Best Medicare Supplement Plans in Alaska (2026)

Monthly Medigap premiums in Alaska range from $73 to $197 for 65-year-olds, giving seniors several lower-cost ways to add coverage to Original Medicare. After reviewing all 10 standardized plan types, we identified insurers that combine manageable monthly costs with dependable benefits.

State Farm offers the lowest prices for several of the most widely chosen plans, including Plan N at $106 per month, Plan D at $119, and Plan G at $137. USAA posts the lowest rates for Plans A and F, while Humana prices Plans B and C competitively. Transamerica completes the list with budget-friendly options for Plans K, L and M. 

Depending on the plan selected, these options can reduce monthly costs by as much as $97 compared to state averages.

*These rates reflect Medigap premiums for 65-year-olds.

Compare all Alaska Medicare Supplement options in the table below. The companies above lead for popular plans. Check for other options:

Alaska's 65-year-olds pay anywhere from $92 to $285 monthly for Medicare Supplement insurance based on plan type. 

Plan G costs $233 monthly and attracts most Alaska seniors because it covers nearly every Medicare gap after you pay the $257 Part B deductible. Budget shoppers start with Plan K at $92 per month, while Plan F reaches $285 monthly. Plan N runs $203 and appeals to seniors seeking solid benefits without the highest costs. Mid-tier options are Plan M ($133), Plan L ($145), and Plan D ($176 monthly).

Federal law standardizes Medicare Supplement plans. Plan G covers the same benefits no matter which company sells it. Companies compete on price, not coverage. Each lettered plan covers specific benefits. You balance monthly premiums against what you'll pay out of pocket.

Learn More: What Does Medicare Cover and Not Cover?

Pick your plan letter first. Then compare Alaska insurers selling that plan. Focus on three areas:

Alaska Medicare beneficiaries looking for help with coverage decisions have these statewide resources: 

• Medicare Information Office: This office houses Alaska's State Health Insurance Assistance Program (SHIP) along with Senior Medicare Patrol fraud prevention services. Trained counselors answer questions about Medicare enrollment, Medigap plans, Part D drug coverage and Medicare Savings Programs without charge. Reach counselors by phone at (907) 269-3680 in Anchorage or toll-free statewide at (800) 478-6065. Services include side-by-side plan comparisons, claims appeals guidance and enrollment assistance during Open Enrollment periods.
• Alaska Division of Insurance: The Division enforces Alaska insurance laws and tracks consumer complaints against insurers and agents selling Medicare-related policies. File complaints online through their consumer portal or call Consumer Services at (907) 269-7900 to report problems with Medicare Supplement insurers. The Division publishes an annual Medigap premium rate guide showing what each company charges for identical plans across Alaska.
• Aging and Disability Resource Centers (ADRC): Six regional centers throughout Alaska connect seniors and people with disabilities to community support services. ADRCs help you find in-home care, transportation options, Medicaid waiver programs, assistive technology like hearing aids or walkers, and home modification resources for safety improvements. Call the statewide ADRC line at (855) 565-2017 or contact your regional center directly for personalized screening and service coordination.
• Medicare.gov: Search Medicare Supplement plans sold in Alaska by ZIP code. The plan finder displays monthly premiums for identical coverage across different insurers, letting you spot price differences that can exceed $100 monthly for the same benefits.

These are the most common questions about Medicare Supplement insurance in Alaska:

MoneyGeek collected data for all Medicare plans in Alaska for 65-year-olds and 75-year-olds, using the plan browsing tool at Medicare.gov. Unless otherwise noted, the data in this article references quotes pulled for 65-year-olds in the state.

We scored Medigap companies in Alaska based on three main categories to create a weighted score out of 5:

• Affordability (50%): Providers with the lowest monthly cost score higher.
• Pricing style (20%): Medigap insurers use three methods to determine premiums: Community Pricing, Issue-Age Pricing and Attained Age Pricing. We gave higher scores for pricing styles that are more stable and equitable, as follows: Community Pricing 1.0, Issue-Age Pricing 0.8, Attained-Age Pricing 0.6. Using this scaling, a slightly higher-cost community-rated plan can still score higher overall than a cheaper but more volatile attained-age plan.
• Plan availability (30%): Providers with a wider range of plan types score higher, with weighted scoring given to the most popular plan types like Plan G, Plan F and Plan N.