Car Insurance in Green Bay

GEICO offers the lowest rates across different driver types in Green Bay. Adult drivers with clean records get the best deal through GEICO at $230 yearly, while young drivers pay just $569 with Erie Insurance.

That's remarkably affordable compared to most cities. Senior drivers find excellent rates with Farm Bureau at $320 annually.

The spread between young drivers and adults is notably smaller here than national averages, with young drivers paying roughly 147% more. This moderate age based pricing makes Green Bay attractive for families with teen drivers.

GEICO offers Green Bay's cheapest minimum coverage at $230 per year. That's 42% below the city average of $407. Travelers also has competitive rates: $330 for minimum coverage and $631 for full coverage.

Farm Bureau and West Bend Mutual keep rates low for many drivers. Green Bay's competitive market means you have plenty of affordable choices.

Compare quotes from at least three insurers to find your lowest rate.

Green Bay drivers see relatively moderate age-based pricing compared to other cities. Adults with clean records pay $230 annually through GEICO, while young drivers pay $569 with Erie Insurance. Young drivers pay 147% more than adults, but that gap is smaller than the national average.

Seniors pay about $320 with Farm Bureau, roughly 39% higher than adult rates. Green Bay's age-based pricing stays more affordable for multi-generational households than most markets. Local insurers don't charge as much based on age alone.

Clean record drivers in Green Bay pay just $230 per year with GEICO. A speeding ticket increases your costs modestly to $284 with Farm Bureau, a 23% jump.

An at-fault accident raises rates to $343 with Farm Bureau, while Travelers charges $474 for DUI violations. That's the lowest available for this serious offense.

DUI drivers pay roughly 106% more than those with clean records. Green Bay's relatively moderate violation penalties still underscore the financial value of safe driving, though the increases are less severe than in many other Wisconsin cities.

Travelers ranks first in Green Bay with a MoneyGeek score of 92.57. The company offers competitive rates and strong customer service. Erie Insurance scores 92.33 and provides low rates for young drivers along with good overall pricing.

Both insurers have excellent financial strength ratings and fast claims processing. Travelers offers more coverage options and wider accessibility.

Erie Insurance specializes in competitive pricing for specific demographics. Green Bay residents benefit from having two high quality insurers competing for their business.

Green Bay drivers pay an average of $407 per year for minimum coverage and $927 for full coverage. These rates rank among Wisconsin's most affordable, sitting well below state averages.

GEICO's minimum coverage at $230 demonstrates how choosing the right insurer cuts costs substantially below city norms. Wisconsin's relatively stable insurance market and Green Bay's lower accident rates contribute to these competitive premiums.

Residents who compare quotes and maintain clean driving records access some of the Midwest's best insurance values, particularly for young and senior drivers.

In Green Bay, car insurance rates by ZIP code range from $30 to $86 per month. ZIP code 54304 is the most expensive, while 54302 is the cheapest. Check the average rates for your ZIP code below.

Finding affordable car insurance in Green Bay can feel daunting with higher-than-average rates and complex coverage options. Our step-by-step guide will show you proven ways to lower your costs while getting the right protection for your needs.

Car insurance rates in Green Bay depend on your driving record, credit score and coverage needs. While GEICO and Travelers offer the most affordable average premiums in the city, compare quotes from multiple providers to find your best rate.

Looking for cheap car insurance in Green Bay? Our research team answers your most common questions about finding affordable coverage that fits your needs. Each answer draws from our analysis of local insurance rates and coverage options.

To help Green Bay drivers find the most affordable auto insurance companies, MoneyGeek analyzed auto insurance rates based on data and information from the Wisconsin Office of the Insurance Commissioner and Quadrant Information Services. We studied all ZIP codes in the city and hundreds of thousands of quotes for 12 companies offering auto insurance in Wisconsin to tailor options as closely as possible to you.

Green Bay Driver Profile

MoneyGeek created a sample driver profile to calculate car insurance quote averages with the following characteristics:

• 40-year-old male
• 2012 Toyota Camry LE
• Clean driving record
• 12,000 miles driven annually
• Good credit
• Valid license
• Currently insured
• No claims history

We adjusted certain factors, such as age, driving record, credit score and military affiliation, to find the most suitable insurance companies for specific driver profiles.

Coverage Levels in Green Bay

MoneyGeek compared the most affordable insurance providers for minimum and full coverage auto insurance policies.

The minimum coverage requirements in Wisconsin are:

• $30,000 bodily injury liability per person
• $60,000 bodily injury liability per accident
• $25,000 property damage liability per accident

For a full coverage policy, we used the following coverage limits:

• $100,000 bodily injury liability per person
• $300,000 bodily injury liability per accident
• $100,000 property damage liability per accident
• Comprehensive and collision insurance, each with a $1,000 deductible

Our Best Company Rating Methodology

We rated all companies based on the following rating scale:

• Affordability (60% of score): To get this score, we evaluated quotes for various common driver profiles and compared rates to the competition within the city.
• Customer experience (30% of score): We used sources such as agency reviews on Google, J.D. Power, AM Best and forums like Reddit to gauge customer sentiment and experiences across the board.
• Coverage options (10% of score): This score considers the number of coverage options a provider offers and the uniqueness of the offering and benefits.