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The cheapest auto insurance option for you will depend on a variety of factors. For those with at-fault accidents and speeding tickets, teenagers, military personnel, young adults, sports car owners and full coverage, State Farm is the cheapest option. For people with DUIs and poor credit, Mercury is most affordable. If you're a senior, Texas Farm Bureau is the cheapest.

MoneyGeek also ranked Corpus Christi's top auto insurance providers regardless of cost.

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2023

Cheapest Car Insurance in Corpus Christi, TX

Cheapest Minimum Coverage Car Insurance in Corpus Christi

The most affordable minimum coverage policies are provided by the following Corpus Christi auto insurance providers:

  • State Farm: $335 per year
  • Allstate: $373 per year

Dairyland is the most expensive provider in the city, charging $1,077 per year for minimum coverage insurance. State Farm also offers the cheapest auto insurance in Texas as of October 2022 at $300 a year.

Company
Annual Premium
Monthly Premium

State Farm

$313

$26

Texas Farm Bureau

$326

$27

State Farm

$335

$28

Allstate

$373

$31

Texas Farm Bureau

$374

$31

Allstate

$383

$32

Mercury

$392

$33

State Farm

$410

$34

Mercury

$431

$36

Allstate

$468

$39

Texas Farm Bureau

$485

$40

Mercury

$509

$42

Progressive

$552

$46

Progressive

$563

$47

Chubb

$572

$48

Nationwide

$577

$48

AAA Texas

$580

$48

GEICO

$584

$49

Texas Farm Bureau

$598

$50

State Farm

$600

$50

AAA Texas

$601

$50

Nationwide

$605

$50

GEICO

$614

$51

Chubb

$627

$52

State Farm

$659

$55

Progressive

$660

$55

National General

$666

$55

GEICO

$670

$56

National General

$687

$57

Texas Farm Bureau

$714

$59

Foremost

$742

$62

AAA Texas

$747

$62

Allstate

$783

$65

Nationwide

$817

$68

State Farm

$844

$70

National General

$846

$70

Mercury

$846

$70

Allstate

$863

$72

Foremost

$876

$73

Texas Farm Bureau

$892

$74

Mercury

$894

$75

Nationwide

$959

$80

GEICO

$989

$82

GEICO

$992

$83

Foremost

$1,022

$85

Dairyland

$1,034

$86

AAA Texas

$1,052

$88

AAA Texas

$1,058

$88

Dairyland

$1,077

$90

Chubb

$1,102

$92

Chubb

$1,146

$96

Mercury

$1,150

$96

Allstate

$1,157

$96

GEICO

$1,159

$97

Nationwide

$1,180

$98

Dairyland

$1,272

$106

Progressive

$1,284

$107

Chubb

$1,319

$110

Progressive

$1,328

$111

AAA Texas

$1,376

$115

National General

$1,407

$117

Nationwide

$1,429

$119

Foremost

$1,531

$128

National General

$1,538

$128

Foremost

$1,659

$138

Progressive

$1,659

$138

Dairyland

$1,679

$140

National General

$1,731

$144

Dairyland

$1,864

$155

Foremost

$2,054

$171

Chubb

$2,058

$172

Dairyland

$2,274

$190

Insurance Rates

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These are the minimum liability requirements for car insurance policies in Texas:

  • $30,000 bodily injury liability per person
  • $60,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

With a minimum coverage policy, your insurance will only cover damages to the other driver and vehicle in an at-fault accident. For example, if the driver and their passenger are injured, your insurance will cover the first $60,000 in medical expenses, with a limit of $30,000 per person. Any remaining medical expenses are your responsibility.

Cheapest Full Coverage Car Insurance in Corpus Christi

The following companies in Corpus Christi offer full coverage auto insurance at the lowest rates:

  • State Farm: $659 per year
  • Texas Farm Bureau: $714 per year

Dairyland is the most expensive insurer in the city, charging an average of $1,864 per year for full coverage. As of October 2022, State Farm is also our top recommendation for cheap full coverage vehicle insurance in Texas, where the typical annual premium is $711 — $52 more than the company's average rate in Corpus Christi.

Company
Annual Premium
Monthly Premium

State Farm

$313

$26

Texas Farm Bureau

$326

$27

State Farm

$335

$28

Allstate

$373

$31

Texas Farm Bureau

$374

$31

Allstate

$383

$32

Mercury

$392

$33

State Farm

$410

$34

Mercury

$431

$36

Allstate

$468

$39

Texas Farm Bureau

$485

$40

Mercury

$509

$42

Progressive

$552

$46

Progressive

$563

$47

Chubb

$572

$48

Nationwide

$577

$48

AAA Texas

$580

$48

GEICO

$584

$49

Texas Farm Bureau

$598

$50

State Farm

$600

$50

AAA Texas

$601

$50

Nationwide

$605

$50

GEICO

$614

$51

Chubb

$627

$52

State Farm

$659

$55

Progressive

$660

$55

National General

$666

$55

GEICO

$670

$56

National General

$687

$57

Texas Farm Bureau

$714

$59

Foremost

$742

$62

AAA Texas

$747

$62

Allstate

$783

$65

Nationwide

$817

$68

State Farm

$844

$70

National General

$846

$70

Mercury

$846

$70

Allstate

$863

$72

Foremost

$876

$73

Texas Farm Bureau

$892

$74

Mercury

$894

$75

Nationwide

$959

$80

GEICO

$989

$82

GEICO

$992

$83

Foremost

$1,022

$85

Dairyland

$1,034

$86

AAA Texas

$1,052

$88

AAA Texas

$1,058

$88

Dairyland

$1,077

$90

Chubb

$1,102

$92

Chubb

$1,146

$96

Mercury

$1,150

$96

Allstate

$1,157

$96

GEICO

$1,159

$97

Nationwide

$1,180

$98

Dairyland

$1,272

$106

Progressive

$1,284

$107

Chubb

$1,319

$110

Progressive

$1,328

$111

AAA Texas

$1,376

$115

National General

$1,407

$117

Nationwide

$1,429

$119

Foremost

$1,531

$128

National General

$1,538

$128

Foremost

$1,659

$138

Progressive

$1,659

$138

Dairyland

$1,679

$140

National General

$1,731

$144

Dairyland

$1,864

$155

Foremost

$2,054

$171

Chubb

$2,058

$172

Dairyland

$2,274

$190

A full coverage policy includes collision and comprehensive coverage in addition to liability coverage.

  • Collision insurance: Covers the cost of damage to your car after a collision with another object or vehicle.
  • Comprehensive insurance: Covers damage to your car for non-collision related incidents such as theft.

If you have a new car, full coverage auto insurance may be a wise purchase, but the extra expense might not be necessary if your car is an older model with low value.

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Cheapest Car Insurance in Corpus Christi After a Driving Offense

The following companies in Corpus Christi provide the least expensive car insurance for drivers with violations:

  • Speeding ticket: State Farm ($659 per year)
  • At-fault accident: State Farm ($819 per year)
  • DUI: Mercury ($1,157 per year)

Chubb charges the highest rates for drivers with DUIs at $2,583 per year, while Dairyland charges the highest average yearly premiums for drivers with accidents ($3,614) and Foremost is most expensive after a speeding ticket ($2,301).

A poor driving record can greatly impact your rates, and even the cheapest auto insurance premiums for those with violations will still be higher than rates for safe driving records.

Company
Annual Premium
Monthly Premium

State Farm

$313

$26

Texas Farm Bureau

$326

$27

State Farm

$335

$28

Allstate

$373

$31

Texas Farm Bureau

$374

$31

Allstate

$383

$32

State Farm

$403

$34

State Farm

$410

$34

State Farm

$428

$36

Allstate

$468

$39

Texas Farm Bureau

$485

$40

State Farm

$511

$43

Mercury

$548

$46

Mercury

$566

$47

Texas Farm Bureau

$590

$49

Texas Farm Bureau

$598

$50

State Farm

$600

$50

Progressive

$612

$51

Chubb

$617

$51

State Farm

$624

$52

Texas Farm Bureau

$631

$53

Allstate

$638

$53

State Farm

$650

$54

Allstate

$655

$55

Progressive

$656

$55

State Farm

$659

$55

Progressive

$663

$55

GEICO

$664

$55

Mercury

$667

$56

Mercury

$672

$56

Chubb

$678

$57

Allstate

$682

$57

Nationwide

$685

$57

Mercury

$691

$58

Allstate

$700

$58

GEICO

$700

$58

Progressive

$711

$59

Nationwide

$713

$59

Texas Farm Bureau

$714

$59

Mercury

$726

$61

GEICO

$729

$61

Progressive

$731

$61

State Farm

$733

$61

State Farm

$755

$63

National General

$756

$63

National General

$767

$64

National General

$780

$65

AAA Texas

$780

$65

Progressive

$783

$65

Allstate

$783

$65

Texas Farm Bureau

$796

$66

National General

$798

$67

Allstate

$800

$67

GEICO

$801

$67

AAA Texas

$809

$67

State Farm

$819

$68

Texas Farm Bureau

$820

$68

Mercury

$824

$69

Foremost

$834

$70

State Farm

$844

$70

Chubb

$853

$71

Allstate

$856

$71

Allstate

$863

$72

GEICO

$871

$73

Progressive

$873

$73

AAA Texas

$877

$73

GEICO

$888

$74

Foremost

$888

$74

Texas Farm Bureau

$892

$74

AAA Texas

$910

$76

AAA Texas

$920

$77

Texas Farm Bureau

$921

$77

Nationwide

$936

$78

Chubb

$937

$78

Progressive

$955

$80

AAA Texas

$955

$80

National General

$958

$80

National General

$960

$80

Nationwide

$967

$81

Mercury

$980

$82

Foremost

$993

$83

Nationwide

$1,004

$84

AAA Texas

$1,005

$84

Progressive

$1,009

$84

State Farm

$1,022

$85

GEICO

$1,036

$86

GEICO

$1,038

$86

Texas Farm Bureau

$1,042

$87

National General

$1,044

$87

Dairyland

$1,047

$87

Foremost

$1,066

$89

Mercury

$1,074

$90

Dairyland

$1,090

$91

National General

$1,092

$91

Chubb

$1,117

$93

Foremost

$1,117

$93

AAA Texas

$1,130

$94

State Farm

$1,139

$95

GEICO

$1,139

$95

GEICO

$1,150

$96

Allstate

$1,157

$96

Mercury

$1,157

$96

Foremost

$1,171

$98

GEICO

$1,172

$98

Texas Farm Bureau

$1,176

$98

AAA Texas

$1,186

$99

Chubb

$1,190

$99

State Farm

$1,202

$100

Nationwide

$1,203

$100

Nationwide

$1,210

$101

Texas Farm Bureau

$1,215

$101

Chubb

$1,227

$102

Mercury

$1,229

$102

Chubb

$1,238

$103

Nationwide

$1,241

$103

National General

$1,250

$104

Allstate

$1,265

$105

Nationwide

$1,285

$107

GEICO

$1,286

$107

Dairyland

$1,288

$107

Texas Farm Bureau

$1,299

$108

Mercury

$1,328

$111

Allstate

$1,332

$111

Allstate

$1,367

$114

Nationwide

$1,379

$115

AAA Texas

$1,385

$115

Dairyland

$1,390

$116

AAA Texas

$1,391

$116

GEICO

$1,396

$116

State Farm

$1,406

$117

Chubb

$1,425

$119

Allstate

$1,432

$119

Nationwide

$1,447

$121

GEICO

$1,460

$122

Mercury

$1,471

$123

Mercury

$1,474

$123

Dairyland

$1,475

$123

Texas Farm Bureau

$1,480

$123

Progressive

$1,507

$126

Progressive

$1,531

$128

Texas Farm Bureau

$1,540

$128

Dairyland

$1,541

$128

AAA Texas

$1,542

$129

AAA Texas

$1,547

$129

Mercury

$1,547

$129

GEICO

$1,563

$130

Dairyland

$1,582

$132

AAA Texas

$1,612

$134

AAA Texas

$1,616

$135

Progressive

$1,626

$136

Nationwide

$1,630

$136

National General

$1,635

$136

Chubb

$1,646

$137

Nationwide

$1,651

$138

Progressive

$1,657

$138

Dairyland

$1,669

$139

Dairyland

$1,693

$141

Chubb

$1,713

$143

Mercury

$1,737

$145

Foremost

$1,743

$145

National General

$1,745

$145

Nationwide

$1,770

$148

GEICO

$1,783

$149

AAA Texas

$1,815

$151

Dairyland

$1,824

$152

National General

$1,832

$153

Allstate

$1,834

$153

GEICO

$1,841

$153

National General

$1,848

$154

Progressive

$1,857

$155

Foremost

$1,857

$155

Dairyland

$1,877

$156

GEICO

$1,892

$158

Foremost

$1,899

$158

Foremost

$1,903

$159

Allstate

$1,924

$160

National General

$1,961

$163

Chubb

$1,972

$164

Texas Farm Bureau

$1,977

$165

Progressive

$1,977

$165

AAA Texas

$2,019

$168

Foremost

$2,042

$170

Nationwide

$2,051

$171

Progressive

$2,102

$175

AAA Texas

$2,111

$176

Mercury

$2,132

$178

Mercury

$2,138

$178

Chubb

$2,155

$180

Nationwide

$2,169

$181

National General

$2,174

$181

Progressive

$2,186

$182

Chubb

$2,224

$185

Chubb

$2,242

$187

National General

$2,254

$188

Foremost

$2,258

$188

Nationwide

$2,271

$189

Foremost

$2,273

$189

Dairyland

$2,290

$191

Dairyland

$2,301

$192

Dairyland

$2,339

$195

Foremost

$2,386

$199

Foremost

$2,397

$200

National General

$2,454

$204

Progressive

$2,489

$207

National General

$2,500

$208

Chubb

$2,583

$215

Dairyland

$2,587

$216

Dairyland

$2,600

$217

Nationwide

$2,710

$226

Dairyland

$2,762

$230

Dairyland

$2,887

$241

Chubb

$3,078

$257

Foremost

$3,614

$301

Chubb

$4,032

$336

Foremost

$4,257

$355

Foremost

$4,282

$357

The more serious the offense, the more expensive your auto insurance usually becomes. For instance, in Corpus Christi, you can expect your premium to increase by about $231 if you get a ticket and by $542 if you have a DUI. If you do your research, it is still possible to find cheap auto insurance for drivers with a bad record.

Cheapest Car Insurance in Corpus Christi for Teens and Their Families

The cheapest auto insurance for teens on a family policy in Corpus Christi is offered by the following companies:

  • State Farm: $1,882 per year for female teens; $2,265 per year for male teens
  • Nationwide: $2,287 per year for female teens; $2,619 per year for male teens

Allstate charges the highest rates for teens on a family plan at $7,661 per year for male teens and $6,505 per year for female teens.

Female teens frequently pay less for car insurance than male teens as they are seen as less risky to insure. In Corpus Christi, for example, State Farm charges male teenagers $383 more than female teens, but this price difference typically levels off by the time they reach early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

State Farm

$683

$2,900

State Farm

$791

$3,359

State Farm

$811

$3,905

State Farm

$850

$3,610

State Farm

$1,119

$3,453

State Farm

$1,232

$4,135

State Farm

$1,253

$3,868

State Farm

$1,323

$4,757

State Farm

$1,378

$4,254

State Farm

$1,476

$5,681

Nationwide

$1,483

$2,680

Nationwide

$1,499

$2,889

State Farm

$1,502

$5,039

State Farm

$1,538

$5,229

Nationwide

$1,571

$3,626

Nationwide

$1,672

$4,186

Nationwide

$1,675

$3,027

Allstate

$1,691

$2,129

State Farm

$1,693

$6,432

Nationwide

$1,702

$3,391

Nationwide

$1,770

$3,198

Nationwide

$1,782

$3,435

Nationwide

$1,798

$3,895

State Farm

$1,825

$7,142

Allstate

$1,827

$2,199

State Farm

$1,838

$6,252

State Farm

$1,878

$7,133

State Farm

$1,882

$7,886

Nationwide

$1,892

$3,648

State Farm

$2,037

$8,020

Allstate

$2,046

$2,576

Allstate

$2,074

$3,004

GEICO

$2,082

$3,166

GEICO

$2,094

$3,814

GEICO

$2,105

$3,031

Nationwide

$2,127

$5,976

GEICO

$2,132

$3,242

GEICO

$2,138

$3,078

GEICO

$2,144

$3,799

Nationwide

$2,172

$7,040

Allstate

$2,176

$2,740

GEICO

$2,182

$3,480

Nationwide

$2,222

$5,129

GEICO

$2,226

$3,384

GEICO

$2,228

$3,477

GEICO

$2,254

$3,246

State Farm

$2,259

$8,893

State Farm

$2,265

$9,840

Nationwide

$2,287

$7,620

Nationwide

$2,336

$7,572

Allstate

$2,386

$2,872

Nationwide

$2,415

$7,675

Progressive

$2,425

$2,967

Allstate

$2,435

$3,497

Allstate

$2,448

$3,396

GEICO

$2,471

$5,146

Nationwide

$2,488

$8,945

GEICO

$2,493

$4,540

Nationwide

$2,509

$6,283

Foremost

$2,510

$3,818

Progressive

$2,533

$4,915

Progressive

$2,560

$2,978

GEICO

$2,562

$5,219

Foremost

$2,580

$3,340

GEICO

$2,595

$4,598

Nationwide

$2,619

$9,683

Allstate

$2,621

$3,155

GEICO

$2,661

$6,139

Nationwide

$2,675

$9,620

Foremost

$2,696

$3,491

Foremost

$2,702

$3,636

Foremost

$2,727

$3,531

Progressive

$2,753

$5,317

GEICO

$2,773

$6,302

Foremost

$2,809

$4,418

Foremost

$2,825

$3,522

Allstate

$2,862

$3,968

Progressive

$2,907

$3,381

Progressive

$2,936

$3,593

GEICO

$2,983

$6,880

Progressive

$3,028

$6,667

Foremost

$3,041

$3,792

GEICO

$3,054

$8,111

Progressive

$3,076

$4,275

Progressive

$3,088

$4,570

Foremost

$3,096

$4,169

Progressive

$3,113

$6,040

GEICO

$3,151

$7,160

Progressive

$3,162

$3,678

Foremost

$3,175

$3,958

GEICO

$3,230

$8,560

Allstate

$3,242

$5,463

Progressive

$3,257

$3,986

Foremost

$3,308

$10,373

Allstate

$3,340

$4,635

Foremost

$3,418

$10,523

Progressive

$3,434

$7,628

Foremost

$3,437

$10,779

Foremost

$3,597

$11,073

Progressive

$3,602

$6,957

Foremost

$3,688

$6,658

Foremost

$3,717

$6,733

Allstate

$3,827

$6,472

Progressive

$3,836

$13,846

Foremost

$3,888

$15,427

Allstate

$3,951

$5,478

Foremost

$4,062

$6,389

Foremost

$4,085

$16,131

Foremost

$4,176

$6,353

Progressive

$4,274

$16,039

Progressive

$4,274

$15,550

Progressive

$4,542

$16,397

Progressive

$4,705

$17,717

Allstate

$4,927

$6,554

Progressive

$4,973

$18,094

Allstate

$5,797

$7,723

Allstate

$6,013

$7,997

Allstate

$6,505

$11,405

Allstate

$7,077

$9,429

Allstate

$7,661

$13,471

Consider adding a teen to a family policy to get the cheapest auto insurance for teens. If teens buy an individual policy, they can expect to pay a lot more per year. Full coverage insurance for a 16-year-old in Corpus Christi costs around $3,267 more per year than a family policy.

Cheapest Car Insurance in Corpus Christi for Military Drivers

The following companies in Corpus Christi provide the cheapest full coverage auto insurance military drivers:

  • State Farm: $659 per year
  • Texas Farm Bureau: $714 per year

Military personnel and their families should also consider USAA as it caters to drivers with a military background. Its average rate in Corpus Christi for a full coverage policy is $842. State Farm is also the cheapest option for a minimum coverage policy at $335, and Allstate comes in second at $373.

Company
Annual Premium
Monthly Premium

State Farm

$313

$26

Texas Farm Bureau

$326

$27

State Farm

$335

$28

Allstate

$373

$31

Texas Farm Bureau

$374

$31

Allstate

$383

$32

USAA

$385

$32

Mercury

$392

$33

State Farm

$410

$34

USAA

$411

$34

Mercury

$431

$36

USAA

$462

$39

Allstate

$468

$39

Texas Farm Bureau

$485

$40

Mercury

$509

$42

Progressive

$552

$46

Progressive

$563

$47

Chubb

$572

$48

Nationwide

$577

$48

AAA Texas

$580

$48

GEICO

$584

$49

Texas Farm Bureau

$598

$50

State Farm

$600

$50

AAA Texas

$601

$50

Nationwide

$605

$50

GEICO

$614

$51

Chubb

$627

$52

State Farm

$659

$55

Progressive

$660

$55

National General

$666

$55

GEICO

$670

$56

National General

$687

$57

Texas Farm Bureau

$714

$59

Foremost

$742

$62

AAA Texas

$747

$62

Allstate

$783

$65

Nationwide

$817

$68

USAA

$831

$69

USAA

$842

$70

State Farm

$844

$70

National General

$846

$70

Mercury

$846

$70

Allstate

$863

$72

Foremost

$876

$73

Texas Farm Bureau

$892

$74

Mercury

$894

$75

Nationwide

$959

$80

GEICO

$989

$82

GEICO

$992

$83

Foremost

$1,022

$85

USAA

$1,023

$85

Dairyland

$1,034

$86

AAA Texas

$1,052

$88

AAA Texas

$1,058

$88

Dairyland

$1,077

$90

Chubb

$1,102

$92

Chubb

$1,146

$96

Mercury

$1,150

$96

Allstate

$1,157

$96

GEICO

$1,159

$97

Nationwide

$1,180

$98

Dairyland

$1,272

$106

Progressive

$1,284

$107

Chubb

$1,319

$110

Progressive

$1,328

$111

AAA Texas

$1,376

$115

National General

$1,407

$117

Nationwide

$1,429

$119

Foremost

$1,531

$128

National General

$1,538

$128

Foremost

$1,659

$138

Progressive

$1,659

$138

Dairyland

$1,679

$140

National General

$1,731

$144

Dairyland

$1,864

$155

Foremost

$2,054

$171

Chubb

$2,058

$172

Dairyland

$2,274

$190

How to Compare Cheap Corpus Christi Car Insurance Quotes Online

Comparing online quotes from several providers is a great way to find the best rate, but it requires entering a lot of personal information and can take more than 15 minutes per quote.

MoneyGeek's auto insurance calculator can provide a quick estimate of your car insurance costs using only your age, driving history, car model and desired coverage levels.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

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Cheapest Car Insurance in Corpus Christi for Young Adults

The following companies in Corpus Christi provide the cheapest full coverage auto insurance for young drivers:

  • State Farm: $844 per year
  • Texas Farm Bureau: $892 per year

Dairyland is the most expensive option, with an average yearly premium of $2,274. Young adults generally pay more for auto insurance than middle-aged drivers since they have less driving experience. In Corpus Christi, the average cost of car insurance for 25-year-old drivers is $1,474 per year, which is $334 more than the average rate for 40-year-old drivers.

Company
Annual Premium
Monthly Premium

State Farm

$313

$26

Texas Farm Bureau

$326

$27

State Farm

$335

$28

Allstate

$373

$31

Texas Farm Bureau

$374

$31

Allstate

$383

$32

Mercury

$392

$33

State Farm

$410

$34

Mercury

$431

$36

Allstate

$468

$39

Texas Farm Bureau

$485

$40

Mercury

$509

$42

Progressive

$552

$46

Progressive

$563

$47

Chubb

$572

$48

Nationwide

$577

$48

AAA Texas

$580

$48

GEICO

$584

$49

Texas Farm Bureau

$598

$50

State Farm

$600

$50

AAA Texas

$601

$50

Nationwide

$605

$50

GEICO

$614

$51

Chubb

$627

$52

State Farm

$659

$55

Progressive

$660

$55

National General

$666

$55

GEICO

$670

$56

National General

$687

$57

Texas Farm Bureau

$714

$59

Foremost

$742

$62

AAA Texas

$747

$62

Allstate

$783

$65

Nationwide

$817

$68

State Farm

$844

$70

National General

$846

$70

Mercury

$846

$70

Allstate

$863

$72

Foremost

$876

$73

Texas Farm Bureau

$892

$74

Mercury

$894

$75

Nationwide

$959

$80

GEICO

$989

$82

GEICO

$992

$83

Foremost

$1,022

$85

Dairyland

$1,034

$86

AAA Texas

$1,052

$88

AAA Texas

$1,058

$88

Dairyland

$1,077

$90

Chubb

$1,102

$92

Chubb

$1,146

$96

Mercury

$1,150

$96

Allstate

$1,157

$96

GEICO

$1,159

$97

Nationwide

$1,180

$98

Dairyland

$1,272

$106

Progressive

$1,284

$107

Chubb

$1,319

$110

Progressive

$1,328

$111

AAA Texas

$1,376

$115

National General

$1,407

$117

Nationwide

$1,429

$119

Foremost

$1,531

$128

National General

$1,538

$128

Foremost

$1,659

$138

Progressive

$1,659

$138

Dairyland

$1,679

$140

National General

$1,731

$144

Dairyland

$1,864

$155

Foremost

$2,054

$171

Chubb

$2,058

$172

Dairyland

$2,274

$190

Cheapest Car Insurance in Corpus Christi for Seniors

The cheapest auto insurance for seniors in Corpus Christi is offered by the following companies:

  • Texas Farm Bureau: $598 per year
  • State Farm: $600 per year

The most expensive insurer for seniors is Dairyland, which charges $1,679 annually. In Corpus Christi, drivers over 60 pay an average of $45 less on auto insurance than middle-aged adults, although rates tend to increase after age 65 as driving becomes riskier.

Company
Annual Premium
Monthly Premium

State Farm

$313

$26

Texas Farm Bureau

$326

$27

State Farm

$335

$28

Allstate

$373

$31

Texas Farm Bureau

$374

$31

Allstate

$383

$32

Mercury

$392

$33

State Farm

$410

$34

Mercury

$431

$36

Allstate

$468

$39

Texas Farm Bureau

$485

$40

Mercury

$509

$42

Progressive

$552

$46

Progressive

$563

$47

Chubb

$572

$48

Nationwide

$577

$48

AAA Texas

$580

$48

GEICO

$584

$49

Texas Farm Bureau

$598

$50

State Farm

$600

$50

AAA Texas

$601

$50

Nationwide

$605

$50

GEICO

$614

$51

Chubb

$627

$52

State Farm

$659

$55

Progressive

$660

$55

National General

$666

$55

GEICO

$670

$56

National General

$687

$57

Texas Farm Bureau

$714

$59

Foremost

$742

$62

AAA Texas

$747

$62

Allstate

$783

$65

Nationwide

$817

$68

State Farm

$844

$70

National General

$846

$70

Mercury

$846

$70

Allstate

$863

$72

Foremost

$876

$73

Texas Farm Bureau

$892

$74

Mercury

$894

$75

Nationwide

$959

$80

GEICO

$989

$82

GEICO

$992

$83

Foremost

$1,022

$85

Dairyland

$1,034

$86

AAA Texas

$1,052

$88

AAA Texas

$1,058

$88

Dairyland

$1,077

$90

Chubb

$1,102

$92

Chubb

$1,146

$96

Mercury

$1,150

$96

Allstate

$1,157

$96

GEICO

$1,159

$97

Nationwide

$1,180

$98

Dairyland

$1,272

$106

Progressive

$1,284

$107

Chubb

$1,319

$110

Progressive

$1,328

$111

AAA Texas

$1,376

$115

National General

$1,407

$117

Nationwide

$1,429

$119

Foremost

$1,531

$128

National General

$1,538

$128

Foremost

$1,659

$138

Progressive

$1,659

$138

Dairyland

$1,679

$140

National General

$1,731

$144

Dairyland

$1,864

$155

Foremost

$2,054

$171

Chubb

$2,058

$172

Dairyland

$2,274

$190

Cheapest Car Insurance in Corpus Christi for Poor Credit

The following companies in Corpus Christi offer cheap auto insurance for drivers with bad credit:

  • Mercury: $1,246 per year
  • Allstate: $1,314 per year

The most expensive option is State Farm, which charges $3,581 annually for full coverage. Compared to drivers with good credit, Corpus Christi drivers with poor credit typically pay $914 — or 80% — more per year for vehicle insurance.

Company
Annual Premium
Monthly Premium

Mercury

$545

$45

Allstate

$554

$46

Allstate

$569

$47

Mercury

$601

$50

Texas Farm Bureau

$677

$56

Allstate

$695

$58

Mercury

$714

$60

Nationwide

$763

$64

Texas Farm Bureau

$783

$65

Nationwide

$802

$67

Progressive

$872

$73

Progressive

$886

$74

Foremost

$889

$74

AAA Texas

$911

$76

AAA Texas

$945

$79

National General

$963

$80

National General

$1,000

$83

Chubb

$1,009

$84

Texas Farm Bureau

$1,020

$85

Progressive

$1,043

$87

Foremost

$1,052

$88

Nationwide

$1,097

$91

Chubb

$1,109

$92

AAA Texas

$1,174

$98

National General

$1,183

$99

Allstate

$1,189

$99

Foremost

$1,228

$102

Mercury

$1,246

$104

Texas Farm Bureau

$1,291

$108

Dairyland

$1,292

$108

Mercury

$1,309

$109

Allstate

$1,314

$110

Dairyland

$1,349

$112

Nationwide

$1,445

$120

Texas Farm Bureau

$1,555

$130

Nationwide

$1,582

$132

Dairyland

$1,592

$133

AAA Texas

$1,650

$138

AAA Texas

$1,661

$138

Mercury

$1,699

$142

State Farm

$1,699

$142

GEICO

$1,705

$142

GEICO

$1,705

$142

Allstate

$1,763

$147

State Farm

$1,823

$152

GEICO

$1,847

$154

Foremost

$1,868

$156

Chubb

$1,949

$162

Texas Farm Bureau

$1,949

$162

Foremost

$2,020

$168

Chubb

$2,027

$169

Nationwide

$2,107

$176

Progressive

$2,124

$177

Dairyland

$2,127

$177

AAA Texas

$2,162

$180

Progressive

$2,204

$184

State Farm

$2,229

$186

National General

$2,320

$193

Chubb

$2,334

$195

Dairyland

$2,381

$198

National General

$2,424

$202

Foremost

$2,506

$209

Progressive

$2,762

$230

GEICO

$2,788

$232

GEICO

$2,886

$241

Dairyland

$2,896

$241

National General

$3,003

$250

GEICO

$3,222

$268

State Farm

$3,259

$272

State Farm

$3,581

$298

Chubb

$3,645

$304

State Farm

$4,586

$382

Car insurance companies generally believe that drivers with bad credit are more likely to file claims, which leads to higher premiums. There are several ways to lower the cost of insurance if you have poor credit, including shopping around, finding discounts, and bundling policies. You can also work to improve your credit score over time, which will help you qualify for lower rates.

Cheapest Car Insurance in Corpus Christi for Sports Cars

The cheapest auto insurance for sports car owners in Corpus Christi is offered by the following companies:

  • State Farm: $800 per year
  • GEICO: $1,043 per year

Dairyland has the highest rates at $1,910 per year. In Corpus Christi, sports car owners typically pay $1,396 annually for full coverage insurance, which is $257 more than standard automobile owners — an increase of almost 23%.

Company
Annual Premium
Monthly Premium

State Farm

$343

$29

State Farm

$368

$31

Allstate

$377

$31

Allstate

$387

$32

State Farm

$450

$38

Allstate

$472

$39

GEICO

$498

$42

GEICO

$522

$44

Progressive

$533

$44

Progressive

$550

$46

GEICO

$566

$47

Nationwide

$566

$47

Nationwide

$594

$49

Chubb

$638

$53

Progressive

$658

$55

Chubb

$701

$58

Foremost

$707

$59

State Farm

$729

$61

State Farm

$800

$67

Nationwide

$801

$67

Foremost

$840

$70

Allstate

$970

$81

Dairyland

$973

$81

Foremost

$990

$83

GEICO

$1,002

$84

Dairyland

$1,013

$84

State Farm

$1,037

$86

GEICO

$1,043

$87

Allstate

$1,095

$91

Nationwide

$1,112

$93

Dairyland

$1,197

$100

GEICO

$1,224

$102

Chubb

$1,230

$103

Chubb

$1,339

$112

Nationwide

$1,392

$116

Progressive

$1,461

$122

Allstate

$1,486

$124

Chubb

$1,541

$128

Foremost

$1,694

$141

Nationwide

$1,696

$141

Progressive

$1,696

$141

Dairyland

$1,698

$142

Foremost

$1,788

$149

Dairyland

$1,910

$159

Progressive

$2,158

$180

Foremost

$2,291

$191

Dairyland

$2,333

$194

Chubb

$2,398

$200

MoneyGeek used a Ford Mustang to represent sports cars in this analysis, but rates may vary by model. Sports, electric and luxury cars are usually the most expensive to insure.

Average Cost of Car Insurance in Corpus Christi

In Corpus Christi, the average cost of car insurance is $1,140 per year. This is for full coverage insurance with $100,000 in bodily injury liability per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident.

One of the many variables influencing rates is location. The cost of auto insurance in Corpus Christi is $61 less than the average cost of auto insurance in Texas, which is $1,201 and is also slightly cheaper than the national average cost of car insurance, which is $1,265 annually. Corpus Christi rates are also cheaper than those in the nearby cities of San Antonio and Laredo.

City
Full Coverage Average Annual Premium
Minimum Coverage Average Annual Premium

Wichita Falls

$965

$426

San Angelo

$1,001

$410

Abilene

$1,016

$436

College Station

$1,032

$500

Midland

$1,037

$461

Waco

$1,038

$491

Killeen

$1,052

$503

El Paso

$1,093

$495

Lubbock

$1,095

$499

Round Rock

$1,098

$542

Odessa

$1,128

$490

Denton

$1,132

$558

Tyler

$1,135

$554

Corpus Christi

$1,140

$578

Lewisville

$1,151

$572

Allen

$1,158

$571

Austin

$1,159

$571

Frisco

$1,159

$574

Fort Worth

$1,168

$563

McKinney

$1,171

$573

Arlington

$1,174

$576

Plano

$1,207

$596

Amarillo

$1,209

$512

San Antonio

$1,220

$601

League City

$1,221

$607

Sugar Land

$1,242

$623

Beaumont

$1,242

$623

Laredo

$1,249

$557

Irving

$1,251

$606

Richardson

$1,256

$620

Carrollton

$1,257

$617

The Woodlands

$1,267

$639

Pasadena

$1,274

$630

Brownsville

$1,276

$622

Grand Prairie

$1,287

$630

Pearland

$1,298

$645

Mesquite

$1,302

$639

Dallas

$1,314

$640

Garland

$1,322

$657

McAllen

$1,364

$668

Houston

$1,436

$699

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.