Best Car Insurance Companies in Corpus Christi, TX

The ideal company for you depends on your profile and needs. Texas Farm Bureau offers the best car insurance in Corpus Christi and is ideal for young adults, minimum coverage and seniors. Chubb is ideal for customer service. State Farm will best suit teens and drivers with offenses. Allstate is the best for drivers with new cars.

If cost is most important to you, we’ve found the cheapest car insurance in Corpus Christi, Texas.

MoneyGeek analyzed that the following insurance companies offer the best car insurance in Corpus Christi for full coverage:

• Texas Farm Bureau: MoneyGeek score of 79 out of 100 ($714 per year)
• State Farm: MoneyGeek score of 76 out of 100 ($659 per year)

Texas Farm Bureau scored well in affordability and satisfaction. USAA car insurance will suit you best if you’re an active-duty military member or a veteran. It has a MoneyGeek score of 80 out of 100.

Texas Farm Bureau also offers the best car insurance in Texas, scoring 91 out of 100.

MoneyGeek assessed 12 insurance providers in Corpus Christi based on various factors and found Texas Farm Bureau the best option based on affordability and service. State Farm, the runner-up and the cheapest insurer, was ranked second because of its low claims settlement score. Foremost ranked the highest for customer satisfaction but charged pretty expensive rates, which is why it has a low overall rank.

These rates are for a full coverage policy. We only scored those insurers for which enough data could be found for all individual scoring components.

When we excluded cost from our scoring system, the following companies stood out as the ideal options for the best customer service in Corpus Christi for full coverage:

• Chubb: MoneyGeek score of 76 out of 100 ($1,319 per year)
• Foremost: MoneyGeek score of 67 out of 100 ($1,531 per year)

Chubb ranked highly for claims and customer satisfaction. The insurer offers one of the most expensive policies because of its good service.

An insurance provider with the best customer service will offer a smooth claims filing process while resolving your complaints promptly.

Although Chubb ranked third for customer satisfaction, it scored the highest for claims settlement, which made it the most suitable option for best customer service. Foremost ranked higher than Chubb for customer satisfaction, but it has an average claims settlement score.

After analyzing various insurers offering state-minimum policies in Corpus Christi based on service quality and affordability, we found that these companies are the best options:

• Texas Farm Bureau: MoneyGeek score of 79 out of 100 ($374 per year)
• State Farm: MoneyGeek score of 78 out of 100 ($335 per year)

You will pay the lowest rates for these state-minimum policies, but you also won’t get protection against liability costs, and these policies will not cover damages to your vehicle in an accident. The minimum car insurance requirements in Texas are similar for every location in the state.

The ideal minimum coverage insurance provider will offer you the most affordable rates and quality service. You might find such an insurer, but sometimes there’s a trade-off.

Texas Farm Bureau is the best insurer because it charges one of the most affordable rates and is also ranked well for customer service. State Farm has better affordability but doesn’t provide good service.

The following companies offer the best car insurance for young adults for full coverage in Corpus Christi:

• Texas Farm Bureau: MoneyGeek score of 80 out of 100 ($892 per year)
• State Farm: MoneyGeek score of 76 out of 100 ($844 per year)

Texas Farm Bureau scored well for affordability and customer satisfaction. Young drivers can benefit from reasonable premiums and great customer service since they might be more likely to file claims or be on a tighter budget.

When choosing an insurer as a young adult, consider a company offering affordable rates, various coverages and discounts. The ideal company will also rank well for customer service.

Although Texas Farm Bureau does not offer many coverages, it offers a couple of discounts for young drivers and ranks high for customer satisfaction and affordable policies. State Farm charges the lowest rates but does not offer the same level of service.

MoneyGeek found these companies offer the best car insurance for teens on a family policy with full coverage in Corpus Christi:

• State Farm: MoneyGeek score of 76 out of 100 ($2,265 per year)
• Foremost: MoneyGeek score of 73 out of 100 ($4,085 per year)

State Farm scored well for customer satisfaction and affordability. You can significantly save on a family plan as a teen driver. We found that a 16-year-old driver pays an average of $3,267 more for their own policy vs. being on a family policy in Cincinnati. It’s important to note that teens under 18 can’t get coverage without a guardian’s permission.

Most insurance providers charge expensive rates to insure teen drivers. The best insurer for a teen driver will offer affordable rates, discounts and coverages specifically for new drivers.

We found State Farm to be the best insurer because it offers the most affordable policy and various student-related discounts. Foremost scored better for satisfaction, but it took the second spot due to its more expensive rates.

Based on MoneyGeek’s analysis, the following companies offer the best car insurance for seniors who need full coverage in Corpus Christi:

• Texas Farm Bureau: MoneyGeek score of 81 out of 100 ($598 per year)
• State Farm: MoneyGeek score of 76 out of 100 ($600 per year)

Texas Farm Bureau ranked the highest for affordability and has an excellent customer satisfaction score.

We found that insurers charge similar rates to drivers in their 60s as drivers in their 30s through 50s, but rates generally increase for drivers in their 70s. You can save on your car insurance policy by shopping around for car insurance in the city.

You won’t generally pay expensive rates as a senior driver, so it’s best to opt for an insurance company offering coverage like personal injury protection (PIP) or medical payments coverage since you will be susceptible to a severe injury in case of an accident.

Texas Farm Bureau ranked well for customer satisfaction, and it offers a safe driving discount. State Farm also offers such a discount but does not rank well for customer satisfaction.

The following companies offer the best car insurance in Corpus Christi for drivers with offenses who need full coverage:

• State Farm: MoneyGeek score of 75 out of 100 ($1,202 per year)
• Texas Farm Bureau: MoneyGeek score of 73 out of 100 ($1,540 per year)

State Farm scored well for affordability and customer service. Insurers may charge you higher rates based on the severity of your offense. The average annual premium increase for someone who has driven while intoxicated is $542, while it’s $231 more per year for a driver with a speeding ticket.

On-road violations can significantly increase your car insurance rates, so choosing an insurance company that offers affordable rates for drivers with offenses on their records is essential. The best insurer will also offer various discounts and coverages.

State Farm ranked well for affordability and satisfaction, so it's the top choice for car insurance. Texas Farm Bureau isn't the most suitable option because of its expensive rates.

The best full coverage car insurance companies for drivers with new cars in Corpus Christi are:

• Allstate: MoneyGeek score of 73 out of 100 ($1,387 per year)
• Foremost: MoneyGeek score of 53 out of 100 ($1,971 per year)

For this category, we ranked insurers that offer new car or better car replacement coverage after analyzing affordability and service quality for drivers with a 2022 model car in Texas. New car replacement coverage can immensely benefit new car owners, as they can get a brand-new car of the same make and model if their car gets totaled in an accident.

Allstate has the perfect score for affordability and ranked well for coverage options, making it a good choice for drivers with new cars.

The ideal car insurer for drivers with new cars in Corpus Christi will offer new car or better car replacement coverage and affordable rates.

Since Allstate is the cheapest insurer for these drivers and offers new car replacement coverage, it is the best choice for a policy. Foremost also offers this coverage, but its policies are expensive.

The best car insurance in Corpus Christi will vary based on what you’re looking for and your needs. These frequently asked questions will help you understand the different insurers available in the city.