MoneyGeek analyzed the lenders offering personal loans in San Jose based on more than 30 data points, including minimum credit score and income, fees, loan disbursement time, APR ranges and other essential factors. We also evaluated the accessibility and affordability of each lender’s loans.
Our analysis shows that Lightstream is the best personal loan lender in San Jose. For borrowers with good and bad credit scores, SoFi and Upstart are the best lenders, respectively. Those seeking a loan for debt consolidation and home improvement will benefit the most from Upgrade and Best Egg.