GEICO offers the lowest car insurance rates in Green Bay, with average annual premiums of $230 for minimum coverage and $575 for full coverage. Farm Bureau, Erie and Travelers also offer affordable coverage in the city.
Car Insurance in Green Bay
In Green Bay, GEICO offers the lowest car insurance rates of $19 per month for minimum coverage and $48 for full coverage.
Find out if you’re overpaying for car insurance in Green Bay below.

Updated: August 13, 2025
Advertising & Editorial Disclosure
Key Takeaways
Green Bay's cheapest car insurance companies are GEICO, Travelers and Farm Bureau, with savings up to 42% compared to the city average.
In Green Bay, monthly car insurance costs average $77 for full coverage and $34 for minimum coverage.
To get the best cheap auto insurance in Green Bay, decide on coverage beforehand and compare quotes from multiple sources.
Who Has the Cheapest Car Insurance in Green Bay?
GEICO | $19 | $48 | -42% |
Travelers | $28 | $53 | -30% |
Farm Bureau | $22 | $64 | -25% |
Erie | $24 | $65 | -23% |
Auto-Owners | $28 | $68 | -17% |
Cheapest Green Bay Car Insurance by Category
In Green Bay, GEICO and Travelers each win three affordability categories. GEICO offers the cheapest rates for adult drivers and speeders, while Travelers leads for drivers with DUIs and accidents.
Young Drivers | Erie | $47 |
Adult Drivers | GEICO | $19 |
Senior Drivers | Farm Bureau | $27 |
Drivers With an Accident | Travelers | $37 |
Drivers With a DUI | Travelers | $39 |
Drivers With a Speeding Ticket | GEICO | $25 |
Drivers With Bad Credit | West Bend Mutual | $54 |
Drivers With Newer Cars | Travelers | $26 |
Drivers With Old Cars | GEICO | $17 |
Compare the Cheapest Green Bay Car Insurance for You
Your driving record and personal details determine what you'll pay for car insurance. Check the table below to find insurers offering the best rates for your specific profile.
Geico | $19 | $230 | -46% |
Farm Bureau | $22 | $260 | -39% |
Erie Insurance | $24 | $284 | -33% |
Travelers | $28 | $330 | -22% |
Auto Owners | $28 | $338 | -20% |
Best Car Insurance Companies in Green Bay
The top car insurance companies in Green Bay are Travelers, Erie, Auto-Owners and GEICO. These providers stand out for their competitive rates, quality customer service and comprehensive coverage options.
Travelers | 93 | 2 | 3 | 5 |
Erie | 92 | 4 | 2 | 3 |
Auto-Owners | 91 | 5 | 1 | 6 |
GEICO | 88 | 1 | 7 | 7 |
Farm Bureau | 85 | 3 | 5 | 8 |

Travelers: Best Overall Value
pros
Strong customer service ratings
Excellent accident forgiveness options
Multiple discount opportunities
cons
Limited coverage add-ons
Higher rates for minimum coverage
COMPANY HIGHLIGHTS
Travelers ranks as Green Bay's top car insurance provider, earning high marks for both affordability and customer satisfaction. The company charges less than the city average for full coverage policies, making it an attractive option for most drivers. Travelers particularly stands out for drivers with newer cars and those with accidents on their record, offering specialized coverage options for both groups.

Erie: Best for Young Drivers
pros
Top-rated customer service
Extensive coverage options
Strong claims satisfaction
cons
Fewer local offices
Limited digital tools
COMPANY HIGHLIGHTS
Erie takes second place in Green Bay with impressive customer service ratings and comprehensive coverage options. The company offers rates below the city average and ranks particularly well for young drivers. Erie's strong coverage score means customers get access to more policy options and add-ons than most competitors provide. Their high customer experience ranking shows they handle claims efficiently and communicate clearly with policyholders.
How Much Is Car Insurance in Green Bay?
In Green Bay, minimum coverage costs about $34 per month or $407 per year, ranking 215th out of all Wisconsin cities for affordability. Full coverage averages $77 monthly or $927 annually, ranking 93rd among Wisconsin cities.
Full Coverage | $77 | $927 |
Minimum Coverage | $34 | $407 |
Green Bay Car Insurance Cost by Category
Coverage rates in Green Bay range from $32 to $218 per month based on general driving categories. Below, you can review average rates in your category.
Young Drivers | $94 | $218 |
Adult Drivers | $34 | $77 |
Senior Drivers | $49 | $104 |
Drivers With an Accident | $51 | $119 |
Drivers With a DUI | $59 | $140 |
Drivers With a Speeding Ticket | $42 | $99 |
Drivers With Bad Credit | $100 | $210 |
Drivers With Newer Cars | $46 | $104 |
Drivers With Old Cars | $32 | $71 |
Green Bay Car Insurance Costs by ZIP Code
In Green Bay, car insurance rates by ZIP code range from $30 to $86 per month. ZIP code 54304 is the most expensive, while 54302 is the cheapest. Check the average rates for your ZIP code below.
54302 | $30 | $72 |
Compare Personalized Green Bay Car Insurance Costs
While earlier tables showed basic rate breakdowns, this view combines key factors like age and driving history to help match Green Bay rates to your exact profile.
$37 | $444 | -5% |
How to Get the Best Cheap Green Bay Car Insurance
Finding affordable car insurance in Green Bay can feel daunting with higher-than-average rates and complex coverage options. Our step-by-step guide will show you proven ways to lower your costs while getting the right protection for your needs.
- 1
Calculate your coverage needs first
Start by determining exactly how much coverage you need for your vehicle and situation. Use our car insurance coverage needs calculator to understand your requirements. When deciding on coverage levels, consider your car's value, your assets and your risk tolerance.
- 2
Explore different insurance types
Review various types of car insurance to find the best fit. If you drive infrequently, consider pay-per-mile coverage. Don't own a car? Look into non-owner insurance. These alternatives could save you money while providing adequate protection.
- 3
Know the average costs
Research average vehicle insurance costs in Green Bay to set realistic expectations. Understanding typical rates for your age group and vehicle type helps you recognize good deals and avoid overpaying for coverage.
- 4
Check available discounts
Look into every possible car insurance discount. Consider bundling multiple policies or getting multi-car discounts. Safe driver programs, good student discounts and payment options can also reduce your premium.
- 5
Research company reliability
Investigate insurance companies' financial strength and customer service ratings. Check customer reviews specifically from Green Bay drivers. Look for insurers with strong local presence and positive claims handling experiences in Wisconsin.
- 6
Get quotes from multiple providers
Request quotes from at least three different insurance companies. Use both online tools and local agents to compare rates. Make sure each quote includes the same coverage levels and deductibles for accurate comparison.
- 7
Review your policy annually
Mark your calendar to review your policy each year before renewal. Life changes, driving habits and insurance needs evolve over time.
Cheapest Car Insurance in Green Bay: Bottom Line
Car insurance rates in Green Bay depend on your driving record, credit score and coverage needs. While GEICO and Travelers offer the most affordable average premiums in the city, compare quotes from multiple providers to find your best rate.
Cheap Green Bay Car Insurance: FAQ
Looking for cheap car insurance in Green Bay? Our research team answers your most common questions about finding affordable coverage that fits your needs. Each answer draws from our analysis of local insurance rates and coverage options.
What is the cheapest car insurance company in Green Bay, Wisconsin?
GEICO offers the lowest rates in Green Bay, with average annual premiums of $230 for minimum coverage and $575 for full coverage. Rates vary by personal factors, so compare quotes.
Who offers the best car insurance in Green Bay?
Travelers leads Green Bay's car insurance providers with a MoneyGeek score of 93 out of 100, just ahead of Erie by 0.2 points. Travelers delivers excellent customer service and competitive rates.
What is the average cost of car insurance in Green Bay?
Green Bay drivers pay $927 for full coverage and $407 for minimum coverage car insurance annually. Your actual rates will vary based on individual factors.
Is car insurance in Green Bay expensive?
Car insurance in Green Bay costs more than most Wisconsin cities, ranking 215th for minimum coverage affordability and 93rd for full coverage affordability statewide.
How We Chose the Best and Cheapest Car Insurance in Green Bay, WI
To help Green Bay drivers find the most affordable auto insurance companies, MoneyGeek analyzed auto insurance rates based on data and information from the Wisconsin Office of the Insurance Commissioner and Quadrant Information Services. We studied all ZIP codes in the city and hundreds of thousands of quotes for 12 companies offering auto insurance in Wisconsin to tailor options as closely as possible to you.
Green Bay Driver Profile
MoneyGeek created a sample driver profile to calculate car insurance quote averages with the following characteristics:
- 40-year-old male
- 2012 Toyota Camry LE
- Clean driving record
- 12,000 miles driven annually
- Good credit
- Valid license
- Currently insured
- No claims history
We adjusted certain factors, such as age, driving record, credit score and military affiliation, to find the most suitable insurance companies for specific driver profiles.
Coverage Levels in Green Bay
MoneyGeek compared the most affordable insurance providers for minimum and full coverage auto insurance policies.
The minimum coverage requirements in Wisconsin are:
- $30,000 bodily injury liability per person
- $60,000 bodily injury liability per accident
- $25,000 property damage liability per accident
For a full coverage policy, we used the following coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
- Comprehensive and collision insurance, each with a $1,000 deductible
Our Best Company Rating Methodology
We rated all companies based on the following rating scale:
- Affordability (60% of score): To get this score, we evaluated quotes for various common driver profiles and compared rates to the competition within the city.
- Customer experience (30% of score): We used sources such as agency reviews on Google, J.D. Power, AM Best and forums like Reddit to gauge customer sentiment and experiences across the board.
- Coverage options (10% of score): This score considers the number of coverage options a provider offers and the uniqueness of the offering and benefits.
About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.