You may be considering the Capital One Quicksilver Cash Rewards and the Capital One VentureOne Rewards to try to decide which one of these Capital One cards gets in your wallet. Both cards offer a 0% intro APR for 15 months and require good to excellent credit. The Quicksilver card is a more rewarding card, offering 1.5% cash back on all purchases. VentureOne earns 1.25 miles per dollar spent and miles redeem for approximately 1 cent making the rewards earning rate on the VentureOne is slightly lower.
Capital One Quicksilver Cash Rewards Credit Card
vs. Capital One VentureOne Rewards Credit Card
While both cards offer attractive rewards without an annual fee, the Capital One Quicksilver Cash Rewards is better for cash back, and the Capital One VentureOne Rewards is tailored for travel miles.
![First credit card image](https://res.cloudinary.com/moneygeek/image/upload/v1634794486/Capital_One_Quicksilver_Cash_Rewards_Credit_Card_089a099b23.png)
![Second credit card image](https://res.cloudinary.com/moneygeek/image/upload/v1698697345/Capital_One_Venture_One_Rewards_1_543aefe14a.png)
![](https://res.cloudinary.com/moneygeek/image/upload/c_scale,q_auto:eco,f_auto,fl_lossy,w_100,b_white/v1585262247/bbgpw5eliaweh29jfpd8.png)
Doug Milnes, CFA
Head of Credit Cards at MoneyGeek
Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets. Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.
Lukas Velunta
Content Editor
Lukas Velunta is a MoneyGeek content editor with over 12 years of experience in economics, finance, management and consumer science content. He also works as a researcher and academic editor, preparing articles from non-native English speakers for peer review in Q1 journals.
![](https://res.cloudinary.com/moneygeek/image/upload/c_scale,q_auto:eco,f_auto,fl_lossy,w_100,b_white/v1585262247/bbgpw5eliaweh29jfpd8.png)
Doug Milnes, CFA
Head of Credit Cards at MoneyGeek
Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets. Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.
Lukas Velunta
Content Editor
Lukas Velunta is a MoneyGeek content editor with over 12 years of experience in economics, finance, management and consumer science content. He also works as a researcher and academic editor, preparing articles from non-native English speakers for peer review in Q1 journals.
Updated: April 22, 2024
Advertising & Editorial Disclosure
MoneyGeek partners with leading industry experts and advertisers to help you get to your financial happy place. Our content is accurate when posted but offers may change over time. We may receive compensation for partner advertisements, but our editorial team independently reviews and ranks products. Learn more about our editorial policies.
![Credit Card logo for Capital One Quicksilver Cash Rewards Credit Card](https://res.cloudinary.com/moneygeek/image/upload/c_scale,q_auto:eco,f_auto,fl_lossy,h_190,w_300/v1634794486/Capital_One_Quicksilver_Cash_Rewards_Credit_Card_089a099b23.png)
![Credit Card logo for Capital One VentureOne Rewards Credit Card](https://res.cloudinary.com/moneygeek/image/upload/c_scale,q_auto:eco,f_auto,fl_lossy,h_190,w_300/v1698697345/Capital_One_Venture_One_Rewards_1_543aefe14a.png)
- Regular APR19.99% - 29.99% variable19.99% - 29.99% variable0% APR Offer0% for 15 months on purchases0% for 15 months on purchasesBalance Transfer Offer0% for 15 months on balance transfers0% for 15 months on balance transfersAnnual Fee$0$0Rewards SummaryEarn unlimited 1.5% cash backEarn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply Earn unlimited 1.5% cash back on every purchase, every dayEarn 1.25 miles on every purchase5 Miles per dollar on hotels and rental cars booked through Capital One Travel 1.25 Miles per dollar on every purchase, every dayRecommended Credit670-850 (Good to Excellent)670-850 (Good to Excellent)Not sure?
Capital One Quicksilver Cash Rewards vs. Capital One VentureOne Rewards: Which Is Better for You?
You might prefer the Capital One Quicksilver Cash Rewards if: you value straightforward cash back rewards. You'll earn an unlimited 1.5% cash back and have a strong 15 month 0% APR on new purchases and balance transfers.
You might prefer the Capital One VentureOne Rewards if: you're looking for travel rewards without the worry of an annual fee. If you prefer to accumulate miles over cash back and enjoy the flexibility of no foreign transaction fees, this card could align well with your travel habits.
MoneyGeek's Take on the Capital One Quicksilver Cash Rewards
The Capital One Quicksilver Cash Rewards boasts a solid MoneyGeek Balance Transfer Card Rating of 3.7 out of 5, reflecting its competitive edge in the balance transfer card category. With no annual fee and a straightforward rewards program, this card is a practical choice for everyday spending. Cardholders can earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel and 1.5% on all other purchases, making it a versatile tool for both travel and daily expenses.
The card also offers an attractive introductory deal with 0% APR for 15 months on purchases and balance transfers, followed by a variable APR of 19.99% to 29.99%. This card is well-suited for individuals with a credit score ranging from 670 to 850, aligning with those who have good to excellent credit. Whether you're looking to consolidate debt with a balance transfer or simply earn rewards on your everyday spending, the Capital One Quicksilver Cash Rewards could be a valuable addition to your wallet.
![Credit Card logo for Capital One Quicksilver Cash Rewards Credit Card](https://res.cloudinary.com/moneygeek/image/upload/c_scale,q_auto:eco,f_auto,fl_lossy,h_190,w_300/v1634794486/Capital_One_Quicksilver_Cash_Rewards_Credit_Card_089a099b23.png)
On Partner's Website
MoneyGeek's Take on the Capital One VentureOne Rewards
The Capital One VentureOne Rewards is a solid choice for those who prefer a card with no annual fee and an appealing welcome offer. With a MoneyGeek Balance Transfer Score of 3.4 out of 5, this card is designed for individuals who want their rewards to go towards travel. Cardholders enjoy a 0% APR on purchases and balance transfers for the first 15 months, providing a window of opportunity for interest-free spending and debt management. The recommended credit range for this card is 670 to 850, catering to those with good to excellent credit. With no foreign transaction fees, it's also a great companion for international travel.
![Credit Card logo for Capital One VentureOne Rewards Credit Card](https://res.cloudinary.com/moneygeek/image/upload/c_scale,q_auto:eco,f_auto,fl_lossy,h_190,w_300/v1698697345/Capital_One_Venture_One_Rewards_1_543aefe14a.png)
On Partner's Website
Details Comparison: Capital One Quicksilver Cash Rewards vs. Capital One VentureOne Rewards
Our breakdown will help compare APRs, fees, required credit, rewards, introductory offers and other features to guide you through each card's specifics. For instance, if avoiding fees is paramount, note the VentureOne's balance transfer fee. Or, if you prefer straightforward cash rewards, the Quicksilver might be your match.
Regular APR
Both the Capital One Quicksilver Cash Rewards and the Capital One VentureOne Rewards have the same regular APR range of 19.99% to 29.99% variable.
Annual Fee
Both the Capital One Quicksilver Cash Rewards and the Capital One VentureOne Rewards have a $0 annual fee.
Introductory 0% APRs
Both cards offer a 0% introductory APR on purchases and balance transfers for 15 months. The Capital One Quicksilver Cash Rewards has a consistent 3% balance transfer fee, making it slightly better for those planning to transfer balances.
Rewards
The Capital One Quicksilver Cash Rewards is better for rewards due to its 1.5% cash back. The VentureOne Rewards card earns miles at a rate of 1.25 miles per dollar spend and miles redeem for approximately 1 cent.
Welcome Offers
Both cards offer a valuable welcome bonus after spending $500 in the first three months. The Capital One Quicksilver Cash Rewards provides a $200 cash bonus, while the Capital One VentureOne Rewards offers 20,000 miles. The choice between them hinges on whether you prefer cash back or travel rewards.
Recommended Credit Score
Both cards require a credit score range of 670 to 850. This indicates they are aimed at individuals with good to excellent credit, making neither card better based on credit score requirements alone.
Penalties and Fees
Both cards have a late fee of up to $40 and no penalty APR. Neither card charges foreign transaction fees.
Issuer Satisfaction
Both the Quicksilver Cash Rewards and the VentureOne Rewards are issued by Capital One, which has an issuer satisfaction rating of 4.2 out of 5.
Other Features & Perks
The Capital One VentureOne Rewards offers more travel-related perks, including travel accident insurance and auto rental collision damage waiver, making it a better choice for perks.
FAQ: Capital One Quicksilver Cash Rewards vs. Capital One VentureOne Rewards
The Quicksilver card offers cash back, while the VentureOne card rewards with travel miles. Maximize your cash back rewards with our guide.
No, both cards have no foreign transaction fees, ideal if you're traveling abroad.
Both cards are suitable for those with good to excellent credit. Explore other Capital One credit cards for more options across credit score ranges.
Yes, the Quicksilver offers a cash bonus and the VentureOne offers bonus miles.
Both cards offer the same APR range after the introductory period.
About Doug Milnes, CFA
![Doug Milnes, CFA headshot](https://res.cloudinary.com/moneygeek/image/upload/c_scale,q_auto:eco,f_auto,fl_lossy,w_160/v1585262247/bbgpw5eliaweh29jfpd8.png)
Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets.
Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.
Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team.
Advertiser Disclosure: MoneyGeek has partnered with CardRatings.com and CreditCards.com for our coverage of credit card products. MoneyGeek, CardRatings and CreditCards.com may receive a commission from card issuers. To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated card issuers that are not paid partners.