Today’s Refinance Rates in Oregon

Updated: November 4, 2024

Advertising & Editorial Disclosure

Mortgage Refinance Rates From Top Lenders

What Is a Good Refinance Rate in Oregon?

What Oregon homeowners might deem as a “good” mortgage refinance rate will vary depending on their individual circumstances. Rates are determined by their particular loan terms, credit score and other factors.

The average rates in Oregon are currently 4.30% for a 15-year fixed-rate mortgage (FRM), 5.16% for a 30-year FRM and 4.58% for a 5/1 adjustable-rate mortgage (ARM).

Compared to the nationwide average mortgage rates estimated by the Federal Reserve Bank of St. Louis, which are 4.92%, 5.81% and 4.41%, respectively, the typical mortgage interest rates in Oregon are currently lower.

Rates for mortgage refinancing in Oregon may change often. This means that your actual refinance rate in Oregon can differ from the estimate you receive today if you don’t move quickly. MoneyGeek recommends comparing mortgage company rates so you can find the best deal for your needs.

Estimate Your New Monthly Mortgage Payment

Rates can differ across homeowner profiles and from day to day, depending on various market conditions. With the help of MoneyGeek's mortgage calculator, you can determine the monthly payment you will need to finance your house. Use the rates above and enter your mortgage information to get started.

Mortgage Refinance Calculator in Oregon
Make sure refinancing your existing home loan will save you money.
Updated։ Nov 05, 2024
Fact Checked

By Mandy Sleight, Licensed Insurance Agent

Current Mortgage
New Mortgage
You can’t save on your monthly payment or your mortgage interest by refinancing.
Total Savings
$0
0
0
Year 5
Monthly Payments
Total Payments
Total Interest
Current Loan
$0
-
$0
-
$0
-
New Loan
$0
=
$0
=
$0
=
Savings
$0
$0
$0

Frequently Asked Questions About Refinance Rates in Oregon

To help you understand key information about the refinance rates in Oregon, MoneyGeek provides answers to frequently asked questions listed below.

What is a good refinance rate in Oregon?
What is a bad refinance rate in Oregon?
What is a good refinance interest rate on a 30-year fixed-rate mortgage in Oregon?
What is a good refinance interest rate on a 15-year fixed-rate mortgage in Oregon?
What is a good refinance interest rate on a 5/1 adjustable-rate mortgage in Oregon?
sources
  • Federal Reserve Bank of St. Louis. "Mortgage Rates." Accessed November 4, 2024.