Compare Rates and Save on Auto Insurance

widget-location-pin

Cheapest and Best Car Insurance in Greeley, CO (2023)


Compare Rates and Save on Car Insurance

Enter Your Zip Code

widget-location-pin
Shield

Free. Simple. Secure.

Updated: Sep 26, 2023
Content was edited
Edited by

In Greeley, American National P&C offers the cheapest minimum coverage and full coverage insurance. It is also the cheapest for military members and after a driving violation. The best customer service is offered by Acuity. The cheapest for male teens is GEICO, but the cheapest for female teens is Kemper. The cheapest option for you might be from a different insurer based on your driving profile and needs.

MoneyGeek Logo IconCheapest + BestCar InsuranceGreeley
2023

Cheapest and Best Car Insurance in Greeley

Cheapest Minimum Liability Car Insurance in Greeley

The following companies in Greeley offer minimum coverage insurance at the lowest prices:

  • American National P&C: $185 per year
  • Colorado Farm Bureau: $274 per year

The most expensive option is provided by Allstate, costing around $577 for the basic minimum coverage. As of October 2022, the cheapest car insurance in Colorado is also provided by American National P&C but at a slightly higher average cost of $216 per year. Where you live can impact your insurance rates.

Company
Annual Premium
Monthly Premium

American National P&C

$185

$15

American National P&C

$214

$18

American National P&C

$222

$19

Colorado Farm Bureau

$274

$23

GEICO

$286

$24

Auto-Owners Insurance Co

$302

$25

Auto-Owners Insurance Co

$304

$25

GEICO

$314

$26

GEICO

$317

$26

State Farm

$320

$27

American Family

$339

$28

State Farm

$340

$28

American Family

$366

$31

Farmers Union Insurance

$370

$31

Nationwide

$391

$33

Colorado Farm Bureau

$391

$33

Nationwide

$400

$33

Farmers Union Insurance

$405

$34

Kemper

$406

$34

Farmers Union Insurance

$421

$35

Auto-Owners Insurance Co

$433

$36

State Farm

$437

$36

Kemper

$451

$38

American Family

$453

$38

Progressive

$455

$38

American National P&C

$462

$39

Acuity

$465

$39

Kemper

$471

$39

American National P&C

$471

$39

Progressive

$474

$40

Colorado Farm Bureau

$507

$42

Farmers

$514

$43

Acuity

$520

$43

Progressive

$527

$44

Farmers

$536

$45

Nationwide

$556

$46

Allstate

$557

$46

Allstate

$577

$48

American National P&C

$584

$49

GEICO

$624

$52

Farmers

$628

$52

GEICO

$630

$52

Allstate

$643

$54

Acuity

$675

$56

American Family

$699

$58

GEICO

$706

$59

State Farm

$766

$64

American Family

$803

$67

Auto-Owners Insurance Co

$808

$67

Nationwide

$808

$67

Colorado Farm Bureau

$849

$71

State Farm

$851

$71

Allstate

$887

$74

Auto-Owners Insurance Co

$887

$74

Nationwide

$900

$75

Farmers Union Insurance

$901

$75

Progressive

$914

$76

Progressive

$943

$79

Farmers Union Insurance

$962

$80

Allstate

$973

$81

American Family

$990

$82

Colorado Farm Bureau

$1,008

$84

Farmers

$1,026

$85

Kemper

$1,045

$87

Farmers

$1,072

$89

State Farm

$1,109

$92

Kemper

$1,116

$93

Farmers Union Insurance

$1,127

$94

Progressive

$1,143

$95

Nationwide

$1,145

$95

Allstate

$1,154

$96

Acuity

$1,199

$100

Acuity

$1,205

$100

Auto-Owners Insurance Co

$1,217

$101

Colorado Farm Bureau

$1,254

$105

Farmers

$1,287

$107

Kemper

$1,329

$111

Acuity

$1,663

$139

Different liability coverage minimums apply depending on the state. The basic minimum insurance requirements for drivers in Colorado are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

With a liability-only insurance policy, you will only get coverage for third-party injuries and property damage. Given Colorado's minimum coverage limits, your insurance provider will cover up to $15,000 in property damage to the other person. Any additional costs will come out of your own pocket.

Cheapest Full Coverage Car Insurance in Greeley

Drivers in Greeley can purchase full coverage auto insurance from the following insurance providers at the most competitive rates:

  • American National P&C: $471 per year
  • GEICO: $624 per year

With a yearly premium of around $1,205, Acuity was the most expensive option for full coverage insurance. As of October 2022, American National P&C also provides the cheapest full coverage insurance in Colorado, with an average yearly premium of $586, which is higher than its Greeley average. Premiums can be higher or lower depending on your location in Colorado.

Company
Annual Premium
Monthly Premium

American National P&C

$185

$15

American National P&C

$214

$18

American National P&C

$222

$19

Colorado Farm Bureau

$274

$23

GEICO

$286

$24

Auto-Owners Insurance Co

$302

$25

Auto-Owners Insurance Co

$304

$25

GEICO

$314

$26

GEICO

$317

$26

State Farm

$320

$27

American Family

$339

$28

State Farm

$340

$28

American Family

$366

$31

Farmers Union Insurance

$370

$31

Nationwide

$391

$33

Colorado Farm Bureau

$391

$33

Nationwide

$400

$33

Farmers Union Insurance

$405

$34

Kemper

$406

$34

Farmers Union Insurance

$421

$35

Auto-Owners Insurance Co

$433

$36

State Farm

$437

$36

Kemper

$451

$38

American Family

$453

$38

Progressive

$455

$38

American National P&C

$462

$39

Acuity

$465

$39

Kemper

$471

$39

American National P&C

$471

$39

Progressive

$474

$40

Colorado Farm Bureau

$507

$42

Farmers

$514

$43

Acuity

$520

$43

Progressive

$527

$44

Farmers

$536

$45

Nationwide

$556

$46

Allstate

$557

$46

Allstate

$577

$48

American National P&C

$584

$49

GEICO

$624

$52

Farmers

$628

$52

GEICO

$630

$52

Allstate

$643

$54

Acuity

$675

$56

American Family

$699

$58

GEICO

$706

$59

State Farm

$766

$64

American Family

$803

$67

Auto-Owners Insurance Co

$808

$67

Nationwide

$808

$67

Colorado Farm Bureau

$849

$71

State Farm

$851

$71

Allstate

$887

$74

Auto-Owners Insurance Co

$887

$74

Nationwide

$900

$75

Farmers Union Insurance

$901

$75

Progressive

$914

$76

Progressive

$943

$79

Farmers Union Insurance

$962

$80

Allstate

$973

$81

American Family

$990

$82

Colorado Farm Bureau

$1,008

$84

Farmers

$1,026

$85

Kemper

$1,045

$87

Farmers

$1,072

$89

State Farm

$1,109

$92

Kemper

$1,116

$93

Farmers Union Insurance

$1,127

$94

Progressive

$1,143

$95

Nationwide

$1,145

$95

Allstate

$1,154

$96

Acuity

$1,199

$100

Acuity

$1,205

$100

Auto-Owners Insurance Co

$1,217

$101

Colorado Farm Bureau

$1,254

$105

Farmers

$1,287

$107

Kemper

$1,329

$111

Acuity

$1,663

$139

One advantage of full coverage insurance, which also includes collision and comprehensive coverage, is increased liability limits.

  • Collision Insurance: Protects you if your automobile collides with a stationary object or another moving item.
  • Comprehensive Insurance: Theft, vandalism and damage from weather disasters are a few examples of the non-collision losses it covers.

Having comprehensive coverage insurance is the best defense for your brand-new vehicle. The yearly premiums of several hundred dollars for full coverage may not be logical for older automobiles as you may pay more than your vehicle is worth.

Cheapest Car Insurance in Greeley After a Driving Offense

Our research found the cheapest full coverage insurance in Greeley for motorists with the following traffic violations:

  • Speeding ticket: American National P&C ($547 per year)
  • At-fault accident: American National P&C ($632 per year)
  • DUI: American National P&C ($702 per year)

Acuity, which charges $2,632 on average per year for DUI, speeding and at-fault accident history, is the company with the highest rates. Even if you get a policy with the city's cheapest insurer, your costs will rise if you have a violation on your record.

Company
Annual Premium
Monthly Premium

American National P&C

$225

$19

American National P&C

$258

$22

American National P&C

$268

$22

American National P&C

$271

$23

American National P&C

$304

$25

American National P&C

$307

$26

American National P&C

$322

$27

GEICO

$338

$28

Colorado Farm Bureau

$346

$29

Auto-Owners Insurance Co

$348

$29

American National P&C

$348

$29

Auto-Owners Insurance Co

$350

$29

State Farm

$355

$30

State Farm

$355

$30

Colorado Farm Bureau

$362

$30

American National P&C

$364

$30

GEICO

$371

$31

American Family

$371

$31

American Family

$371

$31

American Family

$373

$31

State Farm

$378

$32

State Farm

$378

$32

State Farm

$391

$33

American Family

$400

$33

American Family

$400

$33

American Family

$403

$34

Colorado Farm Bureau

$407

$34

GEICO

$407

$34

State Farm

$416

$35

GEICO

$456

$38

Nationwide

$468

$39

Nationwide

$478

$40

State Farm

$486

$41

State Farm

$486

$41

Colorado Farm Bureau

$494

$41

American Family

$497

$41

American Family

$497

$41

Auto-Owners Insurance Co

$499

$42

American Family

$502

$42

GEICO

$506

$42

Farmers Union Insurance

$509

$42

Progressive

$515

$43

Colorado Farm Bureau

$519

$43

State Farm

$534

$45

Auto-Owners Insurance Co

$537

$45

Kemper

$539

$45

Auto-Owners Insurance Co

$541

$45

American National P&C

$546

$46

American National P&C

$547

$46

Progressive

$565

$47

Farmers Union Insurance

$568

$47

Progressive

$569

$47

GEICO

$570

$47

GEICO

$575

$48

Colorado Farm Bureau

$580

$48

Farmers Union Insurance

$589

$49

Progressive

$592

$49

Kemper

$600

$50

Allstate

$601

$50

Nationwide

$612

$51

Farmers Union Insurance

$617

$51

Kemper

$624

$52

Allstate

$624

$52

Nationwide

$625

$52

Kemper

$626

$52

Progressive

$626

$52

Farmers

$631

$53

American National P&C

$632

$53

Nationwide

$634

$53

American National P&C

$636

$53

Colorado Farm Bureau

$639

$53

Farmers Union Insurance

$645

$54

Progressive

$645

$54

Farmers Union Insurance

$651

$54

GEICO

$663

$55

Colorado Farm Bureau

$671

$56

Auto-Owners Insurance Co

$679

$57

American National P&C

$683

$57

Auto-Owners Insurance Co

$685

$57

Allstate

$691

$58

Kemper

$696

$58

Farmers

$700

$58

Allstate

$702

$58

American National P&C

$702

$59

Farmers Union Insurance

$703

$59

Farmers Union Insurance

$704

$59

American National P&C

$713

$59

Allstate

$720

$60

Progressive

$720

$60

Allstate

$721

$60

Kemper

$726

$60

Farmers

$726

$60

Farmers

$743

$62

Colorado Farm Bureau

$752

$63

Allstate

$752

$63

Farmers

$762

$64

Nationwide

$766

$64

Auto-Owners Insurance Co

$772

$64

GEICO

$772

$64

Nationwide

$779

$65

GEICO

$780

$65

American Family

$791

$66

American Family

$791

$66

American National P&C

$791

$66

Farmers

$808

$67

Progressive

$810

$68

American Family

$811

$68

Progressive

$811

$68

Nationwide

$819

$68

Allstate

$821

$68

Farmers Union Insurance

$831

$69

State Farm

$836

$70

State Farm

$836

$70

Farmers

$837

$70

Farmers

$838

$70

Allstate

$861

$72

Farmers

$877

$73

GEICO

$881

$73

American National P&C

$884

$74

Auto-Owners Insurance Co

$897

$75

GEICO

$902

$75

State Farm

$905

$75

American Family

$908

$76

American Family

$908

$76

State Farm

$925

$77

State Farm

$925

$77

American Family

$930

$77

Allstate

$966

$80

Nationwide

$973

$81

Nationwide

$973

$81

Auto-Owners Insurance Co

$975

$81

Auto-Owners Insurance Co

$979

$82

State Farm

$998

$83

Colorado Farm Bureau

$1,003

$84

Kemper

$1,011

$84

Colorado Farm Bureau

$1,050

$87

Allstate

$1,059

$88

Colorado Farm Bureau

$1,064

$89

Nationwide

$1,065

$89

GEICO

$1,074

$89

Progressive

$1,096

$91

American Family

$1,124

$94

American Family

$1,124

$94

Progressive

$1,124

$94

Kemper

$1,126

$94

Allstate

$1,129

$94

Acuity

$1,134

$95

Acuity

$1,134

$95

Acuity

$1,134

$95

American Family

$1,154

$96

Kemper

$1,176

$98

Allstate

$1,189

$99

GEICO

$1,207

$101

State Farm

$1,209

$101

State Farm

$1,209

$101

Colorado Farm Bureau

$1,215

$101

Progressive

$1,220

$102

Farmers Union Insurance

$1,229

$102

Allstate

$1,235

$103

Colorado Farm Bureau

$1,250

$104

Progressive

$1,254

$104

Acuity

$1,260

$105

Acuity

$1,260

$105

Acuity

$1,260

$105

Allstate

$1,266

$105

Nationwide

$1,267

$106

Auto-Owners Insurance Co

$1,272

$106

GEICO

$1,276

$106

Colorado Farm Bureau

$1,297

$108

Allstate

$1,304

$109

Progressive

$1,307

$109

State Farm

$1,309

$109

Nationwide

$1,310

$109

GEICO

$1,319

$110

Kemper

$1,324

$110

Auto-Owners Insurance Co

$1,350

$112

Farmers

$1,359

$113

Auto-Owners Insurance Co

$1,363

$114

Farmers

$1,372

$114

Farmers Union Insurance

$1,373

$114

Nationwide

$1,382

$115

Farmers Union Insurance

$1,407

$117

Kemper

$1,418

$118

Progressive

$1,439

$120

Kemper

$1,470

$122

Farmers Union Insurance

$1,492

$124

GEICO

$1,492

$124

Allstate

$1,496

$125

Farmers

$1,498

$125

Farmers Union Insurance

$1,501

$125

Progressive

$1,525

$127

Colorado Farm Bureau

$1,527

$127

Farmers

$1,539

$128

Farmers

$1,552

$129

Auto-Owners Insurance Co

$1,552

$129

Farmers Union Insurance

$1,565

$130

Colorado Farm Bureau

$1,567

$131

Farmers

$1,574

$131

Kemper

$1,582

$132

Allstate

$1,582

$132

Farmers

$1,583

$132

Nationwide

$1,594

$133

GEICO

$1,610

$134

Progressive

$1,615

$135

Colorado Farm Bureau

$1,636

$136

Farmers Union Insurance

$1,640

$137

Auto-Owners Insurance Co

$1,649

$137

Acuity

$1,665

$139

Acuity

$1,665

$139

Acuity

$1,665

$139

Kemper

$1,676

$140

Nationwide

$1,689

$141

Nationwide

$1,708

$142

Farmers

$1,714

$143

Farmers Union Insurance

$1,757

$146

Farmers

$1,770

$147

Progressive

$1,774

$148

Farmers Union Insurance

$1,787

$149

Kemper

$1,855

$155

Auto-Owners Insurance Co

$1,907

$159

Nationwide

$2,015

$168

Auto-Owners Insurance Co

$2,322

$193

Kemper

$2,426

$202

Kemper

$2,607

$217

Acuity

$2,632

$219

Acuity

$2,632

$219

Acuity

$2,632

$219

Acuity

$2,656

$221

Acuity

$2,656

$221

Acuity

$2,656

$221

Kemper

$3,073

$256

Acuity

$3,700

$308

Acuity

$3,700

$308

Acuity

$3,700

$308

A higher premium may be charged depending on how serious the driving violation is. In Greeley, drivers who have been found guilty of DUI should anticipate paying around $562 more for car insurance, while those who have only earned speeding tickets will pay around $348 more. You can still look around and find cheaper auto insurance, even with a poor driving record.

Cheapest Car Insurance in Greeley for Teens and Their Families

Teens in Greeley covered by their parent's policy may receive the cheapest insurance from these insurers:

  • GEICO: $1,886 per year for female teens;
  • Kemper: $1,924 per year for female teens; $1,328 per year for male teens
  • GEICO: $1,989 per year for male teens

Farmers charges the highest for both males and females at around $4,135 and $3,879 per year, respectively. Although the price difference is lower for the cheapest provider, the difference might be considerable depending on the company.

Male teenagers are generally more expensive to insure than females due to the higher risk they pose, though this disparity narrows in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

State Farm

$915

$1,882

Kemper

$968

$2,936

State Farm

$1,002

$2,060

Kemper

$1,036

$8,689

State Farm

$1,047

$2,446

GEICO

$1,070

$1,960

State Farm

$1,081

$2,223

Kemper

$1,124

$5,463

GEICO

$1,142

$1,405

Kemper

$1,158

$2,739

GEICO

$1,161

$1,485

GEICO

$1,162

$2,104

GEICO

$1,210

$1,488

GEICO

$1,246

$1,594

Kemper

$1,265

$10,605

GEICO

$1,268

$1,559

GEICO

$1,272

$1,773

Nationwide

$1,279

$2,115

Nationwide

$1,287

$2,038

GEICO

$1,293

$1,912

GEICO

$1,294

$1,655

GEICO

$1,315

$5,952

Nationwide

$1,322

$2,683

Kemper

$1,328

$14,093

Kemper

$1,328

$7,403

Kemper

$1,328

$4,829

Kemper

$1,334

$4,044

Kemper

$1,335

$6,488

Nationwide

$1,364

$2,939

GEICO

$1,402

$6,082

Kemper

$1,414

$4,452

Kemper

$1,415

$4,288

Nationwide

$1,420

$2,248

Kemper

$1,446

$6,974

Nationwide

$1,447

$2,511

GEICO

$1,453

$6,300

Kemper

$1,475

$4,006

Nationwide

$1,478

$2,444

GEICO

$1,479

$3,257

Nationwide

$1,492

$2,738

Nationwide

$1,496

$2,370

State Farm

$1,497

$2,142

Kemper

$1,520

$3,597

Kemper

$1,528

$3,616

GEICO

$1,528

$3,275

Nationwide

$1,556

$2,573

Allstate

$1,575

$2,513

Allstate

$1,575

$2,513

State Farm

$1,580

$2,629

GEICO

$1,590

$2,913

GEICO

$1,613

$2,919

Kemper

$1,630

$5,772

State Farm

$1,631

$2,334

Allstate

$1,639

$4,758

Allstate

$1,639

$4,758

Allstate

$1,641

$2,115

Allstate

$1,641

$2,115

Kemper

$1,643

$5,172

Allstate

$1,690

$2,178

Allstate

$1,690

$2,178

Allstate

$1,722

$2,332

Allstate

$1,722

$2,332

State Farm

$1,728

$2,860

Auto-Owners Insurance Co

$1,743

$3,657

Auto-Owners Insurance Co

$1,744

$3,739

Allstate

$1,747

$2,252

Allstate

$1,747

$2,252

Nationwide

$1,779

$4,266

State Farm

$1,785

$2,554

State Farm

$1,793

$3,335

State Farm

$1,793

$2,983

Allstate

$1,816

$3,248

Allstate

$1,816

$3,248

Kemper

$1,825

$8,801

Auto-Owners Insurance Co

$1,835

$3,933

Allstate

$1,836

$2,930

Allstate

$1,836

$2,930

Nationwide

$1,866

$5,313

GEICO

$1,886

$12,149

Nationwide

$1,894

$4,963

Auto-Owners Insurance Co

$1,898

$3,982

Auto-Owners Insurance Co

$1,901

$4,463

Nationwide

$1,915

$3,888

State Farm

$1,919

$3,140

Kemper

$1,924

$12,064

Auto-Owners Insurance Co

$1,944

$4,167

Nationwide

$1,971

$5,870

Nationwide

$1,985

$5,651

GEICO

$1,989

$11,207

Farmers

$1,997

$2,560

Auto-Owners Insurance Co

$2,010

$4,869

Nationwide

$2,015

$4,341

Nationwide

$2,015

$6,102

State Farm

$2,035

$3,786

Auto-Owners Insurance Co

$2,080

$4,365

Auto-Owners Insurance Co

$2,087

$5,381

Auto-Owners Insurance Co

$2,095

$4,731

Farmers

$2,110

$2,816

Nationwide

$2,130

$6,756

Nationwide

$2,144

$6,493

GEICO

$2,176

$9,848

Allstate

$2,190

$6,357

Allstate

$2,190

$6,357

State Farm

$2,225

$4,135

State Farm

$2,227

$3,644

Allstate

$2,241

$8,400

Allstate

$2,241

$8,400

Auto-Owners Insurance Co

$2,276

$5,139

Progressive

$2,288

$3,231

Auto-Owners Insurance Co

$2,291

$5,651

State Farm

$2,306

$4,289

State Farm

$2,317

$4,856

Progressive

$2,346

$2,392

Progressive

$2,370

$2,410

Auto-Owners Insurance Co

$2,371

$6,112

Auto-Owners Insurance Co

$2,390

$6,997

Progressive

$2,423

$3,467

State Farm

$2,551

$4,709

Progressive

$2,608

$2,652

Progressive

$2,696

$3,077

Progressive

$2,702

$2,755

Progressive

$2,709

$4,338

Auto-Owners Insurance Co

$2,717

$6,170

Progressive

$2,765

$3,904

Progressive

$2,770

$3,180

Progressive

$2,783

$2,830

Farmers

$2,870

$2,266

Auto-Owners Insurance Co

$2,901

$7,984

State Farm

$2,903

$5,358

Progressive

$2,914

$2,972

State Farm

$2,915

$6,075

Farmers

$2,919

$2,304

Farmers

$2,928

$2,312

Farmers

$2,953

$2,443

Progressive

$2,962

$4,862

Farmers

$2,968

$2,428

Auto-Owners Insurance Co

$2,980

$7,347

Auto-Owners Insurance Co

$2,988

$6,785

Farmers

$3,003

$2,456

Farmers

$3,058

$2,501

Progressive

$3,064

$4,384

Farmers

$3,081

$2,695

Farmers

$3,201

$5,055

Progressive

$3,237

$9,404

Auto-Owners Insurance Co

$3,253

$8,951

Auto-Owners Insurance Co

$3,256

$9,943

Farmers

$3,281

$10,596

Farmers

$3,322

$5,426

Farmers

$3,466

$11,517

Progressive

$3,498

$9,836

Progressive

$3,527

$10,416

Farmers

$3,626

$11,709

Farmers

$3,664

$4,697

Progressive

$3,776

$10,728

Farmers

$3,792

$5,063

Farmers

$3,862

$12,832

Progressive

$3,870

$11,241

Farmers

$3,879

$15,277

Farmers

$4,135

$16,863

Progressive

$4,171

$12,319

Adding a teen driver to a family policy rather than purchasing separate insurance for them can save hundreds or even thousands of dollars. In Greeley, buying a male teen his own coverage would cost $3,923 more than adding him to an existing family policy. To save money, it is important to evaluate the best and cheapest rates for adding teens to a family policy.

Cheapest Car Insurance in Greeley for Military Drivers

Military members and their families in Greeley can find the cheapest military car insurance from these two companies:

  • American National P&C: approximately $471 per year
  • GEICO: approximately $624 per year

USAA is generally an affordable option for military personnel. In Greeley, its insurance costs an average of $684 per year.

The rates above are for full coverage insurance. If you just need the state minimum coverage, American National is still the lowest at around $185 per year, followed by USAA at roughly $243 per year.

Company
Annual Premium
Monthly Premium

American National P&C

$185

$15

American National P&C

$214

$18

American National P&C

$222

$19

USAA

$243

$20

USAA

$271

$23

Colorado Farm Bureau

$274

$23

GEICO

$286

$24

Auto-Owners Insurance Co

$302

$25

Auto-Owners Insurance Co

$304

$25

USAA

$314

$26

GEICO

$314

$26

GEICO

$317

$26

State Farm

$320

$27

American Family

$339

$28

State Farm

$340

$28

American Family

$366

$31

Farmers Union Insurance

$370

$31

Colorado Farm Bureau

$391

$33

Nationwide

$391

$33

Nationwide

$400

$33

Farmers Union Insurance

$405

$34

Kemper

$406

$34

Farmers Union Insurance

$421

$35

Auto-Owners Insurance Co

$433

$36

State Farm

$437

$36

Kemper

$451

$38

American Family

$453

$38

Progressive

$455

$38

American National P&C

$462

$39

Acuity

$465

$39

Kemper

$471

$39

American National P&C

$471

$39

Progressive

$474

$40

Colorado Farm Bureau

$507

$42

Farmers

$514

$43

Acuity

$520

$43

Progressive

$527

$44

Farmers

$536

$45

Nationwide

$556

$46

Allstate

$557

$46

Allstate

$577

$48

American National P&C

$584

$49

GEICO

$624

$52

Farmers

$628

$52

GEICO

$630

$52

Allstate

$643

$54

Acuity

$675

$56

USAA

$684

$57

USAA

$690

$57

American Family

$699

$58

GEICO

$706

$59

State Farm

$766

$64

American Family

$803

$67

Auto-Owners Insurance Co

$808

$67

Nationwide

$808

$67

Colorado Farm Bureau

$849

$71

State Farm

$851

$71

USAA

$868

$72

Allstate

$887

$74

Auto-Owners Insurance Co

$887

$74

Nationwide

$900

$75

Farmers Union Insurance

$901

$75

Progressive

$914

$76

Progressive

$943

$79

Farmers Union Insurance

$962

$80

Allstate

$973

$81

American Family

$990

$82

Colorado Farm Bureau

$1,008

$84

Farmers

$1,026

$85

Kemper

$1,045

$87

Farmers

$1,072

$89

State Farm

$1,109

$92

Kemper

$1,116

$93

Farmers Union Insurance

$1,127

$94

Progressive

$1,143

$95

Nationwide

$1,145

$95

Allstate

$1,154

$96

Acuity

$1,199

$100

Acuity

$1,205

$100

Auto-Owners Insurance Co

$1,217

$101

Colorado Farm Bureau

$1,254

$105

Farmers

$1,287

$107

Kemper

$1,329

$111

Acuity

$1,663

$139

How to Compare Cheap Greeley Car Insurance Quotes Online

Comparing car insurance rates on the internet can take time. You might have to provide a lot of personal information, which could take up to 15 minutes to get insurance quotes from each company.

Using your age, vehicle type, driving history and level of coverage, MoneyGeek's auto insurance calculator can quickly estimate the premiums that various companies are likely to charge you, streamlining the process.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

Colorado
Female
30-65
Clean

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click an insurer below to visit their review page or continue to your personalized quote.

USAA

Best Car Insurance in Greeley: Summary

What you value in an insurer determines your ideal option. The following are the best Greeley insurers:

  • Best overall: American National P&C (MoneyGeek score of 83 out of 100)
  • Best for service: Acuity (MoneyGeek score of 78 out of 100)
  • Best cheap: American National P&C (MoneyGeek score of 83 out of 100)

The weights that each factor in a category is assigned determines the scores from MoneyGeek. For Colorado’s best car insurance, American National P&C also scores the best.

Military members should check out USAA, which scored 76 out of 100 in our ratings.

Best Overall Car Insurance in Greeley

MoneyGeek evaluated companies' customer service quality, claims management and other characteristics and rated the following as the best in the city:

  • American National P&C: MoneyGeek score of 83 out of 100 (approximately $471 per year)
  • GEICO: MoneyGeek score of 69 out of 100 (approximately $624 per year)

American National P&C received high grades for customer satisfaction and affordability, which can help you obtain the best value for your money.

USAA is the second-best option for current and former military personnel, receiving a 76 on MoneyGeek's rating methodology.

American National Insurance Company

pros

High customer satisfaction score

Higher than average coverage score

Most affordable insurer

Offers spare parts coverage, added coverage endorsement, classic car insurance, gap insurance and roadside assistance

cons

Poor claims score

No new car replacement, deductible modification, better car replacement and accident forgiveness

COMPANY HIGHLIGHTS

American National P&C provides a few coverages that can be advantageous for certain types of drivers. If your car is totaled, gap insurance covers the difference between what you owe and your car’s value. By getting this coverage, you can save money that you might otherwise lose if your automobile is involved in an accident.

Owners of antique or classic automobiles will benefit greatly from American National's vintage car insurance, also referred to as collector car coverage, which comes with additional protection. It contains agreed value coverage. In the event of a covered loss of your classic car, the company will write you a check for the predetermined sum. If your collector car's spare parts are damaged in a covered loss, the insurer will offer you up to $1,000. Policyholders also receive roadside assistance that offers 24/7 support in the event you get stranded.

Best Car Insurance in Greeley for Customer Service

The best Greeley insurers for customer service are ranked independently of price. We concluded that the following two insurers offer top-notch customer support:

  • Acuity: MoneyGeek score of 78 out of 100 (approximately $1,205 per year)
  • American National P&C: MoneyGeek score of 67 out of 100 (approximately $471 per year)

Acuity scores high in customer satisfaction and coverage options, but it charges high rates. With Acuity, you pay more for better customer service.

Acuity

pros

High customer satisfaction rating

Higher than average coverage score and claims rating

Offers full glass coverage, gap insurance, new car replacement

cons

Expensive premiums

Does not offer accident forgiveness, deductible modification and better car replacement

COMPANY HIGHLIGHTS

Acuity customers can get full glass coverage, which eliminates the need to pay the comprehensive deductible if your vehicle's windscreen or windows need to be fixed or replaced. For a higher premium, the insurer will also pay to replace your car if it is completely damaged in a covered loss (for reasons other than fire or theft) with a brand new car of the same or comparable type.

If you owe more on your car than it is worth, Acuity's gap insurance will pay the difference between its real cash value and the outstanding due on your loan or lease. Roadside assistance and rental car replacement coverage are also available to policyholders. Acuity's coverage package endorsement offers a number of additional coverages, including key replacement, personal property replacement, airbag replacement and payment of veterinary costs in the event that your dog or cat is hurt in a car accident.

Best Cheap Car Insurance Companies in Greeley

The following insurance providers in Greeley provide the required minimum coverage insurance at affordable prices and with top-notch service.

  • American National P&C: MoneyGeek score of 83 out of 100 (approximately $185 per year)
  • Auto-Owners Insurance Co: MoneyGeek score of 72 out of 100 (approximately $304 per year)

While minimum coverage insurance is generally less expensive, you are still responsible for certain costs, including car repairs and hospital bills after an incident.

American National Insurance Company

pros

Affordable policy costing $185 per year

Higher than average customer satisfaction rating and coverage score

Offers early signing, bundling and multiple car discounts

cons

Subpar claims management

No good student and safe driving discounts

COMPANY HIGHLIGHTS

American National P&C is the best for drivers searching for affordable premiums without sacrificing service quality because it offers the cheapest minimum coverage insurance in Greeley and has above-average customer satisfaction records, according to J.D. Power’s customer satisfaction study and the National Association of Insurance Commissioners (NAIC) Customer Complaint Index.

Although American National P&C does not provide many discounts, the few that it does can be helpful to the majority of its policyholders. You will qualify for a premium discount if you decide to plan ahead and sign up early before your existing policy ends. Those who own multiple vehicles are also in luck. Discounted prices are available to individuals who cover multiple vehicles with American National P&C and bundle their home and auto insurance policies. Those who own collector cars, otherwise called antique cars, are also eligible for discounted rates.

Average Cost of Car Insurance in Greeley

The average annual full coverage car insurance premium in Greeley is $886, which is $379 less than the national average cost of $1,265 and $116 less than the state average of $1,002. These rates cover property damage liability of $100,000 as well as bodily injury liability of $100,000 per person and $300,000 per accident.

Greeley’s average insurance is much lower than the Colorado state average car insurance cost, showing how the area you live in impacts your insurance costs.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.


sources