanyState FarmAnnual Premium$493Monthly Premium$41
VirginiaCheapest CompanyAmerican FamilyAnnual Premium$601Monthly Premium$50
WashingtonCheapest CompanyPEMCOAnnual Premium$534Monthly Premium$44
West VirginiaCheapest CompanyErieAnnual Premium$784Monthly Premium$65
WisconsinCheapest CompanyGEICOAnnual Premium$556Monthly Premium$46
WyomingCheapest CompanyState FarmAnnual Premium$745Monthly Premium$62

Frequently Asked Questions About Dodge Grand Caravan Insurance

It is normal if you have questions about cost and quality when searching for car insurance. MoneyGeek answered frequently asked questions to help you compare auto insurance quotes for a Dodge Grand Caravan.

What company has the cheapest car insurance for a Dodge Grand Caravan?
What company offers the best car insurance for a Dodge Grand Caravan?

About Mark Fitzpatrick


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Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.