Top Lenders & Best Picks for You

Best Personal Loans in Henderson, NV

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Reviewed byAshley Jacobs
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Updated: December 28, 2023

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MoneyGeek's Picks for Best Personal Loan Lenders in Henderson, NV

MoneyGeek examined more than 30 data points to determine the best personal loan lenders in Henderson. We evaluated different factors such as a lender’s affordability, APR ranges, repayment terms, late and origination fees, loan amounts, customer service and more.

We also evaluated qualification requirements, including minimum credit scores, income requirements, debt-to-income ratios and more.

Based on your unique profile, the ideal lender in Henderson for you will vary. We’ve identified the top options for certain financial profiles in the city. However, it’s always wise to do your own research to ensure you pick the best lender for your needs.

Best Overall Personal Loan Lender in Henderson: Lightstream

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Best Personal Loan Lender for Bad Credit in Henderson: Upstart

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Best Personal Loan Lender for Good Credit in Henderson: SoFi

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Best Personal Loan Lender for Debt Consolidation in Henderson: Upgrade

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Best Personal Loan Lender for Home Improvement in Henderson: Best Egg

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What to Do if You Can’t Get a Personal Loan in Henderson

There are instances when personal loan companies will deny your application. However, it isn’t the end of your personal loan journey. MoneyGeek recommends that you ask for the specific reason that caused your application to be rejected. You may have been denied because of factors such as a low credit score, insufficient income or no employment history.

You could call your lender and ask if it’s possible to modify your application. You could ask to shorten your loan term or get a smaller loan amount to make your application more favorable.

If your lender still denies your application, you can try applying with another lender. However, before you do so, make sure you’ve already improved the factor that caused your application to initially be denied.

After applicants are rejected, they consider payday loans. While it is tempting, payday loans come with disadvantages. They have extremely high interest rates and short repayment terms. You may lose more than you gain.

Frequently Asked Questions About Personal Loans in Henderson

MoneyGeek compiled the most commonly asked questions about personal loans in Henderson. The best personal loan company for you will be based on your credit score, income, financial history and more.

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Our Personal Loan Methodology

We evaluated more than 30 personal loan lenders using 35+ individual data points across six key categories: consumer friendliness, loan affordability, accessibility, flexibility, customer service and lender transparency.

We considered several data points that we think carry the most weight when borrowers choose a lender. These factors include APR ranges, available loan amount, minimum credit score, minimum income amount, application fees and disbursement time.

MoneyGeek values you and your experience. Therefore, we also considered each lender’s customer support, business ratings and additional features that could make your experience easier and more accessible, like prequalification, available payment methods and mobile apps.

After careful consideration and computation, we kept your best interest in mind when determining the best personal loan lenders. Our personal loan recommendations and expert tips can help you make the best decision when choosing a lender that meets your needs.

sources
  • SoFi. "About Us." Accessed June 15, 2022.
  • Upstart. "Overview." Accessed June 15, 2022.

The content on this page is accurate as of the posting/last updated date; however, some of the rates mentioned may have changed. We recommend visiting the lender's website for the most up-to-date information available.

Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, lender or other entity. Learn more about our editorial policies and expert editorial team.