Best and Cheapest Home and Auto Bundle Companies in Montana (2024)

MoneyGeek ranked insurance bundlers based on price, discounts and customer service. According to our research, the top two insurance companies offering home and auto insurance bundles in Montana are:

• State Farm: MoneyGeek score of 83 out of 100
• Allstate: MoneyGeek score of 77 out of 100

State Farm rated first for home and auto satisfaction and discounts. In addition, the company is the cheapest in the state for bundling home and auto insurance. Allstate tied with State Farm for auto and home satisfaction and came in second for discounts.

USAA policy bundles are an excellent option for military members and their families. The company's bundled premium in Montana costs $2,915 per year, the lowest price in the state.

When you bundle your home and car insurance in Montana, you can save an average of $592 per year or 15% of the cost of buying each policy separately. MoneyGeek found that State Farm provided the highest bundling discount, at 24%, whereas Farmers provided the lowest, at 13%.

However, the provider with the highest bundle discount may not always offer the cheapest alternative. This is not the case in Montana, where State Farm offers both the most significant discount and the lowest premium.

The following companies offer the cheapest home and auto insurance bundles in Montana, not including other discounts:

• State Farm: $3,055 per year
• Allstate: $3,427 per year

Remember that the cheapest choice might not be the best one for your specific requirements. To achieve the best long-term savings, we advise our readers to compare each company's features, pros and cons carefully.

Purchasing auto and home insurance from the same company is not always the most cost-effective option. You may be able to save more by bundling the cheapest insurance policies from several companies.

For example, MoneyGeek found the cheapest non-bundled combination is State Farm auto insurance ($831) and Allstate home insurance ($2,899) for an annual price of $3,730. However, this cost exceeds a State Farm bundle's annual cost of $3,055 per year.

When shopping for insurance in Montana, it can be more practical to bundle your home and car insurance with the same provider. You can save money and have the convenience of dealing with one company. However, bundling may not be the best option, depending on your needs.