What companies offer first responder discounts?

Some insurance companies offer first responder discounts. Among them are AAA, Alfa, Country Financial, Direct Auto, Farmers, Grange Insurance, Mercury, National General, The Hartford, Travelers and Wawanesa.

What other discounts can first responders use?

Aside from a car insurance first responder discount, there are other behavior-based, loyalty-based and telematics-based discounts. Examples include discounts for vehicle and safety equipment, bundling, defensive driving, driver’s education and safe driving.

How else can first responders save on car insurance?

First responders can also save on car insurance by shopping around, increasing deductibles or dropping unnecessary coverage. If you rarely drive, you may also consider switching to pay-per-mile insurance.

What is the best insurance for first responders?

The best auto insurance for first responders may vary depending on individualized factors. When choosing a policy, consider your circumstances and needs.

Car Insurance Discount for First Responders

Name: Car Insurance Discount for First Responders
Item: Car Insurance Discount for First Responders
Author: Staff Writers

Firefighters, police officers, EMTs and paramedics are typically considered first responders. To help make auto insurance more affordable, some companies offer insurance discounts for first responders. Depending on the company, you may get significant savings as a first responder. There are other discounts first responders can use to lower insurance premiums.

Reviewed byAmy Wilder

Updated: March 4, 2023

Advertising & Editorial Disclosure

sources

Alfa. "Auto Insurance Discounts." Accessed July 27, 2022.
Country Financial. "Car Insurance Discounts for First Responders." Accessed July 27, 2022.
Direct Auto Insurance. "Your Group Affiliation Could Help You Save." Accessed July 27, 2022.
Grange Insurance. "16 Car Insurance Discounts to Ask Your Agent About." Accessed July 27, 2022.
National General. "Discounts for Smart Drivers." Accessed July 27, 2022.
The Hartford. "Volunteer Firefighter & First Responder Insurance." Accessed July 27, 2022.
Travelers. "Affinity Group Discount." Accessed July 27, 2022.
Wawanesa Insurance. "Auto Insurance Discounts." Accessed July 27, 2022.