Discover it® Miles
vs. Capital One VentureOne Rewards Credit Card

If you're eyeing a travel rewards card without an annual fee, you may be considering the Discover it® Miles and the Capital One VentureOne Rewards Credit Card. Discover it® Miles is better for a flat rewards rate on all purchases, offering unlimited 1.5x miles per dollar spent, while Capital One VentureOne is tailored for those who book travel through Capital One, with 5x miles on hotels and rental cars. The Discover it® Miles also boasts a lower APR range, which could be beneficial for those who occasionally carry a balance.

You might prefer the Discover it Miles if: You value a higher rewards rate on your everyday spending. You'll accumulate miles quickly, which can be redeemed for travel, cash back or other rewards. Additionally, Discover it Miles offers the unique Discover Match® program, doubling the miles you've earned at the end of your first year.

You might prefer the Capital One VentureOne Rewards Credit Card if: You're looking for a straightforward rewards card from a well-known issuer with a solid reputation. While it doesn't offer the same high rewards rate as the Discover it Miles, it does provide unlimited earning potential and a welcome offer of 20,000 miles. This card could be a good fit if you prefer Capital One's customer service and enjoy the flexibility of booking travel without blackout dates or specific airlines and hotels to worry about.

The Discover it® Miles card has a great balance transfer offer, making it appealing for those looking to manage existing debt while accruing travel rewards. Ideal for the everyday spender, this card simplifies earning with unlimited 1.5x miles on every purchase.

With no annual fee and a competitive APR range from 17.24% to 28.24% variable, it's a cost-effective choice for budget-conscious consumers. A standout feature is the first-year mile-for-mile match, which doubles the miles you earn at the end of your first year, enhancing the card's value proposition.

While it lacks bonus categories and specific travel perks, its straightforward rewards structure and introductory offers make it a strong contender for those seeking travel rewards without complexity.

The Capital One VentureOne Rewards Credit Card has a solid balance transfer offer. This card is also particularly well-suited for individuals seeking a straightforward rewards program with the added benefit of a welcome promo.

Cardholders can earn 20,000 bonus miles, which can be a significant boost to their travel budget. With no annual fee and no foreign transaction fees, it's a cost-effective choice for both domestic and international spenders. The card also offers an attractive 0% introductory APR for 15 months on both purchases and balance transfers.

Recommended for consumers with a credit score ranging from good to excellent (670-850), this card is a strong contender for anyone looking to earn travel rewards without worrying about extra costs.

Our breakdown will help compare APRs, fees, required credit, rewards, introductory offers and other features. This side-by-side analysis provides a clear view of how each card performs in key areas, such as the cost of borrowing, potential rewards and the creditworthiness needed for approval.

For instance, while both cards offer a 0% introductory APR period, you might prefer the Discover it® Miles for its first-year rewards matching or the VentureOne for its bonus miles offer. Use this section to align your financial needs with the card that best serves them.