Bank of America® Travel Rewards
vs. BankAmericard® Credit Card

If you're looking for a Bank of America credit card with no annual fee and an introductory APR offer, you may be considering the Travel Rewards card and the BankAmericard. The BankAmericard is ideal for people prioritizing a longer 0% intro APR period, offering 18 billing cycles compared with Travel Rewards's 15. But if earning rewards on every purchase is important to you, the Travel Rewards card is the clear choice, with its unlimited 1.5 points per $1 spent and a 25,000-point bonus offer.

You might prefer the BankAmericard® Credit Card if: you're looking for a card with a generous introductory APR period. With a 0% intro APR for the first 18 billing cycles on both purchases and balance transfers, this card can help you manage large expenses or existing debt without accruing interest for a year and a half. It's particularly well-suited for people who may not travel frequently and are seeking a straightforward credit card with no annual fee and a recommended credit score range of 670 to 850.

You might prefer the Bank of America® Travel Rewards if: you're a frequent traveler interested in earning points on every purchase. This card allows you to accumulate unlimited 1.5 points for every $1 spent, which can be redeemed for travel expenses. Additionally, the card offers an introductory bonus of 25,000 points and a 0% intro APR for 15 billing cycles on purchases and balance transfers. With no annual fee and the same recommended credit score range as the BankAmericard, it's a compelling option for those looking to earn travel rewards on their everyday spending.

The Bank of America Travel Rewards card is a solid choice for people who want to earn travel points without worrying about an annual fee. With a MoneyGeek balance transfer card rating of 3.0 out of 5, it's a respectable option for those looking to manage existing debt while earning rewards. No annual fee and a 0% introductory APR on purchases and balance transfers for the first 15 billing cycles can help cardholders save on costs while accumulating points.

Cardholders earn unlimited 1.5 points per $1 spent on all purchases, making it straightforward to rack up rewards. Additionally, the card offers an enticing introductory bonus of 25,000 online bonus points after meeting the spending requirements, which can be a significant boost to your travel points balance.

The BankAmericard® Credit Card, with a MoneyGeek Balance Transfer Score of 4.3, stands out for those seeking a financial tool to manage existing debt. This card is particularly beneficial for its $0 annual fee and a 0% introductory APR on purchases and balance transfers for the first 18 billing cycles — it's tailored for individuals looking to minimize interest on their current balances. The card is best suited for consumers with a good to excellent credit score, ranging from 670 to 850, who are looking for a straightforward credit option without the complexity of rewards programs.

Our breakdown will help compare APRs, fees, required credit, rewards, introductory offers and other features. This section is designed to guide you through each card's specifics, such as the BankAmericard's longer intro APR period for purchases and balance transfers versus the Travel Rewards card's points system.