Delta SkyMiles® Platinum American Express Card Review

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Individuals who frequently travel via Delta flights can enjoy Delta SkyMiles® Platinum American Express Card benefits. It offers some perks for elite travelers, which may be enough to compensate for the $350 annual fee. Cardholders can earn 3X Miles on Delta purchases and hotel bookings, 2X Miles at restaurants worldwide, including takeout and delivery in the U.S., and U.S. supermarkets, and earn 1X Miles on all other eligible purchases. The card can help boost your status as a Delta flyer by earning Medallion Qualification Miles.

Other factors to consider when looking for the best credit card are bonuses and rewards. These can help determine if the Delta SkyMiles Platinum Card’s features are useful to you or not.

• You can earn 50,000 Bonus Miles after spending $3,000 in eligible purchases within the first 6 months of card membership.
• Receive a Companion Certificate for domestic, Caribbean, or Central American roundtrip flights each year after card renewal. Taxes and fees apply, up to $80 for domestic and $250 for international flights.
• Get $2,500 Medallion® Qualification Dollars each Medallion Qualification Year.
• Enjoy 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• Earn $1 Medallion® Qualification Dollar for each $20 spent on the card.
• Earn 3X Miles on Delta purchases and hotel bookings.
• Earn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S., and at U.S. supermarkets.
• Earn 1X Mile on all other eligible purchases.
• Receive up to $120 in statement credits annually for eligible purchases at U.S. Resy restaurants.
• Receive up to $120 in statement credits annually for U.S. rideshare purchases with select providers. Enrollment required.
• Enjoy your first checked bag free on Delta flights.
• Receive Zone 5 Priority Boarding on Delta flights.
• Get a $100 statement credit for Global Entry or up to $85 for TSA PreCheck® application fees.
• Eligible for the Complimentary Upgrade list with an eligible ticket.
• No Foreign Transaction Fees See Rates and Fees
• $350 Annual Fee See Rates and Fees
• Terms Apply.

Understanding the features, fees and rates associated with the Delta SkyMiles Platinum Card is a must to ensure that you are getting the best credit card suitable for your needs. Take note of the APR, transaction fees, annual fees and rewards rate.

The Delta SkyMiles® Platinum American Express Card has other features and benefits, including the following:

• Trip delay insurance: If you use your card to pay for a round-trip flight that has to be delayed for more than 12 hours due to a covered reason, this coverage will reimburse certain additional expenses you purchased using the credit card. The maximum amount is $300 per trip for a maximum of two claims per eligible account for every 12-month period.
• Car rental loss and damage insurance: If you use this credit card to reserve and pay for the entire rental of a vehicle and decline the collision damage waiver from the rental company, you get coverage against damages to or theft of the rental vehicle as long as it is in a covered territory.
• Baggage insurance plan: This covers lost, damaged or stolen baggage. To qualify for this insurance, you have to use the Delta SkyMiles Platinum Card to purchase the entire fare for a common carrier vehicle ticket. Maximum coverage is $1,250 for carry-on baggage and $500 for checked baggage.
• Additional card: A Delta SkyMiles Platinum cardholder can add an additional card for an individual aged 13 or up. The primary cardholder earns miles from the purchases on the additional card.
• Customer support: Delta SkyMiles® Platinum American Express Card customer service is available 24/7 to those who travel more than 100 miles from home. Through the Global Assist Hotline, you can get emergency assistance and coordination services like medical and legal referrals. Additionally, American Express had the highest ranking in J.D. Power’s 2020 Credit Card Satisfaction Study.

Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

The Delta SkyMiles® Platinum American Express Card is a good option for frequent travelers looking for a credit card with various travel perks, opportunities to earn and redeem miles and make international purchases without worrying about transaction fees. However, it may not be the ideal option for every credit card user. It has a higher annual fee and APR compared to some credit cards under the same category.

For rates and fees of the Delta SkyMiles® Platinum American Express Card, please click here.